Homes for Sale Under 450K in Lake City, FL

93 Homes for Sale

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Lake City, FL Housing Market Overview

Lake City is a balanced market, giving buyers and sellers room to negotiate. With 7.3 months of supply and homes averaging 57 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

57

Inventory

58

Sep 2021Mar 2024Mar 2026

Median Home Price

$297,500Up 0.87%

In Mar 2026 · YoY

Sep 2021Mar 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
58 Up 0.21%
Newly Listed Homes
12 Down 0.25%
Months of Supply
7.3 Up 3.60%

Housing Demand

Homes Sold
8 Down 0.00%
Sale-to-List Ratio
97.5% Up 2.09%
Homes Sold Above List
37.5% Up 29.81%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

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  • mls-img
    Based on information from Stellar MLS® through Oct 9, 2026, 2:30 PM as submitted to and distributed by MLS GRID. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. © 2026 Stellar MLS. All Rights Reserved.
  • mls-img
    Based on information from Houzeo, which participates in the Northeast Florida Multiple Listing Service, Inc. data exchange program, allowing us to display other brokers’ listings on our site. through Oct 9, 2026, 2:30 PM. Information deemed reliable but not guaranteed. The broker providing this data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase or lease decision. The listing broker has attempted to offer accurate data, but buyers/lessees are advised to confirm all information. IDX information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and The data is deemed reliable but is not guaranteed accurate by NEFMLS. NEFMLS may, at its discretion, require the use of other disclaimers as necessary to protect Participants and/or NEFMLS from liability. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Lake City, FL Housing Marketlink qauare
Homes Available icon

93

Homes Available

Median List Price icon

$ 297,500

Median List Price

Avg on Market icon

57 Days

Avg on Market

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