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Cost of Living in
Arizona

Living cost is 7.68% higher than avg
Families spend upto $9,499/mo on avg
Homeowners spend $9,285/mo on avg
Renters spend $4,990/mo on avg

Cost of Living in
Arizona

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A Breakdown of the Cost of Living in Arizona

U.S. Avg.

Arizona

Difference Diff

Home Price

$532,491

$694,159.18

30%

Apartment Rent (per month)

$1,367

$1,693.73

24%

U.S. Avg.

Arizona

Difference Diff

Phone (per month)

$219.4

$184.76

16%

Total Energy (per month)

$200.23

$239.63

20%

U.S. Avg.

Arizona

Difference Diff

Grocery Staples

Corn Flakes (per box)

$6.79

$5.94

13%

Frozen Corn (per bag)

$2.41

$2.29

Frozen Meal (per package)

$4.85

$3.84

21%

Cooking Oil (per bottle)

$6.16

$8.99

46%

Detergent (per bottle)

$19.51

$20.81

Facial Tissues (per box)

$2.85

$2.41

16%

Sweet Peas (per can)

$1.83

$1.78

Sugar (per bag)

$4.66

$5.08

Bread (per loaf)

$3.87

$4.34

12%

Frying Chicken (per lb)

$1.64

$1.68

Meat & Poultry

Chicken (per lb)

$1.71

$1.66

Steak (per lb)

$14.54

$16.74

15%

Sausage (per lb)

$5.23

$5.18

Ground Beef (per lb)

$8.61

$7.98

Snacks & Beverages

Soft Drink (per bottle)

$3.45

$3.08

11%

Potato Chips (per bag)

$5.54

$4.48

19%

Coffee (per lb)

$6.55

$7.5

14%

Fresh Orange Juice (per half gallon)

$5.22

$5.18

Fruits & Vegetables

Peaches (per can)

$4.40

$2.92

34%

Lettuce (per head)

$1.98

$1.93

Bananas (per lb)

$0.64

$0.76

19%

Potatoes (per bag)

$5.58

$5.55

Dairy & Eggs

Parmesan Cheese (per lb)

$4.69

$5.07

Margarine (per lb)

$1.30

$1.53

17%

Eggs (per dozen)

$3.98

$4.26

Whole Milk (per gallon)

$4.08

$4.6

13%

Seafood

Chunk Light Tuna (per can)

$1.22

$1.41

16%

U.S. Avg.

Arizona

Difference Diff

Tire Balance (per tire)

$70.23

$63.21

10%

Gasoline (per gallon)

$2.9

$3.23

11%

U.S. Avg.

Arizona

Difference Diff

Doctor Visit (per visit)

$116.03

$136.84

18%

Dentist Visit (per visit)

$145.11

$117.77

19%

Ibuprofen (per bottle)

$12.38

$12.18

Prescription Drug (per month)

$20.8

$21.61

Optometrist Visit (per visit)

$95.27

$139.18

46%

U.S. Avg.

Arizona

Difference Diff

Women’s Slacks

$35.43

$40.7

15%

Boys’ Jeans

$29.47

$30.5

Men’s Shirt

$39.36

$41.16

Wine (per bottle)

$7.51

$10.74

43%

Beer (per 6-pack)

$11.17

$11.15

Veterinary Services (per visit)

$65.33

$76.98

18%

Tennis Balls (per pack)

$3.59

$4.16

16%

Yoga (per class)

$12

$19.49

62%

Movie (per ticket)

$11.67

$11.76

Newspaper (per copy)

$19.31

$16.78

13%

Washer Repair (per service)

$109.47

$95.64

13%

Women Slacks

$34.88

$39.53

13%

Boy Jeans

$29.51

$31.05

Man Dress Shirt

$39.05

$40.63

Dry Cleaning (per item)

$13.45

$18.64

39%

Shampoo (per bottle)

$1.55

Toothpaste (per tube)

