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Cost of Living in
South Carolina

Living cost is 6.57% lower than avg
Families spend upto $8,355/mo on avg
Homeowners spend $7,900/mo on avg
Renters spend $4,529/mo on avg

Cost of Living in
South Carolina

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A Breakdown of the Cost of Living in South Carolina

U.S. Avg.

South Carolina

Difference Diff

Home Price

$532,491

$399,712.3

25%

Apartment Rent (per month)

$1,367

$1,393.8

U.S. Avg.

South Carolina

Difference Diff

Phone (per month)

$219.4

$195.23

11%

Total Energy (per month)

$200.23

$232.82

16%

U.S. Avg.

South Carolina

Difference Diff

Grocery Staples

Corn Flakes (per box)

$6.79

$5.87

14%

Frozen Corn (per bag)

$2.41

$2.45

Frozen Meal (per package)

$4.85

$4.06

16%

Cooking Oil (per bottle)

$6.16

$8.62

40%

Detergent (per bottle)

$19.51

$21.03

Facial Tissues (per box)

$2.85

$2.4

16%

Sweet Peas (per can)

$1.83

$1.75

Sugar (per bag)

$4.66

$5.16

11%

Bread (per loaf)

$3.87

$4.34

12%

Frying Chicken (per lb)

$1.64

Meat & Poultry

Chicken (per lb)

$1.71

$1.69

Steak (per lb)

$14.54

$17.13

18%

Sausage (per lb)

$5.23

$5.26

Ground Beef (per lb)

$8.61

$8.28

Snacks & Beverages

Soft Drink (per bottle)

$3.45

$3.2

Potato Chips (per bag)

$5.54

$4.75

14%

Coffee (per lb)

$6.55

$6.53

Fresh Orange Juice (per half gallon)

$5.22

$5.15

Fruits & Vegetables

Peaches (per can)

$4.40

$2.96

33%

Lettuce (per head)

$1.98

$2.11

Bananas (per lb)

$0.64

$0.74

16%

Potatoes (per bag)

$5.58

$6.3

13%

Dairy & Eggs

Parmesan Cheese (per lb)

$4.69

$4.98

Margarine (per lb)

$1.30

$1.48

14%

Eggs (per dozen)

$3.98

$4.35

Whole Milk (per gallon)

$4.08

$5.01

23%

Seafood

Chunk Light Tuna (per can)

$1.22

$1.45

19%

U.S. Avg.

South Carolina

Difference Diff

Tire Balance (per tire)

$70.23

$65.38

Gasoline (per gallon)

$2.9

$2.93

U.S. Avg.

South Carolina

Difference Diff

Doctor Visit (per visit)

$116.03

$137.35

18%

Dentist Visit (per visit)

$145.11

$111.92

23%

Ibuprofen (per bottle)

$12.38

$12.28

Prescription Drug (per month)

$20.8

$23.52

13%

Optometrist Visit (per visit)

$95.27

$138.25

45%

U.S. Avg.

South Carolina

Difference Diff

Women’s Slacks

$35.43

$37.64

Boys’ Jeans

$29.47

$28.39

Men’s Shirt

$39.36

$37.33

Wine (per bottle)

$7.51

$12.62

68%

Beer (per 6-pack)

$11.17

$10.93

Veterinary Services (per visit)

$65.33

$70.57

Tennis Balls (per pack)

$3.59

$3.9

Yoga (per class)

$12

$18.17

51%

Movie (per ticket)

$11.67

$12.55

Newspaper (per copy)

$19.31

$12.81

34%

Washer Repair (per service)

$109.47

$105.15

Women Slacks

$34.88

$37.2

Boy Jeans

$29.51

$28.31

Man Dress Shirt

$39.05

$37.39

Dry Cleaning (per item)

$13.45

$17.71

32%

Shampoo (per bottle)

$1.55

$1.68

Toothpaste (per tube)

$3.64

$4.25

17%

Beauty Salon (per visit)

$47.5

$53.03

12%

Haircut (per cut)

$27.08

$27.94

Fried Chicken (per serving)

$4.37

$5.04

15%

Pizza (per pizza)

$11.99

$12.59

Hamburger (per serving)

$5.28

$5.72

South Carolina's cost of living is 6.57% lower than the US Average. The Palmetto State offers affordability paired with rich history, scenic beaches, and growing economic centers. Mild winters, along with access to both the Blue Ridge Mountains and the Atlantic coast add to its appeal. South Carolina's mix of small-town charm and urban amenities makes it a compelling choice for families, retirees, and remote workers alike.

