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Cost of Living in
Dallas

  • List2
    Living cost is 1% lower than avg
  • List2
    Families spend upto $8,715/mo on avg
  • List2
    Homeowners spend $8,314/mo on avg
  • List2
    Renters spend $4,708/mo on avg

Cost of Living in
Dallas

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A Breakdown of the Cost of Living in Dallas, TX

U.S. Avg.
Dallas, TX
Diff
Home Price
$358,401
$468,187
graph trend 31%
Apartment Rent (per month)
$1,367
$1,513
graph trend 11%
U.S. Avg.
Dallas, TX
Diff
Phone (per month)
$219.4
$204.67
graph trend 7%
Total Energy (per month)
$200.23
$263.04
graph trend 31%
U.S. Avg.
Dallas, TX
Diff
Grocery Staples
Corn Flakes (per box)
$6.79
$5.32
graph trend 22%
Frozen Corn (per bag)
$2.41
$2.22
graph trend 8%
Frozen Meal (per package)
$4.85
$3.71
graph trend 24%
Cooking Oil (per bottle)
$6.16
$9.26
graph trend 50%
Detergent (per bottle)
$19.51
$20.63
graph trend 6%
Facial Tissues (per box)
$2.85
$2.16
graph trend 24%
Sweet Peas (per can)
$1.83
$1.66
graph trend 9%
Sugar (per bag)
$4.66
$4.95
graph trend 6%
Bread (per loaf)
$3.87
$4.14
graph trend 7%
Frying Chicken (per lb)
$1.64
$1.53
graph trend 7%
Meat & Poultry
Chicken (per lb)
$1.71
$1.57
graph trend 8%
Steak (per lb)
$14.54
$15.73
graph trend 8%
Sausage (per lb)
$5.23
$4.89
graph trend 7%
Ground Beef (per lb)
$8.61
$7.32
graph trend 15%
Snacks & Beverages
Soft Drink (per bottle)
$3.45
$2.89
graph trend 16%
Potato Chips (per bag)
$5.54
$4.3
graph trend 22%
Coffee (per lb)
$6.55
$6.31
graph trend 4%
Fresh Orange Juice (per half gallon)
$5.22
$4.8
graph trend 8%
Fruits & Vegetables
Peaches (per can)
$4.4
$2.76
graph trend 37%
Lettuce (per head)
$1.98
$1.73
graph trend 13%
Bananas (per lb)
$0.64
$0.73
graph trend 14%
Potatoes (per bag)
$5.58
$5.29
graph trend 5%
Dairy & Eggs
Parmesan Cheese (per lb)
$4.69
$4.84
graph trend 3%
Margarine (per lb)
$1.3
$1.41
graph trend 8%
Eggs (per dozen)
$3.98
$4.08
graph trend 3%
Whole Milk (per gallon)
$4.08
$4.59
graph trend 12%
Seafood
Chunk Light Tuna (per can)
$1.22
$1.2
graph trend 2%
U.S. Avg.
Dallas, TX
Diff
Tire Balance (per tire)
$70.23
$53.88
graph trend 23%
Gasoline (per gallon)
$2.9
$2.87
graph trend 1%
U.S. Avg.
Dallas, TX
Diff
Doctor Visit (per visit)
$116.03
$130
graph trend 12%
Dentist Visit (per visit)
$145.11
$143.21
graph trend 1%
Ibuprofen (per bottle)
$12.38
$11.51
graph trend 7%
Prescription Drug (per month)
$20.8
$23.4
graph trend 12%
Optometrist Visit (per visit)
$95.27
$124.61
graph trend 31%
U.S. Avg.
Dallas, TX
Diff
Women’s Slacks
$35.43
$47.45
graph trend 34%
Boys’ Jeans
$29.47
$27.06
graph trend 8%
Men’s Shirt
$39.36
$45.64
graph trend 16%
Wine (per bottle)
$7.51
$11.47
graph trend 53%
Beer (per 6-pack)
$11.17
$11.02
graph trend 1%
Veterinary Services (per visit)
$65.33
$84.8
graph trend 30%
Tennis Balls (per pack)
$3.59
$4.45
graph trend 24%
Yoga (per class)
$12
$26.79
graph trend 123%
Movie (per ticket)
$11.67
$15.59
graph trend 34%
Newspaper (per copy)
$19.31
$10.18
graph trend 47%
Washer Repair (per service)
$109.47
$96.43
graph trend 12%
Women Slacks
$34.88
$45.15
graph trend 29%
Boy Jeans
$29.51
$30.02
graph trend 2%
Man Dress Shirt
$39.05
$43.69
graph trend 12%
Dry Cleaning (per item)
$13.45
$17.1
graph trend 27%
Shampoo (per bottle)
$1.55
$1.58
graph trend 2%
Toothpaste (per tube)
$3.64
$4.06
graph trend 12%
Beauty Salon (per visit)
$47.5
$74
graph trend 56%
Haircut (per cut)
$27.08
$38.23
graph trend 41%
Fried Chicken (per serving)
$4.37
$4.52
graph trend 3%
Pizza (per pizza)
$11.99
$11.56
graph trend 4%
Hamburger (per serving)
$5.28
$4.87
graph trend 8%
Welcome to Big D—where the cost of living is just 1% lower than the national average.Dallas diverse economy, no state income tax, and year-round warm climate make it the #177th-most affordable major city in the US. A diversified economy, no state income tax, and warm climate year-round make Dallas a magnet for both businesses and residents. Downtown is home to major corporate headquarters, while DFW Airport serves as a vital hub for national and international business travel. Despite the strong demand, housing and service costs remain competitive, especially compared to coastal markets.
  • Housing is 12% lower than the US average. The average home price in Dallas, Texas is $468,187 compared to the national median of $510,000. If you're buying a new house in Dallas, plan to put down 15–20% of the home price upfront as a down payment. With current rates around 6.83%, your mortgage payments are more manageable than pricier metros.
    Renting in Dallas costs 10.68% lower than the national average of $1,627. A one-bedroom apartment in Dallas is around $1,513 per month, while a two-bedroom averages $1,869. While rents are competitive, keep in mind that luxury amenities aren't guaranteed, and parking fees often cost extra in premium neighborhoods.
  • Utilities are 13% lower the national average. After all, Texas summers can keep your AC running non-stop from May through September. Energy bills cost around $263.04 per month, significantly higher during peak summer months when temperatures exceed 100°F for weeks. HOA fees range from $200 to $400 per month, varying by building and neighborhood.
  • Food prices in Dallas are 2% lower than the US median. A gallon of milk costs roughly $4.59, compared to $4.30 in Los Angeles or $3.50 in Houston. If you're a family of four, you can expect to spend $1,000 to $1,300 each month on groceries. If you're a single adult, set aside $350 to $500 per month, depending on your eating habits.
  • Transportation costs are 16.59% lower than the US average. Gas costs in Dallas average $2.87 per gallon, which is 8% lower than Los Angeles ($3.35) and 15% below New York City ($3.60). While monthly car insurance premiums in Dallas are higher (averaging $200 vs. the national average of $183), lower gas prices and generally shorter commute times help keep overall transportation expenses manageable. Just be sure to budget for tolls, parking, and regular maintenance, especially if you drive daily.
  • Healthcare costs in Dallas are 3.12% lower than the national average. A routine check-up is $130, compared to $120 in Austin or $135 in San Antonio. Dallas offers excellent healthcare access, with world-class facilities like UT Southwestern. If you end up in the ER for something like a sprained ankle from a weekend soccer game, you might pay around $2,500 without insurance.
  • Miscellaneous expenses are 14.13% lower than the national average. This covers everything from Cowboys game tickets to gym memberships (averaging $80 to $120 per month) and weekend barbecue in Deep Ellum. A family day at the Dallas Zoo costs up to $120, while date nights in Bishop Arts District may reach $150 or more.

