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Cost of Living in
West Virginia

Living cost is 9.75% lower than avg
Families spend upto $7,951/mo on avg
Homeowners spend $7,592/mo on avg
Renters spend $4,231/mo on avg

Cost of Living in
West Virginia

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A Breakdown of the Cost of Living in West Virginia

U.S. Avg.

West Virginia

Difference Diff

Home Price

$534,127

$416,445.25

22%

Apartment Rent (per month)

$1,354

$1,303

U.S. Avg.

West Virginia

Difference Diff

Phone (per month)

$219.9

$202.18

Total Energy (per month)

$194.67

$188.28

U.S. Avg.

West Virginia

Difference Diff

Grocery Staples

Corn Flakes (per box)

$5.88

$5.23

11%

Frozen Corn (per bag)

$2.33

$2.08

11%

Frozen Meal (per package)

$4.75

$3.31

30%

Cooking Oil (per bottle)

$6.00

$8.78

46%

Detergent (per bottle)

$18.81

$20.98

12%

Facial Tissues (per box)

$2.54

$2.1

18%

Sweet Peas (per can)

$1.74

$1.54

12%

Sugar (per bag)

$4.46

$4.94

11%

Bread (per loaf)

$3.66

$3.9

Frying Chicken (per lb)

$1.64

$1.49

Meat & Poultry

Chicken (per lb)

$1.67

$1.54

Steak (per lb)

$13.56

$17.11

26%

Sausage (per lb)

$4.89

$4.78

Ground Beef (per lb)

$7.90

$7.87

Snacks & Beverages

Soft Drink (per bottle)

$3.08

$2.75

11%

Potato Chips (per bag)

$5.08

$3.98

22%

Coffee (per lb)

$5.92

$6.2

Fresh Orange Juice (per half gallon)

$4.85

$4.77

Fruits & Vegetables

Peaches (per can)

$4.29

$2.82

34%

Lettuce (per head)

$1.85

$1.98

Bananas (per lb)

$0.62

$0.72

16%

Potatoes (per bag)

$4.61

$5.23

14%

Dairy & Eggs

Parmesan Cheese (per lb)

$4.46

$4.64

Margarine (per lb)

$1.26

$1.39

10%

Eggs (per dozen)

$4.50

$4.4

Whole Milk (per gallon)

$4.02

$4.68

16%

Seafood

Chunk Light Tuna (per can)

$1.06

$1.14

U.S. Avg.

West Virginia

Difference Diff

Tire Balance (per tire)

$69.15

$63.87

Gasoline (per gallon)

$2.82

$3.12

11%

U.S. Avg.

West Virginia

Difference Diff

Doctor Visit (per visit)

$113.53

$157.28

39%

Dentist Visit (per visit)

$144.14

$96.31

33%

Ibuprofen (per bottle)

$11.48

$11.4

Prescription Drug (per month)

$21.09

$23.39

11%

Optometrist Visit (per visit)

$93.18

$133.81

44%

U.S. Avg.

West Virginia

Difference Diff

Women’s Slacks

$34.9

$34.83

Boys’ Jeans

$29.45

$26.97

Men’s Shirt

$39.14

$36.4

Wine (per bottle)

$7.14

$12.7

78%

Beer (per 6-pack)

$10.78

$10.19

Veterinary Services (per visit)

$65.41

$68.78

Tennis Balls (per pack)

$3.49

$3.7

Yoga (per class)

$11.89

$16.91

42%

Movie (per ticket)

$11.41

$11.72

Newspaper (per copy)

$18.96

$11.94

37%

Washer Repair (per service)

$109.38

$102.92

Women Slacks

$34.88

$34.09

Boy Jeans

$29.51

$26.27

11%

Man Dress Shirt

$39.05

$34.43

12%

Dry Cleaning (per item)

$13.25

$19.23

45%

Shampoo (per bottle)

$1.56

$1.4

10%

Toothpaste (per tube)

$3.59

$3.79

Beauty Salon (per visit)

$46.61

$41.56

11%

Haircut (per cut)

$26.79

$25.2

Fried Chicken (per serving)

$4.36

$4.92

13%

Pizza (per pizza)

$11.88

$11.99

Hamburger (per serving)

$5.25

$5.42

Nestled in the heart of the Appalachians, the cost of living in West Virginia is 9.75% lower than the national average. The Mountain State trades city sprawl for rolling hills, lower bills, and a quieter pace of life. Whether you're looking for spacious living or low property taxes, West Virginia offers real value. It may not be flashy, but it delivers where it counts: affordable housing, low transportation costs, and a strong sense of local community.

