A Breakdown of the Cost of Living in Atlanta, GA
- Housing in Atlanta is 22% lower than the national average. The median price for a two-bedroom home in Atlanta is $415,734, with the national median at $350,000. If you're buying a new home in Atlanta, expect to put down about 15–20%—that's roughly $60,000 to $80,000 upfront. Monthly mortgage payments in the city typically range between $|*mortgage*| and $2,800, depending on interest rates and loan terms. This is 15% to 20% up from the national average.
- Utilities in Atlanta cost 2% lower than the national average. Basic monthly utilities, like electricity, water, cooling, and garbage, average around $180 to $220, depending on the season (summer AC bills can spike fast). Internet costs typically range from $195.42 per month. Some neighborhoods, like Midtown and parts of East Atlanta, have access to Google Fiber, which offers lightning-fast speeds and high reliability—great for remote workers and streamers alike.
- Food prices in Atlanta are 2% lower than the US median. A gallon of milk costs about $4.72 here, slightly more than the national average of $4.35. In comparison, cities like San Francisco often see prices over $5.50 for milk. If you're a family of four, expect to spend between $1,100 and $1,400 on groceries monthly. Meanwhile, a single adult should budget around $350 to $500 per month, depending on whether you stick to chain stores like Trader Joe's and Publix, or splurge at local farmers' markets.
- Transportation costs are 20.86% lower than the US median. The petrol price in Atlanta averages $|*gasoline*| per gallon—far cheaper than Los Angeles or Chicago, where it can exceed $4.50. Car insurance costs about $170 per month, which is lower than Florida or New York rates ($220+). A MARTA monthly pass is $70 if you live near connected hubs like Midtown or Decatur. But if you're driving, expect heavy traffic and frequent fill-ups on I-75, I-85, and I-285 during peak hours.
- Healthcare costs in Atlanta are 1.09% lower than the national average. A routine check-up is $130.78—compared to $140 in Boston or $160 in Los Angeles. Common visits, like check-ups for colds, allergies, or blood pressure, typically cost between $110 and $130. A dental cleaning averages $105, and an eye check-up costs $115. Beyond affordability, Atlanta's got you covered with top-tier healthcare systems like Emory Healthcare and Piedmont Hospital.
- Miscellaneous expenses in Atlanta are 4.48% lower than the national average. This covers gym memberships ($50 to $100 per month), occasional nights out in Buckhead, or weekend brunches at Ponce City Market. A family day at Zoo Atlanta or the Georgia Aquarium will set you back about $120 to $160, depending on ticket packages and how many souvenirs you let your kids buy.
Moving to Atlanta, Georgia? Be ready for slightly higher living costs. But hey, the city’s vibrant culture and southern charm are free—just make sure your paycheck can handle everything else! 👉 Next Step: Compare single-family homes in Atlanta, Georgia
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- Homeowners spend 94,848 per year: This includes mortgage payments, utilities, groceries, property taxes, and basic transportation. Owning a home in neighborhoods like Grant Park or Kirkwood adds value long-term, but initial costs—especially for newer builds or renovated properties—can strain budgets.
- Renters spend 55,344 per year: Ren t for a one-bedroom home in Atlanta isn't cheap, especially in trendy areas like Midtown or Westside. Add in utilities, internet, rideshares, and occasional dining out, and renters will need close to $5,000 per month to live comfortably.
- Families with kids spend $8,391 per year: Daycare fees, larger homes, school-related expenses, and healthcare push costs well into six-figure territory. Families living in suburbs like Decatur or Sandy Springs must also account for longer commutes and multiple vehicles.
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