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Cost of Living in
Louisiana

Living cost is 7.48% lower than avg
Families spend upto $8,146/mo on avg
Homeowners spend $7,831/mo on avg
Renters spend $4,274/mo on avg

Cost of Living in
Louisiana

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A Breakdown of the Cost of Living in Louisiana

U.S. Avg.

Louisiana

Difference Diff

Home Price

$532,491

$448,392.36

16%

Apartment Rent (per month)

$1,367

$1,297.64

U.S. Avg.

Louisiana

Difference Diff

Phone (per month)

$219.4

$197.55

10%

Total Energy (per month)

$200.23

$158.5

21%

U.S. Avg.

Louisiana

Difference Diff

Grocery Staples

Corn Flakes (per box)

$6.79

$4.92

28%

Frozen Corn (per bag)

$2.41

$2.19

Frozen Meal (per package)

$4.85

$3.64

25%

Cooking Oil (per bottle)

$6.16

$8.95

45%

Detergent (per bottle)

$19.51

$20.25

Facial Tissues (per box)

$2.85

$2.2

23%

Sweet Peas (per can)

$1.83

$1.61

12%

Sugar (per bag)

$4.66

$4.89

Bread (per loaf)

$3.87

$3.97

Frying Chicken (per lb)

$1.64

$1.4

15%

Meat & Poultry

Chicken (per lb)

$1.71

$1.45

15%

Steak (per lb)

$14.54

$16.59

14%

Sausage (per lb)

$5.23

$4.73

10%

Ground Beef (per lb)

$8.61

$7.98

Snacks & Beverages

Soft Drink (per bottle)

$3.45

$2.93

15%

Potato Chips (per bag)

$5.54

$4.31

22%

Coffee (per lb)

$6.55

$6.04

Fresh Orange Juice (per half gallon)

$5.22

$4.84

Fruits & Vegetables

Peaches (per can)

$4.40

$2.76

37%

Lettuce (per head)

$1.98

Bananas (per lb)

$0.64

$0.74

16%

Potatoes (per bag)

$5.58

$5.7

Dairy & Eggs

Parmesan Cheese (per lb)

$4.69

$4.64

Margarine (per lb)

$1.30

$1.37

Eggs (per dozen)

$3.98

$4.18

Whole Milk (per gallon)

$4.08

$4.62

13%

Seafood

Chunk Light Tuna (per can)

$1.22

$1.23

U.S. Avg.

Louisiana

Difference Diff

Tire Balance (per tire)

$70.23

$70.84

Gasoline (per gallon)

$2.9

$2.85

U.S. Avg.

Louisiana

Difference Diff

Doctor Visit (per visit)

$116.03

$129.66

12%

Dentist Visit (per visit)

$145.11

$125.34

14%

Ibuprofen (per bottle)

$12.38

$11.71

Prescription Drug (per month)

$20.8

$21.47

Optometrist Visit (per visit)

$95.27

$122.9

29%

U.S. Avg.

Louisiana

Difference Diff

Women’s Slacks

$35.43

$41.31

17%

Boys’ Jeans

$29.47

$28.3

Men’s Shirt

$39.36

$39.89

Wine (per bottle)

$7.51

$12.18

62%

Beer (per 6-pack)

$11.17

$10.08

10%

Veterinary Services (per visit)

$65.33

$70.13

Tennis Balls (per pack)

$3.59

$4.07

13%

Yoga (per class)

$12

$19.77

65%

Movie (per ticket)

$11.67

$12.55

Newspaper (per copy)

$19.31

$8.55

56%

Washer Repair (per service)

$109.47

$111.37

Women Slacks

$34.88

$40.88

17%

Boy Jeans

$29.51

$29.01

Man Dress Shirt

$39.05

$40.77

Dry Cleaning (per item)

$13.45

$17.79

32%

Shampoo (per bottle)

$1.55

$1.56

Toothpaste (per tube)

$3.64

$4.02

10%

Beauty Salon (per visit)

$47.5

$48.37

Haircut (per cut)

$27.08

$27.29

Fried Chicken (per serving)

$4.37

$5.17

18%

Pizza (per pizza)

$11.99

$11.78

Hamburger (per serving)

$5.28

$5.6

The average cost of living in Louisiana is 7.48% lower than the national average. From vibrant Cajun culture to warm Gulf Coast weather, the Pelican State offers more than just Southern charm. Its affordable housing, accessible healthcare, and low grocery prices make it a practical move for families, retirees, and budget-conscious buyers.

