Back

Cost of Living in
Pennsylvania

Living cost is 4.15% lower than avg
Families spend upto $8,543/mo on avg
Homeowners spend $8,121/mo on avg
Renters spend $4,595/mo on avg

Cost of Living in
Pennsylvania

Enter the city you're moving from

Moving From

Moving To

Your Pre-Tax Income

A Breakdown of the Cost of Living in Pennsylvania

U.S. Avg.

Pennsylvania

Difference Diff

Home Price

$532,491

$436,454.38

18%

Apartment Rent (per month)

$1,367

$1,418.38

U.S. Avg.

Pennsylvania

Difference Diff

Phone (per month)

$219.4

$210.45

Total Energy (per month)

$200.23

$241.16

20%

U.S. Avg.

Pennsylvania

Difference Diff

Grocery Staples

Corn Flakes (per box)

$6.79

$5.77

15%

Frozen Corn (per bag)

$2.41

$2.12

12%

Frozen Meal (per package)

$4.85

$3.66

25%

Cooking Oil (per bottle)

$6.16

$9.89

61%

Detergent (per bottle)

$19.51

$20.73

Facial Tissues (per box)

$2.85

$2.28

20%

Sweet Peas (per can)

$1.83

$1.76

Sugar (per bag)

$4.66

$4.73

Bread (per loaf)

$3.87

$3.9

Frying Chicken (per lb)

$1.64

$1.56

Meat & Poultry

Chicken (per lb)

$1.71

$1.62

Steak (per lb)

$14.54

$17.23

18%

Sausage (per lb)

$5.23

$5.4

Ground Beef (per lb)

$8.61

$7.99

Snacks & Beverages

Soft Drink (per bottle)

$3.45

$3.13

Potato Chips (per bag)

$5.54

$4.55

18%

Coffee (per lb)

$6.55

$6.58

Fresh Orange Juice (per half gallon)

$5.22

$4.87

Fruits & Vegetables

Peaches (per can)

$4.40

$2.61

41%

Lettuce (per head)

$1.98

$2.19

11%

Bananas (per lb)

$0.64

$0.75

17%

Potatoes (per bag)

$5.58

$5.89

Dairy & Eggs

Parmesan Cheese (per lb)

$4.69

$4.91

Margarine (per lb)

$1.30

$1.6

23%

Eggs (per dozen)

$3.98

$4.32

Whole Milk (per gallon)

$4.08

$4.88

20%

Seafood

Chunk Light Tuna (per can)

$1.22

$1.32

U.S. Avg.

Pennsylvania

Difference Diff

Tire Balance (per tire)

$70.23

$66.56

Gasoline (per gallon)

$2.9

$3.31

14%

U.S. Avg.

Pennsylvania

Difference Diff

Doctor Visit (per visit)

$116.03

$128.78

11%

Dentist Visit (per visit)

$145.11

$117.44

19%

Ibuprofen (per bottle)

$12.38

$11.79

Prescription Drug (per month)

$20.8

$22.33

Optometrist Visit (per visit)

$95.27

$112.7

18%

U.S. Avg.

Pennsylvania

Difference Diff

Women’s Slacks

$35.43

$36

Boys’ Jeans

$29.47

$26.71

Men’s Shirt

$39.36

$36.13

Wine (per bottle)

$7.51

$14.03

87%

Beer (per 6-pack)

$11.17

$11.26

Veterinary Services (per visit)

$65.33

$74

13%

Tennis Balls (per pack)

$3.59

$4.29

20%

Yoga (per class)

$12

$18.55

55%

Movie (per ticket)

$11.67

$12.11

Newspaper (per copy)

$19.31

$11.93

38%

Washer Repair (per service)

$109.47

$98.64

10%

Women Slacks

$34.88

$36.85

Boy Jeans

$29.51

$26.66

10%

Man Dress Shirt

$39.05

$36.07

Dry Cleaning (per item)

$13.45

$17.8

32%

Shampoo (per bottle)

$1.55

$1.63

Toothpaste (per tube)

$3.64

$4.08

12%

Beauty Salon (per visit)

$47.5

$46.92

Haircut (per cut)

$27.08

$26.2

Fried Chicken (per serving)

$4.37

$5.61

28%

Pizza (per pizza)

$11.99

$11.94

Hamburger (per serving)

$5.28

$6.05

15%

The cost of living in Pennsylvania is 4.15% lower than the national average. While the state offers a more affordable alternative to major metro areas like New York or California, its urban centers still come with a premium. With Philadelphia being the fifth-largest city in the US, and Pittsburgh's renaissance as a tech hub, Pennsylvania offers a mix of rich history, economic growth, and a thriving cultural scene. However, demand for the state's housing and services could drive prices higher.