Housing prices in West Virginia are 22% lower than the national average. The median home price is $416,445.25, well below the US average of $367,969. A 20% down payment comes to just under $49,200, and monthly mortgage costs in the state are among the lowest in the country. Home buyers get more space for less, whether you’re in a small town or near city centers like Charleston or Morgantown.
Renting in West Virginia is 3.8% lower than the national average. A one-bedroom home in West Virginia rents for about $900 per month, while a two-bedroom unit averages $1,100. Even in college towns or near government hubs, rental rates stay well below national benchmarks. Most West Virginia rentals include standard appliances and off-street parking, though it’s common to find older units without modern amenities like central air or in-unit laundry. Larger complexes may also include gyms or pools.
Utility costs in West Virginia are 6% lower than the US average. The average monthly bill for electricity, heating, water, and trash services falls between $385 to $570. Internet costs range from $202.18 per month, with improving availability in rural areas thanks to ongoing broadband expansion projects. HOA fees are uncommon, and are mostly limited to newer developments or mountain resort communities. The state also has none of the high disaster insurance costs found in states vulnerable to hurricanes, earthquakes, or wildfires.
Groceries in West Virginia cost 3% lower than the national average. A family of four spends about $900 to $1,300 per month on food, while a single adult can manage on $240 to $530, depending on their diet and location. Basic grocery items like milk and eggs are also reasonably priced. Farmers markets and local produce stands are common in the warmer months, offering affordable alternatives to chain supermarkets.
Transportation costs are 1.93% lower than the US average, making West Virginia one of the most affordable states for drivers. Gas prices average $3.12 per gallon, and annual car insurance premiums hover near $1,150, more than $300 below the national average. Public transportation is limited, available mostly in cities like Charleston and Morgantown, so owning a vehicle is necessary for most residents. However, parking is generally free and readily available, and toll roads are few and far between.
Healthcare expenses in West Virginia are 6.5% lower than the national average. A standard doctor’s visit costs around $157.28, while emergency room visits typically range from $2,000 to $2,200 without insurance. The state has a solid network of regional hospitals and clinics, with telehealth services becoming more widespread in rural counties. Overall, West Virginia residents spend less on both preventive care and emergencies compared to those in coastal or metro areas.
Miscellaneous expenses in West Virginia are 4.89% lower than the national average. While essentials remain budget-friendly, discretionary spending (recreation, fitness, and childcare) tends to cost more. Gym memberships range from $45 to $85 per month. Childcare can be $700 to $1,000 per month, especially in cities with more demand. Weekend activities like skiing in the Alleghenies or visiting state fairs can raise your overall costs, but they also highlight the state’s strong sense of community and love for the outdoors.

Moving to West Virginia? Your money stretches further here. Lower housing costs and everyday expenses make the Mountain State a budget-friendly win—without sacrificing natural beauty.

👉 Next Step: Compare single-family homes in West Virginia. Cost of living data is sourced in part from the Council for Community and Economic Research (C2ER). Figures are provided for informational purposes only and may not reflect real-time changes.

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Is Living in West Virginia Expensive?

No, West Virginia is not expensive to live in. The overall cost of living in West Virginia is 9.75% lower than the national average, making it one of the more affordable states in the US. Housing is a key reason why: it’s 22% cheaper than the national median, with the average home priced at a low $416,445.25.

With a budget of $300K, you can buy a three-bedroom single-family home in Charleston, Morgantown, or Huntington, often with a backyard, garage, and updated interior. In contrast, that same budget might only get you a small condo or fixer-upper in cities like Portland or Denver. For middle-class families, West Virginia offers solid value without straining your finances.

Housing in West Virginia

Housing in West Virginia is 22% lower than the national average. The median home price here is $416,445.25, compared to the US average of $367,969. With lower property taxes, and mortgage rates between 6.5% and 7%, monthly payments are far more manageable in West Virginia—often under $1,600, even for a single-family home. Here’s what you might pay for a home in West Virginia:

Buying a House in West Virginia

If you’re a young adult or single, homes in Morgantown and Huntington are popular picks. Morgantown, home to West Virginia University, has youthful energy, plenty of restaurants, and easy access to I-79. You can find a one- to two-bedroom home or condo here for $160,000 to $230,000, with average mortgage payments around $1,200 per month. In Huntington, prices are even lower—starting at $140,000, with quick commutes and walkable amenities like Pullman Square and the Ritter Park trails. Both cities also have solid public transit options, which is rare in much of the state.
If you’re a married couple with young children (under 6), you might want to settle in quieter, family-oriented neighborhoods like Teays Valley, Bridgeport, and Vienna. These areas offer newer builds, safe streets, and quick access to grocery stores, parks, and urgent care centers. Prices for family homes in Bridgeport or surrounding suburbs range from $250,000 to $320,000, with monthly mortgage payments averaging $1,400 to $1,700. Public schools like Bridgeport Elementary and Mountain View Elementary are known for their strong pre-K and early education programs, ideal for young families.
For married couples with older kids (ages 7 to 14), cities like Charleston, Martinsburg, and South Charleston offer space, schooling options, and stability. Four-bedroom homes in Charleston typically cost between $280,000 and $400,000, with mortgage payments in the $1,500 to $2,000 range. Top schools in these areas (like George Washington High School in Charleston and Spring Mills High School in Martinsburg) are known for their AP courses and athletic programs. These neighborhoods also offer community sports leagues, local libraries, and plenty of green space.

Renting a House in West Virginia

The average rent in West Virginia is 3.8% lower than the national average, offering much-needed relief for tenants looking to stretch their housing budgets. While the typical rent across the US sits near $1,303.00, the average rent for a one-bedroom home in West Virginia falls between $1,150 and $1,270. A two-bedroom home generally rents for $1,400 to $1,610, depending on location, amenities, and lease terms.

If you're a young adult or single, homes in Wheeling and Shepherdstown are solid picks. These areas offer walkable downtowns, independent cafes, and active arts scenes. One-bedroom homes in Wheeling average $1,100 to $1,250 a month, while in Shepherdstown, expect to pay closer to $1,300, especially if you're near Shepherd University. Nightlife is modest but includes local breweries and small music venues. Both towns also provide basic public transit or shuttle service to larger nearby cities.
For married couples with kids (under 6), Elkins and Princeton offer a calm, family-friendly lifestyle. You'll find two-bedroom homes in Elkins for $1,300 to $1,550, and slightly less in Princeton. These neighborhoods are close to grocery stores, childcare centers, and green spaces like Glendale Park. These towns offer a quieter environment with the essentials still within reach, from schools to hospitals.
If you're a married couple with older children (ages 6 to 17), neighborhoods like South Charleston and Fairmont offer the space and education opportunities you’ll likely be looking for. Three-bedroom homes in South Charleston rent for $1,500 to $1,800, while four-bedroom homes start near $1,900. Both areas provide access to schools like South Charleston Middle School and Fairmont Senior High, known for strong academics and well-rounded extracurriculars. You'll also find shopping centers, public libraries, and community sports programs—all within a short drive from home.
If you're a downsizer, rent for one-bedroom homes in Lewisburg averages $1,150 to $1,300 per month, with Buckhannon being even cheaper. Both towns are known for their small-town charm, local markets, and reliable healthcare access; Greenbrier Valley Medical Center is a key facility. Seniors appreciate the low traffic, walkable town centers, and community events that don’t require long, hectic commutes.
If you’re an international student, Morgantown is the top destination. With West Virginia University at the center, it’s student-friendly and full of rental options. Three-bedroom homes here typically rent for $1,650 to $1,950, but sharing with roommates can bring your costs down significantly. Bus routes serve most of the area, food, libraries, and campus services are all walkable. Students also choose neighborhoods like Suncrest or Evansdale for quick access to campus.

Utilities in West Virginia

Food and Groceries in West Virginia

Grocery prices in West Virginia are 3% lower than the national average, which helps keep food budgets in check for both individuals and families. The state’s rural character and access to local farms play a role in keeping costs down—especially for dairy, meats, and seasonal produce.