Housing in Louisiana is 16% lower than the national average. The median home price is $448,392.36. Conventional loans require as little as 3% downpayment, while FHA loans are 3.5% and VA and USDA loans may require 0% for certain eligible homeowners. Louisiana’s effective property tax rate is 0.62% making monthly mortgage payments a steal.
Rent in Louisiana is 5.1% lower the national average. A one-bedroom home in Louisiana rents for about $1,297.64. Most rentals offer basics like air conditioning and parking, premium amenities like pools are common in urban markets.
Utilities in Louisiana are 14% lower the national average. Electricity costs an average $158.50 per month, water adds $6 for the first 3,000 gallons, and internet plans are around $20. However, flood and hurricane insurance can increase annual costs by $900 to $1,800, depending on location and risk zone.
Food in Louisiana costs 2% lower than the US average. A family of four spends $700 to $1,300 monthly on groceries; a single adult spends $350 to $500. Common item prices include $4.62 for milk, $4.18 for eggs, and $3.97 for bread. Local seafood and fresh produce help keep grocery bills reasonable.
Transportation in Louisiana is 8.31% higher than the national average. Gas averages $2.85 per gallon, and car insurance costs $240 per month. Public transit is limited outside of major cities, so most households rely on personal vehicles.
Healthcare in Louisiana is 7.96% lower the national average. A routine doctor’s visit costs around $100, with specialist visits often exceeding $250. Urgent care can be a more budget-friendly option, usually costs within $300 and an ER trip is about $2,200 without insurance.
Miscellaneous costs in Louisiana are 2% higher than the national average. Gyms cost $50 to $100 per month, and entertainment adds up to $100–$150 per month. The average daycare cost for an infant is $1,300 per month.

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Is Living in Louisiana Expensive?

No, Louisiana is not expensive to live in. The overall living cost in Louisiana is about 7.48% lower than the national average, and housing is a key reason why. It is easier for middle-class families to own property and build equity as home prices are nearly 16% lower than the US median.

With a budget of $448,392.36, you can find a comfortable three-bedroom home in many Louisiana suburbs. In contrast, that same budget might only get you a starter condo in parts of California or the Northeast. Add in lower food, utility, and transportation costs, and Louisiana stands out as a budget-friendly option for those seeking more space and a slower pace of life.

Housing in Louisiana

With housing costs in Louisiana 16% lower the national average and a median home price of $448,392.36. Whether you’re looking at homes in Baton Rouge, New Orleans, or smaller towns like Natchitoches, the market offers diverse options at approachable prices.

Buying a House in Louisiana

For young adults or single individuals, one-bedroom homes in New Orleans prices range from $220,000 to $350,000. The monthly mortgage payments land between $1,200 and $1,900, depending on location and loan terms.
For married couples with young children (under 6), three-bedroom homes in Youngsville, Prairieville, and Central are ideal for couples with small children.The average house price in louisiana typically fall between $202,000 and $260,000, with monthly mortgages starting from $1,200.
For married couples with older children (ages 6 to 17), four- and five-bedroom homes in Zachary, Mandeville, and parts of Lafayette provide spacious homes priced between $400,000 and $650,000, with mortgage payments ranging from $2,200 to $3,300. There are highly rated schools like Zachary High School and Mandeville High that offer strong academic programs and a wide range of extracurricular.

Renting a House in Louisiana

Renting a home in Louisiana is 5.1% lower than the national average, making it one of the more budget-friendly states in the US. One-bedroom homes in Louisiana cost $1,063, and two-bedroom homes average $1,264.

If you're a young adult or single renter, one-bedroom homes in Downtown Baton Rouge and Mid-City New Orleans strike a balance between affordability and access to city life. Monthly rent comes around $1,200, with easy access to nightlife, coworking spaces, and transit. South Highlands, Shreveport, can get you cheaper deals with two-bedroom homes averaging $1,000.
For married couples with young children (under 6), three-bedroom homes in Broussard, Watson, and Walker offer yard space and calm streets ideal for strollers and bikes. Monthly rent is around $2,000. These neighborhoods are known for proximity to daycares, playgrounds, and pediatric care. Public schools like Watson Elementary in Livingston Parish offer a safe, supportive learning environment.
If you're a married couple with older children (ages 6 to 17), four-bedroom homes in Ruston, Slidell, and Carencro provide the space and school access many families prioritize. Rents range between $2,000 and $2,800. These areas offer well rated schools such as Ruston High School and Northshore High and quick access to medical clinics and family shopping centers.
For retirees or downsizers, two-bedroom homes in Abita Springs, Jennings, and New Iberia offer affordability and convenience. Monthly rent typically ranges from $1,000 to $1,600, with options for one-story layouts, quiet neighborhoods, and low-maintenance yards.
If you're an international student, shared three-bedroom homes in Broadmoor in New Orleans, is a good idea. Shared living helps reduce costs by up to 30%, and local shops offer access to global groceries and student essentials. The average rent for a 3-bedroom apartment in New Orleans is $1,589, Baton Rouge is around $1,855 and $1,025 in Saint Streets (Lafayette).

Utilities in Louisiana

Food and Groceries in Louisiana

Transportation in Louisiana

Healthcare in Louisiana

Healthcare costs in Louisiana are approximately 7.96% lower than the national average. Emergency care and specialized treatments can still be expensive, so budget accordingly and check local provider prices. Whether you’re visiting a primary care doctor or filling a prescription, here’s what to expect.