Housing costs in South Carolina are 25% lower the national average, with a median home price of $399,712.30, compared to the US median of $367,969. That price difference translates to a significantly lower upfront cost; about $77,400 for a 20% down payment. Monthly mortgage payments also tend to fall 20% to 25% lower than in most states, helping new homeowners stay within budget, while still enjoying spacious properties and lower property taxes.
Rent is 2.0% higher than the US average, with a one-bedroom home in South Carolina averaging $1,393.80 per month, and a two-bedroom unit averaging $1,500 monthly. While basic amenities like central air, parking, and in-unit laundry are common, renters looking for extras like pools or updated interiors may need to target newer developments, or pay more in metro areas like Charleston or Columbia.
Utilities cost 4% higher than the US average, with monthly bills for electricity, water, and garbage typically costing between $300 and $350. Hot and humid summers push up cooling costs, especially in inland regions. Internet services cost around $195.23 a month, and HOA fees can go as high as $300, depending on the neighborhood. Coastal areas may require flood insurance, which can add another $1,500 annually. However, unlike Gulf Coast states, hurricane insurance is rarely mandatory in South Carolina.
Food and groceries are 5% higher than the national average, with a family of four spending around $1,400 per month, while single adults typically pay $350 monthly. A gallon of milk costs $5.01, a dozen eggs $4.35, and a pound of chicken breast $1.69. Grocery store prices are moderate, though local produce at farmers markets can offer seasonal savings and fresher options.
Transportation expenses are 0.39% higher than the national average, thanks to cheaper gas and insurance. Gas prices average $2.93 per gallon, and car insurance is $276 per month, saving residents over 15% compared to the national average. Public transit is limited to a few cities, so owning a car is essential in most parts of the state. But parking is rarely an issue outside of downtown Charleston or event-heavy areas.
Healthcare costs are 5.22% lower than the US average, making South Carolina relatively manageable when it comes to medical expenses. A routine check-up runs about $137.35, and an ER visit costs $2,000 without insurance. Urban areas like Charleston, Columbia, and Greenville offer quality hospital systems and specialty care, while smaller towns maintain access to general practice and urgent care facilities.
Miscellaneous expenses in South Carolina are 1.63% higher than the US average, covering lifestyle costs like fitness, entertainment, and childcare. Gym memberships typically range from $40 to $6 a month, and daycare can cost $36 per day. Weekend outings—such as movie nights ($12.55 per ticket), a day at the South Carolina Aquarium ($100 for a family), or local festivals—can add up, but remain affordable compared to larger states.

Moving to South Carolina? Expect lower living costs—but be ready for humidity. Sunshine and beach access come free! 👉 Next Step: Compare single-family homes in South Carolina.

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Is Living in South Carolina Expensive?

While the Palmetto State is more affordable than many East Coast states, costs can vary depending on where you live. Overall, the South Carolina cost of living is 6.57% lower than the national average. Housing is a key advantage, 25% lower than the US median. This makes South Carolina an appealing choice for those looking to balance affordability with access to coastal living and growing urban centers.

With a budget of $700,000, you can purchase a large single-family home with a yard in suburban areas like Summerville or Rock Hill. In higher-cost cities like Charleston, that same budget might secure a smaller historic home or a newer townhouse, often with limited outdoor space or higher property taxes. While rising prices for insurance, groceries, and transportation can affect your monthly costs, South Carolina remains a competitive and attractive option, compared to markets like Florida or the Northeast.

Housing in South Carolina

Housing in South Carolina is 25% lower than the national average, making it an attractive option for homebuyers looking for more space without overspending. The average home price in South Carolina is $399,712.30, compared to $367,969 nationally. Mortgage rates hover between 6.25% and 7%, depending on credit score and loan type. Whether you're buying your first home or upsizing for your growing family, South Carolina offers a wide range of neighborhoods tailored to different life stages.

