Price Drop: $10K
$400,000
4
2Bds
1Ba
1,350sqft
Sale Pending
Century 21 The Seyboth Team
Massachusetts Homes for Sale Under 400K
398 Homes for Sale
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Price Drop: $10K
$400,000
5
3Bds
2Ba
1,161sqft
Single family home for sale
Keller Williams Realty
$400,000
6
3Bds
1Ba
2,530sqft
Single family home for sale
Costello Realty
$400,000
6
3Bds
2Ba
1,161sqft
Single family home for sale
Keller Williams Realty
$400,000
3
--Bds
--Ba
4.08acres lot
Sale Pending
Re/Max Executive Realty
1486 Commonwealth Ave #1C, Brighton, MA 02135
Phoenix Real Estate Partners, Llc
Building 1 Unit Available
Unit #1C
$400,000
4
3Bds
1Ba
1,702sqft
Single family home for sale
Keller Williams Pinnacle Central
459 Fairview Ave, Athol, MA 01331
Golden Key Realty, Llc
Building 1 Unit Available
Unit #
$399,999
1
7Bds
3Ba
2,276sqft
Single family home for sale
Ownerentry.Com
50 52 Sycamore St, Springfield, MA 01109
Hampden Realty Center, Llc
Building 1 Unit Available
Unit #
$399,900
5
2Bds
1Ba
904sqft
Sale Pending
$399,900
2Bds
1Ba
1,060sqft
Single family home for sale
Executive Real Estate, Inc.
$399,900
4
--Bds
--Ba
4.77acres lot
Land for sale
Suburban Lifestyle Real Estate
77 Adams St, Quincy, MA 02169
East West Real Estate, Llc
Building 5 Units Available
Unit #
$399,000
4
3Bds
3Ba
1,984sqft
Single family home for sale
Andrade Associates Real Estate, Inc.
3D Tour
64 Mechanic St, Attleboro, MA 02703
Jh Realty Group
Building 1 Unit Available
Unit #
44 Washington St #913, Brookline, MA 02445
William Raveis R. E. & Home Services
Building 1 Unit Available
Unit #913
78 Pointe Rok Dr #78, Worcester, MA 01604
Lamacchia Realty, Inc.
Building 1 Unit Available
Unit #78
Price Drop: $26K
69 Winter St, Springfield, MA 01105
Timothy Thompson
Building 1 Unit Available
Unit #
200 Swanton St #T11, Winchester, MA 01890
Re/Max Realty Experts
Building 5 Units Available
Unit #T11
38 Moreland St #1, Roxbury, MA 02119
Castinetti Realty Group
Building 1 Unit Available
Unit #1
84 Grant St #12, Somerville, MA 02145
Coldwell Banker Realty - Newton
Building 1 Unit Available
Unit #12
$395,000
17
--Bds
--Ba
0.5acre lot
Sale Pending
Atlantic Realty Services
$395,000
1
3Bds
2Ba
1,161sqft
Single family home for sale
Keller Williams Realty
125 Trapelo Rd #21, Belmont, MA 02478
Coldwell Banker Realty - Belmont
Building 2 Units Available
Unit #21
$395,000
3
3Bds
2Ba
1,161sqft
Single family home for sale
Keller Williams Realty
Price Drop: $10K
Building 2 Units Available
Unit #3
$389,900
2Bds
2Ba
1,230sqft
Condo for sale
Keller Williams Realty
$389,900
5
4Bds
3Ba
1,722sqft
Sale Pending
Homes Logic Real Estate, Llc
Price Drop: $10K
Building 1 Unit Available
Unit #2
$389,000
1Bd
1Ba
612sqft
Single family home for sale
Discover Properties
$389,000
3
--Bds
--Ba
0.16acre lot
Land for sale
Keller Williams South Watuppa
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Massachusetts Housing Market Overview
Massachusetts real estate currently favors sellers. With only 1.19 months of supply and properties taking an average of 54 days on market, sellers maintain substantial pricing authority and attract competitive bids.
