A Breakdown of the Cost of Living in San Antonio, TX
- Housing is 33% lower than the US average. The median home price in San Antonio, Texas, is $358,086, well below the national median of $430,000. If you're buying a new house in San Antonio, plan to put down 10–15% of the home price upfront as your down payment. The good news: monthly mortgage payments typically cost 15% to 25% less here than the national average.
- The average rent in San Antonio texas is 11.1% higher than the national average. The average rent for a one-bedroom home in San Antonio is $1,504 per month, while a two-bedroom home averages around $1,800. At this price point, you can even find apartments with parking included, and resort-style amenities like pools and fitness centers.
- Utilities are 12% lower than the national average. Mild winters keep heating costs minimal, though summer air conditioning can drive bills up during July and August. The average monthly utility bill is $160.95, significantly lower than most major cities. Internet service ranges from $203.88 monthly, competitive with other Texas markets.
- Food prices in San Antonio are 5% lower than the US median. A gallon of milk costs $4.52, compared to $4.30 in Los Angeles and $3.95 in Houston. If you're a family of four, you'll typically spend $900 to $1,200 each month on groceries. Single adults can budget $350 to $500 monthly, with local favorites like H-E-B offering exceptional value.
- Transportation costs are 2.52% higher than the US average. Gas prices average $2.67 per gallon, compared to $3.70 nationwide. VIA Metropolitan Transit offers $38 monthly passes, so public transportation is affordable. Car insurance averages $165 per month, well below the national median of $183.
- Healthcare costs in San Antonio are 12.53% higher than the national average. A routine check-up costs $143.26, compared to $110 nationally. However, the city's robust medical infrastructure includes world-class facilities like the UT Health Science Center and Methodist Hospital. Emergency room visits without insurance average $2,800.
- Miscellaneous expenses are 12.72% higher than the national average. A ticket to the movies costs between $12 and $16 at theaters like Alamo Drafthouse. Dining out for two in popular areas like Southtown or The Pearl can range from $60 to $100. Weekend visits to attractions like the San Antonio Zoo or River Walk boat tours cost only $15 to $25 per person.
Moving to San Antonio, TX? Get ready for a more affordable lifestyle. The cost of living is lower, and with plenty of sunshine and Texan charm, your paycheck can go a lot further! 👉 Next Step: Compare single-family homes in San Antonio, Texas
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- Homeowners spend $89,628 per year: This figure includes mortgage payments, property taxes, utilities, groceries, transportation, and healthcare. Homeownership in San Antonio remains affordable relative to many large US cities, especially for middle-income earners.
- Renters spend $54,540 per year: Monthly costs include rent, utilities, groceries, transportation, and basic services. With average one-bedroom rents just over $1,504, San Antonio offers a relatively low cost of living for tenants.
- Families with kids spend $96,024 per year: This accounts for housing, childcare, food, transportation, school expenses, and healthcare. Despite rising childcare costs, San Antonio remains one of the more budget-friendly major cities to raise children.
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Data provided by Redfin, a national real estate brokerage.