Housing is 18% lower than the national median. The average home price in Pennsylvania is $436,454.38, which is well below the US average. If you're buying a new home in Philadelphia or Pittsburgh, plan to put down 15 to 20% of the home price upfront as a down payment. Monthly mortgage payments in urban areas can run 20% to 30% higher than in smaller towns, reflecting the increased demand in PA's city housing markets.
Renting in Pennsylvania costs 3.8% higher than the national average. While the typical rent nationwide is around $2,000 per month, Pennsylvania's average rent is closer to $1,418.38. However, in cities like Philadelphia, rents can be higher than average; for example, one-bedroom units average $1,840 per month. But don't get your hopes up for parking or yard space, especially in city-centric neighborhoods.
Utilities are 9% higher than the national average. This doesn't include winter heating costs, which can range from $150 to $300 a month, depending on the type of heating system (electric vs. gas) and home size. Pennsylvania's snowy winters mean that winterizing your home is essential, which can also add to your overall costs.
Food prices in Pennsylvania are 3% higher than the US median. A gallon of milk costs $4.88, compared to $4.30 in Los Angeles or $4.10 in Tampa. For a family of four, expect to spend about $800 to $1,100 each month on groceries, depending on lifestyle and dietary habits. Single adults might spend around $300 to $500 monthly.
Transportation costs are 2.7% higher than the US average. Gas costs around $3.31 per gallon, which is higher than neighboring states like Michigan ($3.10) but lower than coastal states like New York or Washington. Monthly car insurance premiums average $190 in Pennsylvania. Public transit like SEPTA (Philadelphia) and Pittsburgh's Port Authority Transit offer affordable alternatives, but coverage outside metro areas can be sparse.
Healthcare costs in Pennsylvania are 12.01% lower than the national average. A routine check-up costs around $128.78, while ER visits typically range from $2,000 to $2,500 without insurance; this is comparable to what you'd pay in states like New York or California. However, Pennsylvania residents benefit from affordable in-network healthcare options across both urban and rural areas.
Miscellaneous expenses are 4% lower than the national average. This includes activities like taking a trip to the Philadelphia Zoo, which costs around $40 to $50 per person, and gym memberships averaging around $50 to $100 per month. Additionally, savoring a meal in Pittsburgh's Strip District or Philadelphia's Rittenhouse Square can set you back up to $80 per person.

Moving to Pennsylvania? Be ready for a mixed cost of living. From affordable small towns to pricier cities, just make sure your paycheck can handle the balance! 👉 Next Step: Compare single-family homes in Pennsylvania.

Find your
dream home in Pennsylvania

Browse Homes For Sale in Pennsylvania

Is Living in Pennsylvania Expensive?

While Pennsylvania offers a more affordable cost of living than major cities like New York or California, certain urban areas, such as Philadelphia and Pittsburgh, can still be pricey. Overall, Pennsylvania's cost of living is 4.15% lower than the national average. Housing remains a bright spot, 18% lower than the US median. So, Pennsylvania is a balanced option for those seeking affordability without sacrificing access to city amenities.

With a budget of $700,000, you can purchase a spacious home with a yard in suburban areas like Lancaster or Allentown. In cities like Philadelphia, that same budget might afford a townhouse in a prime neighborhood, often with limited parking or slightly less square footage, such as a condo. While rising costs for food, utilities, and transportation can increase overall expenses, Pennsylvania remains relatively affordable compared to pricier East Coast markets like New York or Washington, D.C.

