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Cost of Living in
Oklahoma

Living cost is 12.77% lower than avg
Families spend upto $7,781/mo on avg
Homeowners spend $7,527/mo on avg
Renters spend $3,896/mo on avg

Cost of Living in
Oklahoma

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A Breakdown of the Cost of Living in Oklahoma

U.S. Avg.

Oklahoma

Difference Diff

Home Price

$532,491

$410,318.73

23%

Apartment Rent (per month)

$1,367

$1,040.33

24%

U.S. Avg.

Oklahoma

Difference Diff

Phone (per month)

$219.4

$196.37

10%

Total Energy (per month)

$200.23

$198.97

U.S. Avg.

Oklahoma

Difference Diff

Grocery Staples

Corn Flakes (per box)

$6.79

$5.27

22%

Frozen Corn (per bag)

$2.41

$2.2

Frozen Meal (per package)

$4.85

$3.77

22%

Cooking Oil (per bottle)

$6.16

$8.55

39%

Detergent (per bottle)

$19.51

$23.4

20%

Facial Tissues (per box)

$2.85

$2.33

18%

Sweet Peas (per can)

$1.83

$1.62

12%

Sugar (per bag)

$4.66

$4.79

Bread (per loaf)

$3.87

$3.88

Frying Chicken (per lb)

$1.64

$1.47

10%

Meat & Poultry

Chicken (per lb)

$1.71

$1.52

11%

Steak (per lb)

$14.54

$16.99

17%

Sausage (per lb)

$5.23

$4.67

11%

Ground Beef (per lb)

$8.61

$7.56

12%

Snacks & Beverages

Soft Drink (per bottle)

$3.45

$3.03

12%

Potato Chips (per bag)

$5.54

$4.32

22%

Coffee (per lb)

$6.55

$6.3

Fresh Orange Juice (per half gallon)

$5.22

$5.12

Fruits & Vegetables

Peaches (per can)

$4.40

$2.77

37%

Lettuce (per head)

$1.98

$2.05

Bananas (per lb)

$0.64

$0.75

17%

Potatoes (per bag)

$5.58

$5.66

Dairy & Eggs

Parmesan Cheese (per lb)

$4.69

$4.64

Margarine (per lb)

$1.30

$1.38

Eggs (per dozen)

$3.98

$4.15

Whole Milk (per gallon)

$4.08

$4.58

12%

Seafood

Chunk Light Tuna (per can)

$1.22

$1.39

14%

U.S. Avg.

Oklahoma

Difference Diff

Tire Balance (per tire)

$70.23

$61.3

13%

Gasoline (per gallon)

$2.9

$2.89

U.S. Avg.

Oklahoma

Difference Diff

Doctor Visit (per visit)

$116.03

$128.14

10%

Dentist Visit (per visit)

$145.11

$111.93

23%

Ibuprofen (per bottle)

$12.38

$11.65

Prescription Drug (per month)

$20.8

$23.3

12%

Optometrist Visit (per visit)

$95.27

$133.14

40%

U.S. Avg.

Oklahoma

Difference Diff

Women’s Slacks

$35.43

$35.91

Boys’ Jeans

$29.47

$27.34

Men’s Shirt

$39.36

$41

Wine (per bottle)

$7.51

$12.79

70%

Beer (per 6-pack)

$11.17

$9.81

12%

Veterinary Services (per visit)

$65.33

$56.75

13%

Tennis Balls (per pack)

$3.59

$4.24

18%

Yoga (per class)

$12

$15.64

30%

Movie (per ticket)

$11.67

$10.54

10%

Newspaper (per copy)

$19.31

$10.64

45%

Washer Repair (per service)

$109.47

$88.36

19%

Women Slacks

$34.88

$35.3

Boy Jeans

$29.51

$28.36

Man Dress Shirt

$39.05

$41.05

Dry Cleaning (per item)

$13.45

$14.62

Shampoo (per bottle)

$1.55

$1.56

Toothpaste (per tube)

$3.64

$3.87

Beauty Salon (per visit)

$47.5

$44.11

Haircut (per cut)

$27.08

$23.24

14%

Fried Chicken (per serving)

$4.37

$4.98

14%

Pizza (per pizza)

$11.99

$12.72

Hamburger (per serving)

$5.28

$5.41

Love low bills and big skies? Welcome to Oklahoma, where the cost of living is 12.77% lower than the national average. Whether you're raising a family, working remotely, or retiring early, this is the place to look. It’s budget-friendly with short commutes, friendly neighbors, and zero hurricanes.

