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Cost of Living in
Washington

Living cost is 18.15% higher than avg
Families spend upto $10,386/mo on avg
Homeowners spend $10,085/mo on avg
Renters spend $5,562/mo on avg

Cost of Living in
Washington

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A Breakdown of the Cost of Living in Washington

U.S. Avg.

Washington

Difference Diff

Home Price

$532,491

$747,024.27

40%

Apartment Rent (per month)

$1,367

$1,948.4

43%

U.S. Avg.

Washington

Difference Diff

Phone (per month)

$219.4

$205.21

Total Energy (per month)

$200.23

$198.37

U.S. Avg.

Washington

Difference Diff

Grocery Staples

Corn Flakes (per box)

$6.79

$7.2

Frozen Corn (per bag)

$2.41

Frozen Meal (per package)

$4.85

$4.13

15%

Cooking Oil (per bottle)

$6.16

$9.76

58%

Detergent (per bottle)

$19.51

$21.8

12%

Facial Tissues (per box)

$2.85

$2.61

Sweet Peas (per can)

$1.83

$1.91

Sugar (per bag)

$4.66

$5.35

15%

Bread (per loaf)

$3.87

$4.4

14%

Frying Chicken (per lb)

$1.64

$2.13

30%

Meat & Poultry

Chicken (per lb)

$1.71

$2.38

39%

Steak (per lb)

$14.54

$17.32

19%

Sausage (per lb)

$5.23

$5.44

Ground Beef (per lb)

$8.61

$8.1

Snacks & Beverages

Soft Drink (per bottle)

$3.45

$3.28

Potato Chips (per bag)

$5.54

$4.56

18%

Coffee (per lb)

$6.55

$7.38

13%

Fresh Orange Juice (per half gallon)

$5.22

$5.17

Fruits & Vegetables

Peaches (per can)

$4.40

$2.88

34%

Lettuce (per head)

$1.98

$2.07

Bananas (per lb)

$0.64

$0.78

22%

Potatoes (per bag)

$5.58

$4.53

19%

Dairy & Eggs

Parmesan Cheese (per lb)

$4.69

$4.9

Margarine (per lb)

$1.30

$1.58

21%

Eggs (per dozen)

$3.98

$4.44

12%

Whole Milk (per gallon)

$4.08

$4.85

19%

Seafood

Chunk Light Tuna (per can)

$1.22

$1.32

U.S. Avg.

Washington

Difference Diff

Tire Balance (per tire)

$70.23

$74.22

Gasoline (per gallon)

$2.9

$3.98

37%

U.S. Avg.

Washington

Difference Diff

Doctor Visit (per visit)

$116.03

$197.3

70%

Dentist Visit (per visit)

$145.11

$140.7

Ibuprofen (per bottle)

$12.38

$12.66

Prescription Drug (per month)

$20.8

$17.89

14%

Optometrist Visit (per visit)

$95.27

$201.08

111%

U.S. Avg.

Washington

Difference Diff

Women’s Slacks

$35.43

$39.13

10%

Boys’ Jeans

$29.47

$33.25

13%

Men’s Shirt

$39.36

$41.97

Wine (per bottle)

$7.51

$11.43

52%

Beer (per 6-pack)

$11.17

$11.8

Veterinary Services (per visit)

$65.33

$80.59

23%

Tennis Balls (per pack)

$3.59

$4.33

21%

Yoga (per class)

$12

$21.76

81%

Movie (per ticket)

$11.67

$14.14

21%

Newspaper (per copy)

$19.31

$16.48

15%

Washer Repair (per service)

$109.47

$123.07

12%

Women Slacks

$34.88

$35.65

Boy Jeans

$29.51

$32.41

10%

Man Dress Shirt

$39.05

$40.42

Dry Cleaning (per item)

$13.45

$23.39

74%

Shampoo (per bottle)

$1.55

$1.48

Toothpaste (per tube)

$3.64

$4.11

13%

Beauty Salon (per visit)

$47.5

$58.01

22%

Haircut (per cut)

$27.08

$34.2

26%

Fried Chicken (per serving)

$4.37

$6.89

58%

Pizza (per pizza)

$11.99

$14.92

24%

Hamburger (per serving)

$5.28

$6.39

21%

The cost of living in Washington is 18.15% higher than the national average. With no state income tax, a booming tech economy, and stunning natural backdrops—from Puget Sound to Mount Rainier—the Evergreen State draws professionals, families, and remote workers alike. However, the premium lifestyle comes with higher bills across most categories, especially housing and healthcare.