Status
Seller's Market
Days on Market
54
Inventory
398
Aug 2021May 2024Jul 2026
Median Home Price
$690,000Down 0.00%
In Jul 2026 · YoY
Aug 2021May 2024Jul 2026
Mortgage Rates 30-Yr Fixed
6.23%Down 0.58%
Current rate · YoY
Loan Type
30-Year Fixed
Housing Supply
- Homes For Sale
- 398 Down 1.11%
- Newly Listed Homes
- 5,271 Down 19.08%
- Months of Supply
- 1.2 Down 28.93%
Housing Demand
- Homes Sold
- 16,386 Up 39.16%
- Sale-to-List Ratio
- 100.7% Down 0.24%
- Homes Sold Above List
- 51.3% Down 6.56%
30-yr fixed rate 6.23% · Data as of Jul 2026 · Source: Houzeo Research.
View Full Massachusetts Market ReportFrequently Asked Questions
Where is the cheapest place to buy a house in Massachusetts?
North Adams is the most affordable city to buy a home in Massachusetts, with a median price of $245,838. The cost of living is about 4.1% lower than the national average.
Other budget-friendly cities include Springfield, Pittsfield, and Adams, where average home prices are under $300,000. These areas also offer a lower overall cost of living compared to most of the US.
Other budget-friendly cities include Springfield, Pittsfield, and Adams, where average home prices are under $300,000. These areas also offer a lower overall cost of living compared to most of the US.
What is the average cost of a house in Massachusetts?
The average home price in Massachusetts is around $750,000. Housing is significantly more expensive compared to many other states. Overall, the cost of living in Massachusetts is over 46% higher than the national average.
How many homes are available for sale in Massachusetts?
There are currently 26,313 homes for sale in Massachusetts. Of these, 43 are Massachusetts's hot properties and 44 are newly listed homes across Massachusetts.
What are the average HOA fees in Massachusetts?
The average HOA fee in Massachusetts ranges from $411 to $684 per month, which is above the national average. Fees vary based on the home's location, type, and the services included.
In cities like Boston, condo owners may pay $200 to $1,000 monthly. Fees are often higher in older buildings or those with amenities like elevators, gyms, or security.
For single-family homes in HOA communities, fees typically range from $300 to $800 per month. These cover shared services like snow removal, landscaping, and private road upkeep. It's important to see what services are included before buying.
In cities like Boston, condo owners may pay $200 to $1,000 monthly. Fees are often higher in older buildings or those with amenities like elevators, gyms, or security.
For single-family homes in HOA communities, fees typically range from $300 to $800 per month. These cover shared services like snow removal, landscaping, and private road upkeep. It's important to see what services are included before buying.
What is the average utility cost in Massachusetts?
The average monthly utility cost in Massachusetts is around $855 for a family of three living in a single-family home. This includes electricity, natural gas, water, sewer, and trash removal.
Electricity costs about $307 per month, while natural gas averages $274. Water and sewer charges are around $64, and trash removal adds another $33 monthly. These costs can vary based on usage and season, especially in winter.
Overall, utility expenses in Massachusetts are higher than the national average. This is due to cold winters, high energy rates, and increased municipal service fees.
Electricity costs about $307 per month, while natural gas averages $274. Water and sewer charges are around $64, and trash removal adds another $33 monthly. These costs can vary based on usage and season, especially in winter.
Overall, utility expenses in Massachusetts are higher than the national average. This is due to cold winters, high energy rates, and increased municipal service fees.
Is it smarter to rent or buy a home in Massachusetts?
In many areas of Massachusetts, especially around Boston, renting is cheaper than buying. The average rent is about $3,478, while mortgage payments on a typical home can exceed $5,000. With high home prices and interest rates, renting often makes more financial sense. Using a mortgage calculator can help compare monthly costs and plan accordingly.
Buying offers long-term value through equity, tax benefits, and fixed payments. But upfront costs like a 20% down payment, closing fees, and maintenance can be steep. Without strong savings and income, buying may not be practical right now.
