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Cost of Living in
Orlando

  • List2
    Living cost is 8.3% lower than avg
  • List2
    Families spend upto $8,147/mo on avg
  • List2
    Homeowners spend $7,652/mo on avg
  • List2
    Renters spend $4,484/mo on avg

Cost of Living in
Orlando

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A Breakdown of the Cost of Living in Orlando, FL

U.S. Avg.
Orlando, FL
Diff
Home Price
$532,491
$405,414
graph trend 24%
Apartment Rent (per month)
$1,367
$1,445
graph trend 6%
U.S. Avg.
Orlando, FL
Diff
Phone (per month)
$219.4
$198.21
graph trend 10%
Total Energy (per month)
$200.23
$206.18
graph trend 3%
U.S. Avg.
Orlando, FL
Diff
Grocery Staples
Corn Flakes (per box)
$6.79
$5.65
graph trend 17%
Frozen Corn (per bag)
$2.41
$2.31
graph trend 4%
Frozen Meal (per package)
$4.85
$4.07
graph trend 16%
Cooking Oil (per bottle)
$6.16
$8.8
graph trend 43%
Detergent (per bottle)
$19.51
$20.86
graph trend 7%
Facial Tissues (per box)
$2.85
$2.59
graph trend 9%
Sweet Peas (per can)
$1.83
$1.86
graph trend 2%
Sugar (per bag)
$4.66
$5.29
graph trend 14%
Bread (per loaf)
$3.87
$4.54
graph trend 17%
Frying Chicken (per lb)
$1.64
$1.48
graph trend 10%
Meat & Poultry
Chicken (per lb)
$1.71
$1.54
graph trend 10%
Steak (per lb)
$14.54
$16.67
graph trend 15%
Sausage (per lb)
$5.23
$5.54
graph trend 6%
Ground Beef (per lb)
$8.61
$7.81
graph trend 9%
Snacks & Beverages
Soft Drink (per bottle)
$3.45
$3.17
graph trend 8%
Potato Chips (per bag)
$5.54
$4.62
graph trend 17%
Coffee (per lb)
$6.55
$6.15
graph trend 6%
Fresh Orange Juice (per half gallon)
$5.22
$4.95
graph trend 5%
Fruits & Vegetables
Peaches (per can)
$4.40
$3.11
graph trend 29%
Lettuce (per head)
$1.98
$1.98
graph trend 0%
Bananas (per lb)
$0.64
$0.76
graph trend 19%
Potatoes (per bag)
$5.58
$5.47
graph trend 2%
Dairy & Eggs
Parmesan Cheese (per lb)
$4.69
$5
graph trend 7%
Margarine (per lb)
$1.30
$1.58
graph trend 22%
Eggs (per dozen)
$3.98
$4.5
graph trend 13%
Whole Milk (per gallon)
$4.08
$4.69
graph trend 15%
Seafood
Chunk Light Tuna (per can)
$1.22
$1.32
graph trend 8%
U.S. Avg.
Orlando, FL
Diff
Tire Balance (per tire)
$70.23
$57.16
graph trend 19%
Gasoline (per gallon)
$2.9
$3.13
graph trend 8%
U.S. Avg.
Orlando, FL
Diff
Doctor Visit (per visit)
$116.03
$128.63
graph trend 11%
Dentist Visit (per visit)
$145.11
$101.57
graph trend 30%
Ibuprofen (per bottle)
$12.38
$11.68
graph trend 6%
Prescription Drug (per month)
$20.8
$17.79
graph trend 14%
Optometrist Visit (per visit)
$95.27
$95.93
graph trend 1%
U.S. Avg.
Orlando, FL
Diff
Women’s Slacks
$35.43
$37.01
graph trend 4%
Boys’ Jeans
$29.47
$29.12
graph trend 1%
Men’s Shirt
$39.36
$30.53
graph trend 22%
Wine (per bottle)
$7.51
$11.33
graph trend 51%
Beer (per 6-pack)
$11.17
$11.26
graph trend 1%
Veterinary Services (per visit)
$65.33
$67.5
graph trend 3%
Tennis Balls (per pack)
$3.59
$3.82
graph trend 6%
Yoga (per class)
$12
$15.52
graph trend 29%
Movie (per ticket)
$11.67
$15.38
graph trend 32%
Newspaper (per copy)
$19.31
$13.84
graph trend 28%
Washer Repair (per service)
$109.47
$71.21
graph trend 35%
Women Slacks
$34.88
$39.05
graph trend 12%
Boy Jeans
$29.51
$29.4
graph trend 0%
Man Dress Shirt
$39.05
$31.99
graph trend 18%
Dry Cleaning (per item)
$13.45
$18.57
graph trend 38%
Shampoo (per bottle)
$1.55
$1.71
graph trend 10%
Toothpaste (per tube)
$3.64
$4.02
graph trend 10%
Beauty Salon (per visit)
$47.5
$51.33
graph trend 8%
Haircut (per cut)
$27.08
$22.04
graph trend 19%
Fried Chicken (per serving)
$4.37
$5.29
graph trend 21%
Pizza (per pizza)
$11.99
$11.57
graph trend 4%
Hamburger (per serving)
$5.28
$5.8
graph trend 10%
Welcome to the City Beautiful—where the cost of living is 8.3% lower than the national average. Orlando may be the theme park capital of the world, but it's a costly destination for residents. With Disney World and Universal Studios driving year-round tourism demand; and major corporations, like AdventHealth and Lockheed Martin, establishing their headquarters here, Orlando's housing and service costs remain higher than in surrounding Florida cities.
  • Housing in Orlando is 24% lower than the national average, but still relatively expensive compared to nearby areas. The city's median home price is $405,414.00—well above Ocala ($280,000), Lakeland ($310,000), and Gainesville ($295,000), reflecting steady demand from tourism and corporate relocations. If you're buying a new house in Orlando, plan to put down 15–20% of the purchase price as a down payment. Monthly mortgage payments are 25% to 35% higher here than in other Central Florida markets.
  • Renting in Orlando is 5.7% higher than the national average of $1,627. A one-bedroom home in Orlando costs $1,445.00 per month, while a two-bedroom averages $2,500. Premium neighborhoods near theme parks and downtown command significantly higher rents, such as over $3,000 for houses with backyards in Orlando.
  • Utilities are 2% lower than the national average. Orlando's year-round heat means your air conditioning runs constantly, which drives up electricity costs. Energy bills average $206.18 per month, while internet connectivity adds another $198.21 monthly—the premium of living in a major tourist destination.
  • Food prices in Orlando are 3% higher than the national average. A gallon of milk costs $4.69, slightly higher than other parts of Florida. If you're a family of four, expect to spend $1,400 to $1,700 monthly on groceries. Single adults typically spend $500 to $700 per month, an indicator of the city's tourist-driven pricing across retail sectors.
  • Transportation costs are 11.39% lower than the national average. The price of gas in Orlando, Florida, is $3.13 per gallon, due to tourism demand and the state's fuel distribution costs. Monthly car insurance premiums average $190, above the national average of $183. Parking fees in popular areas like Lake Nona, Winter Garden, and Clermont can also be hefty.
  • Healthcare costs in Orlando are 20.39% lower than the national average. A routine check-up costs $128.63, compared to around $100 in smaller cities like Port St. Lucie, Pensacola, and Cape Coral. An optometry visit costs $95.93, while dental cleanings average $101.57.
  • Miscellaneous expenses are 9.25% lower than the national average. This includes gym memberships ($40 a month), entertainment, and dining out. Due to Orlando's tourism-driven economy, residents often pay "visitor pricing" for everyday experiences like parking, and inflated service costs in tourist zones like International Drive.