$3.64

$3.99

10%

Beauty Salon (per visit)

$47.5

$54.97

16%

Haircut (per cut)

$27.08

$28.5

Fried Chicken (per serving)

$4.37

$5.38

23%

Pizza (per pizza)

$11.99

$13.46

12%

Hamburger (per serving)

$5.28

$6.63

26%

The price of living in Arizona is 7.68% higher than the national average. The Grand Canyon State's sunny climate, outdoor lifestyle, and booming tech and real estate sectors make it a highly attractive destination for both young professionals and retirees. With major cities like Phoenix, Scottsdale, and Tucson experiencing steady growth, demand for housing and services in the state keeps prices elevated compared to other parts of the country.

Housing in Arizona is 30% higher than the national average. The median home prices in Arizona is $694,159.18, above the national median. The high demand in major cities like Phoenix, Scottsdale, and Tucson means higher prices. You should prepare for down payments of 10% to 15% and higher mortgage payments, typically 15% to 20% more than the US average.
Renting in Arizona costs 23.9% higher than the national average of $1,645. A one-bedroom apartment in urban areas like Phoenix or Scottsdale averages $1,500 to $1,800, with two-bedroom units costing $2,100 to $2,500. Despite the rent, amenities like dedicated parking or backyards are not guaranteed, especially in busy spots.
Utility costs in Arizona are 3% higher than the national average, primarily due to air conditioning needs in the hot desert climate. Electricity bills average around $239.63 per month, while water costs around $50. HOA fees range from $100 to $500, depending on the neighborhood and amenities. Fire insurance can add another $1,000 to $2,000 annually in certain areas.
Food prices in Arizona are 3% higher the national median. A family of four spends $1,000 to $1,200 per month on groceries, while a single adult spends $350 to $500. Basic grocery items like milk average $4.60, while bread costs $4.34. Fresh produce in local markets is relatively affordable, balancing out higher food costs.
Transportation in Arizona costs 2.35% lower than the national average. This is due to long commutes, car dependency, and higher fuel and maintenance costs. Gas prices average $3.23 per gallon, and car insurance premiums average $170. Public transportation options are limited, so expect parking fees and car maintenance costs between $100 to $200 a month in urban areas.
Healthcare in Arizona is about 4.27% lower than the US average. A routine check-up costs around $136.84, lower than in states like New York and California. Emergency room visits can range from $1,500 to $3,000 without insurance. Arizona is a practical option for those seeking quality care without high medical expenses.
Miscellaneous expenses are 4.64% higher than the national average. This covers weekend beach gear, gym memberships (averaging $40 to $60 per month). A family outing to the Arizona Science Center or Desert Botanical Garden can cost around $100, and childcare services range from $800 to $1,200 per month.

Moving to Arizona? Get ready for a more affordable lifestyle compared to coastal states. The sunshine is plentiful—just make sure you’re prepared for the summer heat along with your monthly expenses! 👉 Next Step: Compare single-family homes in Arizona.

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Is Living in Arizona Expensive?

Yes, Arizona can be expensive to live in, especially in cities like Phoenix and Scottsdale. The overall cost of living in AZ is 7.68% higher than the national average. Housing costs are a significant factor, with prices 30% higher the US median.

With a $700K budget, you could buy a modern home in suburban Phoenix or a luxury condo in Scottsdale. That same amount could get you a larger home with land and lower property taxes in cities like Albuquerque or San Antonio. Even within Arizona, cities like Mesa or Glendale offer better value for your money. Meanwhile, everyday costs in the state (such as food, transportation, and utilities) continue to climb, adding to the financial pressure for many residents.