Doctor Visit — $129.66+ per visit: A routine visit to a general practitioner in Louisiana typically costs around $100, often exceeding $250 for visits to a specialist like dermatology or follow-ups for chronic conditions. Common appointments include check-ups, flu symptoms, blood pressure monitoring, or medication management.
Dentist Visit — $125.34+ per visit: Routine dental cleanings average $205, while cavity fillings usually $220. X-rays and fluoride treatments tend to be affordable and often covered by dental insurance or discount plans.
Optometrist Visit — $122.90+ per visit: Eye exams cost around $150 on average. This includes basic vision screening and prescription updates. If you need additional services, expect to pay an extra $40 to $130, depending on the complexity.
Prescription Drugs — $21.47+ per month: A month’s supply of Lisinopril (for high blood pressure) can amount to $18 without insurance. Metformin for type 2 diabetes costs between $12 and $30 per month. A 21-capsule supply of 500mg Amoxicillin averages $19.89 without insurance.
Over-the-Counter Medications — $10+ per package: You can find a 100-count bottle of generic ibuprofen for $2 at Walmart or Rite Aid, while a 4oz children’s Ibuprofen bottle can cost $11.71. A 20-count package of Advil Liqui-Gels can be found for $4, and cold & flu medicine comes at $25.

Louisiana’s warm climate helps reduce some seasonal health issues like colds and respiratory problems, though humidity might trigger allergies or asthma in some. Compared to states like California or New York, Louisiana offers a more affordable healthcare experience without sacrificing essential services.
Health insurance remains crucial to protect against unexpected expenses. Average monthly premiums in Louisiana typically range from $450* to $850*, depending on coverage levels and provider.

*Disclaimer: These figures are averages and can vary based on individual circumstances and specific insurance providers. It’s wise to consult with insurance professionals and compare plans to get the best coverage.

Miscellaneous Costs in Louisiana

What Salary Do You Need to Live in Louisiana?

The average income in Louisiana is 7.48% lower than the national average. But to live comfortably, a single person will need $50,000 to $65,000 per year while a family of four could require $100,000 or more. While Louisiana is more affordable than coastal states, essential costs like groceries, utilities, and housing still add up fast.

Homeowners spend $93,969.00 per year: This includes mortgage payments on a median-priced home, home insurance, utilities, groceries, and basic transportation. Occasional maintenance and property taxes can push annual expenses higher in certain parishes.

Renters spend $51,292.00 per year: Renting a one- or two-bedroom home in cities like Lafayette or Shreveport, combined with car expenses, groceries, and utility bills, leaves little room for luxuries unless you’re earning well above the state average.

Families with kids spend $97,755.00 per year: Whether you're paying for daycare or covering costs for older children’s school supplies and extracurriculars, expenses like food, healthcare, and larger housing quickly drive up annual spending for households with kids.

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What is a Cost of Living Calculator?

A cost of living calculator helps you compare the expenses required to live in a different location. The calculator factors in various living expenses like housing, food, utilities, transportation, fitness, and entertainment, etc., and helps you estimate how much salary you need to live in that city. Since the cost of goods and services varies in different cities, a Louisiana cost of living calculator can help you make the decision to move to this city or not.

About Cost of Living Data

The data used to determine Louisiana's cost of living is sourced from the Council for Community and Economic Research (C2ER). Published since 1968, COLI data is recognized by the U.S. Census Bureau and the Bureau of Labor Statistics. This organization regularly updates its data to offer a detailed and well-researched view of living expenses in cities across the country. An independent Advisory Board reviews C2ER’s data collection methodologies and quarterly publications to ensure consistency and quality. For more information, visit www.coli.org. Data published as of Oct 2025.

Frequently Asked Questions

How much is gas in Louisiana?

Gas prices in Louisiana average about $2.85 per gallon, which is lower than the national average. Thanks to the state’s oil refineries and relatively low gas taxes, filling up in Louisiana is easier on your wallet, though costs may rise slightly during hurricane season or holiday weekends.

Is Louisiana a good place to live?

Yes, Louisiana offers affordable living, a slower pace of life, and regional gems like New Orleans and Baton Rouge. Healthcare is accessible, with top facilities like Ochsner Medical Center, and many neighborhoods offer a strong sense of community.

What is the average cost of living in Louisiana?

The cost of living in LA is 7.48% lower than the national average, making it one of the more affordable states in the South. To live comfortably, a single person will need $50,000 to $65,000 per year while a family of four could require $100,000 or more.

What is the average rent in Louisiana?

A one-bedroom home in Louisiana generally rents for $1,063 per month, depending on location and amenities. Areas like Lafayette and Lake Charles are more affordable, while rental rates near the French Quarter or Garden District are higher.

How much is a two-bedroom apartment in Louisiana?

Rent for a two-bedroom home in Louisiana ranges from $1,297.64 per month. In Baton Rouge and Slidell, prices stay moderate, while trendy neighborhoods in New Orleans may cross the $2,000 mark if you're eyeing historical architecture or waterfront views.

What is the average price of utilities in Louisiana?

On average, utilities in Louisiana cost around $583 per month, depending on the season and home size. Summers are hot and humid, so expect higher electricity bills due to AC use. This estimate includes electricity, water, sewer, and garbage collection.

How much is childcare in Louisiana?

If you're moving to Louisiana, expect childcare costs to range from $1,300 per month for toddlers. Rates tend to be higher in urban areas like New Orleans and Baton Rouge, especially at licensed daycare centers.