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Cost of Living in
Kansas

Living cost is 12.86% lower than avg
Families spend upto $7,714/mo on avg
Homeowners spend $7,456/mo on avg
Renters spend $3,854/mo on avg

Cost of Living in
Kansas

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A Breakdown of the Cost of Living in Kansas

U.S. Avg.

Kansas

Difference Diff

Home Price

$534,127

$405,601.5

24%

Apartment Rent (per month)

$1,354

$1,043.7

23%

U.S. Avg.

Kansas

Difference Diff

Phone (per month)

$219.9

$206.48

Total Energy (per month)

$194.67

$195.11

U.S. Avg.

Kansas

Difference Diff

Grocery Staples

Corn Flakes (per box)

$5.88

$5.15

12%

Frozen Corn (per bag)

$2.33

$2.31

Frozen Meal (per package)

$4.75

$3.53

26%

Cooking Oil (per bottle)

$8.34

39%

Detergent (per bottle)

$18.81

$20.47

Facial Tissues (per box)

$2.54

$2.05

19%

Sweet Peas (per can)

$1.74

$1.59

Sugar (per bag)

$4.46

$4.79

Bread (per loaf)

$3.66

$3.92

Frying Chicken (per lb)

$1.64

$1.46

11%

Meat & Poultry

Chicken (per lb)

$1.67

$1.5

10%

Steak (per lb)

$13.56

$17.2

27%

Sausage (per lb)

$4.89

$4.94

Ground Beef (per lb)

$7.9

$7.72

Snacks & Beverages

Soft Drink (per bottle)

$3.08

$2.92

Potato Chips (per bag)

$5.08

$4.13

19%

Coffee (per lb)

$5.92

$6.62

12%

Fresh Orange Juice (per half gallon)

$4.85

$5.06

Fruits & Vegetables

Peaches (per can)

$4.29

$2.72

37%

Lettuce (per head)

$1.85

Bananas (per lb)

$0.62

$0.74

19%

Potatoes (per bag)

$4.61

$5.62

22%

Dairy & Eggs

Parmesan Cheese (per lb)

$4.46

$4.67

Margarine (per lb)

$1.26

$1.32

Eggs (per dozen)

$4.5

$4.44

Whole Milk (per gallon)

$4.02

$4.76

19%

Seafood

Chunk Light Tuna (per can)

$1.06

$1.21

14%

U.S. Avg.

Kansas

Difference Diff

Tire Balance (per tire)

$69.15

$59.47

14%

Gasoline (per gallon)

$2.82

$2.75

U.S. Avg.

Kansas

Difference Diff

Doctor Visit (per visit)

$113.53

$156.2

38%

Dentist Visit (per visit)

$144.14

$121.57

16%

Ibuprofen (per bottle)

$11.48

Prescription Drug (per month)

$21.09

$23.28

10%

Optometrist Visit (per visit)

$93.18

$155.16

67%

U.S. Avg.

Kansas

Difference Diff

Women’s Slacks

$34.9

$37.75

Boys’ Jeans

$29.45

$28.6

Men’s Shirt

$39.14

$36.41

Wine (per bottle)

$7.14

$11.13

56%

Beer (per 6-pack)

$10.78

$9.23

14%

Veterinary Services (per visit)

$65.41

$59.99

Tennis Balls (per pack)

$3.49

$4.14

19%

Yoga (per class)

$11.89

$15.29

29%

Movie (per ticket)

$11.41

$11.39

Newspaper (per copy)

$18.96

$8.67

54%

Washer Repair (per service)

$109.38

$83.8

23%

Women Slacks

$34.88

$36.05

Boy Jeans

$29.51

$29.36

Man Dress Shirt

$39.05

$39.03

Dry Cleaning (per item)

$13.25

$17.62

33%

Shampoo (per bottle)

$1.56

$1.35

13%

Toothpaste (per tube)

$3.59

$4.03

12%

Beauty Salon (per visit)

$46.61

$39.26

16%

Haircut (per cut)

$26.79

$25.33

Fried Chicken (per serving)

$4.36

$5.2

19%

Pizza (per pizza)

$11.88

$12.3

Hamburger (per serving)

$5.25

$5.58

Considering a move to Kansas? With a cost of living 12.86% lower than the national average, it's a smart choice for those looking to save without compromising on quality of life. Whether it’s Wichita’s expanding job market, Overland Park’s top-tier schools, or the small-town feel of Hays, Kansas offers a lifestyle that’s both practical and rewarding.

