Back

Cost of Living in
Seattle

Rank #16
To compile our rankings, we analyzed the factors associated with living costs like housing, transportation, groceries, utilities, and healthcare.
Living cost is 44.5% higher than avg
Families spend upto $12,626/mo on avg
Homeowners spend $12,356/mo on avg
Renters spend $7,121/mo on avg

Enter the city you're moving from

Moving From

Moving To

Your Pre-Tax Income

Seattle, WA is the #16 Most Expensive City in the U.S.

U.S. Avg.

Seattle, WA

Difference Diff

Home Price

$534,127

$1,119,686

110%

Apartment Rent (per month)

$1,354

$2,970

119%

U.S. Avg.

Seattle, WA

Difference Diff

Phone (per month)

$219.9

$209.52

Total Energy (per month)

$194.67

$211.87

U.S. Avg.

Seattle, WA

Difference Diff

Grocery Staples

Corn Flakes (per box)

$5.88

$8.08

37%

Frozen Corn (per bag)

$2.33

$2.52

Frozen Meal (per package)

$4.75

$4.27

10%

Cooking Oil (per bottle)

$10.11

69%

Detergent (per bottle)

$18.81

$22

17%

Facial Tissues (per box)

$2.54

$2.53

Sweet Peas (per can)

$1.74

$1.92

10%

Sugar (per bag)

$4.46

$5.25

18%

Bread (per loaf)

$3.66

$4.58

25%

Frying Chicken (per lb)

$1.64

$2.16

32%

Meat & Poultry

Chicken (per lb)

$1.67

$2.89

73%

Steak (per lb)

$13.56

$17.02

26%

Sausage (per lb)

$4.89

$5.5

12%

Ground Beef (per lb)

$7.9

$8.11

Snacks & Beverages

Soft Drink (per bottle)

$3.08

$3.17

Potato Chips (per bag)

$5.08

$4.6

Coffee (per lb)

$5.92

$7.25

22%

Fresh Orange Juice (per half gallon)

$4.85

$5.22

Fruits & Vegetables

Peaches (per can)

$4.29

$2.9

32%

Lettuce (per head)

$1.85

$1.99

Bananas (per lb)

$0.62

$0.85

37%

Potatoes (per bag)

$4.61

$4.43

Dairy & Eggs

Parmesan Cheese (per lb)

$4.46

$4.78

Margarine (per lb)

$1.26

$1.69

34%

Eggs (per dozen)

$4.5

$4.98

11%

Whole Milk (per gallon)

$4.02

$4.89

22%

Seafood

Chunk Light Tuna (per can)

$1.06

$1.32

25%

U.S. Avg.

Seattle, WA

Difference Diff

Tire Balance (per tire)

$69.15

$76.04

10%

Gasoline (per gallon)

$2.82

$4.33

54%

U.S. Avg.

Seattle, WA

Difference Diff

Doctor Visit (per visit)

$113.53

$204.97

81%

Dentist Visit (per visit)

$144.14

$154.18

Ibuprofen (per bottle)

$11.48

$12.6

10%

Prescription Drug (per month)

$21.09

$19.72

Optometrist Visit (per visit)

$93.18

$228.39

145%

U.S. Avg.

Seattle, WA

Difference Diff

Women’s Slacks

$34.9

$52.5

50%

Boys’ Jeans

$29.45

$45

53%

Men’s Shirt

$39.14

$56.05

43%

Wine (per bottle)

$7.14

$11.4

60%

Beer (per 6-pack)

$10.78

$12.31

14%

Veterinary Services (per visit)

$65.41

$91.03

39%

Tennis Balls (per pack)

$3.49

$4.46

28%

Yoga (per class)

$11.89

$25.75

117%

Movie (per ticket)

$11.41

$16.66

46%

Newspaper (per copy)

$18.96

$17.52

Washer Repair (per service)

$109.38

$102.5

Women Slacks

$34.88

$47.44

36%

Boy Jeans

$29.51

$37.13

26%

Man Dress Shirt

$39.05

$49.38

26%

Dry Cleaning (per item)

$13.25

$25.76

94%

Shampoo (per bottle)

$1.56

$1.49

Toothpaste (per tube)

$3.59

$3.99

11%

Beauty Salon (per visit)

$46.61

$90.63

94%

Haircut (per cut)