Housing in Pennsylvania

If you're planning to buy a home in Pennsylvania, it's important to consider the full picture. While the state's overall cost of living is close to the national average, housing is 18% lower than the US median. However, prices in cities like Philadelphia and Pittsburgh can still be significantly higher than in rural areas. Mortgage rates typically range from 6.5% to 7%, and HOA fees can add $200 to $400 monthly. Throw in property taxes, insurance, and utilities, and monthly homeownership costs can vary widely, depending on location and property type.

Buying a House in Pennsylvania

For young adults or single people, one-bedroom homes in Lawrenceville and West Philadelphia are popular picks, as they offer access to public transportation, local amenities, and vibrant nightlife. Homes in these areas average around $260,000. At that price, your mortgage payments will range from $1,500 to $2,100 per month, excluding insurance and taxes. If you're working with a tighter budget, condos in Reading or apartments in Allentown offer more affordable entry points, typically between $120,000 and $250,000.
If you're a married couple with young children (under 6), expect to pay between $400,000 and $600,000 for a three-bedroom home in Chadds Ford or Upper Dublin. Two-bedroom houses in Mount Lebanon and homes in Fox Chapel are also popular choices. They provide access to plenty of parks, and top-rated schools like Haverford Senior High School and Upper Dublin High School.
For married couples with older children (ages 6 to 17), you can find multi-family homes in West Chester, Horsham, or Wayne for $500,000 to $900,000. These areas offer larger homes with patios and spacious backyards, as well as proximity to quality schools like Cypress Bay High School in Weston and Penncrest High School in Media.

Renting a House in Pennsylvania

Renting in Pennsylvania is generally more affordable compared to the national average. Renters in the state typically pay 3.8% higher than the US average. Let’s break it down:

For young adults or single people, rent for a one-bedroom home in Philadelphia or Pittsburgh is typically around $1,500 to $2,200 per month. Philadelphia offers vibrant nightlife, historic sites, and an urban lifestyle, while Pittsburgh is known for its cultural scene, sporting events, and affordability. For more budget-friendly options, look for apartments in Allentown or Lancaster, which range from $1,000 to $1,400 per month.
For married couples with young children (under 6), renting a two-bedroom house in Radnor or West Chester typically costs between $2,000 and $3,000 per month. These areas offer excellent schools, parks, and suburban amenities. In more affordable towns such as Harrisburg or Scranton, rent for similar homes might range from $1,500 to $2,200 per month.
For families with older children (ages 6 to 17), renting a three-bedroom home in Devon, Montgomeryville, or Lancaster can cost between $2,500 and $3,500 per month. These neighborhoods are known for their safe, family-friendly environments, good schools, and proximity to parks and recreational centers. Rentals in Pennsylvania tend to be higher in these kinds of well-established areas.
If you’re downsizing, you could spend around $1,800 to $2,500 per month renting a one- or two-bedroom home in Easton or Bethlehem. These neighborhoods offer convenient access to shopping, dining, and healthcare facilities. Seniors often appreciate the quiet, relaxed atmosphere.
International students should budget about $1,800 per month for a two-bedroom apartment in state college towns like State College or Bloomsburg. Sharing an apartment can lower your rent costs, especially in towns with large student populations.

Utilities in Pennsylvania

Food and Groceries in Pennsylvania

Transportation in Pennsylvania

Healthcare in Pennsylvania

Healthcare costs in Pennsylvania are generally 12.01% lower the national average, offering a balance between affordability and access to quality care. While healthcare expenses in cities like Philadelphia can be higher, the state overall provides more cost-effective options, especially in suburban and rural areas. Here's a breakdown of typical medical costs in Pennsylvania:

Doctor Visit — $128.78+ per visit: Routine care in Pennsylvania typically averages around $128.78 per visit. Common reasons for seeing a doctor, such as cold and flu symptoms, routine check-ups, or prescription refills, tend to fall within this price range. More specialized visits, like dermatology consultations or follow-up visits for chronic conditions, may cost slightly more.
Dentist Visit — $117.44+ per visit: Routine dental cleanings in Pennsylvania typically cost around $117.44, with cavity fillings ranging from $150 to $200. While prices can vary within the state, Pennsylvania's dental care costs are generally lower than in higher-cost states like California, New York, and Massachusetts, where cleanings often cost $130 or more.
Optometrist Visit — $112.70+ per visit: Routine eye exams in Pennsylvania cost around $112.70, which is slightly below the national average of $140. This price typically covers a vision check and prescription updates. Specialized services, such as contact lens fittings or treatments for specific eye conditions, may add an additional $50 to $100.
Prescription Drugs — $22.33+ per package: For chronic conditions, a month's supply of medications like Lisinopril for high blood pressure may cost around $10 to $20 without insurance. For type 2 diabetes treatment with Metformin, expect to pay between $12 and $35 per month. Short-term medications, such as Amoxicillin for infections, can range from $15 to $25 per prescription.
Over-the-Counter Meds — $11.79+ per package: Basic over-the-counter medications, like ibuprofen, allergy relief, and cold treatments such as DayQuil or Mucinex, average between $11.79 and $12 per package. These essentials are widely available and are often more affordable than prescription drugs, making them easy to stock up on for everyday needs.

Healthcare in Pennsylvania is generally more affordable compared to states like California, New York, and Massachusetts. The state's access to well-regulated healthcare providers, along with its strong network of hospitals and clinics, ensures that residents can receive quality care without the high costs often associated with urban centres.
It's still a good idea to have health insurance, as the average cost of a doctor's visit is approximately $128.78*. Health insurance premiums in Pennsylvania typically range between $450* and $850* per month, depending on the plan and coverage.

Disclaimer: These figures are averages and can vary based on individual circumstances and specific insurance providers. It's recommended to compare plans and consult with insurance professionals to find the best coverage for your needs.

Miscellaneous Costs in Pennsylvania

Miscellaneous expenses in Pennsylvania are about 1.38% lower than the national average, with urban areas like Philadelphia often seeing even steeper prices for dining, entertainment, and personal care. Here's a breakdown of everyday extras in Pennsylvania:

Food and Drinks: A burger at a local diner typically costs around $4.50, while a sit-down meal with an entrée, side, and beverage can range from $20 to $30 per person. Popular dishes like tacos usually cost between $3 and $5 each, and a slice of pizza is about $2.50to $4. Sushi rolls at mid-range spots are generally priced from $10 to $16. A cup of brewed coffee averages around $3.50, and a craft beer at most bars costs about $5.
Personal Care and Grooming: Haircuts typically cost around $20 to $30, while a beauty salon visit—including services like shampoo, blow-dry, and styling—costs about $40 to $50. Skincare treatments range from $50 to $100 per session, and a manicure averages $25. Spa services, like massages, generally start at $60.
Clothing and Laundry: Maintaining a stylish wardrobe in Pennsylvania, especially in urban areas, means spending about $30 for a dress shirt and $25 for a pair of jeans. Professional dry cleaning costs around $12 to $18 per visit, but at-home laundry is a more budget-friendly option for most people.
Fitness and Entertainment: The cost of staying active and entertained in Pennsylvania is rather reasonable. A yoga class typically costs around $15 to $20, while movie tickets average about $11 to $14 each. Additionally, many residents enjoy outdoor activities like hiking or biking, which are often free.
Pet-Related Expenses: A routine veterinary visit in Pennsylvania costs around $50 to $70, but emergency care can run significantly higher. Fortunately, Pennsylvania has a wealth of pet-friendly parks, such as Fairmount Park in Philadelphia and Schuylkill River Trail, where you can play with your furry friends. Many communities also have dog parks and open spaces for pets to socialize.

What Salary Do You Need to Live in Pennsylvania?

The average income in Pennsylvania is approximately 4.15% lower, which provides a comfortable lifestyle in many areas of the state. However, to live comfortably in urban centers like Philadelphia or Pittsburgh, you'll need a higher salary, with costs for housing, transportation, and child-related expenses being the largest contributors.

Homeowners spend $97,448.00 per month: This includes mortgage payments, property taxes, maintenance, and utilities, especially in cities like Philadelphia, Pittsburgh, and Allentown, where costs can add up quickly depending on location and home size.

Renters spend $55,142.00 per month: This includes rent for a one-bedroom apartment, utilities, groceries, and transportation, which remain relatively affordable across most Pennsylvania cities and suburbs, such as Harrisburg, Allentown, and Erie.

