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Cost of Living in
Michigan

Living cost is 4.18% lower than avg
Families spend upto $8,545/mo on avg
Homeowners spend $8,198/mo on avg
Renters spend $4,522/mo on avg

Cost of Living in
Michigan

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A Breakdown of the Cost of Living in Michigan

U.S. Avg.

Michigan

Difference Diff

Home Price

$532,491

$483,407.73

Apartment Rent (per month)

$1,367

$1,404.55

U.S. Avg.

Michigan

Difference Diff

Phone (per month)

$219.4

$176.57

20%

Total Energy (per month)

$200.23

$226.03

13%

U.S. Avg.

Michigan

Difference Diff

Grocery Staples

Corn Flakes (per box)

$6.79

$5.68

16%

Frozen Corn (per bag)

$2.41

$2.39

Frozen Meal (per package)

$4.85

$3.78

22%

Cooking Oil (per bottle)

$6.16

$9.58

56%

Detergent (per bottle)

$19.51

$24.92

28%

Facial Tissues (per box)

$2.85

$2.29

20%

Sweet Peas (per can)

$1.83

$1.66

Sugar (per bag)

$4.66

$5.59

20%

Bread (per loaf)

$3.87

$4.21

Frying Chicken (per lb)

$1.64

$1.7

Meat & Poultry

Chicken (per lb)

$1.71

$1.76

Steak (per lb)

$14.54

$18.67

28%

Sausage (per lb)

$5.23

$5.17

Ground Beef (per lb)

$8.61

$7.66

11%

Snacks & Beverages

Soft Drink (per bottle)

$3.45

$3.08

11%

Potato Chips (per bag)

$5.54

$4.34

22%

Coffee (per lb)

$6.55

$6.73

Fresh Orange Juice (per half gallon)

$5.22

$4.86

Fruits & Vegetables

Peaches (per can)

$4.40

$2.64

40%

Lettuce (per head)

$1.98

$2.16

Bananas (per lb)

$0.64

$0.8

25%

Potatoes (per bag)

$5.58

$6.09

Dairy & Eggs

Parmesan Cheese (per lb)

$4.69

$4.83

Margarine (per lb)

$1.30

$1.59

22%

Eggs (per dozen)

$3.98

$4.22

Whole Milk (per gallon)

$4.08

$4.87

19%

Seafood

Chunk Light Tuna (per can)

$1.22

$1.43

17%

U.S. Avg.

Michigan

Difference Diff

Tire Balance (per tire)

$70.23

$63.35

10%

Gasoline (per gallon)

$2.9

$3.34

15%

U.S. Avg.

Michigan

Difference Diff

Doctor Visit (per visit)

$116.03

$158.75

37%

Dentist Visit (per visit)

$145.11

$128.66

11%

Ibuprofen (per bottle)

$12.38

$11.83

Prescription Drug (per month)

$20.8

$20.87

Optometrist Visit (per visit)

$95.27

$123.16

29%

U.S. Avg.

Michigan

Difference Diff

Women’s Slacks

$35.43

$32.95

Boys’ Jeans

$29.47

$26.22

11%

Men’s Shirt

$39.36

$34.44

12%

Wine (per bottle)

$7.51

$12.44

66%

Beer (per 6-pack)

$11.17

$9.87

12%

Veterinary Services (per visit)

$65.33

$69.1

Tennis Balls (per pack)

$3.59

$4.21

17%

Yoga (per class)

$12

$18.08

51%

Movie (per ticket)

$11.67

$12.37

Newspaper (per copy)

$19.31

$13.19

32%

Washer Repair (per service)

$109.47

$103.34

Women Slacks

$34.88

$30.77

12%

Boy Jeans

$29.51

$24.22

18%

Man Dress Shirt

$39.05

$34.57

11%

Dry Cleaning (per item)

$13.45

$20.87

55%

Shampoo (per bottle)

$1.55

$1.42

Toothpaste (per tube)

$3.64

$4.42

21%

Beauty Salon (per visit)

$47.5

$45.59

Haircut (per cut)

$27.08

$25.33

Fried Chicken (per serving)

$4.37

$5.05

16%

Pizza (per pizza)

$11.99

$11.44

Hamburger (per serving)

$5.28

$5.72

Welcome to the Great Lake State—where the cost of living is 4.18% lower than the national average. Michigan's four seasons, world-renowned automotive industry, and 11,000 lakes offer an appealing lifestyle without the premium pricing of coastal markets. With Detroit's revitalization and Grand Rapids' thriving brewery scene, demand for housing in the state remains stable, and costs stay reasonable.