$26.79

$52.7

97%

Fried Chicken (per serving)

$4.36

$5.86

34%

Pizza (per pizza)

$11.88

$15.74

32%

Hamburger (per serving)

$5.25

$6.8

30%

Welcome to the Emerald City—where the cost of living is in Seattle, WA,44.5% higher than the national average. Nestled between Puget Sound and Lake Washington, Seattle is surrounded by evergreen forests and mountain ranges. The city ranks among the most educated in the country, with over 60% of residents holding a bachelor's degree or higher. Moreover, major employers like Amazon and Microsoft have their global headquarters here, while tech giants like Google, Meta, and Adobe also maintain large campuses in the region. The concentration of high-paying jobs fuels demand for Seattle's housing and services, driving prices well above the national average.

Housing is 110% higher than the US average. The average home cost in Seattle is $1,119,686, more than twice the national median of $404,000. If you're buying a new house in Seattle, expect to pay 20% of the home price upfront as a down payment. Additionally, monthly mortgage payments here are typically 130% to 140% higher than the national average.
Renting in Seattle is 119.4% higher than the national median of $1,627. A one-bedroom apartment in Seattle costs around $2,970 per month, while a two-bedroom averages $2,970. But even with those high prices, don't expect in-unit laundry or a house with a backyard in Seattle.
Utilities are 1% higher than the national average. Seattle has relatively affordable utilities at $204 per month, thanks to the Pacific Northwest's hydroelectric power. Electric bills average $80 monthly, natural gas is $60-$100 during winter months, and water/sewer costs around $65. Internet and cable services can add another $35-$70 monthly.
Food prices in Seattle are 8% higher than the US median. A gallon of milk costs $4.89, compared to $4.30 in Los Angeles or $3.87 nationwide. If you're a family of four, you can expect to spend $12,756 each year on food. If you're a single adult, budget $500-$700 per month, according to your eating habits.
Transportation costs are 17.67% higher than the US average. The gas cost in Seattle is $4.33 per gallon, which is 32% higher than the national average of $3.40. Monthly public transit passes cost $100, while car insurance premiums average $200+ monthly. With parking fees, bridge tolls, and regular car maintenance, the cost of getting around Seattle can add up before you know it.
Healthcare costs in Seattle are 37.28% higher than the national average. A routine optometry exam is $228.39, compared to $140 in cities like Phoenix or Dallas. A dentist visit costs $154.18 on average. Health insurance premiums have increased by 11% in 2025, with individual plans averaging $1,200 annually, and family coverage ranging from $6,000–$12,000 per year.
Miscellaneous expenses are 34.7% higher than the national average. This covers everything from outdoor gear to gym memberships, and occasional dinners in Capitol Hill. A movie ticket costs $16.66, while a haircut averages $52.7. A night out in Fremont or Belltown, with drinks and dinner, can set you back $150.

Find your
dream home in Seattle, WA

Browse Homes For Sale in Seattle, WA

Is Living in Seattle, WA Expensive?

Yes, Seattle is expensive to live in. It's not affordable for most middle-class families earning standard American wages. The overall price of living in Seattle is 45% higher than the national average—with housing costs being the major contributor, at 110% above the national average.

For $907,000, you'll get a modest townhouse in Seattle with limited parking. In contrast, that same amount will buy a luxury home in Austin or a multi-family home in Raleigh. Seattle's high cost of living is also driven by escalating housing prices, insurance premiums, and daily expenses.

Housing in Seattle

If you're buying a home in Seattle, you need to keep track of a number of hidden costs. Housing in the Emerald City is 110% higher than the US average, making it among the most expensive markets in the Pacific Northwest. With mortgage rates typically ranging from 6.5% to 7%, monthly payments can feel exorbitant. Here are Seattle's housing costs:

Buying a House in Seattle

For young adults or single people, homes in Northgate or Beacon Hill are top picks, as they offer quick access to Link Light Rail and daily conveniences like Target, Costco, and Northgate Mall. House prices in Seattle, Washington, average around $650,000-$750,000. At that price, your mortgage payments will range from $4,200 to $4,800 per month, without insurance and taxes. If you have a lower budget, condos in Capitol Hill or the International District are more accessible, typically priced between $400,000 to $600,000.
If you're a married couple with young children (under 6), expect to pay between $800,000 and $1.2 million for a three-bedroom home in Ballard, Fremont, or other family-friendly neighborhoods. The appeal of these areas lies in their proximity to quality public schools, such as Green Lake Elementary, West Woodland Elementary, and B.F. Day Elementary.
For married couples with older children (ages 6 to 17), you can find multi-family homes in Seattle for $900,000 to $1.5 million. Houses in Magnolia, Queen Anne, and other family-friendly neighborhoods have plenty of outdoor space. Moreover, these areas provide access to highly-rated schools like Garfield High and Roosevelt High. Homes with backyards in Green Lake are also a popular choice with families.

Renting a House in Seattle

Renting in Seattle costs 119.4% higher than the national average. While the typical US rent is $1,627 monthly, Seattle renters pay upwards of $2,112, depending on location and property type. Here are the average rental costs across the city:

If you're a young adult or single, rent for a one-bedroom apartment in Capitol Hill or Fremont is around $2,100-$2,400 per month. Capitol Hill is known for its vibrant nightlife, music venues, and coffee shops, while Fremont gives you easy access to downtown. For more affordable options, you can look at apartments in Northgate or the International District, ranging from $1,700 to $2,100 monthly. These neighborhoods provide easy access to Link Light Rail and Metro bus lines.
If you're a married couple with young children (under 6), expect to pay anywhere between $2,800 and $4,200 per month for a two-bedroom house in Ballard, Wallingford, or neighborhoods with family-friendly amenities like playgrounds, community centers, and quality schools.
For families with older children (ages 6 to 17), renting a three-bedroom home in Bryant or a four-bedroom in Queen Anne typically costs between $3,500 and $5,500 per month. Rentals near top schools tend to be on the more expensive side.
If you're downsizing, expect to spend $2,000 to $2,800 per month renting one-bedroom condos in Belltown, Lower Queen Anne, or South Lake Union. These neighborhoods offer low-maintenance living, easy access to shopping like Westlake Center, and healthcare facilities such as Virginia Mason Medical Center.
International students should budget about $2,500 per month for shared housing. The average apartment rent in Seattle, WA, varies widely by neighborhood, but sharing apartments in the University District, Ravenna, or other student-friendly areas can reduce average Seattle rent costs by 25% to 35%.

Utilities in Seattle

Food and Groceries in Seattle

Transportation in Seattle

Healthcare in Seattle

Healthcare costs in Seattle are 37.28% higher than the national average. Unsurprisingly, since the city provides access to some of the nation's leading medical facilities. Renowned centers like Harborview Medical Center, University of Washington Medical Center, and Swedish Medical Center provide advanced and specialized care for residents.

Doctor Visit — $204.97 per visit: Routine care in Seattle averages about $165 per visit. Common reasons for seeing a doctor—like cold and flu symptoms, blood pressure checks, or prescription refills—fall within this range. Specialized visits, such as dermatology or cardiology follow-ups, cost $200–$300 depending on the provider.
Dentist Visit — $154.18 per visit: A typical visit includes routine cleanings and dental exams. A basic cleaning costs $157, while a cavity filling is $200–$250. Compared to cities like New York ($180 for a cleaning) or Los Angeles ($165 for cleaning), Seattle remains competitive despite higher-than-average costs.
Optometrist Visit — $228.39 per visit: Routine eye exams in Seattle cost $179, which is significantly above the national average of $140. This price includes vision checks and prescription updates. However, specialized services, like contact lens fittings or glaucoma screenings, can add $75 to $200 or more.
Prescription Drugs — $19.72 per package: Without insurance, managing chronic conditions can add up. A month's supply of Lisinopril for high blood pressure typically costs $15–$25, while Metformin for type 2 diabetes is about $20–$40. Common antibiotics like Amoxicillin may cost between $25 and $35.
Over-the-Counter Meds — $12+ per package: Common necessities like ibuprofen, allergy meds, and cold remedies such as DayQuil or Mucinex typically range from $12.6 per package. Whether you're nursing a sunburn from one of Seattle's rare sunny days, fighting off spring pollen, or soothing a headache from the I-5 commute, keeping your medicine cabinet stocked is a smart move.