Buying a House in South Carolina

If you're a young adult or single, Greenville, Columbia, and North Charleston are hot spots. You'll find one-bedroom homes in Greenville or starter townhomes in Columbia priced between $180,000 and $320,000. Greenville's West End and Columbia's Rosewood neighborhoods offer proximity to breweries, coffee shops, co-working spaces, and walkable downtowns. Monthly mortgage payments in this range come out to $1,100 to $1,900, depending on the loan. Public transportation is limited outside of central zones, but these areas place you within 10 minutes of most everyday conveniences.
If you're a married couple with kids (under 6), homes in Fort Mill, Summerville, Lexington or other family-oriented neighborhoods might work for you. These areas offer three-bedroom properties priced between $280,000 and $400,000, complete with spacious yards and access to local parks. Fort Mill, in particular, is known for its tight-knit community feel, and top-rated elementary schools like Pleasant Knoll and Gold Hill Elementary, both praised for early literacy and STEM programs. Homes in these zones come with average monthly mortgage payments of $1,600 to $2,300. Grocery stores, pediatric clinics, and daycare centers are all within a short drive, making daily errands manageable even with the little ones in tow.
If you're a married couple with kids (ages 6 to 17), look to Mount Pleasant, Simpsonville, and Rock Hill for larger spaces and strong academic options. Four-bedroom homes in Mount Pleasant usually range from $400,000 to $550,000, often within master-planned communities including trails, pools, and sports complexes. Mortgage payments in this price range fall between $2,100 and $2,900 per month. These communities also offer quick access to libraries, shopping centers, and tutoring programs, ideal for busy school years.

Renting a House in South Carolina

Rent in South Carolina is 2.0% higher than the national average, making it a cost-effective option compared to many US states. A one-bedroom home in South Carolina averages $1,300 per month, while two-bedroom homes rent for about $1,500 a month. Larger rental properties range between $2,100 and $2,900, depending on the area, size, and included amenities. Here's how rental costs break down by life stage and renter profile:

If you're a young adult or single, The Vista in Columbia, North Main in Greenville, and Downtown Spartanburg offer walkable neighborhoods with access to bars, local markets, co-working spaces, and weekend events. One-bedroom homes in The Vista rent between $1,250 and $1,500 per month, depending on location and building amenities. Many complexes include fitness centers and secured entry, but parking may be limited. Public transport services like The COMET in Columbia and Greenlink in Greenville help with commutes.
For married couples with kids (under 6), neighborhoods such as Moncks Corner, Boiling Springs, and Blythewood offer quiet, residential living with access to daycare centers, public parks, and local clinics. Two-bedroom homes in Boiling Springs range from $1,450 to $1,650 a month, while three-bedroom homes go up to $2,100. Shopping centers, pediatric services, and early learning programs are within short driving distances, and homes here often come with garages or fenced yards.
If you're a married couple with kids (ages 6 to 14), areas like Tega Cay, Goose Creek, and Powdersville offer a balance of space, school quality, and community amenities. Rental three- to four-bedroom homes in Goose Creek typically range from $2,000 to $2,900 monthly, depending on proximity to top-rated schools. Sports fields, youth programs, and libraries are all close by, along with access to major highways for working parents.
If you're downsizing, you can look to Murrells Inlet, Seneca, or Aiken for lower-maintenance living. Two-bedroom homes in Murrells Inlet lease for $1,450 to $1,700 per month, and are typically located near healthcare facilities, pharmacies, and grocery stores. These areas are popular for their quiet streets, scenic surroundings, and easy access to golf courses or senior community events. Many homes are single-story with minimal upkeep, ideal for anyone avoiding stairs or yard work.
If you're an international student attending Clemson University, University of South Carolina, or Coastal Carolina, consider neighborhoods like Five Points (Columbia), Central (near Clemson), or Conway. Three-bedroom homes in Central rent for $1,800 to $2,400 a month, often split among roommates. These areas are student-friendly, with easy access to transit like the CATbus or The COMET, plus nearby grocery stores, cafés, and study spots.

