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Cost of Living in
Vermont

Living cost is 13.4% higher than avg
Families spend upto $9,979/mo on avg
Homeowners spend $9,452/mo on avg
Renters spend $5,855/mo on avg

Cost of Living in
Vermont

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A Breakdown of the Cost of Living in Vermont

U.S. Avg.

Vermont

Difference Diff

Home Price

$534,127

$658,080

23%

Apartment Rent (per month)

$1,354

$2,268

68%

U.S. Avg.

Vermont

Difference Diff

Phone (per month)

$219.9

$186.91

15%

Total Energy (per month)

$194.67

$272.86

40%

U.S. Avg.

Vermont

Difference Diff

Grocery Staples

Corn Flakes (per box)

$5.88

$6.15

Frozen Corn (per bag)

$2.33

$2.44

Frozen Meal (per package)

$4.75

$4.05

15%

Cooking Oil (per bottle)

$6.00

$10.62

77%

Detergent (per bottle)

$18.81

$21.02

12%

Facial Tissues (per box)

$2.54

$2.46

Sweet Peas (per can)

$1.74

$1.98

14%

Sugar (per bag)

$4.46

$5.68

27%

Bread (per loaf)

$3.66

$3.84

Frying Chicken (per lb)

$1.64

$1.47

10%

Meat & Poultry

Chicken (per lb)

$1.67

$1.57

Steak (per lb)

$13.56

$17.01

25%

Sausage (per lb)

$4.89

$5.53

13%

Ground Beef (per lb)

$7.90

$7.5

Snacks & Beverages

Soft Drink (per bottle)

$3.08

$3.02

Potato Chips (per bag)

$5.08

$4.22

17%

Coffee (per lb)

$5.92

$6.39

Fresh Orange Juice (per half gallon)

$4.85

$4.92

Fruits & Vegetables

Peaches (per can)

$4.29

$2.82

34%

Lettuce (per head)

$1.85

$2.14

16%

Bananas (per lb)

$0.62

$0.85

37%

Potatoes (per bag)

$4.61

$5.22

13%

Dairy & Eggs

Parmesan Cheese (per lb)

$4.46

$6.08

36%

Margarine (per lb)

$1.26

$1.65

31%

Eggs (per dozen)

$4.50

$5.03

12%

Whole Milk (per gallon)

$4.02

$4.81

20%

Seafood

Chunk Light Tuna (per can)

$1.06

$1.62

53%

U.S. Avg.

Vermont

Difference Diff

Tire Balance (per tire)

$69.15

$64.33

Gasoline (per gallon)

$2.82

$3.2

13%

U.S. Avg.

Vermont

Difference Diff

Doctor Visit (per visit)

$113.53

$194.16

71%

Dentist Visit (per visit)

$144.14

$140.22

Ibuprofen (per bottle)

$11.48

$12.29

Prescription Drug (per month)

$21.09

$20.16

Optometrist Visit (per visit)

$93.18

$173.28

86%

U.S. Avg.

Vermont

Difference Diff

Women’s Slacks

$34.9

$44.71

28%

Boys’ Jeans

$29.45

$32.52

10%

Men’s Shirt

$39.14

$39.65

Wine (per bottle)

$7.14

$12.86

80%

Beer (per 6-pack)

$10.78

$10.2

Veterinary Services (per visit)

$65.41

$82.32

26%

Tennis Balls (per pack)

$3.49

$3.87

11%

Yoga (per class)

$11.89

$18.17

53%

Movie (per ticket)

$11.41

$13.35

17%

Newspaper (per copy)

$18.96

$8.25

56%

Washer Repair (per service)

$109.38

$94.75

13%

Women Slacks

$34.88

$37.9

Boy Jeans

$29.51

$35.19

19%

Man Dress Shirt

$39.05

$40.23

Dry Cleaning (per item)

$13.25

$31.05

134%

Shampoo (per bottle)

$1.56

$1.44

Toothpaste (per tube)

$3.59

$4.13

15%

Beauty Salon (per visit)

$46.61

$50.84

Haircut (per cut)

$26.79

$29.07

Fried Chicken (per serving)

$4.36

$5.86

34%

Pizza (per pizza)

$11.88

$12.46

Hamburger (per serving)

$5.25

$6.92

32%

The cost of living in Vermont is 13.4% higher than the national average. Vermont’s picturesque landscapes, charming small towns, and strong sense of community make it one of the most desirable places to live in the Northeast. However, the demand for both seasonal and year-round housing, as well as the limited inventory, contributes to slightly higher living costs across the state.

