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Cost of Living in
Mississippi

Living cost is 14.34% lower than avg
Families spend upto $7,570/mo on avg
Homeowners spend $7,249/mo on avg
Renters spend $3,898/mo on avg

Cost of Living in
Mississippi

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A Breakdown of the Cost of Living in Mississippi

U.S. Avg.

Mississippi

Difference Diff

Home Price

$534,127

$384,686.4

28%

Apartment Rent (per month)

$1,354

$1,111.6

18%

U.S. Avg.

Mississippi

Difference Diff

Phone (per month)

$219.9

$191.88

13%

Total Energy (per month)

$194.67

$191.35

U.S. Avg.

Mississippi

Difference Diff

Grocery Staples

Corn Flakes (per box)

$5.88

$4.89

17%

Frozen Corn (per bag)

$2.33

$2.37

Frozen Meal (per package)

$4.75

$3.65

23%

Cooking Oil (per bottle)

$6.00

$8.5

42%

Detergent (per bottle)

$18.81

$20.42

Facial Tissues (per box)

$2.54

$2.13

16%

Sweet Peas (per can)

$1.74

$1.65

Sugar (per bag)

$4.46

$5.06

13%

Bread (per loaf)

$3.66

$3.82

Frying Chicken (per lb)

$1.64

$1.39

15%

Meat & Poultry

Chicken (per lb)

$1.67

$1.4

16%

Steak (per lb)

$13.56

$16.57

22%

Sausage (per lb)

$4.89

$4.73

Ground Beef (per lb)

$7.90

$7.44

Snacks & Beverages

Soft Drink (per bottle)

$3.08

$2.83

Potato Chips (per bag)

$5.08

$4.03

21%

Coffee (per lb)

$5.92

$6.13

Fresh Orange Juice (per half gallon)

$4.85

$5.05

Fruits & Vegetables

Peaches (per can)

$4.29

$2.71

37%

Lettuce (per head)

$1.85

$2.02

Bananas (per lb)

$0.62

$0.75

20%

Potatoes (per bag)

$4.61

$5.5

19%

Dairy & Eggs

Parmesan Cheese (per lb)

$4.46

$4.65

Margarine (per lb)

$1.26

$1.33

Eggs (per dozen)

$4.50

$4.71

Whole Milk (per gallon)

$4.02

$4.64

15%

Seafood

Chunk Light Tuna (per can)

$1.06

$1.21

14%

U.S. Avg.

Mississippi

Difference Diff

Tire Balance (per tire)

$69.15

$58.97

15%

Gasoline (per gallon)

$2.82

$2.69

U.S. Avg.

Mississippi

Difference Diff

Doctor Visit (per visit)

$113.53

$129.18

14%

Dentist Visit (per visit)

$144.14

$127.93

11%

Ibuprofen (per bottle)

$11.48

$11.43

Prescription Drug (per month)

$21.09

$21.12

Optometrist Visit (per visit)

$93.18

$128.02

37%

U.S. Avg.

Mississippi

Difference Diff

Women’s Slacks

$34.9

$34.66

Boys’ Jeans

$29.45

$27.13

Men’s Shirt

$39.14

$40.21

Wine (per bottle)

$7.14

$12.24

71%

Beer (per 6-pack)

$10.78

$9.41

13%

Veterinary Services (per visit)

$65.41

$54.63

16%

Tennis Balls (per pack)

$3.49

$4.15

19%

Yoga (per class)

$11.89

$15.77

33%

Movie (per ticket)

$11.41

$11.1

Newspaper (per copy)

$18.96

$7.67

60%

Washer Repair (per service)

$109.38

$97.17

11%

Women Slacks

$34.88

$34.16

Boy Jeans

$29.51

$27.88

Man Dress Shirt

$39.05

$40.05

Dry Cleaning (per item)

$13.25

$14.23

Shampoo (per bottle)

$1.56

$1.52

Toothpaste (per tube)