Healthcare in Seattle is more expensive than most cities in the country, but the quality of care is exceptional. The city's tech industry culture emphasizes wellness and preventive care, with many employers offering comprehensive health benefits. Whether you're managing regular check-ups, dental care, or an unexpected urgent care visit, Seattle's healthcare costs reflect its premium services. It's a good idea to get comprehensive health insurance, as the average cost of a doctor's visit in Seattle is around $165*. The monthly premium of a health insurance plan in Seattle ranges between $600* and $1,100*.

*Disclaimer: These figures are averages and can vary based on individual circumstances and specific insurance providers. It's recommended to compare plans and consult with insurance professionals to find the best coverage for your needs.

Miscellaneous Costs in Seattle

What Salary Do You Need to Live in Seattle, WA?

The average salary in Seattle is 44.5% higher across major industries. But to live comfortably, you'll need at least $90,000 to $120,000 per year, as per your lifestyle and neighborhood choice. Tech salaries may be high, but they're quickly offset by rising rent, parking costs, and $6 lattes.

Homeowners spend $95,000 per year: High mortgage rates, property taxes, and utilities drive up the annual cost of owning a home in Seattle.

Renters spend $85,000 per year: With soaring rental prices, plus groceries, transit, and daily essentials, renters face steep annual costs.

Families with kids spend $175,000 per year: Childcare, schooling, housing, and household needs significantly raise expenses, requiring a strong income to sustain family life in Seattle.

Discover your place in Seattle, WA

View neighborhood insights, browse popular homes, and shortlist the ones you like on any device.

Download the Houzeo Mobile App Now!

What is a Cost of Living Calculator?

A cost of living calculator helps you compare the expenses required to live in a different location. The calculator factors in various living expenses like housing, food, utilities, transportation, fitness, and entertainment, and helps you estimate how much salary you need to live in that city. Since the cost of goods and services varies in different cities, a Seattle cost of living calculator can help you decide whether moving to this city makes financial sense.

About Cost of Living Data

The data used to determine Seattle's cost of living is sourced from the Council for Community and Economic Research (C2ER). Published since 1968, COLI data is recognized by the U.S. Census Bureau and the Bureau of Labor Statistics. This organization regularly updates its data to offer a detailed and well-researched view of living expenses in cities across the country. An independent Advisory Board reviews C2ER’s data collection methodologies and quarterly publications to ensure consistency and quality. For more information, visit www.coli.org. Data published as of Oct 2025.

Frequently Asked Questions

How much is gas in Seattle?

Gas in Seattle averages around $4.33 per gallon. Prices may rise during peak driving seasons or around major events like Seahawks games. Additionally, bridge traffic and steep hills can lead to higher fuel consumption and more frequent fill-ups.

Is Seattle a good place to live?

Yes, Is Seattle a good place to live if you value career opportunities, natural beauty, and cultural diversity. It has major airports like SEA-TAC, and world-class healthcare at facilities like Harborview Medical Center. Additionally, neighborhoods like Capitol Hill and Fremont offer excellent schools and vibrant communities.

What is the cost of living in Seattle, Washington?

The average cost of living in Seattle, WA, is 44.5% higher than the national average. Neighborhoods like South Lake Union and Belltown are expensive, while areas like Northgate, Beacon Hill, and the International District are among the more affordable places to live in Seattle.

What is the average rent in Seattle, Washington?

A one-bedroom apartment in Seattle typically rents for $2,112 to $2,400 per month. Premium neighborhoods like Capitol Hill and Fremont charge higher rents as they offer proximity to light rail and concierge services.

How much is a two-bedroom apartment in Seattle?

A two-bedroom apartment in Seattle costs between $2,799 and $3,500 per month. Expect higher rents for skyline views, or luxury buildings in neighborhoods like Belltown, South Lake Union, or Queen Anne.

What is the average price of utilities in Seattle?

Utilities in Seattle range from $180 to $250 per month. This includes electricity, water, sewer, and internet. While costs remain relatively low due to the use of hydroelectric power, heating expenses tend to spike during the winter months.

How much is childcare in Washington?

If you're moving to Washington, expect childcare costs to range between $15,000 to $20,000 per year for toddlers. Prices vary by area, with daycare centers in tech-heavy neighborhoods like South Lake Union and Fremont costing more than family daycare set-ups in outer neighborhoods like Northgate and Beacon Hill.