$700,000
3
--Bds
--Ba
2.3acres lot
Land for sale
Century 21 Xsell Realty
Massachusetts Homes for Sale Under 700K
913 Homes for Sale
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$700,000
1
2Bds
2Ba
2,686sqft
Sale Pending
Coldwell Banker Realty - Northborough
$700,000
7
5Bds
4Ba
4,471sqft
Sale Pending
Berkshire Hathaway Homeservices Realty Professionals
$699,900
1
4Bds
3Ba
3,026sqft
Single family home for sale
Success! Real Estate
$699,900
4Bds
3Ba
2,623sqft
Single family home for sale
$699,900
1
3Bds
1Ba
1,712sqft
Single family home for sale
Allison James Estates & Homes Of Ma, Llc
Price Drop: $40K
$699,900
2
3Bds
4Ba
1,500sqft
Condo for sale
Distinctive Properties Llc
Price Drop: $50K
$699,900
4
3Bds
1Ba
1,400sqft
Single family home for sale
Coldwell Banker Realty - Beverly
$699,900
7
3Bds
2Ba
1,838sqft
Sale Pending
William Raveis R.E. & Home Services
$699,888
3Bds
2Ba
1,728sqft
Sale Pending
Frank Smith Real Estate, Inc.
$699,000
3Bds
2Ba
1,436sqft
Single family home for sale
Cape Cod Realty Advisors Llc
$699,000
3
4Bds
2Ba
2,037sqft
Single family home for sale
J.M.I. Investment Properties
8 Deer Path #8, Hudson, MA 01749
Coldwell Banker Realty - Worcester
Building 1 Unit Available
Unit #8
114 Tupper Rd #4B, Sandwich, MA 02563
Gibson Sotheby'S International Realty
Building 1 Unit Available
Unit #4B
$699,000
2
4Bds
2Ba
1,547sqft
Sale Pending
Lamacchia Realty, Inc.
142 Elliott St, Beverly, MA 01915
Coldwell Banker Realty - Beverly
Building 1 Unit Available
Unit #
$699,000
4Bds
1Ba
2,627sqft
Single family home for sale
Castinetti Realty Group
267 N Falmouth Hwy, North Falmouth, MA 02556
Keller Williams Realty
Building 1 Unit Available
Unit #
Building 1 Unit Available
Unit #44
$699,000
2
4Bds
2Ba
1,374sqft
Single family home for sale
Keller Williams South Watuppa
$699,000
4
--Bds
--Ba
6.1acres lot
Sale Pending
William Raveis R.E. & Home Services
$699,000
3Bds
2Ba
1,271sqft
Single family home for sale
Coldwell Banker Realty - Marblehead
$698,888
3
3Bds
3Ba
2,092sqft
Sale Pending
Coldwell Banker Realty - Milton
145 Eastern Ave, Worcester, MA 01605
Century 21 Xsell Realty
Building 1 Unit Available
Unit #
$695,000
4Bds
3Ba
2,236sqft
Single family home for sale
Kw Pinnacle Central
$695,000
--Bds
--Ba
0.22acre lot
Land for sale
Re/Max Real Estate Center
261 Stone St, Walpole, MA 02081
Re/Max Real Estate Center
Building 1 Unit Available
Unit #
24 Hickory Bnd #24-1, Plymouth, MA 02360
Thorndike Development
Building 5 Units Available
Unit #24-1
5 Blossom Ct #5, Westborough, MA 01581
Berkshire Hathaway Homeservices Commonwealth Real Estate
Building 1 Unit Available
Unit #5
$690,000
4
4Bds
3Ba
2,088sqft
Single family home for sale
Coldwell Banker Realty - Westford
178 N End Blvd #F, Salisbury, MA 01952
William Raveis R.E. & Home Services
Building 2 Units Available
Unit #F
1 Earhart #725, Cambridge, MA 02141
Coldwell Banker Realty - Boston
Building 1 Unit Available
Unit #725
2 Codman Way #410, Westborough, MA 01581
Pulte Homes Of New England
Building 1 Unit Available
Unit #410
$687,950
2
2Bds
2Ba
1,582sqft
Sale Pending
Pulte Homes Of New England
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Massachusetts Housing Market Overview
Massachusetts real estate currently favors sellers. With only 1.19 months of supply and properties taking an average of 54 days on market, sellers maintain substantial pricing authority and attract competitive bids.