Housing in Oklahoma is 23% lower than the national average. The median home price in Oklahoma is $410,318.73. That’s a full $100K less than the US median. With a 20% down payment just over $52,000, monthly mortgage costs stay manageable. Buyers can find roomy homes with yards in cities like Norman or Owasso.
Rent in Oklahoma is 23.9% lower than the US average. A one-bedroom home in Oklahoma rents for $23, while a two-bedroom averages $1,700. Even a three-bedroom comes in at just $2,000. Compared to other states, you’ll save big, and get more square footage, off-street parking, and maybe even a porch swing.
Utilities in Oklahoma are 4% lower than the national average. The monthly electricity, water, and trash bills are $140, $40, & $30 respectively. Internet is near $65. Tornado insurance may cost extra in some regions, but there’s no need to budget for earthquake or hurricane coverage.
Food costs in Oklahoma are 1% higher than the US average. A family of four spends $700 to $1,300 per month, while solo residents can keep costs under $250. Milk and bread comes for $4 each, and farmers markets provide fresher options but usually at a premium.
Transportation in Oklahoma is 5.66% lower than the US average. Gas averages $2.89 per gallon. Car insurance sits at $100 per month. Public transit is limited outside metro areas, so most residents drive.
Healthcare in Oklahoma is 8.62% lower than the national average. Doctor’s visits cost $128.14 on average. ER trips are near $2,700 without insurance, cheaper than states like Florida, California and Texas.
Miscellaneous expenses in Oklahoma are 9.96% lower the national average. In Oklahoma, men's haircuts might be around $23.24, and women's haircuts can be $50. While some basic memberships can be affordable, around $30-$50 per month, premier gyms like Life Time can cost $179. Daycare starts near $350 per month.

Moving to Oklahoma? Be ready for a lower cost of living. But don’t get too comfortable—your budget still needs to cover housing, utilities, and everyday expenses. 👉 Next Step: Compare single-family homes in Oklahoma.

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Is Living in Oklahoma Expensive?

No, Oklahoma is not expensive to live in. The overall cost of living in Oklahoma is 12.77% lower than the national average, making it one of the more affordable states in the US. Housing is a major reason why home prices in Oklahoma are 23% lower than the national median, allowing many families to buy more space for less money.

With a $410,318.73 budget, you can purchase a spacious, modern 3- to 4-bedroom home in Edmond, Moore, or Broken Arrow, often with a backyard, garage, and upgraded finishes. Other daily expenses—like groceries, utilities, transportation, and healthcare—are also slightly below national averages, making Oklahoma a practical choice for middle-class families, retirees, and first-time buyers alike.

Housing in Oklahoma

Oklahoma offers one of the most affordable housing markets in the US, with home prices 23% lower than the national average. The median home price is $410,318.73. Whether you're flying solo or buying for a family of five, there are neighborhoods and price points to match every lifestyle.

Buying a House in Oklahoma

If you're a young adult or single, you’ll find affordable one-bedroom homes in Brookside in Tulsa and Midtown OKC, both known for nightlife, coffee shops, and short commutes. The average median home prices in Oklahoma City are $410,318.73. The average house payment in Tulsa and Oklahoma is $1,700, although you can expect a range starting closer to $1,300. The Paseo Arts District in Oklahoma City has colorful character homes at lower entry points and a strong creative vibe.
If you're a married couple with young children (under 6), you’ll want to explore historic homes in Edmond, Norman, or Jenks, where neighborhoods are quieter, parks are plenty, and schools are highly rated. Homes here amount to $410,318.73, with monthly mortgage payments of $1,700. Schools like John Ross Elementary in Edmond and Briarwood Elementary in Moore stand out for early education and strong parent involvement.
If you're a married couple with older children (ages 6 to 17), you’ll get more square footage with four-bedroom homes in Bixby, Yukon, or Broken Arrow. The average home value in Bixby is $310,000, and in Broken Arrow is $280,000. While Yukon has a median home value of $240,000. The rent in all these places generally adds up to $1,800. Schools like Jenks High School and Union High School in Tulsa are among the best in the state, offering college prep and competitive extracurricular activities.