Families with kids spend $102,520.00 per month: Childcare, healthcare, larger housing, and education-related expenses can add up quickly. But Pennsylvania's relatively affordable housing costs help families maintain a comfortable lifestyle without excessive financial strain.

Is Pennsylvania Too Expensive? Find Homes in Pennsylvania as Per Your Budget

Pennsylvania Homes Under

$100,000

Pennsylvania Homes Under

$200,000

Pennsylvania Homes Under

$300,000

Pennsylvania Homes Under

$400,000

Pennsylvania Homes Under

$500,000

Pennsylvania Homes Under

$600,000

Pennsylvania Homes Under

$700,000

Pennsylvania Homes Under

$800,000

Pennsylvania Homes Under

$900,000

Pennsylvania Homes Under

$1M

Discover your place in Pennsylvania

View neighborhood insights, browse popular homes, and shortlist the ones you like on any device.

Download the Houzeo Mobile App Now!

What is a Cost of Living Calculator?

A cost of living calculator helps you compare the expenses required to live in a different location. The calculator factors in various living expenses like housing, food, utilities, transportation, fitness, and entertainment, etc., and helps you estimate how much salary you need to live in that city. Since the cost of goods and services varies in different cities, a Pennsylvania cost of living calculator can help you make the decision to move to this city or not.

About Cost of Living Data

The data used to determine Pennsylvania's cost of living is sourced from the Council for Community and Economic Research (C2ER). Published since 1968, COLI data is recognized by the U.S. Census Bureau and the Bureau of Labor Statistics. This organization regularly updates its data to offer a detailed and well-researched view of living expenses in cities across the country. An independent Advisory Board reviews C2ER’s data collection methodologies and quarterly publications to ensure consistency and quality. For more information, visit www.coli.org. Data published as of Oct 2025.

Frequently Asked Questions

How much is gas in Pennsylvania?

The average cost of gas in Pennsylvania is around $3.31 per gallon, though prices can vary by location. Urban areas like Philadelphia often see slightly higher rates. Expect price spikes during peak travel times, such as holidays and rush hour, and during the winter months, when demand for heating fuel drives costs up.

Is Pennsylvania a good place to live?

Yes, Pennsylvania is a great place to live if you appreciate a mix of urban and rural lifestyles, affordable housing, and access to cultural and historical landmarks. Cities like Philadelphia and Pittsburgh are known for their vibrant arts scenes, excellent universities, and strong job markets. The cost of living in PA is lower than in major coastal states, making it a good choice for families, young professionals, and retirees.

What is the cost of living in Pennsylvania?

The average cost of living in Pennsylvania is 4.15% lower than the national average. While cities like Philadelphia and Pittsburgh can be expensive, rural areas offer more affordable housing and lower overall costs. Neighborhoods in the suburbs or smaller cities, like Lancaster and Erie, tend to be more affordable for families.

What is the average rent in Pennsylvania?

A one-bedroom apartment in Pennsylvania typically rents for $1,200 to $1,800 per month, depending on location. In major cities like Philadelphia or Pittsburgh, rents are higher, with prices ranging from $1,800 to $2,500 in premium areas. Smaller towns and rural areas tend to have lower rent prices.

How much is a two-bedroom apartment in Pennsylvania?

A two-bedroom apartment in Pennsylvania costs between $1,800 and $2,500 per month, depending on the location. In cities like Philadelphia, you can expect to pay higher rent in neighborhoods such as Center City, Rittenhouse, or Fishtown, while suburban areas tend to offer more budget-friendly options.

What is the average price of utilities in Pennsylvania?

Utilities in Pennsylvania typically range from $400 to $600 per month. This includes electricity, water, sewer, and trash. Costs tend to rise in larger homes, or during the colder months, when heating expenses increase significantly.

How much is childcare in Pennsylvania?

If you are moving to Pennsylvania, childcare costs in Pennsylvania vary depending on location, with prices ranging between $700 to $1,200 per month for toddlers. Urban areas like Philadelphia have higher childcare rates, while suburban and rural areas are generally more affordable.