Status
Seller's Market
Days on Market
54
Inventory
913
Aug 2021May 2024Jul 2026
Median Home Price
$690,000Down 0.00%
In Jul 2026 · YoY
Aug 2021May 2024Jul 2026
Mortgage Rates 30-Yr Fixed
6.23%Down 0.58%
Current rate · YoY
Loan Type
30-Year Fixed
Housing Supply
- Homes For Sale
- 913 Down 1.11%
- Newly Listed Homes
- 5,271 Down 19.08%
- Months of Supply
- 1.2 Down 28.93%
Housing Demand
- Homes Sold
- 16,386 Up 39.16%
- Sale-to-List Ratio
- 100.7% Down 0.24%
- Homes Sold Above List
- 51.3% Down 6.56%
30-yr fixed rate 6.23% · Data as of Jul 2026 · Source: Houzeo Research.
View Full Massachusetts Market ReportFrequently Asked Questions
Where is the cheapest place to buy a house in Massachusetts?
North Adams is the most affordable city to buy a home in Massachusetts, with a median price of $245,838. The cost of living is about 4.1% lower than the national average.
Other budget-friendly cities include Springfield, Pittsfield, and Adams, where average home prices are under $300,000. These areas also offer a lower overall cost of living compared to most of the US.
Other budget-friendly cities include Springfield, Pittsfield, and Adams, where average home prices are under $300,000. These areas also offer a lower overall cost of living compared to most of the US.
What is the average cost of a house in Massachusetts?
The average home price in Massachusetts is around $750,000. Housing is significantly more expensive compared to many other states. Overall, the cost of living in Massachusetts is over 46% higher than the national average.
How many homes are available for sale in Massachusetts?
There are currently 26,313 homes for sale in Massachusetts. Of these, 43 are Massachusetts's hot properties and 44 are newly listed homes across Massachusetts.
What are the average HOA fees in Massachusetts?
The average HOA fee in Massachusetts ranges from $411 to $684 per month, which is above the national average. Fees vary based on the home's location, type, and the services included.
In cities like Boston, condo owners may pay $200 to $1,000 monthly. Fees are often higher in older buildings or those with amenities like elevators, gyms, or security.
For single-family homes in HOA communities, fees typically range from $300 to $800 per month. These cover shared services like snow removal, landscaping, and private road upkeep. It's important to see what services are included before buying.
In cities like Boston, condo owners may pay $200 to $1,000 monthly. Fees are often higher in older buildings or those with amenities like elevators, gyms, or security.
For single-family homes in HOA communities, fees typically range from $300 to $800 per month. These cover shared services like snow removal, landscaping, and private road upkeep. It's important to see what services are included before buying.
What is the average utility cost in Massachusetts?
The average monthly utility cost in Massachusetts is around $855 for a family of three living in a single-family home. This includes electricity, natural gas, water, sewer, and trash removal.
Electricity costs about $307 per month, while natural gas averages $274. Water and sewer charges are around $64, and trash removal adds another $33 monthly. These costs can vary based on usage and season, especially in winter.
Overall, utility expenses in Massachusetts are higher than the national average. This is due to cold winters, high energy rates, and increased municipal service fees.
Electricity costs about $307 per month, while natural gas averages $274. Water and sewer charges are around $64, and trash removal adds another $33 monthly. These costs can vary based on usage and season, especially in winter.
Overall, utility expenses in Massachusetts are higher than the national average. This is due to cold winters, high energy rates, and increased municipal service fees.
Is it smarter to rent or buy a home in Massachusetts?
In many areas of Massachusetts, especially around Boston, renting is cheaper than buying. The average rent is about $3,478, while mortgage payments on a typical home can exceed $5,000. With high home prices and interest rates, renting often makes more financial sense. Using a mortgage calculator can help compare monthly costs and plan accordingly.