Housing in Kansas is 24% lower than the national average. The median home price in Kansas is $405,601.5, well below the national median of $367,969. That means a typical 15% to 20% down payment will range from $46,000 to $61,000. Monthly mortgage costs in the state also tend to be much lower. Moreover, homes often come with basements, driveways, and spacious yards, especially in suburban and rural areas.
Rent in Kansas is 22.9% lower than the national average. A one-bedroom apartment in Kansas averages $1,000, while a two-bedroom costs $1,300. Even a three-bedroom rental stays affordable, at about $1,650. However, amenities vary, and central air or in-unit laundry isn’t guaranteed, particularly outside larger cities like Wichita or Topeka.
Utilities in Kansas are 4% lower than the national average. Combined electric, water, and sewer bills average $150 to $200 a month. Tornado insurance is often bundled into homeowners' coverage, especially in the state's central corridor.
Food prices in Kansas are 2% lower than the US average. Grocery costs for a family of four in Kansas fall between $990 and $1,600 per month, while a single adult spends anywhere from $260 to $450. Essentials like milk and eggs are also easy on the wallet. Farmers' markets are a go-to for fresh, affordable produce during the growing season.
Transportation costs in Kansas are 8.9% lower than the US average. Gas averages only $2.75 per gallon, and car insurance is just $145 monthly on average. Most towns lack reliable public transit, so owning a vehicle is the norm. With no toll roads and ample parking, commute expenses remain manageable.
Healthcare in Kansas is 3.58% higher than the national average. A standard check-up costs about $150, while ER visits can reach $2,800 without insurance. While quality care is available in major cities, limited competition in rural areas often drives up prices.
Miscellaneous expenses are 11.97% lower than the national average. Gym memberships average $40 to $60 a month, movie tickets cost about $10, and childcare costs $700 to $1,000 per month. From local fairs to outdoor recreation, entertainment in Kansas is both diverse and affordable.

Moving to Kansas? Your money goes further here. Lower housing costs and affordable everyday expenses make Kansas a great choice—plus, the wide-open skies are free!

👉 Next Step: Compare single-family homes in Kansas. Cost of living data is sourced in part from the Council for Community and Economic Research (C2ER). Figures are provided for informational purposes only and may not reflect real-time changes.

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Is Living in Kansas Expensive?

No, Kansas is not expensive to live in. The overall cost of living in Kansas is lower% lower than the national average, making it a budget-friendly option for individuals and families alike. Housing is especially affordable, 24% lower than the US median, with groceries, utilities, and transportation also being relatively cheaper.

With a $405,601.5 budget, you can buy a three- to four-bedroom home in Topeka, Wichita, or Overland Park, often with a backyard and garage. That same budget might only get you a small condo in states like Colorado or California. Kansas offers solid value for money, especially for middle-class families looking to settle down.

Housing in Kansas

Buying a home in Kansas offers exceptional value, with housing costs 24% lower the national average. With a median home price of $405,601.5 and mortgage rates between 6.5% and 7%, most buyers here see monthly payments under $2,000. Whether you're relocating solo or with a family, Kansas offers a variety of neighborhoods and home styles to match your needs and budget.

Buying a House in Kansas

If you're a young adult or single buyer, homes in Lawrence, Manhattan, and Kansas City are popular picks. These areas offer walkable downtowns, nightlife, and easy commutes. Prices for one-bedroom homes or condos here start at $200,000, with mortgages averaging $1,100 to $1,600 a month. Lawrence also offers reliable public transit and proximity to cafés, gyms, and co-working spaces.
If you're a married couple with young children (under 6), three-bedroom homes in Overland Park, Olathe, and Derby are ideal. Expect property prices between $330,000 and $450,000, with monthly mortgage payments from $1,600 to $2,200. These areas are near quality elementary schools, and also come with family-friendly perks like playgrounds, quiet streets, and shopping centers.
If you're a married couple with older children (ages 6 to 17), four-bedroom homes in Shawnee, Lenexa, and Salina suit those who need more space. Homes range from $375,000 to $525,000, with typical mortgages between $1,900 and $2,800 per month. You'll be close to solid public schools like Mill Valley High or Salina South. These neighborhoods also offer quick access to sports facilities, parks, and family clinics.