Utilities in South Carolina

Food and Groceries in South Carolina

Transportation in South Carolina

Healthcare in South Carolina

Healthcare costs in South Carolina are 5.22% lower than the national average, offering some financial relief compared to more expensive states. But don't let that lull you into skipping coverage; emergency visits, dental work, or prescriptions can still add up fast, especially without insurance. Here's how healthcare expenses break down across the state:

Doctor Visit — $137.35+ per visit: A routine visit to a general practitioner in South Carolina averages $137.35 to $150, depending on the provider and location. This typically covers cold and flu symptoms, blood pressure monitoring, annual physicals, or prescription refills. More specialized services, like endocrinology or dermatology, can add $30 to $100 more per appointment.
Dentist Visit — $111.92+ per visit: Routine cleanings cost around $111.92 to $125, with cavity fillings priced between $140 and $190. X-rays or fluoride treatments come in at $40 to $70, still cheaper than what you'd pay in states like New York or California. South Carolina's dental care is fairly affordable, especially if you stay on top of preventive care like regular cleanings and check-ups.
Optometrist Visit — $138.25+ per visit: Expect to pay about $138.25 to $140 for a routine eye exam, which includes a vision check and prescription update. Add-ons like contact lens fittings, or treatment for conditions like dry eye or glaucoma, can bring your total to $170 or more. Most clinics also offer discounts for students and seniors.
Prescription Drugs — $23.52+ per month: Chronic condition meds such as Lisinopril (for blood pressure) cost between $12 and $18 a month, while Metformin (for type 2 diabetes) averages $20 to $35. Short-term antibiotics like Amoxicillin typically cost $18 to $28 without insurance. Pharmacies across the state offer discount programs that can help reduce out-of-pocket costs.
Over-the-Counter Medications — $12.28+ per package: Common essentials like ibuprofen, allergy relief (think Claritin or Zyrtec), and cold remedies (like DayQuil) cost between $9 and $13 per package. With South Carolina's pollen-heavy spring and humid summers, keeping allergy and sinus meds handy is more of a necessity than a luxury.

South Carolina's warm climate can help cut down on seasonal illnesses like flu and joint pain, especially for retirees and those with chronic conditions. And while you won't face the steep prices seen in New York or Massachusetts, it's still smart to be prepared for unexpected medical costs. Most residents carry health insurance; the average monthly premium ranges from $500* to $900*, depending on your age, plan type, and provider.

*Disclaimer: These figures are averages and can vary based on individual circumstances and specific insurance providers. It's recommended to compare plans and consult with insurance professionals to find the best coverage for your needs.

Miscellaneous Costs in South Carolina

Miscellaneous expenses in South Carolina are 1.63% higher than the national average. But everyday extras like dining out, salon visits, or pet grooming remain reasonably priced—just remember to budget for them.

Food and Drinks: South Carolina’s dining scene blends comfort food with coastal flair. A burger at a local diner will set you back around $5.72, while a full sit-down dinner averages $25 to $30 per person. Expect to pay $4 to $6 for a taco, depending on where you are. A large pizza from a mid-range spot costs $12.59, while sushi rolls range from $11 to $16. Coffee lovers will pay about $6.53 for a cup, while a pint of local craft beer costs $7 to $10 per pint, best enjoyed on a shaded patio in Charleston or Greenville.
Personal Care and Grooming: Looking polished doesn’t cost a fortune here. Haircuts average $27.94, and a full-service salon visit (including shampoo and blow-dry) is around $50. Manicures cost $25, while facials and skincare sessions range from $55 to $110, depending on the spa and treatment type. Massage services generally start at $70 per hour, a good investment at the end of a long week.
Clothing and Laundry: With the state’s humid summers, lightweight, breathable clothes are a must. Expect to spend about $35 on a dress shirt and $30 for a basic pair of jeans in South Carolina, with prices varying slightly based on whether you’re shopping in outlets near Myrtle Beach or downtown boutiques in Columbia. Dry cleaning costs around $15 per load, but if you’ve got access to in-unit laundry, washing at home is the real money-saver.
Fitness and Entertainment: Staying active doesn’t have to be pricey. A yoga class is around $18.17, and a movie ticket costs $12.55 on average. South Carolina’s natural landscape offers plenty of budget-friendly options: hiking trails in Table Rock State Park, kayaking through Congaree National Park, or cycling along the Swamp Rabbit Trail in Greenville. If you’re more of a beach lounger, Folly Beach and Hilton Head offer free Vitamin D.
Pet-Related Expenses: Routine vet visits in South Carolina average $70.57, while emergency care can exceed $450, especially if you’re in a more rural area with limited late-night options. But your pet won’t be bored; South Carolina is packed with dog-friendly beaches, scenic trails, and local parks, like James Island County Park and Saluda Shoals. Most towns even have dedicated dog parks.