Housing is 9% lower than the national average. The median home price in Michigan is $483,407.73, significantly below more expensive markets like California or New York. Detroit offers exceptional value with median home prices at just 91,000, while upscale markets like Ann Arbor reach $425,000. If you're buying a new house in Michigan, plan to put down 15 to 20% upfront as a down payment.
Renting in Michigan is 2.7% higher than the national average. It costs $1,404.55 per month on average, substantially below the national average of $1,645. The rent for a one-bedroom home in Detroit costs $1,600, while a two-bedroom home in Detroit costs $2,200. Grand Rapids offers mid-range pricing at $1,700 for one-bedroom and $1,900 for two-bedroom apartments, reflecting the city's growing popularity.
Utilities are inn Michigan cost 3% lower than the national average. However, Michigan's electricity costs average $0.223 per kWh, resulting in estimated monthly bills of around $195.35. Natural gas costs remain reasonable, with Detroit households paying $1.149 per therm, which is 22.7% below the national average, leading to monthly costs of approximately $57.45.
Food prices in Michigan are 8% higher the national average, though residents enjoy 8% savings on groceries compared to other states. A gallon of milk costs $4.87 in Detroit, while a dozen eggs average $4.22. Michigan's agricultural industry provides fresh, local produce at competitive prices through abundant farmers' markets.
Transportation costs are 1.99% lower the national average, with gasoline at $3.34 per gallon. However, Michigan residents face the nation's highest car insurance costs due to the no-fault insurance system. Despite recent reforms, drivers still pay higher premiums than other states.
Healthcare in Michigan costs 0.76% lower than the national average. A routine dentist visit costs $128.66, close to national rates but varying by city. Detroit dental appointments run $124, while Grand Rapids averages $120. Doctor visits typically cost $158.75 in Lansing, though Ann Arbor specialists may charge $208 or more.
Miscellaneous expenses in Michigan are 3.04% lower than the national average. This includes entertainment, personal care, and recreational activities. Michigan's abundance of outdoor recreation, from Mackinac Island to Sleeping Bear Dunes, provides affordable leisure options year-round.

Moving to Michigan? You’ll likely enjoy a lower cost of living than the coasts—but be ready for chilly winters. The savings are real, just make sure you’ve got a warm jacket to go with them! 👉 Next Step: Compare single-family homes in Michigan.

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Is Living in Michigan Expensive?

No, Michigan is not expensive to live in. The average cost of living in Michigan is 4.18% lower than the national average, along with benefits like abundant freshwater, four-season recreation, and affordable housing. Lower grocery costs, reasonable utility expenses, and housing affordability make Michigan attractive for families and retirees.

With a budget of $200,000, you'll get a quality three-bedroom home in Grand Rapids with a yard. In Detroit, the same amount gets you significantly more space and amenities. The state's flat income tax rate of 4.25% keeps overall costs manageable.

Housing in Michigan

If you're buying a home in Michigan, the good news is that housing in the Great Lake State is 9% lower than the US average. With mortgage rates typically ranging from 4.8% to 6.25%, your monthly payments will be manageable compared to the sky-high costs in coastal markets.

Buying a House in Michigan

For young adults or single people, homes in Detroit offer exceptional value with median prices as low as $483,407.73. Detroit's downtown area provides urban amenities, cultural attractions, and career opportunities in the automotive and tech sectors. Neighborhoods like Corktown and Midtown offer historic charm with modern renovations. If your budget is tight, you could also share a condo in Mount Morris, Lansing, or Saint Louis. These neighborhoods provide affordable housing and a comfortable lifestyle.
If you're a married couple with young children (under 6), expect to pay between $200,000 and $350,000 for a three-bedroom home in Grand Rapids or larger homes in Lansing. These have excellent schools, family-friendly neighborhoods, and reasonable commute times. Grand Rapids' "Furniture City" nickname reflects its strong manufacturing heritage and stable employment opportunities.
For married couples with older children (ages 6 to 17), you can find four-bedroom homes in Ann Arbor for a median price of $425,000. Home to the University of Michigan, Ann Arbor provides top-rated schools, cultural amenities, and academic opportunities. For those seeking more space, comfort, and long-term value, luxury homes in Michigan can be a smart option. These properties often come with larger floor plans, dedicated study spaces, private outdoor areas, and proximity to top-tier schools.