Renting a House in Oklahoma

Rent in Oklahoma is about 23.9% lower than the national average, making it one of the most affordable states to rent in. One-bedroom homes typically rent for around $23, while two-bedroom homes average about $1,700 per month.

If you’re a young adult or single renter, you’ll find homes in Cherry Street (Tulsa) and Automobile Alley (OKC) popular for their nightlife, coffee shops, and local boutiques. Rent for a one-bedroom apartment in these areas averages $1,100. These neighborhoods offer walkability, public transit access, and plenty of entertainment.
If you’re a married couple with young children (under 6), look for two- and three-bedroom homes in Mustang and Moore. The median rent for all properties in Moore is $1,208, while the average rent for a 3-bedroom apartment in Oklahoma is $1,500. The 3-bedroom FMR in nearby McClain County is $1,600. These family-friendly neighborhoods feature quality schools, parks and playgrounds nearby.
If you’re renting with older children (ages 6 to 17), consider three- and four-bedroom homes in Yukon and South Tulsa, with rents within $2,000 monthly. These areas have top-rated schools such as Union High School and Yukon High School, strong extracurricular programs, and safe suburban streets.
If you’re a retiree or downsizer, many retirees opt for one- and two-bedroom homes in Village (OKC) and Brookside (Tulsa). The average rent for a one-bedroom apartment in Brookside, Tulsa, is $990, and for a two-bedroom apartment, it's $1,150, while the median rent in The Village (OKC) is $1,350. These neighborhoods provide quieter streets, easy access to healthcare and grocery stores, and walking trails.
If you’re an international student, one-bedroom homes and shared apartments near the University of Oklahoma (Norman) and the University of Tulsa offer rents between $700 and $1,200. Norman's average rent is $920. These locations provide close access to campus resources, libraries, and student life.

Utilities in Oklahoma

Food and Groceries in Oklahoma

Transportation in Oklahoma

Healthcare in Oklahoma

Healthcare costs in Oklahoma are about 8.62% lower than the U.S. average. Emergency visits and ongoing prescriptions can raise expenses further, especially without insurance.

Doctor Visit — $128.14+ per visit: A standard doctor’s visit in Oklahoma costs around $128.14. Specialized visits, like dermatology or endocrinology, may raise the price by another $100 or more, depending on the provider.
Dentist Visit — $111.93+ per visit: Routine dental cleanings in Oklahoma average about $111.93, with X-rays or fluoride treatments bumping it to $150 or even higher. A cavity filling may cost $140–$1,000, which is still cheaper than most metro areas.
Optometrist Visit — $133.14+ per visit: If you wear contact lenses, a fitting could add another $80–$150. Additional treatments for dry eye, glaucoma, or other conditions will bring the total closer to $180–$250 depending on complexity.
Prescription Drugs — $23.30+ per month: Common chronic condition medications are affordable. Both Lisinopril (for high blood pressure) and Metformin (for type 2 diabetes) costs $10 (90 tablets) for a month. Short-term meds like Amoxicillin average $8, for 21 capsules.
Over-the-Counter Medications — $10+ per package: A 30-count pack of Claritin Tablets 10mg is $10, while 7 tablets of Mucinex are priced at $12. 100 tablets of generic 200mg Ibuprofen can cost up to $11.65.

The state’s moderate climate may also reduce seasonal ailments like joint pain or severe colds. That said, rural access to specialists can be more limited, so proximity to major cities like Oklahoma City or Tulsa can impact convenience and cost.
To stay covered, health insurance is strongly recommended. Monthly premiums in Oklahoma usually range between $480* and $900*, depending on your plan, age, and provider.