Housing in Arizona

If you're buying a home in Arizona, it's important to be aware of some hidden costs beyond just the price of the property. Housing in Arizona is 30% higher than the national average, making it one of the more expensive states in the West. With mortgage rates typically ranging between 5.5% to 6.2%, plus HOA fees that can add anywhere from $100 to $500 per month, your monthly payments can quickly add up. Here's a breakdown of the costs for Arizona housing:

Buying a House in Arizona

For young adults or single individuals, one-or two-bedroom homes in Arizona are the first choise. Neighborhoods like Downtown Phoenix, Tempe, and Roosevelt Row are popular, offering easy access to public transit, cafes, and Arizona State University. The average price for homes in Arizona ranges from $694,159.18, with monthly mortgage payments between $1,900 to over $2,500, excluding taxes and insurance. More affordable options can be found in Mesa or North Phoenix, ranging from $180,000 to $300,000. These areas provide convenient dining and entertainment options for young professionals.
Married couples with young children (under 6) often choose suburban areas like Gilbert, Chandler, and Queen Creek for their affordability, top-rated schools, and family-friendly amenities. Homes in these areas range from $300,000 to $500,000, with monthly mortgage payments between $3,200 to over $4,000. Chandler Unified and Gilbert Public Schools offer exceptional academics and extracurriculars, making them ideal for families looking for a three-bedroom home in Arizona.
For married couples with older children (ages 6-17), neighborhoods like Scottsdale, Paradise Valley, and North Phoenix are great choices. These areas offer spacious homes, top-tier schools, and ample recreational opportunities. Multi-family homes in Scottsdale and North Phoenix typically range from $500,000 to $800,000, with monthly mortgage payments between $6,000 to over $7,500. Schools in the area, like Desert Mountain High and Chaparral High, are highly regarded for their academic programs.

Renting a House in Arizona

Renting in Arizona costs about 23.9% higher than the national average. The average rent in the state is between 1,693.73, depending on the neighborhood and home size. Let's break down the average rental costs across the Grand Canyon State:

If you're a young adult or single, areas like Downtown Phoenix, Tempe, and Roosevelt Row are popular, with rent for a one-bedroom home in Phoenix ranging from $1,200 to $1,800 per month. Downtown Phoenix offers easy access to public transit, cafes, and nightlife, while Tempe is great for students who want proximity to Arizona State University. For more affordable options, look at homes in Mesa or North Phoenix, ranging from $1,500 to $2,000 monthly. These areas offer a quieter environment with easy access to local dining and shopping.
For married couples with young children (under 6), you can expect to pay between $1,800 and $2,500 per month for a three-bedroom home in Gilbert or Chandler. These family-friendly towns are known for top-rated public schools like Chandler Unified and Gilbert Public Schools, along with parks, daycare centers, and shopping centers. The trade-off is that these areas might require a longer commute to downtown.
For families with older children (ages 6 to 17), renting a three-bedroom home in Paradise Valley or Scottsdale typically costs between $2,500 and $3,500 per month. Rentals here are close to top schools like Desert Mountain High School and Chaparral High. These cities come with parks, golf courses, and cultural attractions. The downside is that they can be pricier and may require longer commutes.
If you're downsizing, you could spend $1,500 to $2,500 per month renting one- or two-bedroom condos in Scottsdale or Green Valley. These cities provide low-maintenance living with access to healthcare, golf courses, and social clubs. The trade-off is that they may be quieter and more residential than younger, urban neighborhoods.
International students should budget about $1,800 to $2,500 per month for a shared apartment in Downtown Phoenix or Tempe. Renting with roommates can lower your costs by 20% to 30%, making these areas affordable for students. They also offer proximity to public transit, cafes, and other urban amenities.