Renting a House in Kansas

Renting in Kansas costs 22.9% lower than the national average, making it one of the most budget-friendly states for renters. Whether you're looking for a one-bedroom apartment or a larger home for your family, Kansas offers spacious rental options at prices well below those in many other states.

If you're a young adult or single renter, one-bedroom homes in Lawrence's Eastside, Salina's downtown area, or Wichita's Delano District are popular. Monthly rent here ranges from $850 to $1,200, depending on proximity to shops, bars, and entertainment. These neighborhoods offer walkable access to coffee shops, co-working spaces, and community events. While public transport is limited statewide, Lawrence's T bus system offers reliable routes within the city, ideal for students and workers alike.
If you're a married couple with young children (under 6), two- and three-bedroom homes in Gardner, Maize, or Haysville offer safe neighborhoods, along with access to schools and parks. Rent ranges from $1,200 to $1,600 a month, with many homes including fenced yards and driveways. Families can also benefit from local amenities like splash pads, daycare centers, and public libraries. Shopping and healthcare facilities are easily accessible via nearby highways.
If you're a family with older children (ages 6 to 17), three- and four-bedroom homes in Leavenworth, Newton, or Junction City suit larger households needing extra space. Rent averages $1,500 to $1,800 per month, often with two bathrooms and garages. Newton offers access to strong public schools like Santa Fe 5/6 Center, while Junction City's location near Fort Riley supports a variety of youth sports programs.
If you're a retiree or downsizer, you can look to Emporia, Ottawa, or Independence, where one- or two-bedroom homes rent for $850 to $1,200 a month. These towns have peaceful neighborhoods, low-maintenance properties, and nearby healthcare centers. You can also enjoy walkable town centers, local farmers markets, and access to community activities and rec centers.
If you're an international student, student-friendly homes in Pittsburg, Manhattan, and Wichita State University areas offer shared rental options to cut down on costs. A three-bedroom home near campus rents for $1,200 to $1,500, but roommates can reduce your rent to $400 to $600 a month. These areas come with bus lines, bike trails, grocery stores, and access to university resources like libraries and student clinics.

Utilities in Kansas

Food and Groceries in Kansas

Transportation in Kansas

Healthcare in Kansas

Healthcare costs in Kansas are 3.58% higher than the national average, making them slightly more expensive than other essential services in the state. While routine care is still affordable compared to major metros like Los Angeles or New York, unexpected ER visits or specialist care can add up quickly—especially if you're uninsured or underinsured.

Doctor Visit — $156.2+ per visit: A standard check-up with a primary care physician in Kansas costs about $150, a bit above the national average. Whether you're going in for flu symptoms or blood pressure management, this is the ballpark cost. Visits to specialists (like dermatologists or endocrinologists) may range from $180 to $300, depending on location and provider type.
Dentist Visit — $120+ per visit: A routine dental cleaning in Kansas will set you back $110 to $125, while a cavity filling costs between $150 and $200. If X-rays or fluoride treatments are included, expect to pay another $25 to $60. Compared to states like New York or Massachusetts, Kansas dentists are more affordable, although orthodontics and cosmetic work can still be pricey.
Optometrist Visit — $121.57+ per visit: Eye exams in Kansas average around $135 per visit. This typically includes a vision test and prescription update. Add-ons like contact lens fittings or evaluations for eye conditions (such as dry eye or astigmatism) can push your total closer to $180 or more, depending on the clinic.
Prescription Drugs — $23.28+ per month: If you're managing a chronic condition like high blood pressure, a 30-day supply of Lisinopril costs between $13 and $22 without insurance. Metformin, commonly prescribed for type 2 diabetes, ranges from $16 to $34 per month. Antibiotics like Amoxicillin fall in the $18 to $28 range.
Over-the-Counter Meds — $9.85+ per item: Stocking your medicine cabinet won't break the bank here. A bottle of ibuprofen averages about $11.48, while allergy meds like loratadine cost $10 to $12. Cold and flu staples such as Mucinex or DayQuil are priced between $11 and $13, depending on package size. With Kansas's allergy-heavy seasons, you'll want to be prepared.

