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Cost of Living in
Connecticut

Living cost is 13.3% higher than avg
Families spend upto $10,029/mo on avg
Homeowners spend $9,133/mo on avg
Renters spend $6,387/mo on avg

Cost of Living in
Connecticut

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A Breakdown of the Cost of Living in Connecticut

U.S. Avg.

Connecticut

Difference Diff

Home Price

$532,491

$546,735.67

Apartment Rent (per month)

$1,367

$2,642.33

93%

U.S. Avg.

Connecticut

Difference Diff

Phone (per month)

$219.4

$189.35

14%

Total Energy (per month)

$200.23

$334.75

67%

U.S. Avg.

Connecticut

Difference Diff

Grocery Staples

Corn Flakes (per box)

$6.79

$6.18

Frozen Corn (per bag)

$2.41

$2.1

13%

Frozen Meal (per package)

$4.85

$4.01

17%

Cooking Oil (per bottle)

$6.16

$10.45

70%

Detergent (per bottle)

$19.51

$20.86

Facial Tissues (per box)

$2.85

$2.25

21%

Sweet Peas (per can)

$1.83

$1.76

Sugar (per bag)

$4.66

$5.08

Bread (per loaf)

$3.87

$4.02

Frying Chicken (per lb)

$1.64

$1.53

Meat & Poultry

Chicken (per lb)

$1.71

$1.55

Steak (per lb)

$14.54

$16.64

14%

Sausage (per lb)

$5.23

$5.35

Ground Beef (per lb)

$8.61

$7.47

13%

Snacks & Beverages

Soft Drink (per bottle)

$3.45

$2.88

16%

Potato Chips (per bag)

$5.54

$4.2

24%

Coffee (per lb)

$6.55

$6.67

Fresh Orange Juice (per half gallon)

$5.22

$4.84

Fruits & Vegetables

Peaches (per can)

$4.40

$2.92

34%

Lettuce (per head)

$1.98

$2.14

Bananas (per lb)

$0.64

$0.77

21%

Potatoes (per bag)

$5.58

$4.95

11%

Dairy & Eggs

Parmesan Cheese (per lb)

$4.69

$5.58

19%

Margarine (per lb)

$1.30

$1.76

36%

Eggs (per dozen)

$3.98

$4.95

24%

Whole Milk (per gallon)

$4.08

23%

Seafood

Chunk Light Tuna (per can)

$1.22

$1.34

10%

U.S. Avg.

Connecticut

Difference Diff

Tire Balance (per tire)

$70.23

$71.69

Gasoline (per gallon)

$2.9

$3.19

10%

U.S. Avg.

Connecticut

Difference Diff

Doctor Visit (per visit)

$116.03

$186.04

60%

Dentist Visit (per visit)

$145.11

$135.11

Ibuprofen (per bottle)

$12.38

$12.07

Prescription Drug (per month)

$20.8

$21.27

Optometrist Visit (per visit)

$95.27

$182.38

91%

U.S. Avg.

Connecticut

Difference Diff

Women’s Slacks

$35.43

$35.27

Boys’ Jeans

$29.47

$28.38

Men’s Shirt

$39.36

$39.78

Wine (per bottle)

$7.51

$12.77

70%

Beer (per 6-pack)

$11.17

$11.08

Veterinary Services (per visit)

$65.33

$94.48

45%

Tennis Balls (per pack)

$3.59

$4.01

12%

Yoga (per class)

$12

$24.41

103%

Movie (per ticket)

$11.67

$14.42

24%

Newspaper (per copy)

$19.31

$19.97

Washer Repair (per service)

$109.47

$93.66

14%

Women Slacks

$34.88

$33.36

Boy Jeans

$29.51

$26.82

Man Dress Shirt

$39.05

$34.27

12%

Dry Cleaning (per item)

$13.45

$20.52

53%

Shampoo (per bottle)

$1.55

$1.67

Toothpaste (per tube)

$3.64

$4.15

14%

Beauty Salon (per visit)

$47.5

$62.48

32%

Haircut (per cut)

$27.08

$33.88

25%

Fried Chicken (per serving)

$4.37

$5.89

35%

Pizza (per pizza)

$11.99

$11.21

Hamburger (per serving)

$5.28

$6.58

25%

The cost of living in Connecticut is 13.3% higher than the national average. Major employers like Aetna, Pratt & Whitney, and Yale University offer well-paying roles across sectors. Connecticut’s proximity to New York City, excellent schools, and New England charm make it an appealing choice for professionals and families alike. Despite elevated costs, Connecticut offers long-term value for those seeking career opportunities and a high quality of life.