Proteins for Family Dinners: Steak averages $17.11 per pound, which is about 15% lower than the national average. Ground beef comes in at $7.87 per pound, and sausage is available for $4.78 per pound. If you're cooking on a tighter budget, a whole chicken at $1.54 per pound is your best bet.
Kitchen Essentials: Basic staples are priced reasonably across the state. A gallon of whole milk costs $4.68, and a dozen eggs will set you back $4.40. Coffee, depending on brand and roast, costs about $6.20 per 11–12 oz container. Other kitchen must-haves include margarine at $1.39 per pound, parmesan cheese at $4.64, sugar (4 lb bag) at $4.94, and fresh orange juice at $4.77 per 64 oz bottle. These prices make everyday cooking more budget-friendly.
Fruits and Vegetables: Fresh produce in West Virginia is generally affordable, especially when bought in-season from local farms or markets. Bananas cost around $0.72 each, and lettuce averages $1.98 per head. Apples are priced at $1.45 per pound, while peaches come in at $2.10 per pound, with even lower prices during local harvests. Tomatoes, a staple for salads and sauces, cost around $2.05 per pound. You may not find exotic tropical fruits year-round, but everyday options remain fresh and accessible in West Virginia.
Snacks and Frozen Meals: A standard bag of potato chips (8–10 oz) costs around $3.98, and frozen peas come in at $1.55 per bag, roughly 5% below the national average. Frozen corn is priced at $3.31, and microwave dinners typically range from $2.75 to $3.50, depending on the brand. Whether you're feeding kids after school or stocking up for busy weeks, these options offer convenience without inflating your grocery bill.
Other Grocery Expenses: Non-food household items in West Virginia are also relatively low-cost. Cooking oil (48 oz) costs $8.78, about 3% less than the national average. A box of facial tissues is priced at $2.10, while laundry detergent (100 oz) costs around $20.98. Paper towels sell for $3.40 per roll, and trash bags (box of 30) are priced at $6.70.

Transportation in West Virginia

Healthcare in West Virginia

Healthcare costs in West Virginia are 6.5% lower than the national average, so routine visits and prescriptions are easier on your wallet. Still, medical expenses can add up quickly, especially if you’re dealing with chronic conditions or unexpected emergencies.

Doctor Visit — $157.28 per visit: A standard visit to a general practitioner in West Virginia costs $125 to $145, depending on the provider and region. This covers common check-ups, prescription refills, or treatment for cold and flu symptoms. Visits for chronic conditions like diabetes or hypertension may cost more, especially if additional labs or diagnostics are involved.
Dentist Visit — $96.31 per visit: A routine cleaning and exam costs about $110, while cavity fillings range from $150 to $190. X-rays and fluoride treatments can add another $40 to $60. Compared to states like New York or California, dental services in West Virginia offer much greater value for your money.
Optometrist Visit — $133.81 per visit: A standard eye exam costs between $120 and $135, which includes vision screening and an updated prescription. If you need a contact lens fitting, expect to pay an additional $40 to $70. More specialized treatments can cost upwards of $200, depending on complexity and provider.
Prescription Drugs — $23.39 per month: A month's supply of Lisinopril (for high blood pressure) costs about $12 to $18, and Metformin (for type 2 diabetes) costs $15 to $30. A short course of Amoxicillin, often prescribed for infections, usually costs $20 to $25 without insurance. Pharmacies like CVS, Walmart, and Rite Aid are available across most cities and towns in the state.
Over-the-Counter Medications — $9 to $13 per package: Everyday items like ibuprofen and acetaminophen cost around $11.40, while allergy meds like loratadine or cetirizine are about $12. Cold and flu medications such as Mucinex or DayQuil average $13 per package. A well-stocked medicine cabinet always comes in handy, especially since urgent care centers are often a drive away in rural parts of the state.

Thanks to its smaller cities and rural healthcare networks, West Virginia’s healthcare system stays more affordable than those in major metro or coastal areas. The state’s cooler climate may help reduce seasonal illnesses, and its slower pace of life can ease everyday stress. However, in rural areas, limited access to providers often means longer travel times for specialized care.
It’s smart to get health insurance, even with West Virginia’s lower medical costs. The average monthly premium ranges from $500* to $913*, depending on your plan, provider, and coverage needs.

*Disclaimer:These figures are averages and can vary based on individual circumstances and specific insurance providers. Always compare plans and speak with a licensed agent to find the best fit for your healthcare needs.

Miscellaneous Costs in West Virginia

Miscellaneous expenses in West Virginia are 4.89% lower than the national average—a bit of a surprise, considering how affordable the rest of the state is. While housing and groceries may save you money, everyday extras like self-care, entertainment, and eating out can still put a dent in your budget if you’re not paying attention.