Renting a House in Michigan

Renting in Michigan costs 2.7% higher than the national average. The average rent in Michigan is just $1,404.55, making the state an appealing option for budget-conscious renters.

If you're a young adult or single, rent for a one-bedroom home in Detroit averages $1,690 per month. Downtown Detroit is one of the best places for rent in Michigan. It offers urban living with entertainment venues like the Fox Theatre, Detroit Institute of Arts, and the Little Caesars Arena. You could also look for a one-bedroom home in Midtown or Corktown. In Midtown, you can grab dinner at Selden Standard or SheWolf, while Corktown offers favorites like Takoi and Lady of the House. Whether you're into jazz nights, indie film screenings, or catching a Tigers game, Detroit's energetic social scene is perfect for young professionals.
If you're a married couple with young children (under 6), expect to pay between $1,500 and $2,200 monthly for a two-bedroom home in Kalamazoo or a home in Traverse City. In Kalamazoo, family-friendly neighborhoods like Westnedge Hill and Milwood offer access to excellent early childhood programs and the Kalamazoo Promise, a unique scholarship program for local students. In Traverse City, areas like Slabtown and East Bay put you close to Lake Michigan beaches, scenic parks, and top-rated pre-schools.
For families with older children (ages 6 to 17), renting a three-bedroom home in Troy or Rochester Hills typically costs between $2,000 and $2,800 monthly. These Metro Detroit suburbs are known for their top-performing school districts, including Troy High School and Rochester Adams High School. Neighborhoods like Somerset in Troy and Stony Creek in Rochester Hills offer quiet, tree-lined streets, community parks, and excellent safety records. Plus, you're just a short drive from major employers, shopping hubs like Somerset Collection, and family-friendly weekend spots like Stony Creek Metropark.
If you're downsizing, you could spend $1,400 to $1,800 monthly renting one- or two-bedroom condos in Holland or lakefront communities. These areas provide seasonal beauty, recreational opportunities, and a relaxed lifestyle. Many seniors go for tiny homes in Michigan as a low-maintenance alternative that offers more freedom and less upkeep, perfect for stress-free retirement living.
International students should budget about $800 to $1,400 monthly for a shared three-bedroom home in the University of Michigan, Michigan State, or Western Michigan University. University towns like Ann Arbor, East Lansing, and Kalamazoo offer abundant student housing options and campus transportation.

Utilities in Michigan

Food and Groceries in Michigan

Transportation in Michigan

Healthcare in Michigan

Miscellaneous Costs in Michigan

Miscellaneous expenses in Michigan are 3.04% lower than the national average, though the state offers abundant affordable recreational opportunities:

Food and Dining: In Detroit, you'll find upscale spots like Selden Standard or Chartreuse, where dinner for two averages $70 to $90. Ann Arbor offers diverse dining, from student-friendly eats on State Street to fine dining near Main Street; expect to spend $15 to $20 per entrée. Grand Rapids is known for its award-winning brewery scene, with places like Founders Brewing Co. and The Mitten Brewing Company offering hearty meals and craft beer at around $6 to $8 per pint. In smaller towns like Petoskey or Marquette, you'll often find local diners and farm-to-table cafés with full meals under $12, a steal for the quality.
Personal Care and Grooming: A standard men's haircut at shops in Kalamazoo or Lansing ranges from $25.33, while women's cuts at salons like Douglas J Aveda Institute in Ann Arbor or Grand Rapids average $40 to $55. Spa services like facials or massages in wellness centers near Traverse City or Birmingham can cost $70 to $ 100, which is generally lower than big-city prices in nearby states like Illinois or New York. Nail salons in suburban areas like Troy or Rochester Hills also offer competitive prices, around $20 to $30 for a manicure.
Clothing and Laundry: Michigan's four-season climate means wardrobes need versatility, from cozy layers in winter to breathable fabrics in summer. Expect to spend around $35 on a dress shirt and $34.44 for a quality pair of jeans at stores like Moosejaw in Ann Arbor or Downtown Market boutiques in Grand Rapids. Dry cleaning services in cities like Troy or Lansing typically cost about $20.87 per visit, while coin laundromats range from $2.50 to $4 per load, depending on the location.
Fitness and Entertainment: Michigan offers a mix of indoor activities and seasonal outdoor adventures. A drop-in yoga or fitness class in places like Royal Oak or East Lansing costs around $18.08, and movie tickets range from $12.37 at theaters such as Emagine Novi or Celebration Cinema. Locals often enjoy low-cost outdoor activities year-round, including kayaking on the Huron River, cycling the Lansing River Trail, or ice skating in Campus Martius Park during winter.
Pet-Related Expenses: Caring for pets in Michigan is manageable, with a routine vet visit costing about $69.10 in cities like Ann Arbor or Kalamazoo. Emergency care at 24-hour clinics in Metro Detroit can exceed $500, depending on the situation. The state is rich in pet-friendly amenities, from Gallup Park Dog Run in Ann Arbor to Grand Rapids' Hillcrest Dog Park. In the summer, locals love taking their dogs on hikes through Sleeping Bear Dunes, or for walks along Lake Michigan's shoreline trails.