Healthcare in Kansas remains more affordable than in many major coastal states, even if it's slightly above the national average. Patients often benefit from shorter wait times and less crowded clinics, especially in smaller towns. However, rural areas may have limited access to specialists, which can lead to occasional travel for advanced care. The state's climate, with dry winters and pollen-heavy springs, can also affect how frequently you visit your doctor or pharmacy.

To keep out-of-pocket costs manageable, it's wise to carry health insurance. In Kansas, the average monthly health insurance premium ranges between $500* and $900*, depending on your age, plan type, and coverage needs.

*Disclaimer:These figures are averages and can vary based on individual circumstances and specific insurance providers. It's recommended to compare plans and consult with insurance professionals to find the best coverage for your needs.

Miscellaneous Costs in Kansas

What Salary Do You Need to Live in Kansas?

The average income in Kansas is 12.86% lower, which stretches further here thanks to the state's generally lower cost of living. To live comfortably, most people need to earn between $40,000 and $90,000 annually, depending on their lifestyle and household size. Lower housing costs, affordable groceries, and reasonable utility bills keep everyday expenses manageable in Kansas.

Homeowners — $89,474 per year: This covers mortgage payments on a modest home in cities like Topeka or Olathe, along with property taxes, utilities, and routine maintenance.

Renters — $46,252 per year: This salary supports rent for a one-bedroom home in cities like Wichita or Overland Park, plus essentials like groceries, internet, and basic transportation.

Families with kids — $92,567 per year: Childcare, healthcare, school supplies, and housing can add up, but even so, raising a family in Kansas remains manageable. This income provides financial breathing room for parents.

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What is a Cost of Living Calculator?

A cost of living calculator helps you compare the expenses required to live in a different location. The calculator factors in various living expenses like housing, food, utilities, transportation, fitness, and entertainment, etc., and helps you estimate how much salary you need to live in that city. Since the cost of goods and services varies in different cities, a Kansas cost of living calculator can help you make the decision to move to this city or not.

About Cost of Living Data

The data used to determine Kansas's cost of living is sourced from the Council for Community and Economic Research (C2ER). Published since 1968, COLI data is recognized by the U.S. Census Bureau and the Bureau of Labor Statistics. This organization regularly updates its data to offer a detailed and well-researched view of living expenses in cities across the country. An independent Advisory Board reviews C2ER’s data collection methodologies and quarterly publications to ensure consistency and quality. For more information, visit www.coli.org. Data published as of Oct 2025.

Frequently Asked Questions

How much is gas in Kansas?

The cost of gas in Kansas averages $2.75 per gallon, which is well below the national average. Prices can fluctuate seasonally, especially in winter months when heating demands impact fuel costs. Traffic congestion in the state is generally minimal, but long commutes through rural areas may lead to higher fuel consumption.

Is Kansas a good place to live?

Yes, Kansas is a great place to live if you're looking for affordability, space, and a strong sense of community. The cost of living is low, healthcare is reliable, and cities like Overland Park and Olathe offer top schools and family-friendly neighborhoods.

What is the average cost of living in Kansas?

The overall cost of living in Kansas is 12.86% lower than the national average. Cities like Wichita and Topeka provide affordable housing and everyday expenses, while suburbs like Lenexa and Shawnee offer more upscale options at slightly higher prices.

What is the average rent in Kansas?

A one-bedroom apartment in Kansas typically rents for around $1,043.7 per month. Downtown Wichita and College Hill offer urban living with easy access to shops and dining, while Overland Park and Olathe have quieter, family-friendly neighborhoods.

How much is a 2-bedroom apartment in Kansas?

Rent for a two-bedroom home in Kansas averages $1,295 per month. Expect higher rents in newer developments or suburbs with popular schools, such as Leawood and Prairie Village.

What is the average price of utilities in Kansas?

Utilities in Kansas usually cost between $300 to over $500 per month, and cover electricity, water, sewer, and trash. Costs can vary with the seasons, with higher electricity bills common during cold winters due to increased heating use.

How much is childcare in Kansas?

If you're moving to Kansas, expect childcare costs to range from $700 to $1,000 per month for toddlers. Prices vary depending on the location; daycare centers in urban areas like Overland Park tend to be on the higher side, while smaller towns and rural communities usually offer more affordable options. In-home care is also a budget-friendly alternative.