Housing in Washington is 40% higher than the US average. Home prices in Washington average $747,024.27, well above the national median of $367,969. Whether you’re house-hunting in Seattle, Bellevue, or Spokane, high demand and limited inventory keep property values steep. A 20% down payment means a median cost of $130,660 upfront. What’s more, mortgage payments here can be up to 70% higher than the national average, depending on your interest rate and location.
Renting in Washington is 42.5% higher than the national average. A one-bedroom home in Washington leases for $1,800 per month, while two-bedroom units start at $2,000. Buildings in cities like Seattle or Redmond may include in-unit laundry, stainless steel appliances, and secure entry, but dedicated parking or outdoor space is less common. Smaller towns offer better deals, but rent remains elevated statewide.
Utilities in Washington are 2% lower the national average. Basic utilities for a standard 900 sq. ft. apartment total $175 to $210 per month. This includes electricity, water, heating, and garbage. High-speed internet adds another $60 to $90. Washington doesn’t require separate hurricane, tornado, or wildfire insurance in most areas, but homes near forests or coastal zones may have higher homeowner premiums due to fire or flood risks.
Food costs in Washington are 7% higher than the national average. Grocery bills skew higher, especially in metro areas. A family of four spends between $1,250 and $1,600 monthly on groceries. Meanwhile, a single adult’s monthly grocery bill ranges from $450 to $650, depending on their diet and city.
Transportation costs in Washington are 14.93% higherthan the national average. Gas prices hover near $3.98 per gallon, well above the national average of $3.16. The state consistently ranks among the most expensive for fuel, alongside above-average insurance premiums and long commutes in some regions. However, statewide transit systems help cut commuting costs. Seattle’s ORCA card allows access to buses, ferries, and light rail for less than $100 per month. Parking in downtown areas can add costs, but many cities offer park-and-ride lots or bike-friendly alternatives.
Healthcare in Washington is 27.53% higher than the national average. Routine doctor visits average $197.30, and a visit to the emergency room can exceed $3,200 without insurance. Compared to neighboring states like Oregon and Idaho, Washington’s medical services consistently cost more. Health insurance premiums, prescription medications, and specialist fees all push the state’s average higher than most US regions.
Miscellaneous expenses in Washington are 16.37% higher than the US average. Gym memberships start at $80, and go up based on city and amenities. A dinner for two in a mid-range restaurant averages $85. Childcare for a toddler can exceed $1,600 per month. Most entertainment options—from ski passes at Mount Baker to weekend winery tours in Walla Walla—typically come with a premium price tag.

Moving to Washington? Be ready for higher costs. But hey, the mountains, forests, and coastline are free—just make sure your paycheck can keep up!

👉 Next Step: Compare single-family homes in Los Angeles, California. Cost of living data is sourced in part from the Council for Community and Economic Research (C2ER). Figures are provided for informational purposes only and may not reflect real-time changes.

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Is Living in Washington Expensive?

Yes, Washington is expensive to live in. The overall cost of living in Washington is 18.15% higher than the national average, with housing costs soaring 65% higher. High demand and limited supply in cities like Seattle and Bellevue push prices up, while smaller towns offer some relief (but not by much).

With a budget of $700,000, you might get a two-bedroom condo in Seattle or a three-bedroom home in Spokane or Tri-Cities. Still, for many middle-class families, everyday expenses remain a challenge. Higher costs for food, healthcare, and transportation continue to stretch household budgets across much of the state.