*Disclaimer: These figures are averages and can vary based on individual circumstances and specific insurance providers. It's recommended to compare plans and consult with insurance professionals to find the best coverage for your needs.

Miscellaneous Costs in Oklahoma

Miscellaneous expenses in Oklahoma are 9.96% lower than the national average. Whether you're grabbing lunch, scheduling a haircut, or entertaining your kids (or pets), Oklahoma offers plenty of options that won’t drain your bank account.

Food and Drinks: Dining out in Oklahoma is refreshingly affordable. A burger at a local diner costs around $5.41, and a sit-down meal typically falls between $20 to $60 per person at a moderately-priced restaurant. Tacos go for $2 (at value-oriented chains), with independent taquerias charging $4 or more. Pizza slices range from $12.72, depending on location and toppings. Sushi rolls at mid-range spots vary, with basic rolls starting around $4.50, while more elaborate rolls can be $10 or more. If you’re a coffee drinker, expect to pay $6.30 for a brewed cup, while a local craft beer at the bar averages around $4 ot $12.
Personal Care and Grooming: Keeping up appearances in Oklahoma won’t wreck your budget. Haircuts are generally priced at $23.24, and a salon visit with shampoo and styling can go up to $44.11. Skincare treatments, such as facials, can start at $60, but additional services can add up $400 or more. Manicures fall in the $15 to $35 range.
Clothing and Laundry: Whether you’re dressing for function or style, clothing costs stay modest. A good-quality dress shirt costs around $41.00, and jeans come in at $27.34. Dry cleaning a standard load runs about $14.62, while at-home laundry remains the most budget-friendly option.
Fitness and Entertainment: Staying active doesn’t mean overspending. A yoga class costs $15.64, and a movie ticket averages $10.54. Outdoor recreation is big in Oklahoma, whether you're catching a minor league game, visiting a local museum, or hiking in places like Oxley Nature Center or Lake Thunderbird, you’ll find affordable options across the state.
Pet-Related Expenses: The average cost for a vet visit for a cat in Oklahoma is $56.75, and for a dog, it is $80. Overnight hospitalization can cost up to $567 for a dog and $243 for a cat per night. Oklahoma is full of pet-friendly spaces, Scissortail Park in Oklahoma City and Joe Station Dog Park in Tulsa are popular weekend spots.

What Salary Do You Need to Live in Oklahoma?

The average income in Oklahoma is 12.77% lower. But to live comfortably, you’ll need between $45,000 and $90,000 per year, depending on your lifestyle and household size. Lower housing and utility costs help your dollars go further, but expenses like childcare, transportation, and groceries still add up for many households.

Homeowners spend $90,323.00 per year: This covers a mortgage on a mid-sized home, home insurance, utilities, food, transportation, and moderate discretionary spending.

Renters spend $46,757.00 per year: A typical one-bedroom home, along with basic living expenses and a bit of entertainment, fits into this budget—though costs can climb in larger cities like Tulsa or OKC.

Families with kids spend $93,375.00 per year: Childcare, a larger home, healthcare, groceries, and school-related costs push spending well above the US average, especially for households with older children.

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What is a Cost of Living Calculator?

A cost of living calculator helps you compare the expenses required to live in a different location. The calculator factors in various living expenses like housing, food, utilities, transportation, fitness, and entertainment, etc., and helps you estimate how much salary you need to live in that city. Since the cost of goods and services varies in different cities, a Oklahoma cost of living calculator can help you make the decision to move to this city or not.

About Cost of Living Data

The data used to determine Oklahoma's cost of living is sourced from the Council for Community and Economic Research (C2ER). Published since 1968, COLI data is recognized by the U.S. Census Bureau and the Bureau of Labor Statistics. This organization regularly updates its data to offer a detailed and well-researched view of living expenses in cities across the country. An independent Advisory Board reviews C2ER’s data collection methodologies and quarterly publications to ensure consistency and quality. For more information, visit www.coli.org. Data published as of Oct 2025.

Frequently Asked Questions

How much is gas in Oklahoma?