$3.59

$4.01

12%

Beauty Salon (per visit)

$46.61

$43.09

Haircut (per cut)

$26.79

$25.43

Fried Chicken (per serving)

$4.36

$4.66

Pizza (per pizza)

$11.88

$12.14

Hamburger (per serving)

$5.25

$5.49

Welcome to the Magnolia State—where the cost of living is 14.34% lower than the national average. Known for its southern hospitality, Mississippi also delivers when it comes to affordability. Despite steady economic growth from major employers like Nissan, Ingalls Shipbuilding, and the University of Mississippi, housing and essential services remain widely accessible across the state.

Housing is 28% lower than the US average. Monthly mortgage payments here tend to be 35% to 45% lower than in other states. Low property taxes and down payment assistance programs also help reduce the overall cost of buying a home in Mississippi.
Renting in Mississippi is 17.9% lower than the national average. The average cost of rent in Mississippi is approximately $1,111.60 per month. The rent for a one-bedroom apartment in Mississippi is $970 per month, while a two-bedroom averages $1,200. Even at these affordable prices, many Mississippi rentals come with amenities like front porches and spacious yards, which command premium rates in urban markets.
Utilities are 8% lower than the national average. Mississippi's diverse energy portfolio and moderate climate help keep electricity costs reasonable year-round. Summer cooling costs remain manageable due to coastal breezes, while winter heating bills also stay low.
Food prices in Mississippi are 3% lower than the US median. If you're a family of four, you'll typically spend $1,150 to $1,350 each month on groceries. Single adults can budget $330 to $420 monthly, thanks in part to locally produced staples like rice, catfish, and seasonal vegetables that help keep food costs down.
Transportation costs are 9.71% lower than the US average. Gas prices average $2.69 per gallon, compared to $3.16 nationwide. Monthly car insurance premiums average $158, which is 14% below the national average. However, public transit options are limited outside Jackson and coastal areas, so personal vehicles are essential for most residents.
Healthcare costs in Mississippi are 7.5% lower than the national average. A routine check-up costs $115, compared to $125 nationally. Dental cleanings cost around $122, while emergency room visits without insurance average $2,400. Mississippi's healthcare network includes major medical centers like University of Mississippi Medical Center and Merit Health, which provide quality care at reasonable rates.
Miscellaneous expenses in Mississippi are 10.35% lower than the national average. This covers everything from Gulf Coast seafood festivals to visits to Vicksburg National Military Park. A family visit to the Mississippi Aquarium typically costs around $110, while dinner for two at a local catfish restaurant ranges from $75 to $115.

Moving to Mississippi? Enjoy a lower cost of living, but be prepared for regional differences. The good news: your paycheck goes further here! 👉 Next Step: Compare single-family homes in Mississippi.

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Is Living in Mississippi Expensive?

No, Mississippi is not expensive to live in. The overall cost of living in Mississippi is 14.34% lower than the national average. Housing costs stand out as the biggest benefit, at 28% lower the US median. Overall, Mississippi remains an affordable state, offering great value to families on a budget.

With $384,686.40, you can get a spacious house in Jackson with a large yard and front porch. In contrast, that same amount might only buy a small condo in Atlanta or a modest home in Birmingham.

Housing in Mississippi

If you’re buying a home in Mississippi, you’re looking at great value. The average price is about $384,686.40, which is nearly 28% lower than the national average. With mortgage rates around 6.5% to 7.5% and property taxes at about 0.8%, your monthly housing costs stay pretty affordable. Here’s a quick rundown of what to expect:

Buying a House in Mississippi

For young adults or single people, one-bedroom homes in Jackson or Gulfport are popular entry points into homeownership. These cities combine job opportunities, entertainment, and cultural attractions with the benefits of southern affordability. Home prices generally range from $384,686.40, with mortgage payments between $800 and $1,300 per month, not including insurance and taxes. Condos in downtown Jackson, Biloxi, and other metro areas are typically priced between $90,000 and $180,000.
If you're a married couple with young children (under 6), expect to pay between $180,000 and $280,000 for a three-bedroom home in Madison, Flowood, or Ridgeland. These areas are known for their quality education, with well-regarded school districts like Madison County and Rankin County. Residents benefit from strong academic programs, a variety of extracurricular activities, and active community support.
If you're a married couple with older children (ages 6 to 17), you can find multi-family homes in Mississippi for $220,000 to $420,000. Homes in Oxford or Tupelo often come with acreage and provide access to well-regarded schools such as Oxford High School and Tupelo High School.

Renting a House in Mississippi

Renting in Mississippi costs 17.9% lower than the national average. As one of the Southeast’s most budget-friendly rental markets, Mississippi offers a wide range of prices, which vary based on city size and proximity to employment centers. Here’s a closer look:

If you're a married couple with young children (under 6), expect to pay between $1,200 and $1,700 monthly for a two-bedroom home in Biloxi, Southaven, or other family-friendly communities. These areas have safe neighborhoods, quality schools, and activities for all ages.
For families with older children (ages 6 to 17), renting a three-bedroom home in Olive Branch or a four-bedroom home in Brandon costs between $1,400 and $2,000 monthly. Rentals near top schools tend toward the higher end of this range.
If you're downsizing, you could spend $900 to $1,400 monthly renting one- or two-bedroom condos in Starkville, Columbus, or Natchez. These areas provide low-maintenance living, easy access to healthcare (Baptist Memorial Hospital and the University of Mississippi Medical Center), and are close to cultural attractions.
International students should budget about $1,800 monthly for a three-bedroom home in Mississippi. Rent costs in university towns like Oxford or Starkville can drop by 25% to 35% when you share an apartment.

Utilities in Mississippi

Food and Groceries in Mississippi

Transportation in Mississippi

Healthcare in Mississippi

Healthcare costs in Mississippi are 7.5% lower than the national average, thanks to affordable services and competitive medical markets. While rural residents might need to travel to regional centers, quality care is available across the state. Here’s a breakdown of medical expenses in Mississippi:

Doctor Visit — $129.18 per visit: Routine care in Mississippi averages $129.18 per visit, below the national average. This typically covers common appointments for issues like cold symptoms, monitoring blood pressure, or renewing prescriptions. However, more specialized consultations can range from $180 to $300, depending on the provider and location.
Dentist Visit — $127.93 per visit: A basic cleaning in Mississippi averages around $127.93, while cavity fillings usually cost between $185 and $265. Compared to nearby southeastern states like Alabama, where a cleaning costs $120, or Louisiana at $125, Mississippi remains competitive. Even minor procedures like X-rays or fluoride treatments tend to be 5% to 10% percent lower than the regional average.
Optometrist Visit — $128.02 per visit: Routine eye exams in Mississippi cost exactly at the national average. This includes vision checks and prescription updates. Additional services such as contact lens fittings or glaucoma treatment can increase the cost by $70 to $185, depending on the type of care provided.
Prescription Drugs — $21.12 per package: For chronic conditions like high blood pressure, a month's supply of Lisinopril costs $16 to $30 without insurance. Treatment for type 2 diabetes with Metformin costs $20 to $40 monthly. For short-term needs, common antibiotics like Amoxicillin cost $23 to $36.
Over-the-Counter Meds — $12+ per package: Everyday essentials like ibuprofen, allergy relief, and cold medications like DayQuil average $11.43 per package. Whether you're soothing a sunburn after a beach trip, or treating a bug bite from a weekend hike, a well-stocked medicine cabinet can make all the difference.