Housing in Washington

Housing in Washington is 40% higher than the US average, with median home prices at $747,024.27. Buyers face steep competition, especially in metro areas. Your total cost depends on location, home size, and household type. From compact condos to spacious family homes, the market offers a wide range of options. Here’s what you can expect when buying a home in Washington:

Buying a House in Washington

If you're a young adult or single, homes in Capitol Hill, Belltown, and Tacoma’s Stadium District are ideal for walkability and access to jobs. Homes here range from $450,000 to $700,000, with mortgage payments between $2,800 and $4,200. Condos and townhouses are common, often with limited parking or outdoor space. For those seeking lower costs and urban convenience, cities like Everett and Spokane have homes near $350,000.
If you're a married couple with young children (under 6), homes in Redmond, Maple Valley, and Sammamish have plenty of parks and quality elementary schools. Prices for family-sized homes range from $700,000 to $1.1 million. Mortgage payments fall between $4,000 and $6,500, depending on location and features. Most homes in these family-friendly areas include garages, yards, and access to shopping and daycare.
If you're a married couple with older children (ages 6 to 17), homes in Bellevue, Issaquah, and Camas are known for their high-performing middle and high schools. Homes here range from $900,000 to $1.5 million, often with larger floor plans. Expect mortgage payments over $6,000 for properties near schools like Newport and Camas High. These areas offer quick highway access for commuting; families can also benefit from large yards, bonus rooms, and great public amenities.

Renting a House in Washington

Renting a home in Washington costs 42.5% higher the national average. While rent across the US averages close to $1,500, renters in Washington pay between $1,948.40 per month, depending on the location and home size. One-bedroom homes in Washington generally lease for $1,800, while two-bedroom homes start at $2,000, with higher prices in urban centers like Seattle and Bellevue.

If you're a young adult or single, neighborhoods like Fremont (Seattle), South Lake Union, and downtown Olympia are popular for their nightlife, co-working cafes, and walkability. One-bedroom homes in Fremont rent for $1,900 to $2,500, while two-bedroom homes in South Lake Union can go as high as $3,000. Fremont’s artistic vibe and lakefront access attract creatives and professionals alike, while Olympia offers a more affordable lifestyle, with decent transit via Intercity Transit buses.
If you're a married couple with young children (under 6), look for homes in Bothell, Lacey, or Mill Creek. These areas offer safe neighborhoods, local parks, and good pre-schools. A two-bedroom home in Mill Creek rents for $2,600 to $3,200, while three-bedroom homes in Lacey range from $3,000 to $3,800. Access to healthcare services and local childcare centers makes these places ideal for young families.
If you have older children (ages 6–17), you should consider homes in Richland, Snoqualmie, or East Wenatchee, where school quality and Outdoor recreation are key draws. Three-bedroom homes in Snoqualmie rent for $2,800 to $3,800, while four-bedroom homes in Richland can cost between $3,500 and $4,500. Though public transit is limited, these areas come with strong school districts, large yards, and active community centers.
If you're a retiree or downsizer, the peaceful settings and scenic views of Port Townsend, Walla Walla, and Gig Harbor make them popular choices. One-bedroom homes in Walla Walla lease for $1,800 to $2,200, and two-bedroom homes in Gig Harbor average $2,200 to $2,900. These neighborhoods feature local clinics, walkable downtowns, and access to nature, making them ideal for a quieter, low-maintenance lifestyle.
If you're an international student, neighborhoods near campus, like the University District in Seattle, Pullman, and Bellingham, offer affordable shared housing and easy access to university facilities. A three-bedroom home in Pullman rents for $2,800 to $3,600, often split among roommates to lower costs. The University District offers access to UW, light rail, and 24-hour cafes. Bellingham and Pullman both provide tight-knit, student-friendly communities near Western Washington University and Washington State University, respectively.

Utilities in Washington

Food and Groceries in Washington

Grocery prices in Washington are 7% higher than the national average, driven by high demand, supply chain costs, and an emphasis on organic and locally sourced items. Coastal access helps in some areas, but urban centers like Seattle, Bellevue, and Redmond still see steeper prices at check-out.