Moving to Dallas, Texas? Be ready for slightly higher living costs. But hey, the city’s vibrant culture and southern hospitality are free—just make sure your paycheck can handle everything else! 👉 Next Step: Compare single-family homes in Dallas, Texas

Is Living in Dallas, TX Too Expensive?

No, Dallas is not expensive to live in compared to other major metropolitan areas. In fact, it's affordable for most middle-class families. The overall cost of living in Dallas, TX is just 1 % lower than the national average, with housing costs actually 7% below the national average.
With a budget of $470K, you'll get a solid single-family home in Dallas with a two-car garage. In contrast, that same amount might only fetch you a small condo in San Francisco, or a fixer-upper in Los Angeles. Moreover, reasonable food prices, competitive healthcare costs, and lower transportation expenses help offset Dallas slightly higher utility bills.

Housing in Dallas

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Homes in Dallas come with several advantages compared to other major metros like New York or San Francisco; housing in the city is 12% lower than the US average. With mortgage rates typically ranging from 6.5% to 7%, and HOA fees adding another $200–$400, monthly payments remain reasonable. Dallas also offers strong long-term property value growth and a relatively stable housing market.

Utilities in Dallas

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Food and Groceries in Dallas

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Transportation in Dallas

+

Healthcare in Dallas

+

Miscellaneous Costs in Dallas

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What Salary Do You Need to Live in Dallas, TX?

The average income in Dallas, TX is $1% lower. In order to live comfortably, you'll need at least $55,000 to $80,000 per year, depending on your lifestyle and household size. Fortunately, Dallas's thriving economy and growing job market offer strong potential for career growth and higher earning power.
  • Homeowners spend $99,768 per year: This includes mortgage payments, property taxes, homeowners insurance, utilities, groceries, and transportation. Neighborhoods like Lake Highlands or Oak Cliff offer stable homeownership costs that remain manageable with a consistent income.
  • Renters spend $56,496 per year: With average rent around $1,513 per month, plus utilities, internet, groceries, and other essentials, renting in Dallas is manageable with some budgeting. While trendy areas like Uptown or Deep Ellum can be pricier, you can find more affordable options in neighborhoods like Far North Dallas or Pleasant Grove.
  • Families with kids spend $104,580 per year: Once you factor in larger housing, childcare, education costs, healthcare, and increased food and transportation expenses, your annual living costs rise significantly. For families with children under 18, a six-figure income is often necessary to live comfortably in family-friendly areas like Plano, Frisco, or McKinney.

Is Dallas, TX Too Expensive? Find Homes in Dallas, TX as Per Your Budget

What is a Cost of Living Calculator?

A cost of living calculator helps you compare the expenses required to live in a different location. The calculator factors in various living expenses like housing, food, utilities, transportation, fitness, and entertainment, and helps you estimate how much salary you need to live in that city. Since the cost of goods and services varies across different cities, a Dallas, Texas cost of living calculator can help you make an informed decision about moving to this vibrant Texan city.

About Cost of Living Data

The data used to determine Dallas' cost of living is sourced from the Council for Community and Economic Research (C2ER). Published since 1968, COLI data is recognized by the U.S. Census Bureau and the Bureau of Labor Statistics. This organization regularly updates its data to offer a detailed and well-researched view of living expenses in cities across the country. An independent Advisory Board reviews C2ER’s data collection methodologies and quarterly publications to ensure consistency and quality. For more information, visit www.coli.org. Data published as of Mar 20.

Frequently Asked Questions

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