If you're planning a short stay or unsure about the future, renting offers flexibility and lower upfront expenses. However, if you plan to stay at least five years and are financially ready, buying a home in Massachusetts can still be a smart long-term investment.
Buying offers long-term value through equity, tax benefits, and fixed payments. But upfront costs like a 20% down payment, closing fees, and maintenance can be steep. Without strong savings and income, buying may not be practical right now.
If you're planning a short stay or unsure about the future, renting offers flexibility and lower upfront expenses. However, if you plan to stay at least five years and are financially ready, buying a home in Massachusetts can still be a smart long-term investment.
Is Massachusetts a good place to live?
Yes, Massachusetts is a great place to live if you value education, healthcare, and career opportunities. It consistently ranks high for public schools, safety, and medical services. Cities like Newton, Brookline, and Cambridge are known for their walkability, strong communities, and high quality of life.
Cambridge stands out with its top universities, diverse culture, and access to tech jobs. The median home price there is around $1.2 million, reflecting its strong demand. For more affordable living, cities like Worcester and Lowell offer growing job markets and lower home prices.
Massachusetts is rich in history, has beautiful seasons, and offers plenty to do year-round. However, living costs are high, winters can be tough, and traffic in and around Boston is often heavy. Still, for those who want great services and opportunities, it's a solid place to call home.
Cambridge stands out with its top universities, diverse culture, and access to tech jobs. The median home price there is around $1.2 million, reflecting its strong demand. For more affordable living, cities like Worcester and Lowell offer growing job markets and lower home prices.
Massachusetts is rich in history, has beautiful seasons, and offers plenty to do year-round. However, living costs are high, winters can be tough, and traffic in and around Boston is often heavy. Still, for those who want great services and opportunities, it's a solid place to call home.
What's the safest place to live in Massachusetts?
Northborough is considered the safest town in Massachusetts. It has a violent crime rate of 0.2 and a property crime rate of 0.9 per 1,000 residents, both far below the national average. The town is known for its strong community, good schools, and quiet residential areas.
Other safe places include Wayland, Lexington, and Sharon. These towns have consistently low crime rates, excellent schools, and well-maintained neighborhoods. They're popular choices for families and anyone looking for peace of mind.
Other safe places include Wayland, Lexington, and Sharon. These towns have consistently low crime rates, excellent schools, and well-maintained neighborhoods. They're popular choices for families and anyone looking for peace of mind.
Can a foreigner buy a house in Massachusetts?
Yes, foreigners can buy property in Massachusetts. There are no citizenship or residency restrictions. Buyers only need a valid passport and a US tax ID.
What are the disadvantages of moving to Massachusetts?
High cost of living: Massachusetts's housing market, along with healthcare and daily expenses, is well above the national average. This makes it harder to manage a budget.
Expensive housing: Home prices, especially near Boston, are among the highest in the country. This limits options for many buyers and renters.
Harsh winters: Snow, ice, and freezing temperatures can last for several months. This makes travel difficult and raises heating costs.
Heavy traffic and parking issues: Boston and nearby areas face regular traffic jams. Limited parking adds to the daily frustration.
High state taxes: Massachusetts has a flat 5% income tax. This adds to the overall cost of living, especially for higher earners.
Expensive housing: Home prices, especially near Boston, are among the highest in the country. This limits options for many buyers and renters.
Harsh winters: Snow, ice, and freezing temperatures can last for several months. This makes travel difficult and raises heating costs.
Heavy traffic and parking issues: Boston and nearby areas face regular traffic jams. Limited parking adds to the daily frustration.
High state taxes: Massachusetts has a flat 5% income tax. This adds to the overall cost of living, especially for higher earners.
Based on information from State-Wide MLS through Sep 1, 2026, 12:45 PM. Information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties that consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2025 State-Wide MLS, Inc. All rights reserved.
Based on information provided to and compiled by MLS Property Information Network, Inc. covering through Sep 1, 2026, 1:45 PM. The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third-party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified. © 2025 MLS Property Information Network, Inc. All Rights Reserved.
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Massachusetts Housing Market
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