Housing in Vermont is 23% higher than the national median. The median home price in Vermont is $658,080.00, compared to the national median of $441,500. While this is higher than major urban centers, Vermont’s housing market remains competitive due to its scenic beauty and rural charm. Whether you're purchasing a quaint farmhouse or a cozy cottage, expect to put down around 23% of the home price upfront as a down payment. Monthly mortgage payments in Vermont tend to be slightly higher than the national average, mainly due to property taxes and insurance costs.
Renting in Vermont is 67.5% higher than the national average of $1,600. The average rent across all unit types in Vermont is about $2,268.00 per month. In Burlington, a one-bedroom apartment rents for about $1,850 per month, while a two-bedroom averages around $2,150. While renting in Vermont may still be more affordable than in major metropolitan hubs, you’ll encounter fewer rental options and more limited amenities in the state’s smaller towns and rural areas.
Utilities are 10% higher that the national average, but that’s before considering heating costs. Vermont’s cold winters lead to higher heating costs, particularly for oil or propane heating systems. Monthly heating bills during the winter can range between $150 and $250 per month. Water, sewer, and electricity typically average $160 to $220 per month, depending on usage and home size.
Food prices in Vermont are 5% higher than the US median. A family of four can expect to spend between $900 and $1,100 each month on groceries, depending on eating habits. For a single adult, the typical monthly food bill ranges from $300 to $500. While local markets and farm stands help keep some produce costs higher, overall food expenses in Vermont tend to be higher due to its rural location and limited supply options.
Transportation costs are 1.13% lower than the US average. Gas prices in Vermont average $3.20 per gallon, which is cheaper than other New England states like Massachusetts. However, public transportation options are limited in rural areas, and residents often rely on cars. Monthly car insurance premiums average $180, which is about 5% higher than the national average. Expect additional costs for maintaining your vehicle to keep up with Vermont’s rough, snowy roads in the winter.
Healthcare costs in Vermont are 19.62% higher than the national average. A routine doctor’s visit typically costs around $194.16, which is higher than other regions like New York or Massachusetts. However, specialty care or out-of-network providers can charge significantly higher. ER visits, for example, can cost up to $3,000 without insurance, though Vermont’s statewide healthcare program offers some relief for higher-income families.
Miscellaneous expenses in Vermont are 6.05% higher than the national average. This includes things like outdoor gear for hiking, skiing, and snowboarding (popular in Vermont's winters), as well as recreational activities like cross-country skiing or kayaking. A day trip to Stowe Mountain Resort for skiing can cost around $100 to $150 per person, while admission to local attractions like the Vermont Teddy Bear Factory can cost $20 to $30.

Moving to Vermont? Be ready for higher heating and living costs. But hey, the mountains and fresh air are free—just make sure your paycheck can handle the rest!

👉 Next Step: Compare single-family homes in Vermont. Cost of living data is sourced in part from the Council for Community and Economic Research (C2ER). Figures are provided for informational purposes only and may not reflect real-time changes.

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Is Living in Vermont Expensive?

Yes, Vermont can be expensive to live in, especially in its most sought-after areas. While the overall cost of living in Vermont is 13.4% higher than the national average, housing remains relatively affordable: 23% higher than the U.S. median. However, higher food and utility costs contribute to the increased living expenses for middle-class families.

With a budget of $658,080.00, you can find a three-bedroom home in Vermont’s larger towns like Burlington or Montpelier, though it may come with limited land. In contrast, the same budget in cities like Syracuse or Kansas City can buy a modern home with a spacious yard. Rising utility bills, grocery prices, and healthcare costs tend to drive up Vermont’s overall cost of living.

Housing in Vermont

If you're buying a home in Vermont, there are several costs to consider. Housing in the Green Mountain State is 23% higher than the national median, though it remains pricier than some rural areas. With mortgage rates ranging from 6.5% to 7%, and property taxes varying by town, your monthly payments will depend on the property you choose. Let’s break down the costs for a home in Vermont:

Buying a House in Vermont

For young adults or single people, apartments in Burlington or Montpelier are popular choices. These areas offer access to local cafes, shops, and outdoor activities, as well as proximity to public transportation. Property prices here average $345,000, for which your mortgage payments will range from $1,800 to $2,300 per month, excluding insurance and taxes. For those on a tighter budget, condos in Stowe or Middlebury provide more affordable entry points, typically starting at $250,000.
If you’re a married couple with young children (under 6), expect to pay between $400,000 and $600,000 for a three-bedroom home in Williston or South Burlington. Homes with large yards in rural areas offer peace and privacy, making these neighborhoods attractive to families seeking both space and access to local schools.
For married couples with older children (ages 6 to 17), you can find larger homes in suburban areas, like Shelburne or Randolph, for $500,000 to $800,000. These areas offer more space, access to public parks, and proximity to excellent schools. Multi-family homes in Vermont are especially sought after by families seeking both space and affordability.

