$200,000
8
--Bds
--Ba
1.52acres lot
Sale Pending
Re/Max Innovative Properties
Massachusetts Homes for Sale Under 200K
113 Homes for Sale
Sort by:Newest Listings
$200,000
45
3Bds
2Ba
1,685sqft
Sale Pending
80 Stanton Street #2, Worcester, MA 01605
Lamacchia Realty, Inc.
Building 2 Units Available
Unit #2
Price Drop: $50K
$199,999
3
--Bds
--Ba
1.82acres lot
Land for sale
Century 21 Tassinari Gold
$199,900
1
--Bds
--Ba
17.82acres lot
Land for sale
William Neylon Real Est.
$199,900
8
--Bds
--Ba
1.4acres lot
Land for sale
William Raveis R.E. & Home Services
$199,900
1Bd
1Ba
578sqft
Condo for sale
Coldwell Banker Realty - Chelmsford
$195,000
15
4Bds
2Ba
2,668sqft
Single family home for sale
Ruggeri Real Estate
Price Drop: $5K
Price Drop: $9K
5 Spofford Rd #17, Allston, MA 02134
Red Tree Real Estate
Building 1 Unit Available
Unit #17
53 Ridgewood Ln #16, Gardner, MA 01440
William Raveis R.E. & Home Services
Building 1 Unit Available
Unit #16
403 Division St #13, Fall River, MA 02721
Pelletier Realty, Inc.
Building 7 Units Available
Unit #13
403 Division St #18, Fall River, MA 02721
Pelletier Realty, Inc.
403 Division St #17, Fall River, MA 02721
Pelletier Realty, Inc.
$185,000
--Bds
--Ba
0.76acre lot
Land for sale
Century 21 North East
$180,000
3
--Bds
--Ba
10.27acres lot
Land for sale
Re/Max Town Square
$179,900
2
--Bds
--Ba
0.53acre lot
Land for sale
Lakefront Living Realty, Llc
$179,900
19
2Bds
2Ba
980sqft
Manufactured home for sale
Victoria Realty
$179,500
7
2Bds
1Ba
624sqft
Manufactured home for sale
Conway - Mattapoisett
59 61 Conway St, Greenfield, MA 01301
Cohn & Company
Building 1 Unit Available
Unit #
65 Nassau Dr #65, Springfield, MA 01129
Re/Max Connections
Building 1 Unit Available
Unit #65
Price Drop: $50K
$175,000
2
--Bds
--Ba
2acres lot
Land for sale
Century 21 Tassinari Gold
70 Southbridge St #215, Worcester, MA 01608
Era Key Realty Services
Building 3 Units Available
Unit #215
$175,000
7
--Bds
--Ba
1.87acres lot
Sale Pending
Kw Pinnacle Central
Price Drop: $50K
$175,000
2
--Bds
--Ba
1.61acres lot
Land for sale
Century 21 Tassinari Gold
Price Drop: $10K
$170,000
--Bds
--Ba
6acres lot
Land for sale
Hb Real Estate, Llc
$169,000
4
--Bds
--Ba
0.01acre lot
Land for sale
Joyce Lebedew Real Estate
Price Drop: $5K
242 Wahconah St, Pittsfield, MA 01201
Fathom Realty
Building 1 Unit Available
Unit #
5 Turnpike Rd #116, Townsend, MA 01469
Townsend Center Realty
Building 1 Unit Available
Unit #116
16 Francis St, East Wareham, MA 02538
Conway - Wareham
Building 1 Unit Available
Unit #
Price Drop: $5K
$150,900
2
--Bds
--Ba
2.29acres lot
Land for sale
Cree Realty Trust
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Massachusetts Housing Market Overview
Massachusetts real estate currently favors sellers. With only 1.19 months of supply and properties taking an average of 54 days on market, sellers maintain substantial pricing authority and attract competitive bids.