What Salary Do You Need to Live in South Carolina?

The median income in South Carolina is 6.57% lower per year, which helps cover most South Carolina living expenses, though how far that goes depends heavily on your location and lifestyle. To live comfortably in the Palmetto State, most households need an annual income between $60,000 and $120,000, depending on whether they rent, own a home, or have children.

Homeowners spend $94,794.00 per year: This includes mortgage payments, property taxes, insurance, maintenance, utilities, groceries, and basic transportation. Living in areas like Rock Hill or Aiken can reduce some of these costs, but expenses still stack up, especially in newer developments or coastal regions.

Renters spend $54,350.00 per year: A one- or two-bedroom rental, utilities, groceries, car payments, gas, and everyday essentials like internet and insurance are included in this figure. Renting in South Carolina is cheaper than in many states, but renters in Charleston or Greenville often pay a premium for location and amenities.

Families with kids spend $100,265.00 per year: Add up childcare, larger housing, school supplies, extracurriculars, food, and medical expenses, and your total rises significantly. Whether you live in Summerville or Columbia, families with children face the highest costs, especially if you require full-time daycare or after-school programs.

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What is a Cost of Living Calculator?

A cost of living calculator helps you compare the expenses required to live in a different location. The calculator factors in various living expenses like housing, food, utilities, transportation, fitness, and entertainment, etc., and helps you estimate how much salary you need to live in that city. Since the cost of goods and services varies in different cities, a South Carolina cost of living calculator can help you make the decision to move to this city or not.

About Cost of Living Data

The data used to determine South Carolina's cost of living is sourced from the Council for Community and Economic Research (C2ER). Published since 1968, COLI data is recognized by the U.S. Census Bureau and the Bureau of Labor Statistics. This organization regularly updates its data to offer a detailed and well-researched view of living expenses in cities across the country. An independent Advisory Board reviews C2ER’s data collection methodologies and quarterly publications to ensure consistency and quality. For more information, visit www.coli.org. Data published as of Oct 2025.

Frequently Asked Questions

How much is gas in South Carolina?

The average price of gas in South Carolina is $2.93 per gallon, lower than the national average. While fuel prices can rise during peak travel seasons or storms, overall costs remain manageable. Shorter commutes in South Carolina's smaller cities and towns often mean fewer trips to the pump compared to larger metro areas.

Is South Carolina a good place to live?

Yes, South Carolina can be a great place to live, especially for those seeking a mix of affordability, natural beauty, and a slower pace of life. The state offers access to beaches, mountains, and historic towns, appealing to a variety of lifestyles. Cities like Charleston, Columbia, and Greenville provide job opportunities, reputable schools, and solid healthcare systems.

What is the cost of living in South Carolina?

The cost of living in South Carolina is 6.57% lower than the national average. Housing is one of the most affordable categories, especially outside major cities. While Charleston and Hilton Head Island can be pricey, areas like Spartanburg, Florence, and Aiken are more budget-friendly.

What is the average rent in South Carolina?

A one-bedroom apartment in South Carolina rents for $1,393.80 per month, depending on location. Columbia and Rock Hill offer lower rents, while beachside towns and downtown Charleston tend to be more expensive due to their desirable locations, upscale amenities, and walkable access to dining and entertainment.

How much is a two-bedroom home in South Carolina?

A two-bedroom home in South Carolina typically costs around $1,500 per month. Rental rates go up in popular coastal regions or near major universities, but inland towns and suburbs offer more space for less.

What is the average price of utilities in South Carolina?

Monthly utilities in South Carolina average between $350 to over $460 per month. This includes electricity, water, trash, and sewer. Costs can rise during the summer, especially in the Lowcountry and Midlands, where high humidity increases air conditioning use.

How much is childcare in South Carolina?

If you're moving to South Carolina, plan to spend between $700 and $1,100 per month on childcare for toddlers. Larger cities like Charleston and Greenville often come with higher prices, especially for private daycare centers and early learning programs. In smaller towns or rural areas, costs are typically lower, with in-home providers and church-based childcare offering more budget-friendly options for working parents.