Proteins for Family Dinners: Meat lovers will feel the pinch when grocery shopping in Washington. Steak averages $17.32 per pound, nearly 10% higher than the US median. Ground beef sits at $8.10 per pound, while sausage is $5.44. If you're looking to save, whole chicken remains the best deal, at $2.38 per pound. Local stores and wholesale clubs offer occasional discounts, but overall, protein costs add up fast, especially for large families or weekend grill-outs.
Kitchen Essentials: Daily staples are noticeably pricier here. A gallon of whole milk costs $4.85, about 10% above average, and a dozen eggs come in at $4.44, which is 14% higher than most US cities. Coffee prices land at $7.38 per 12 oz container, sugar averages $5.35 for a 4 lb bag, and margarine is priced at $1.58 per pound. Parmesan cheese sells for $4.90, while a bottle of orange juice reaches $5.17. If you're shopping weekly, these basics alone will noticeably impact your grocery bill.
Fruits and Vegetables: Washington-grown apples may be budget-friendly, but other produce is expensive. A banana costs $0.78 each, while a head of lettuce averages $2.07, both 8% to 15% above national rates. Tropical fruits like peaches, mangoes, and papayas see the sharpest increases, 18% to 22% more expensive than in other states. While seasonal farmers markets offer some relief, everyday produce prices in Washington’s major supermarkets stay on the higher side.
Snacks and Frozen Meals: If you're stocking up your pantry or Prepping for movie night, snack prices in Washington won’t do you many favors. A standard bag of potato chips costs $4.56, slightly higher than the national average. Frozen peas sit at $2 per bag, while frozen corn averages $2.41. These items don’t fluctuate as much as fresh foods but still reflect the state’s overall higher costs, especially at metro grocery chains.
Other Grocery Expenses: Non-food items follow the same pricing trend. A bottle of cooking oil costs $9.76, 6% above average, and laundry detergent is $21.80, 7% more expensive. Paper towels average $3.80 per roll, facial tissues come in at $2.61, and dish soap costs $4.25. Trash bags are also steeper, averaging $7.20 per box, up 5% from elsewhere. It’s smart to buy in bulk or hunt for deals; these small items add up fast in your monthly budget.

Transportation in Washington

Healthcare in Washington

Healthcare costs in Washington are 27.53% higher than the national average, making it one of the pricier states for medical care. While the state’s active lifestyle and mild climate may support overall wellness, expenses remain high, especially for those managing chronic conditions or facing unexpected emergencies.

Doctor Visit — $197.30+ per visit: A routine visit to a general practitioner in Washington can cost anywhere from $150 to $180. This includes appointments for check-ups, cold and flu symptoms, blood pressure monitoring, and follow-ups for chronic conditions. More specialized care (such as dermatology or endocrinology) can push your bill even higher, especially without insurance.
Dentist Visit — $140.70 per visit: Dental care in Washington trends higher than in many states. A routine cleaning costs $125 to $140, while a cavity filling can land between $170 and $220. X-rays and fluoride treatments further add to the tab, especially in metro areas like Seattle or Bellevue.
Optometrist Visit — $201.08 per visit: A basic eye exam in Washington costs slightly more than the national average. If you’re being fitted for contacts or need treatment for dry eye or other conditions, expect to spend $50 to $100 more. Vision care providers in tech-heavy cities like Redmond and Kirkland tend to charge more due to higher living and business costs.
Prescription Drugs — $17.89+ per prescription: Prescription medications in Washington also carry a premium. A one-month supply of Lisinopril (for blood pressure) can cost $15 to $25 without insurance, while Metformin (for type 2 diabetes) ranges from $20 to $40. Common antibiotics like Amoxicillin sit between $25 and $35. Pharmacy chains like Rite Aid, Walgreens, and Bartell Drugs are widely available, but costs vary by provider and insurance plan.
Over-the-Counter Meds — $11 to $15 per item: OTC medications aren't immune to Washington's healthcare inflation. A bottle of ibuprofen or acetaminophen ranges from $11 to $13, while allergy medications like Claritin or Zyrtec may cost $13 to $15. Cold and flu remedies like DayQuil, Mucinex, or Theraflu also hover around the $13 mark, especially during peak cold seasons.

Compared to healthcare in states like New York or California, Washington’s medical costs are competitive, but far from cheap. On the upside, Washington’s clean air, extensive green spaces, and active culture may help reduce long-term health risks like cardiovascular disease or respiratory illness.
Still, for anything from a broken wrist on a hike to a routine pediatric checkup, insurance is your best friend. On average, monthly premiums in the state range from $500* to $913*, depending on coverage level, provider, and your personal health history.