Utilities in Arizona

Food and Groceries in Arizona

Food prices in Arizona are 3% higher than the national average. The desert climate and growing population contribute to the higher costs, but it's not all bad; Arizona's local produce, especially citrus, is often a steal. Let's take a closer look at how much you'll spend on groceries and staples in Arizona:

Proteins for Family Dinners: Steak costs around $16.74 per pound, making weekend grill-outs a luxury. Ground beef averages $7.98 per pound, and sausage is about $5.18. Whole chicken is the most budget-friendly option, averaging $1.66 per pound. Arizona's prices for proteins are relatively consistent with the national average, though steak prices can vary greatly depending on the cut and quality.
Kitchen Essentials: A gallon of milk will cost you between $4.60, which is about 5% higher than the national average. Eggs typically cost $4.26 per dozen, while cheese is about $5.07 per pound. Coffee averages $7.50 per pound, and sugar is about the same as the national average, ranging from $5.08 for a 4-pound bag. These prices are on par with the US average, though milk and cheese are slightly more expensive due to local dairy costs.
Fruits and Vegetables: Bananas are relatively cheap at $0.76 per pound, which is 5% lower than the national average. Lettuce and tomatoes are about the same as the national average, ranging from $1.93 per pound. Citrus fruits, a local specialty, are priced between $1 and $2 per pound, making Arizona a great place to enjoy fresh, local produce at a bargain.
Snacks and Frozen Meals: Potato chips typically cost $4.48 per bag, which is similar to the national average. Frozen peas are priced at $2.5 to over $5 per 16-ounce bag, and frozen meals range from $3.84 each. Snack prices and frozen meal options are generally comparable to the US average, though some premium frozen meals might be slightly more expensive.
Other Grocery Expenses: Cooking oil costs between $8.99 per quart, which is about the same as the national average. Household essentials like tissues and paper towels ($2.41 per roll) are fairly priced. Laundry detergent costs $20.81 for a 64-ounce bottle, which is about the national average. Trash bags cost $7 to $10 for a box of 50, also a bit higher than average.

Transportation in Arizona

Healthcare in Arizona

Healthcare costs in Arizona are 4.27% lower than the national average, providing some relief in a state that can otherwise be expensive. However, medical bills for things like emergencies and specialized treatments can still add up. Here's a breakdown of healthcare costs in Arizona:

Doctor Visit - $136.84 per visit: Routine doctor visits in Arizona typically cost around $136.84 per appointment. Common reasons for visits, such as cold or flu symptoms, check-ups, or prescription refills, usually fall within this range. Specialized visits, like orthopedic consultations or cardiology follow-ups, may cost more, depending on the provider and location.
Dentist Visit - $117.77 per visit: Routine dental cleanings and exams in Arizona average around $120, slightly below the national average. A basic cleaning costs $100 to $130, while cavity fillings range from $150 to $250. Arizona's prices are generally more affordable compared to states like California, where cleanings cost around $125.
Optometrist Visit - $139.18 per visit: An eye exam in Arizona typically costs around $139.18, which is slightly below the national average. This includes a basic vision check and prescription updates. For contact lens fittings or treatments for specific eye conditions, expect an additional $50 to $150.
Prescription Drugs - $21.61 per month: For chronic conditions, a month's supply of Lisinopril costs $10 to $20, and Metformin costs $15 to $35 per month. For short-term medications, i.e., antibiotics like Amoxicillin, you can expect to pay $10 to $30. Prescription drug costs in Arizona are typically lower than states like New York and Massachusetts.
Over-the-Counter Medications - $12.18 per package: Common over-the-counter items like ibuprofen, allergy relief meds, and cold remedies (DayQuil or Mucinex) cost around $10 to $15 per package in Arizona. Whether you're dealing with seasonal allergies or headaches from the sun, these medications are more or less affordably priced.

Healthcare in Arizona tends to be more affordable than in states like New York, California, and Massachusetts. The state's warm weather can help reduce the need for treatments related to cold-weather ailments, such as respiratory issues. Moreover, an active outdoor lifestyle can lower the risk of health conditions like joint pain or seasonal affective disorder. While some specialized care can be costly, Arizona offers relatively low healthcare expenses for general check-ups, dental work, and prescriptions.
It's a good idea to get health insurance, as the average cost of a doctor's visit in Arizona is around $136.84*. The typical monthly premium for health insurance in the state ranges between $500* and $900*, depending on the plan and coverage.