Housing costs are 3% higher than the national average. The median home price in Connecticut is approximately $546,735.67, compared to the US median of $412,000. If you're buying a new house in Connecticut, plan to put down 15% to 20% of the home price upfront as a down payment. Monthly mortgage payments in the state are typically 5% to 8% above the national median, with property taxes also being significantly higher.
Renting in Connecticut is about 93.3% higher than the national median of $2,642.33. The average rent in Connecticut is $1,950 per month. A one-bedroom apartment in Connecticut costs around $1,800 per month, while a two-bedroom averages $2,300. Despite higher rental costs, Connecticut’s housing market offers good value compared to nearby states like New York and Massachusetts.
Utilities are 27% higher than the national median. Connecticut features some of the nation's highest electricity rates, at 32¢ per kilowatt-hour, nearly double the national rate. However, efficient homes and modern infrastructure help moderate consumption. Internet service ranges from $85 to $135 monthly, depending on speed and provider.
Food prices in Connecticut are 4% higher than the national median. A gallon of milk costs $5.00, considerably above national trends. If you're a family of four, you'll spend $1,285 to $1,550 each month on groceries, and single adults should budget $425 to $625 monthly. However, these expenses largely depend on your shopping habits and dining preferences.
Transportation costs are 10.04% higher than the national median. Gas prices in Connecticut are $3.19 per gallon, while monthly car insurance premiums average $185. Strong public transit systems, such as CTtransit and CTfastrak, help urban residents cut back on driving.
Healthcare costs in Connecticut are 20.2% higher than the national median. A routine check-up costs $140, compared to $125 nationally. Dental cleanings average $120, while emergency room visits without insurance can reach $2,850. The good news is that Connecticut residents have access to high-quality medical care through systems like Yale New Haven Health and Hartford HealthCare.
Miscellaneous expenses are 11.53% higher than the national median. This covers everything from gym memberships (averaging $75 to $145 per month) to recreational activities. For example, concerts at Mohegan Sun start around $65, while a family visit to Mystic Seaport can cost up to $120.

Moving to Connecticut? Be ready to spend more. But hey, great schools, charming towns, and coastal New England vibes help balance the higher costs! 👉 Next Step: Compare single-family homes in Connecticut.

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Is Living in Connecticut Expensive?

Connecticut is moderately more expensive than other states, with a cost of living 13.3% higher the national average. However, it offers strong value through its quality amenities, career opportunities, and prime location. The main driver of Connecticut's high living expenses is housing, which is 3% higher than the national average.

With $435,000, you can purchase a modest home or condo in Connecticut suburbs such as Stamford, West Hartford, or New Haven, known for their good schools and commuter access. In contrast, the same amount could buy a larger home in more affordable cities like Cleveland or Indianapolis. Despite its amenities, Connecticut’s housing prices remain significantly higher than many other areas.

Housing in Connecticut

The average home in Connecticut costs around $546,735.67, but both location and property size play a major role in housing prices. Moreover, with mortgage rates ranging from 6.5% to 7.5%, and property taxes averaging 1.79% (5th highest nationally), your housing strategy requires careful consideration. Here's a closer look at what it costs to own a home in Connecticut:

Buying a House in Connecticut

For young adults or single people, one-bedroom houses in West Hartford or New Haven are popular picks, thanks to their walkable neighborhoods, active nightlife, and access to major employers and universities. Homes here average $320,000 to $480,000. At that price, mortgage payments range from $2,100 to $3,200 monthly, excluding insurance and taxes. Condos in Hartford and downtown areas typically cost between $180,000 and $350,000.
If you're a married couple with young children (under 6), expect to pay between $450,000 and $650,000 for a three-bedroom home in Simsbury, Glastonbury, or Avon. These family-focused communities offer access to quality schools like Glastonbury Elementary and Simsbury Elementary, known for strong academic and extra-curricular programs. You'll also find safe neighborhoods, spacious parks and community centers.
If you're a married couple with older children (ages 6 to 17), you can find multi-family homes in Connecticut for $550,000 to $850,000. You can also go for houses with large lots in Greenwich or New Canaan areas, which offer more space and privacy. These regions provide access to schools like Greenwich High School and New Canaan High School, both known for strong academics and AP programs.

Renting a House in Connecticut

Connecticut renters pay closer to $2,642.33, depending on location and unit size. Fairfield County, with its proximity to New York City, commands some of the highest rents in the state, while cities like New Haven and Hartford offer more affordable options. Let’s break it down:

If you're a young adult or single person, rent for a one-bedroom apartment in trendy or student-friendly spots like Downtown Hartford or New Haven costs $1,500 to $2,100 monthly. You can find more affordable options in neighborhoods like Waterbury or Norwich, where properties rent for $1,000 to $1,400 monthly. These areas provide convenient access to Metro-North and bus services.
If you're a married couple with young children (under 6), expect to pay between $1,800 and $2,800 monthly for a two-bedroom home in Stamford or Norwalk. These areas offer family-friendly amenities like parks, quality schools, and community centers.
For families with older children (ages 6 to 17), renting a three-bedroom home in West Hartford or a four-bedroom in Greenwich’s Cos Cob or Riverside neighborhoods typically ranges from $3,200 to $5,500 per month. Homes zoned for popular schools like Staples High in Westport or Greenwich High often land at the higher end of this range.
If you're downsizing, expect to spend $1,400 to $2,200 monthly renting one- or two-bedroom homes in Middletown, New Haven, or West Hartford. Condos in these cities offer easy up-keep, nearby cultural amenities, and quick access to major hospitals like Yale New Haven.
International students should budget about $2,800 monthly for a three-bedroom home in Connecticut. Sharing apartments in areas like New Haven near Yale University or Storrs near the University of Connecticut means paying 25% to 35% less than renting alone.

Utilities in Connecticut

Food and Groceries in Connecticut

Transportation in Connecticut

Healthcare in Connecticut

Healthcare costs in Connecticut are 20.2% higher than the national median, an indicator of the state's world-class medical institutions and higher operational costs. Here's a breakdown of medical costs in Connecticut:

Doctor Visit — $186.04+ per visit: Routine care in Connecticut averages $140 per visit, which typically covers annual physicals, blood pressure monitoring, or prescription consultations. For more specialized visits, such as cardiology or dermatology consultations, you might pay $200 to $350, depending on the provider.
Dentist Visit — $135.11+ per visit: This covers routine cleanings and exams. A basic dental cleaning costs around $123, while cavity fillings cost $185 to $265. But when compared to other Northeast metropolitan areas, like Massachusetts ($145 for cleaning) or New York ($155 for cleaning), Connecticut remains competitive.
Optometrist Visit — $182.38+ per visit: Routine eye exams in Connecticut are notably higher than the national average, and cover vision tests and prescription updates. Additional services, such as contact lens fittings or retinal screenings, can increase your costs by $85 to $195.
Prescription Drugs — $21.27+ per package: For chronic conditions, a month’s supply of Metformin typically costs $20 to $35 without insurance. Hypertension medication like Lisinopril ranges from $18 to $28 monthly. Short-term antibiotics such as Amoxicillin usually cost between $25 and $42 per course.
Over-the-Counter Meds — $13+ per package: Common medicines such as ibuprofen, allergy relief, and cold treatments like DayQuil typically cost between $13 and $18 per package. While they’re essential to nip seasonal illnesses and occasional symptoms in the bud, these expenses can add up quickly.