*Disclaimer:These figures are averages and can vary based on individual circumstances and specific insurance providers. It's recommended to compare plans and consult with insurance professionals to find the best coverage for your needs.

Miscellaneous Costs in Washington

What Salary Do You Need to Live in Washington?

The average income in Washington is 18.15% higher, but that may not be enough to cover the state’s elevated cost of living. With expenses sitting 29% above the national average, and housing costs a steep 40% higher, residents often need to make significantly more to maintain a comfortable lifestyle.

Homeowners spend $121,026.00 per year: This includes mortgage payments, property taxes, utilities, insurance, and other essentials like groceries, healthcare, and transportation. Urban homeowners in cities like Seattle or Bellevue may spend even more due to higher home values and property taxes.

Renters spend $66,747.00 per year: Annual spending covers rent, utilities, food, healthcare, and basic transit. Most households spend heavily on commuting, groceries, and medical care, especially in metro areas.

Families with kids spend $124,630.00 per year: Childcare, larger homes, and school-related expenses make raising children in Washington costly. Add in groceries, healthcare, and transportation for multiple people, and annual expenses climb quickly.

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What is a Cost of Living Calculator?

A cost of living calculator helps you compare the expenses required to live in a different location. The calculator factors in various living expenses like housing, food, utilities, transportation, fitness, and entertainment, etc., and helps you estimate how much salary you need to live in that city. Since the cost of goods and services varies in different cities, a Washington cost of living calculator can help you make the decision to move to this city or not.

About Cost of Living Data

The data used to determine Washington's cost of living is sourced from the Council for Community and Economic Research (C2ER). Published since 1968, COLI data is recognized by the U.S. Census Bureau and the Bureau of Labor Statistics. This organization regularly updates its data to offer a detailed and well-researched view of living expenses in cities across the country. An independent Advisory Board reviews C2ER’s data collection methodologies and quarterly publications to ensure consistency and quality. For more information, visit www.coli.org. Data published as of Oct 2025.

Frequently Asked Questions

How much is gas in Washington?

Gas in Washington averages $3.98 per gallon, making it one of the most expensive states for fuel. Prices are higher in metro areas like Seattle and Tacoma, and they tend to spike during holiday weekends or travel-heavy seasons. Commuters along I-5 and SR-520 often face long drives that lead to more frequent fill-ups.

Is Washington a good place to live?

Yes, Washington is a great place to live if you enjoy scenic landscapes, strong job markets, and outdoor recreation. Cities like Seattle and Bellevue are home to global tech employers, top-tier healthcare centers, and a diverse culture. Areas like Redmond and Sammamish also have high-ranking schools and family-friendly neighborhoods.

What is the cost of living in Washington?

The overall cost of living in Washington is 18.15% higher than the national average, driven mostly by steep housing prices. Seattle, Bellevue, and Kirkland are among the priciest areas in the state, while Spokane, Lacey, and Yakima are generally more affordable.

What is the average rent in Washington?

A one-bedroom apartment in Washington rents for $1,843 per month, depending on location. Seattle, Bellevue, and Redmond have higher rents due to their proximity to tech campuses and urban amenities. You can find more affordable options in Spokane or Olympia.

How much is a two-bedroom home in Washington?

Rent for a two-bedroom home in Washington starts from $2,000 per month. Waterfront homes or apartments near downtown Seattle and Mercer Island cost more, especially those with in-unit laundry, pet facilities, or EV charging stations.

What is the average price of utilities in Washington?

Monthly utility bills in Washington typically cost $450 per month, including electricity, water, sewer, and garbage. Coastal moisture and winter heating can raise your costs, especially in larger homes or older buildings with less insulation.

How much is childcare in Washington?

If you’re moving to Washington, childcare will cost you between $1,200 and $1,800 per month for toddlers. Rates tend to be higher in areas like Seattle and Bellevue, while smaller cities like Yakima or Spokane offer more budget-friendly alternatives.