Buying offers long-term value through equity, tax benefits, and fixed payments. But upfront costs like a 20% down payment, closing fees, and maintenance can be steep. Without strong savings and income, buying may not be practical right now.
If you're planning a short stay or unsure about the future, renting offers flexibility and lower upfront expenses. However, if you plan to stay at least five years and are financially ready, buying a home in Massachusetts can still be a smart long-term investment.
Buying offers long-term value through equity, tax benefits, and fixed payments. But upfront costs like a 20% down payment, closing fees, and maintenance can be steep. Without strong savings and income, buying may not be practical right now.
If you're planning a short stay or unsure about the future, renting offers flexibility and lower upfront expenses. However, if you plan to stay at least five years and are financially ready, buying a home in Massachusetts can still be a smart long-term investment.
Is Massachusetts a good place to live?
Yes, Massachusetts is a great place to live if you value education, healthcare, and career opportunities. It consistently ranks high for public schools, safety, and medical services. Cities like Newton, Brookline, and Cambridge are known for their walkability, strong communities, and high quality of life.
Cambridge stands out with its top universities, diverse culture, and access to tech jobs. The median home price there is around $1.2 million, reflecting its strong demand. For more affordable living, cities like Worcester and Lowell offer growing job markets and lower home prices.
Massachusetts is rich in history, has beautiful seasons, and offers plenty to do year-round. However, living costs are high, winters can be tough, and traffic in and around Boston is often heavy. Still, for those who want great services and opportunities, it's a solid place to call home.
Cambridge stands out with its top universities, diverse culture, and access to tech jobs. The median home price there is around $1.2 million, reflecting its strong demand. For more affordable living, cities like Worcester and Lowell offer growing job markets and lower home prices.
Massachusetts is rich in history, has beautiful seasons, and offers plenty to do year-round. However, living costs are high, winters can be tough, and traffic in and around Boston is often heavy. Still, for those who want great services and opportunities, it's a solid place to call home.
What's the safest place to live in Massachusetts?
Northborough is considered the safest town in Massachusetts. It has a violent crime rate of 0.2 and a property crime rate of 0.9 per 1,000 residents, both far below the national average. The town is known for its strong community, good schools, and quiet residential areas.
Other safe places include Wayland, Lexington, and Sharon. These towns have consistently low crime rates, excellent schools, and well-maintained neighborhoods. They're popular choices for families and anyone looking for peace of mind.
Other safe places include Wayland, Lexington, and Sharon. These towns have consistently low crime rates, excellent schools, and well-maintained neighborhoods. They're popular choices for families and anyone looking for peace of mind.
Can a foreigner buy a house in Massachusetts?
Yes, foreigners can buy property in Massachusetts. There are no citizenship or residency restrictions. Buyers only need a valid passport and a US tax ID.
What are the disadvantages of moving to Massachusetts?
High cost of living: Massachusetts's housing market, along with healthcare and daily expenses, is well above the national average. This makes it harder to manage a budget.
Expensive housing: Home prices, especially near Boston, are among the highest in the country. This limits options for many buyers and renters.
Harsh winters: Snow, ice, and freezing temperatures can last for several months. This makes travel difficult and raises heating costs.
Heavy traffic and parking issues: Boston and nearby areas face regular traffic jams. Limited parking adds to the daily frustration.
High state taxes: Massachusetts has a flat 5% income tax. This adds to the overall cost of living, especially for higher earners.
Expensive housing: Home prices, especially near Boston, are among the highest in the country. This limits options for many buyers and renters.
Harsh winters: Snow, ice, and freezing temperatures can last for several months. This makes travel difficult and raises heating costs.
Heavy traffic and parking issues: Boston and nearby areas face regular traffic jams. Limited parking adds to the daily frustration.
High state taxes: Massachusetts has a flat 5% income tax. This adds to the overall cost of living, especially for higher earners.
Based on information provided to and compiled by MLS Property Information Network, Inc. covering through Sep 1, 2026, 1:45 PM. The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third-party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified. © 2025 MLS Property Information Network, Inc. All Rights Reserved.
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Median List Price
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