Healthcare in Connecticut costs more than some neighboring states, but you gain access to world-renowned institutions like Yale New Haven Health, Hartford HealthCare, and Connecticut Children's Medical Center. The state's harsh winters can increase seasonal health expenses, while its excellent public transit reduces injury-related costs, as compared to more car-dependent regions.
It's key to be insured, as the average cost of a doctor's visit in Connecticut is around $140*. The monthly cost of a health insurance plan in the state typically ranges between $485* and $885*.

*Disclaimer: These figures are averages and can vary based on individual circumstances and specific insurance providers. It's recommended to compare plans and consult with insurance professionals to find the best coverage for your needs.

Miscellaneous Costs in Connecticut

What Salary Do You Need to Live in Connecticut?

The median income in CT is 13.3% higher. To live comfortably, you’ll need $65,000 to $95,000 per year, depending on your lifestyle, family size, and location preferences.

Homeowners spend $109,592.00 per year: Mortgage payments, property taxes, and high utility bills drive up annual costs, especially in affluent areas like West Hartford or Stamford.

Renters spend $76,644.00 per year: Renting in Connecticut comes with elevated prices, particularly in cities near New York, but is still manageable with a moderate salary.

Families with kids spend $120,352.00 per year: Childcare, education expenses, larger housing needs, and healthcare make family life expensive, but Connecticut’s public services and school systems offer great value.

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What is a Cost of Living Calculator?

A cost of living calculator helps you compare the expenses required to live in a different location. The calculator factors in various living expenses like housing, food, utilities, transportation, fitness, and entertainment, etc., and helps you estimate how much salary you need to live in that city. Since the cost of goods and services varies in different cities, a Connecticut cost of living calculator can help you make the decision to move to this city or not.

About Cost of Living Data

The data used to determine living expenses in Connecticut is sourced from the Council for Community and Economic Research (C2ER). Published since 1968, COLI data is recognized by the U.S. Census Bureau and the Bureau of Labor Statistics. This organization regularly updates its data to offer a detailed and well-researched view of living expenses in cities across the country. An independent Advisory Board reviews C2ER’s data collection methodologies and quarterly publications to ensure consistency and quality. For more information, visit www.coli.org. Data published as of Oct 2025.

Frequently Asked Questions

How much is gas in Connecticut?

The cost of gas in Connecticut averages $3.19 per gallon, slightly below the national median. Costs can rise during the winter because of increased heating oil use, or during busy events like UConn basketball games and casino weekends. Heavy traffic on I-95 and I-84 often results in longer commutes and more frequent trips to the gas station.

Is Connecticut a good place to live?

Yes, Connecticut offers excellent education, strong job opportunities, and easy access to major cities like New York and Boston. It features top-notch healthcare systems such as Yale New Haven Health, and convenient airports like Bradley International. Towns like Greenwich and New Canaan are known for their schools and family-friendly communities.

What is the cost of living in Connecticut?

The average cost of living in Connecticut is 13.3% higher than the national median. Stamford and Greenwich are on the higher end for the state, while Hartford, Waterbury, and Norwich rank among the most affordable places to live in Connecticut.

What is the average rent in Connecticut?

A one-bedroom apartment in Connecticut typically rents for $1,000 to $1,700 per month. Desirable neighborhoods like Downtown Stamford and New Haven charge higher rents for their amenities, such as commuter rail access, cultural attractions, and proximity to job centers.

How much is a two-bedroom apartment in Connecticut?

A two-bedroom apartment in Connecticut typically rents for $1,300 to $2,642.33 per month. Expect higher prices in areas with more amenities, or for luxury homes in upscale communities like Greenwich and New Canaan.

What is the average price of utilities in Connecticut?

Utilities in Connecticut range from $370 to over $600 per month. This includes electricity, natural gas, water, sewer, and trash. The state’s high electricity rates significantly impact utility bills, particularly during summer air conditioning season.

How much is childcare in Connecticut?

If you're moving to Connecticut, childcare costs could range between $1,500 to $2,800 per month for toddlers. Daycare facilities in affluent areas like Greenwich and New Canaan usually come at a higher price, while more affordable options, including in-home care, are available in towns such as Meriden and Bristol.