*Disclaimer: These figures are averages and can vary based on individual circumstances and specific insurance providers. It's recommended to compare plans and consult with insurance professionals to find the best coverage for your needs.

Miscellaneous Costs in Arizona

What Salary Do You Need to Live in Arizona?

The average income in Arizona is 7.68% higher, which falls short for many households aiming for long-term financial comfort. With rising housing, utility, and transportation costs—especially in cities like Phoenix, Scottsdale, and Tucson—most residents need to earn more than the state average to stay ahead.

Homeowners spend $111,421.00 per year: This includes mortgage payments, property taxes, utilities, home insurance, groceries, and healthcare. Homeowners in popular metro areas often pay more due to higher home values and living expenses.

Renters spend $59,879.00 per year: Annual expenses cover rent, food, basic transportation, utilities, and medical care. With average rent for a one-bedroom nearing $1,400 per month in cities like Phoenix, renters must budget carefully to avoid financial strain.

Families with kids spend $113,993.00 per year: Childcare, larger housing, school supplies, and higher grocery bills drive up costs for families. In cities with limited public transit, car-related expenses add further pressure to the household budget.

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What is a Cost of Living Calculator?

A cost of living calculator helps you compare the expenses required to live in a different location. The calculator factors in various living expenses like housing, food, utilities, transportation, fitness, and entertainment, etc., and helps you estimate how much salary you need to live in that city. Since the cost of goods and services varies in different cities, a Arizona cost of living calculator can help you make the decision to move to this city or not.

About Cost of Living Data

The data used to determine Arizona's cost of living is sourced from the Council for Community and Economic Research (C2ER). Published since 1968, COLI data is recognized by the U.S. Census Bureau and the Bureau of Labor Statistics. This organization regularly updates its data to offer a detailed and well-researched view of living expenses in cities across the country. An independent Advisory Board reviews C2ER’s data collection methodologies and quarterly publications to ensure consistency and quality. For more information, visit www.coli.org. Data published as of Oct 2025.

Frequently Asked Questions

How much is gas in Arizona?

The cost of gas in Arizona averages $3.23 per gallon. Prices may fluctuate due to factors like seasonal demand or high-traffic periods. Gas prices in big cities like Phoenix and Tucson may be slightly higher, and road congestion can lead to more frequent fill-ups.

Is Arizona a good place to live?

Yes, Arizona is a great place to live if you enjoy warm weather, beautiful desert landscapes, and outdoor recreation. Cities like Scottsdale and Phoenix offer excellent job opportunities, schools, and healthcare amenities. The state's diverse culture and proximity to national parks make it appealing to many homebuyers.

What is the cost of living in Arizona?

The average cost of living in Arizona is 7.68% higher than the national average. Grocery and utility prices are also on the rise statewide. Major cities like Phoenix and Scottsdale can be expensive, while areas like Tucson and Flagstaff offer lower housing and living costs.

What is the average rent in Arizona?

A one-bedroom apartment in Arizona typically rents for $1,693.73 to $1,800 per month. Rent can be higher in cities like Phoenix or Scottsdale, especially in premium neighborhoods with amenities like pools, fitness centers, and community events.

How much is a two-bedroom apartment in Arizona?

A two-bedroom apartment in Arizona typically costs $1,800 to $2,500 per month, depending on location. More desirable areas like downtown Phoenix or Scottsdale may have rents that exceed this range, especially in upscale buildings with luxury amenities.

What is the average price of utilities in Arizona?

Utilities in Arizona generally range from $443 to around $472 per month. This includes electricity, water, sewer, and trash services. During the summer months, electricity costs tend to rise due to higher air conditioning usage, particularly in major cities like Phoenix and Tucson.

How much is childcare in Arizona?

If you're moving to Arizona, childcare in the state ranges between $800 to $1,200 per month for toddlers. Daycare centers in Scottsdale and Phoenix typically cost more than in areas like Glendale or Mesa. Additionally, in-home daycare services tend to be more affordable in suburban and rural areas.