Renting a House in Vermont

Houses for rent in Vermont cost 67.5% higher than the national average. This increase reflects the popularity of Vermont’s towns and the limited housing supply. Let’s break it down:

If you’re a young adult or single, rent for a one-bedroom apartment in Burlington or Montpelier ranges from $1,500 to $1,800 per month. Burlington is known for its vibrant arts scene, local breweries, and outdoor activities, while Montpelier offers a slower-paced lifestyle with easy access to hiking trails. For more affordable options, consider towns like Lunenburg or Middlebury, where rents usually fall between $1,300 and $1,600 per month. These communities have local shops and convenient public transportation.
If you’re a married couple with young children (under 6), you can expect to pay between $2,000 and $3,000 per month for a two- or three-bedroom house in Essex Junction or Williston. These areas offer family-friendly amenities like parks, schools, and recreational centers. South Burlington is home to Orchard Elementary, while Essex Junction is a laid-back suburb with easy access to nature trails.
For families with older children (ages 6 to 17), renting a three-bedroom home in Shelburne or a four-bedroom in Stowe typically costs between $2,500 and $3,800 per month. These houses are located near top-rated schools and ski resorts like Stowe, which places them on the higher end of the range. Shelburne is known for its peaceful environment and proximity to the lake.
If you’re downsizing, you could spend $1,500 to $2,000 per month renting a one- or two-bedroom apartment in Colchester or Williston. These neighborhoods offer practical condos with easy access to shopping centers and medical facilities. Seniors often prefer smaller homes in Vermont, as they offer a quiet, low-maintenance lifestyle.
International students should budget about $1,800 to $2,200 per month for a three-bedroom apartment in Burlington. Sharing apartments in student-friendly areas like Winooski, Richmond, or near the University of Vermont can reduce your rent costs by 20% to 30%.

Utilities in Vermont

Food and Groceries in Vermont

Transportation in Vermont

Healthcare in Vermont

Healthcare costs in Vermont are 19.62% higher the national average, making it one of the more affordable states for medical care. However, like anywhere else, costs for surgery or specialty care can still add up quickly. Here’s a breakdown of medical costs in Vermont:

Doctor Visit — $194.16+ per visit: A routine doctor visit in Vermont usually costs around $194.16, lower than the national average and cheaper than in neighboring states like New York or Massachusetts. This covers common services such as check-ups, cold and flu evaluations, and prescription renewals. Visits to specialists or out-of-network providers can cost more, especially for chronic conditions or advanced diagnostics.
Dentist Visit — $140.22+ per visit: This covers routine dental cleanings and exams. A basic cleaning costs around $100, while a cavity filling typically costs between $140 and $200. Compared to other areas like New York ($135 for a cleaning) or Boston ($125 for a cleaning), Vermont offers a relatively affordable rate for dental visits.
Optometrist Visit — $173.28+ per visit: Routine eye exams in Vermont cost about $173.28, which is below the national average of $140. This includes basic vision checks and prescription updates. Specialized services, such as contact lens fittings or treatment for eye conditions, can add an additional $50 to $100, if not more.
Prescription Drugs — $20.16+ per package: For chronic conditions like high blood pressure, a month’s supply of Lisinopril may cost around $10 to 15 without insurance. Treating type 2 diabetes with Metformin typically costs between $12 and $40 per month. For short-term needs, you could get a common antibiotic like Amoxicillin for $25.
Over-the-Counter Meds — $12.29+ per package: Everyday essentials like ibuprofen, allergy relief, and cold medications such as DayQuil or Mucinex typically cost $8 to $12 per package. These items are widely available at pharmacies and grocery stores across Vermont, so it’s easy to keep basic supplies on hand.

Vermont offers more affordable healthcare compared to high-cost states like California, New York, and Massachusetts. With a strong focus on preventive care and relatively low medical expenses, residents benefit from accessible, quality services without the financial strain seen elsewhere.

It’s a good idea to have health insurance, as the average cost of a doctor's visit in Vermont is around $194.16*. Monthly premiums for health insurance plans typically range from $450* to $850* in the Green Mountain State.

Disclaimer: These figures are averages and can vary based on individual circumstances and specific insurance providers. It’s recommended to compare plans and consult with insurance professionals to find the best coverage for your needs.

Miscellaneous Costs in Vermont

Miscellaneous expenses in Vermont are 6.05% higher than the national average. Whether it’s grabbing a coffee, going to the movies, or picking up basic toiletries, even simple pleasures tend to come with a modest premium in this scenic New England state.