Status
Seller's Market
Days on Market
54
Inventory
113
Aug 2021May 2024Jul 2026
Median Home Price
$690,000Down 0.00%
In Jul 2026 · YoY
Aug 2021May 2024Jul 2026
Mortgage Rates 30-Yr Fixed
6.23%Down 0.58%
Current rate · YoY
Loan Type
30-Year Fixed
Housing Supply
- Homes For Sale
- 113 Down 1.11%
- Newly Listed Homes
- 5,271 Down 19.08%
- Months of Supply
- 1.2 Down 28.93%
Housing Demand
- Homes Sold
- 16,386 Up 39.16%
- Sale-to-List Ratio
- 100.7% Down 0.24%
- Homes Sold Above List
- 51.3% Down 6.56%
30-yr fixed rate 6.23% · Data as of Jul 2026 · Source: Houzeo Research.
View Full Massachusetts Market ReportFrequently Asked Questions
Where is the cheapest place to buy a house in Massachusetts?
North Adams is the most affordable city to buy a home in Massachusetts, with a median price of $245,838. The cost of living is about 4.1% lower than the national average.
Other budget-friendly cities include Springfield, Pittsfield, and Adams, where average home prices are under $300,000. These areas also offer a lower overall cost of living compared to most of the US.
Other budget-friendly cities include Springfield, Pittsfield, and Adams, where average home prices are under $300,000. These areas also offer a lower overall cost of living compared to most of the US.
What is the average cost of a house in Massachusetts?
The average home price in Massachusetts is around $750,000. Housing is significantly more expensive compared to many other states. Overall, the cost of living in Massachusetts is over 46% higher than the national average.
How many homes are available for sale in Massachusetts?
There are currently 26,313 homes for sale in Massachusetts. Of these, 43 are Massachusetts's hot properties and 44 are newly listed homes across Massachusetts.
What are the average HOA fees in Massachusetts?
The average HOA fee in Massachusetts ranges from $411 to $684 per month, which is above the national average. Fees vary based on the home's location, type, and the services included.
In cities like Boston, condo owners may pay $200 to $1,000 monthly. Fees are often higher in older buildings or those with amenities like elevators, gyms, or security.
For single-family homes in HOA communities, fees typically range from $300 to $800 per month. These cover shared services like snow removal, landscaping, and private road upkeep. It's important to see what services are included before buying.
In cities like Boston, condo owners may pay $200 to $1,000 monthly. Fees are often higher in older buildings or those with amenities like elevators, gyms, or security.
For single-family homes in HOA communities, fees typically range from $300 to $800 per month. These cover shared services like snow removal, landscaping, and private road upkeep. It's important to see what services are included before buying.
What is the average utility cost in Massachusetts?
The average monthly utility cost in Massachusetts is around $855 for a family of three living in a single-family home. This includes electricity, natural gas, water, sewer, and trash removal.
Electricity costs about $307 per month, while natural gas averages $274. Water and sewer charges are around $64, and trash removal adds another $33 monthly. These costs can vary based on usage and season, especially in winter.
Overall, utility expenses in Massachusetts are higher than the national average. This is due to cold winters, high energy rates, and increased municipal service fees.
Electricity costs about $307 per month, while natural gas averages $274. Water and sewer charges are around $64, and trash removal adds another $33 monthly. These costs can vary based on usage and season, especially in winter.
Overall, utility expenses in Massachusetts are higher than the national average. This is due to cold winters, high energy rates, and increased municipal service fees.
Is it smarter to rent or buy a home in Massachusetts?
In many areas of Massachusetts, especially around Boston, renting is cheaper than buying. The average rent is about $3,478, while mortgage payments on a typical home can exceed $5,000. With high home prices and interest rates, renting often makes more financial sense. Using a mortgage calculator can help compare monthly costs and plan accordingly.
Buying offers long-term value through equity, tax benefits, and fixed payments. But upfront costs like a 20% down payment, closing fees, and maintenance can be steep. Without strong savings and income, buying may not be practical right now.
If you're planning a short stay or unsure about the future, renting offers flexibility and lower upfront expenses. However, if you plan to stay at least five years and are financially ready, buying a home in Massachusetts can still be a smart long-term investment.
Buying offers long-term value through equity, tax benefits, and fixed payments. But upfront costs like a 20% down payment, closing fees, and maintenance can be steep. Without strong savings and income, buying may not be practical right now.