Food and Drinks: West Virginia’s dining scene tends to be casual, with plenty of diners, BBQ joints, and mom-and-pop pizzerias. A burger costs around $5.42, and a sit-down meal with an entrée and drink costs $18 to $25. Pizza slices average $11.99, while sushi rolls at mid-range spots go for $10 to $15. A cup of coffee is about $6.20, and local craft beers range from $4 to $12 per pint.
Personal Care and Grooming: Haircuts in West Virginia are reasonably priced, with a men’s cut averaging $25.20, and basic salon visits ranging from $41.56. Manicures typically cost $20 to $25, while basic facials or skincare treatments are between $60 and $90. Spa services are limited, but massages are available for around $70 an hour, particularly in resort areas like Berkeley Springs.
Clothing and Laundry: Thanks to the region’s changing seasons, layering is key. A dress shirt goes for $36.40, and a decent pair of jeans can cost up to $26.97. Dry cleaning a two-piece outfit costs about $19.23, though many locals opt for at-home washing and line-drying to save cash, especially in warmer months.
Fitness and Entertainment: You’ll find more hiking trails than high-end gyms here, but there’s still a variety of recreation options. Yoga classes are $16.91 per session, and a movie ticket costs $11.72. For outdoor fun, you’re spoiled for choice: hiking in the Monongahela National Forest, mountain biking in Coopers Rock State Forest, or rafting on the New River Gorge cost next to nothing if you already own the gear.
Pet-Related Expenses: A routine vet visit averages $68.78, but emergency services can go beyond $400, depending on the issue. Thankfully, West Virginia is a pet-friendly state with plenty of room to roam, from Kanawha State Forest to Morgantown’s Stanley’s Spot Dog Park.

What Salary Do You Need to Live in West Virginia?

The median income in West Virginia is 9.75% lower, which is usually enough to live comfortably in the state. Affordable home prices, low transportation costs, and modest grocery bills help stretch your dollar further in West Virginia compared to other states.

Homeowners spend $91,101.00 per year: This includes mortgage payments, utilities, groceries, healthcare, transportation, and basic personal expenses. With a median home price of $245,700, monthly costs remain manageable even on a single income.

Renters spend $50,769.00 per year: Even after rent for a one-bedroom home, utilities, food, transportation, and occasional discretionary spending, this budget supports a modest but stable lifestyle across most of the state.

Families with kids spend $95,406.00 per year: This includes higher housing costs, childcare, healthcare, school supplies, transportation, and groceries. Dual-income households in this bracket can maintain a comfortable lifestyle, while planning for future expenses such as college or home improvements.

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What is a Cost of Living Calculator?

A cost of living calculator helps you compare the expenses required to live in a different location. The calculator factors in various living expenses like housing, food, utilities, transportation, fitness, and entertainment, etc., and helps you estimate how much salary you need to live in that city. Since the cost of goods and services varies in different cities, a West Virginia cost of living calculator can help you make the decision to move to this city or not.

About Cost of Living Data

The data used to determine West Virginia's cost of living is sourced from the Council for Community and Economic Research (C2ER). Published since 1968, COLI data is recognized by the U.S. Census Bureau and the Bureau of Labor Statistics. This organization regularly updates its data to offer a detailed and well-researched view of living expenses in cities across the country. An independent Advisory Board reviews C2ER’s data collection methodologies and quarterly publications to ensure consistency and quality. For more information, visit www.coli.org. Data published as of Oct 2025.

Frequently Asked Questions

How much is gas in West Virginia?

Gas in West Virginia averages $3.12 per gallon, which is slightly below the national average. Mountain terrain and rural roads often mean longer drives, so gas mileage matters, especially for commuters.

Is West Virginia a good place to live?

Yes, West Virginia is a good place to live if you value affordability, natural beauty, and small-town living. The state offers stunning access to the Appalachians, low crime in many areas, and a relaxed pace of life. Towns like Lewisburg, Bridgeport, and Shepherdstown are favorites for families, retirees, and remote workers alike.

What is the cost of living in West Virginia?

The average cost of living in West Virginia is 9.75% lower than the national average. Housing is 22% lower, and transportation costs are 1.93% lower than the US average. Cities like Huntington, Parkersburg, and Wheeling offer some of the most budget-friendly lifestyles in the region.

What is the average rent in West Virginia?

A one-bedroom home in West Virginia generally rents for $914 per month. Smaller towns and rural areas often have even lower rates. In larger hubs like Morgantown or Charleston, expect slightly higher rent for updated units with modern amenities.

How much is a 2-bedroom apartment in West Virginia?

A two-bedroom home in West Virginia rents for $1,303.00 per month. Neighborhoods near universities or hospitals, like those in Morgantown or Huntington, tend to be pricier due to demand from students and healthcare professionals.

What is the average price of utilities in West Virginia?

Monthly utility bills in West Virginia average $450 per month, including electricity, water, sewer, and trash. Winters can push heating bills higher, especially in older homes or higher elevations where temperatures drop sharply.

How much is childcare in West Virginia?

If you’re moving to West Virginia, expect childcare to cost around $780 per month for toddlers. Urban areas like Charleston and Morgantown tend to be more expensive due to limited daycare availability, while rural in-home centers offer more affordable options.