Healthcare in Mississippi costs less than most states, and you get access to excellent facilities like University of Mississippi Medical Center, Merit Health, and Baptist Memorial Hospital. The state's mild climate can help minimize costs related to seasonal illnesses, and its competitive healthcare landscape helps keep overall medical expenses in check.
It's a good idea to get health insurance, as the average cost of a doctor's visit in Mississippi is around $129.18. The monthly premium of a health insurance plan in the state typically ranges between $365* and $645*.

*Disclaimer: These figures are averages and can vary based on individual circumstances and specific insurance providers. It's recommended to compare plans and consult with insurance professionals to find the best coverage for your needs.

Miscellaneous Costs in Mississippi

What Salary Do You Need to Live in Mississippi?

The average income in Mississippi is 14.34% lower, but the income needed to live comfortably varies between $35,000 and $75,000 per year, depending on lifestyle, household size, and spending habits.

Homeowners spend $86,993.00 per year: This includes mortgage or property tax payments, utilities, and maintenance typical in Mississippi’s housing markets.

Renters spend $46,781.00 per year: Renters can comfortably cover expenses like rent, groceries, utilities, and transportation on this income, especially when living outside major cities.

Families with kids spend $90,845.00 per year: With expenses like childcare, larger housing, groceries, and family activities factored in, this income allows families in Mississippi to enjoy a stable and comfortable lifestyle.

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What is a Cost of Living Calculator?

A cost of living calculator helps you compare the expenses required to live in a different location. The calculator factors in various living expenses like housing, food, utilities, transportation, fitness, and entertainment, etc., and helps you estimate how much salary you need to live in that city. Since the cost of goods and services varies in different cities, a Mississippi cost of living calculator can help you make the decision to move to this city or not.

About Cost of Living Data

The data used to determine Mississippi's cost of living is sourced from the Council for Community and Economic Research (C2ER). Published since 1968, COLI data is recognized by the U.S. Census Bureau and the Bureau of Labor Statistics. This organization regularly updates its data to offer a detailed and well-researched view of living expenses in cities across the country. An independent Advisory Board reviews C2ER’s data collection methodologies and quarterly publications to ensure consistency and quality. For more information, visit www.coli.org. Data published as of Oct 2025.

Frequently Asked Questions

How much is gas in Mississippi?

Gas prices in Mississippi average $2.69 per gallon. These prices can vary during winter months because of weather-related delivery delays, or during busy times like Mardi Gras and seafood festivals. Plus, the longer distances between cities often mean more frequent refueling on weekend trips.

Is Mississippi a good place to live?

Yes, Mississippi is a great place to live if you appreciate southern hospitality, affordable housing, and a rich cultural heritage. The state offers access to Gulf Coast beaches, historic landmarks, and quality education through institutions like the University of Mississippi and Mississippi State University. Cities like Jackson and Gulfport offer urban amenities with a lower cost of living.

What is the cost of living in Mississippi?

The average cost of living in Mississippi is 14.34% lower than the national average. Jackson and Gulfport are on the higher end, while small towns like Hattiesburg and Tupelo are among the most affordable places to live in Mississippi.

What is the average rent in Mississippi?

A one-bedroom apartment in Mississippi typically rents for $900 to $1,111.60 per month. Premium areas like downtown Jackson and coastal Gulfport charge higher rents for their amenities, like proximity to entertainment districts and coastal attractions.

How much is a two-bedroom apartment in Mississippi?

A two-bedroom apartment in Mississippi costs between $1,200 and $1,500 per month. Expect higher rents for luxury homes in Jackson, Gulfport, and other metro areas with premium amenities and locations.

What is the average price of utilities in Mississippi?

Utilities in Mississippi range from $140 to $250 per month. This includes electricity, natural gas, water, sewer, and trash. Utility bills may rise moderately during the summer due to increased cooling needs.

How much is childcare in Mississippi?

If you're moving to Mississippi, childcare costs can range between $800 to $1,250 per month for toddlers, though it varies by location. Daycare centers in cities like Jackson and Gulfport tend to be more expensive than family care options in smaller towns like Hattiesburg and Tupelo.