If you're planning a short stay or unsure about the future, renting offers flexibility and lower upfront expenses. However, if you plan to stay at least five years and are financially ready, buying a home in Massachusetts can still be a smart long-term investment.
Is Massachusetts a good place to live?
Yes, Massachusetts is a great place to live if you value education, healthcare, and career opportunities. It consistently ranks high for public schools, safety, and medical services. Cities like Newton, Brookline, and Cambridge are known for their walkability, strong communities, and high quality of life.
Cambridge stands out with its top universities, diverse culture, and access to tech jobs. The median home price there is around $1.2 million, reflecting its strong demand. For more affordable living, cities like Worcester and Lowell offer growing job markets and lower home prices.
Massachusetts is rich in history, has beautiful seasons, and offers plenty to do year-round. However, living costs are high, winters can be tough, and traffic in and around Boston is often heavy. Still, for those who want great services and opportunities, it's a solid place to call home.
Cambridge stands out with its top universities, diverse culture, and access to tech jobs. The median home price there is around $1.2 million, reflecting its strong demand. For more affordable living, cities like Worcester and Lowell offer growing job markets and lower home prices.
Massachusetts is rich in history, has beautiful seasons, and offers plenty to do year-round. However, living costs are high, winters can be tough, and traffic in and around Boston is often heavy. Still, for those who want great services and opportunities, it's a solid place to call home.
What's the safest place to live in Massachusetts?
Northborough is considered the safest town in Massachusetts. It has a violent crime rate of 0.2 and a property crime rate of 0.9 per 1,000 residents, both far below the national average. The town is known for its strong community, good schools, and quiet residential areas.
Other safe places include Wayland, Lexington, and Sharon. These towns have consistently low crime rates, excellent schools, and well-maintained neighborhoods. They're popular choices for families and anyone looking for peace of mind.
Other safe places include Wayland, Lexington, and Sharon. These towns have consistently low crime rates, excellent schools, and well-maintained neighborhoods. They're popular choices for families and anyone looking for peace of mind.
Can a foreigner buy a house in Massachusetts?
Yes, foreigners can buy property in Massachusetts. There are no citizenship or residency restrictions. Buyers only need a valid passport and a US tax ID.
What are the disadvantages of moving to Massachusetts?
High cost of living: Massachusetts's housing market, along with healthcare and daily expenses, is well above the national average. This makes it harder to manage a budget.
Expensive housing: Home prices, especially near Boston, are among the highest in the country. This limits options for many buyers and renters.
Harsh winters: Snow, ice, and freezing temperatures can last for several months. This makes travel difficult and raises heating costs.
Heavy traffic and parking issues: Boston and nearby areas face regular traffic jams. Limited parking adds to the daily frustration.
High state taxes: Massachusetts has a flat 5% income tax. This adds to the overall cost of living, especially for higher earners.
Expensive housing: Home prices, especially near Boston, are among the highest in the country. This limits options for many buyers and renters.
Harsh winters: Snow, ice, and freezing temperatures can last for several months. This makes travel difficult and raises heating costs.
Heavy traffic and parking issues: Boston and nearby areas face regular traffic jams. Limited parking adds to the daily frustration.
High state taxes: Massachusetts has a flat 5% income tax. This adds to the overall cost of living, especially for higher earners.
Based on information provided to and compiled by MLS Property Information Network, Inc. covering through Sep 1, 2026, 1:45 PM. The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third-party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified. © 2025 MLS Property Information Network, Inc. All Rights Reserved.
Based on information from PrimeMLS Inc. through Sep 1, 2026, 1:47 PM. This display of listings may or may not be the entire Compilation from the PrimeMLS database, and PrimeMLS does not guarantee the accuracy of such information. The listing broker's offer of compensation is made only to other real estate licensees who are participant members of PrimeMLS. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers' personal, non- commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated Sep 1, 2026, 1:47 PM. © 2025 PrimeMLS, Inc. All Rights Reserved.
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Massachusetts Housing Market
113
Homes Available
$ 690,000
Median List Price
54 Days
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