Food and Drinks: Dining out in Vermont is generally affordable. A burger at a local diner costs about $7. Sit-down meals with an entrée, side, and drink range from $25 to $40 per person. Popular options like Vermont cheddar cheese sandwiches or veggie wraps are typically $8 to $12. A slice of pizza costs between $2.50 and $5. A cup of brewed coffee averages $3, while a craft beer from a local brewery is usually $5 to $8.
Personal Care and Grooming: Haircuts in Vermont typically cost around $29.07. A visit to a beauty salon, including shampoo, blow-dry, and basic styling, costs $50.84. Skincare treatments range from $50 to $100 per session, and manicures are usually $20 to $30. Spa services like massages generally start at $60.
Clothing and Laundry: Vermont’s four seasons mean you’ll need clothes for both cold winters and warm summers. A dress shirt typically costs around $30, and jeans about $25. Dry cleaning averages $31.05 per visit. However, doing laundry at home is cheaper, with laundromat loads usually priced between $2 and $3 each.
Fitness and Entertainment: Staying fit in Vermont can be affordable, though some activities like skiing or snowboarding tend to be pricier. Yoga classes usually costs $18.17, while movie tickets cost $13.35. The true appeal of Vermont is its free outdoor recreation, like hiking, cross-country skiing, and mountain biking. For a small fee, you can also go kayaking or canoeing for a fun day on the water.
Pet-Related Expenses: A routine vet visit in Vermont typically costs $82.32, while emergency care can easily exceed $500. However, the state is filled with pet-friendly spots, including popular parks like Colchester Pond and Centennial Woods, which offer open, leash-friendly areas for dogs. Vermont’s hiking trails and lakes also provide plenty of outdoor adventure for you and your pets.

What Salary Do You Need to Live in Vermont?

The average salary in Vermont is 13.4% higher. To live comfortably, you’ll need at least $50,000 to $90,000 per year, depending on your lifestyle and household size. While Vermont offers natural beauty and a slower pace of life, living costs (especially rent, food and utilities) can still add up.

Homeowners spend $113,424.00 per year: This includes mortgage payments, property taxes, heating costs, and basic maintenance, which is particularly critical during Vermont’s long winters.

Renters spend $70,260.00 per year: A one-bedroom apartment, groceries, utilities, and transportation remain manageable in cities like Barre or Brattleboro, though areas like Burlington can drive costs higher.

Families with kids spend $119,748.00 per year: Childcare, family-sized housing, healthcare, and education-related expenses require a solid income. Even with two earners, families must budget smartly to stay comfortable in Vermont.

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What is a Cost of Living Calculator?

A cost of living calculator helps you compare the expenses required to live in a different location. The calculator factors in various living expenses like housing, food, utilities, transportation, fitness, and entertainment, etc., and helps you estimate how much salary you need to live in that city. Since the cost of goods and services varies in different cities, a Vermont cost of living calculator can help you make the decision to move to this city or not.

About Cost of Living Data

The data used to determine Vermont's cost of living is sourced from the Council for Community and Economic Research (C2ER). Published since 1968, COLI data is recognized by the U.S. Census Bureau and the Bureau of Labor Statistics. This organization regularly updates its data to offer a detailed and well-researched view of living expenses in cities across the country. An independent Advisory Board reviews C2ER’s data collection methodologies and quarterly publications to ensure consistency and quality. For more information, visit www.coli.org. Data published as of Oct 2025.

Frequently Asked Questions

How much is gas in Vermont?

The cost of gas in Vermont averages $3.20 per gallon. Prices may fluctuate during peak seasons, especially in the winter months, when demand for heating oil rises. Rural areas may have higher prices, due to limited supply or transportation costs.

Is Vermont a good place to live?

Yes, Vermont is an ideal place to live for those who appreciate stunning natural landscapes and a peaceful lifestyle. The state has strong schools, quality healthcare, and welcoming communities. With abundant opportunities for hiking, skiing, and small-town charm, Vermont offers a high quality of life away from the hustle and bustle.

What is the cost of living in Vermont?

The average cost of living in Vermont is 13.4% higher than the national average. Larger cities like Burlington and Montpelier tend to have higher living costs, particularly when it comes to housing, while rural areas offer more affordable options for homebuyers.

What is the average rent in Vermont?

A one-bedroom apartment in Vermont typically rents for $1,200 to $1,600 per month. Premium neighborhoods like Burlington and Stowe can cost more, especially with amenities like lake views and proximity to ski resorts.

How much is rent for a two-bedroom apartment in Vermont?

A two-bedroom apartment in Vermont rents between $1,600 and $2,500 per month. Expect higher costs in Burlington, or ski resort areas like Stowe or Killington, especially in luxury buildings or homes close to outdoor recreation areas.

What is the average price of utilities in Vermont?

Utilities in Vermont range from $150 to $450 per month, depending on the size of the property and heating requirements. Winter heating bills can be significantly higher due to the cold climate, especially for homes that rely on oil or propane.

How much is childcare in Vermont?

If you're moving to Vermont, expect childcare costs to range from $800 to $1,200 per month for toddlers. However, prices vary by location, with daycare centers in Burlington or Montpelier being more expensive than in-home care in rural areas like St. Johnsbury or Newport.