Moving to Orlando? Expect higher costs than the national average. But at least the theme parks are fun—and the sunshine is free—just make sure your paycheck can keep up!👉 Next Step: Compare single-family homes in Orlando, Florida

Is Living in Orlando, FL Expensive?

Yes, Orlando is expensive to live in, especially compared to most cities in Florida. It could be a challenge for middle-class families seeking affordable living near the city's major attractions. The price of living in Orlando, is 8.3% lower than the national average. Tourism demand drives up costs across all sectors, from utilities to groceries.
With a $450,000 budget, you'll likely land a 2-bedroom townhouse in Orlando—often with limited outdoor space, shared walls, and HOA fees. In contrast, the same amount can get you a home in Jacksonville, Tampa, or Gainesville with a private yard, garage, and upgraded interiors, energy-efficient appliances, and even a pool in some neighborhoods.

Add to that Orlando's rising grocery costs, tourism-driven utility pricing, and premium service fees, and the financial trade-off becomes hard to ignore—especially for residents competing with visitor demand.

Housing in Orlando

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Housing in the City Beautiful is 24% lower than the national average. This makes it relatively affordable compared to other major US cities, but among the more expensive markets in Florida. Moreover, housing costs can add up—mortgage rates typically range from 6.2% to 6.3%, and HOA fees in many communities average between $300 and $550 per month. These ongoing expenses reflect the area's strong appeal to both residents and investors. Let's break down what you'll pay if you're buying a home in Orlando, Florida:

Utilities in Orlando

+

Food and Groceries in Orlando

+

Transportation in Orlando

+

Healthcare in Orlando

+

Miscellaneous Costs in Orlando

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What Salary Do You Need to Live in Orlando, FL?

The average salary in Orlando, Florida, is 8.3% lower, which falls below what you need to live comfortably in the city. While Orlando is famous for its attractions and sunny weather, living costs can stretch your budget thin. Wages haven't kept up with the city's rising expenses driven by tourism and population growth.
  • Homeowners spend $91,824.00 per year: Mortgage payments, property taxes, insurance, and home maintenance—especially in areas like Lake Nona or Winter Park—push monthly costs past $8,500. Utilities and commuting add further to the bill.
  • Renters spend $53,808.00 per year: A one- or two-bedroom apartment in neighborhoods like Downtown Orlando, Conway, or Baldwin Park can cost $1,445.00 per month. Add groceries, utilities, and entertainment, and annual living expenses climb quickly.
  • Families with kids spend $97,764.00 per year: Childcare, school supplies, a larger home, healthcare, and transportation drive up the budget fast. Families living in popular suburbs like Windermere or Lake Mary need six-figure incomes to keep up with the growing demands of raising children in Orlando.

Is Orlando, FL Too Expensive? Find Homes in Orlando, FL as Per Your Budget

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What is a Cost of Living Calculator?

A cost of living calculator helps you compare the expenses required to live in a different location. The calculator factors in various living expenses like housing, food, utilities, transportation, fitness, and entertainment, and helps you estimate how much salary you need to live in that city. Since the cost of goods and services varies in different cities, an Orlando cost of living calculator can help you decide whether moving to this city makes financial sense.

About Cost of Living Data

The data used to determine Orlando's cost of living is sourced from the Council for Community and Economic Research (C2ER). Published since 1968, COLI data is recognized by the U.S. Census Bureau and the Bureau of Labor Statistics. This organization regularly updates its data to offer a detailed and well-researched view of living expenses in cities across the country. An independent Advisory Board reviews C2ER’s data collection methodologies and quarterly publications to ensure consistency and quality. For more information, visit www.coli.org. Data published as of Oct 2025.

Frequently Asked Questions

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Data provided by Redfin, a national real estate brokerage.

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