The cost of gas in Oklahoma averages around $2.89 per gallon, typically below the national average. Prices can fluctuate slightly due to seasonal demand or regional supply issues, but overall, fueling up is more budget-friendly here than in many states.

Is Oklahoma a good place to live?

Yes, Oklahoma offers affordable living with a mix of urban and rural lifestyles. The state boasts strong community ties, growing job markets in cities like Oklahoma City and Tulsa, and access to quality healthcare facilities such as OU Health and Saint Francis Health System. Neighborhoods like Midtown Oklahoma City and Brookside in Tulsa are popular for their vibrant local scenes and reputable schools.

What is the cost of living in Oklahoma?

The average cost of living in Oklahoma is about 12.77% lower than the national average. While housing and utilities contribute most to the savings, everyday expenses like groceries and transportation also tend to be more affordable. Areas like Nichols Hills and Edmond are pricier, whereas places like Norman and Moore offer more affordable options.

What is the average rent in Oklahoma?

A one-bedroom apartment in Oklahoma usually rents for between $1,040.33 per month while a three-bedroom comes in at just $1,325. Neighborhoods such as Midtown Oklahoma City and Tulsa’s Cherry Street offer amenities like fitness centers and nearby dining, often driving rents toward the higher end.

How much is a two-bedroom apartment in Oklahoma?

A two-bedroom apartment in Oklahoma generally costs over $1,700 per month. Expect higher rents in popular neighborhoods with easy access to shopping and parks, such as Tulsa’s Brookside district or Edmond’s historic areas.

What is the average price of utilities in Oklahoma?

Utilities in Oklahoma average around $400 to $600 per month, including electricity, water, sewer, and trash. Seasonal extremes, like hot summers or cold winters, can affect electricity usage and costs, but overall bills stay below the national average.

How much is childcare in Oklahoma?

If you're moving to Oklahoma, childcare costs typically start from $350 per month for toddlers, depending on the city and type of care. Daycare centers in urban areas like Oklahoma City and Tulsa usually charge more, while home-based care in smaller towns can be a more budget-friendly option.

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Cost of Living in
Oklahoma

Enter the city you're moving from

A Breakdown of the Cost of Living in Oklahoma

Find your
dream home in Oklahoma

Is Living in Oklahoma Expensive?

Housing in Oklahoma

Buying a House in Oklahoma

Renting a House in Oklahoma

Utilities in Oklahoma

Food and Groceries in Oklahoma

Transportation in Oklahoma

Healthcare in Oklahoma

Miscellaneous Costs in Oklahoma

What Salary Do You Need to Live in Oklahoma?

Is Oklahoma Too Expensive? Find Homes in Oklahoma as Per Your Budget

Discover your place in Oklahoma

What is a Cost of Living Calculator?

About Cost of Living Data

Frequently Asked Questions

How much is gas in Oklahoma?

Is Oklahoma a good place to live?

What is the cost of living in Oklahoma?

What is the average rent in Oklahoma?

How much is a two-bedroom apartment in Oklahoma?

What is the average price of utilities in Oklahoma?

How much is childcare in Oklahoma?

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Cost of Living in Oklahoma

Enter the city you're moving from

A Breakdown of the Cost of Living in Oklahoma

Find your dream home in Oklahoma

Is Living in Oklahoma Expensive?

Housing in Oklahoma

Buying a House in Oklahoma

Renting a House in Oklahoma

Utilities in Oklahoma

Food and Groceries in Oklahoma

Transportation in Oklahoma

Healthcare in Oklahoma

Miscellaneous Costs in Oklahoma

What Salary Do You Need to Live in Oklahoma?

Is Oklahoma Too Expensive? Find Homes in Oklahoma as Per Your Budget

Discover your place in Oklahoma

What is a Cost of Living Calculator?

About Cost of Living Data

Frequently Asked Questions

How much is gas in Oklahoma?

Is Oklahoma a good place to live?

What is the cost of living in Oklahoma?

What is the average rent in Oklahoma?

How much is a two-bedroom apartment in Oklahoma?

What is the average price of utilities in Oklahoma?

How much is childcare in Oklahoma?

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Cost of Living in
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