What Salary Do You Need to Live in Michigan?

The average salary in Michigan is 4.18% lower, which goes further here than in many coastal states due to the state's relatively low housing and utility costs. From Detroit to Grand Rapids, everyday expenses remain manageable, though higher-income pockets like Ann Arbor demand more.

Homeowners spend $98,376.00 per year: Between mortgage payments, property taxes, and maintenance, homeowners in cities like Ann Arbor or Traverse City need a higher income to stay afloat. Rural areas and smaller towns offer more budget-friendly homeownership options.

Renters spend $54,260.00 per year: Monthly rent, utilities, and essentials remain accessible for most renters, especially in places like Kalamazoo, Lansing, or Warren. Even in urban hubs, smart budgeting can support a stable lifestyle.

Families with kids spend $102,543.00 per year: Childcare, healthcare, and larger housing needs drive up costs, particularly for families with more than one child. While Michigan offers affordable public education, extracurriculars and transportation can push your budget higher.

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What is a Cost of Living Calculator?

A cost of living calculator helps you compare the expenses required to live in a different location. The calculator factors in various living expenses like housing, food, utilities, transportation, fitness, and entertainment, etc., and helps you estimate how much salary you need to live in that city. Since the cost of goods and services varies in different cities, a Michigan cost of living calculator can help you make the decision to move to this city or not.

About Cost of Living Data

The data used to determine Michigan's cost of living is sourced from the Council for Community and Economic Research (C2ER). Published since 1968, COLI data is recognized by the U.S. Census Bureau and the Bureau of Labor Statistics. This organization regularly updates its data to offer a detailed and well-researched view of living expenses in cities across the country. An independent Advisory Board reviews C2ER’s data collection methodologies and quarterly publications to ensure consistency and quality. For more information, visit www.coli.org. Data published as of Oct 2025.

Frequently Asked Questions

How much is gas in Michigan?

Gas in Michigan averages $3.34 per gallon, matching national averages. Prices fluctuate seasonally and by region, with some areas experiencing higher costs due to transportation logistics, local taxes, and supply-demand variations.

Is Michigan a good place to live?

Yes, Michigan offers excellent quality of life with four distinct seasons, abundant freshwater recreation, and affordable housing. The state provides both urban amenities as well as natural beauty.

What is the average cost of living in Michigan, USA?

Michigan's cost of living is 4.18% lower than the national average. Housing and utilities are affordable, while electricity and transportation costs (particularly insurance) run higher due to state-specific factors.

What is the average rent in Michigan?

The average rent in Michigan is $1,404.55 monthly, significantly below the national average of $1,645. One-bedroom apartments in Detroit average $1,600, while similar units in Grand Rapids cost $1,700.

How much do two-bedroom apartments for rent in Michigan cost?

Two-bedroom apartments in Michigan cost between $1,900 in Grand Rapids and $2,000 in Detroit. Ann Arbor commands premium pricing at $2,200, due to its university demand and desirability.

What is the average utility bill in Michigan?

The average utility bill in Michigan is $300 to over $500 monthly. This includes electricity and natural gas costs, depending on usage and the utility company. The state's cold winters drive higher heating costs.