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Cost of Living in
Wisconsin

Living cost is 0.2% lower than avg
Families spend upto $8,828/mo on avg
Homeowners spend $8,561/mo on avg
Renters spend $4,583/mo on avg

Cost of Living in
Wisconsin

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A Breakdown of the Cost of Living in Wisconsin

U.S. Avg.

Wisconsin

Difference Diff

Home Price

$532,491

$547,141.4

Apartment Rent (per month)

$1,367

$1,412.9

U.S. Avg.

Wisconsin

Difference Diff

Phone (per month)

$219.4

$198.25

10%

Total Energy (per month)

$200.23

$205.19

U.S. Avg.

Wisconsin

Difference Diff

Grocery Staples

Corn Flakes (per box)

$6.79

$6.07

11%

Frozen Corn (per bag)

$2.41

$2.29

Frozen Meal (per package)

$4.85

$3.83

21%

Cooking Oil (per bottle)

$6.16

$9.76

58%

Detergent (per bottle)

$19.51

$21.55

10%

Facial Tissues (per box)

$2.85

$2.36

17%

Sweet Peas (per can)

$1.83

$1.7

Sugar (per bag)

$4.66

$5.41

16%

Bread (per loaf)

$3.87

$4.15

Frying Chicken (per lb)

$1.64

$1.58

Meat & Poultry

Chicken (per lb)

$1.71

$1.65

Steak (per lb)

$14.54

$17.99

24%

Sausage (per lb)

$5.23

$5.2

Ground Beef (per lb)

$8.61

$8.08

Snacks & Beverages

Soft Drink (per bottle)

$3.45

$3.15

Potato Chips (per bag)

$5.54

$4.65

16%

Coffee (per lb)

$6.55

$6.75

Fresh Orange Juice (per half gallon)

$5.22

$5.17

Fruits & Vegetables

Peaches (per can)

$4.40

$2.88

35%

Lettuce (per head)

$1.98

$2.09

Bananas (per lb)

$0.64

$0.77

20%

Potatoes (per bag)

$5.58

$5.08

Dairy & Eggs

Parmesan Cheese (per lb)

$4.69

$4.99

Margarine (per lb)

$1.30

$1.49

14%

Eggs (per dozen)

$3.98

$4.14

Whole Milk (per gallon)

$4.08

$4.61

13%

Seafood

Chunk Light Tuna (per can)

$1.22

$1.32

U.S. Avg.

Wisconsin

Difference Diff

Tire Balance (per tire)

$70.23

$66.41

Gasoline (per gallon)

$2.9

$3.02

U.S. Avg.

Wisconsin

Difference Diff

Doctor Visit (per visit)

$116.03

$216.39

86%

Dentist Visit (per visit)

$145.11

$118.4

18%

Ibuprofen (per bottle)

$12.38

$12.35

Prescription Drug (per month)

$20.8

$18.29

12%

Optometrist Visit (per visit)

$95.27

$123.99

30%

U.S. Avg.

Wisconsin

Difference Diff

Women’s Slacks

$35.43

$38.72

Boys’ Jeans

$29.47

$27.79

Men’s Shirt

$39.36

$41.6

Wine (per bottle)

$7.51

$12.72

69%

Beer (per 6-pack)

$11.17

$9.34

16%

Veterinary Services (per visit)

$65.33

$76.04

16%

Tennis Balls (per pack)

$3.59

$4.82

34%

Yoga (per class)

$12

$17.34

44%

Movie (per ticket)

$11.67

$12.96

11%

Newspaper (per copy)

$19.31

$12.87

33%

Washer Repair (per service)

$109.47

$103.55

Women Slacks

$34.88

$38.69

11%

Boy Jeans

$29.51

$28.16

Man Dress Shirt

$39.05

$43.41

11%

Dry Cleaning (per item)

$13.45

$21.81

62%

Shampoo (per bottle)

$1.55

$1.53

Toothpaste (per tube)

$3.64

$4.23

16%

Beauty Salon (per visit)

$47.5

$46.36

Haircut (per cut)

$27.08

$27.63

Fried Chicken (per serving)

$4.37

$5.99

37%

Pizza (per pizza)

$11.99

$12.05

Hamburger (per serving)

$5.28

$6.13

16%

The living cost in Wisconsin is approximately 0.2% lower than the national average. This affordability doesn't come at the expense of lifestyle perks in America's Dairyland. Residents enjoy lakefronts, and the beauty of changing leaves throughout the seasons. From Madison's tech startups to Milwaukee's craft breweries, Wisconsin offers a mix of opportunity and charm. Whether you're eyeing a lakeside cabin or a walkable college town, knowing what it costs to live here can help you plan wisely.

Housing in Wisconsin is 3% higher than the US average. Wisconsin is the 16th most affordable state for buyers when considering homeprices compared to income. The average home price in Wisconsin is $547,141.40. With a 15-20% down payment, buyers need to set aside between $50,195 and $66,927 upfront. Monthly mortgage payments are roughly 4% lower than in neighboring states like Minnesota.
Rent in Wisconsin is 3.4% higher than the national average. Wisconsin offers rental value in most cities. A one-bedroom home in Wisconsin rents for about $1,465 per month, while a two-bedroom goes for $1,890. This makes Wisconsin's rent roughly 3.4% cheaper than the national averages. You'll find modern amenities like in-unit laundry and off-street parking in newer builds, though older units might lack air conditioning or dishwashers, especially in smaller towns.
Utilities in Wisconsin are 2% lower than the national average. Basic utilities (electricity, water, heating, and internet) average around $395 per month. Internet plans fall between $198.25 depending on speed. Heating costs spike during the long winter, but Wisconsin's energy-efficient housing helps offset bills. No need for hurricane or wildfire insurance here, though snow removal and winterization costs can sneak into your seasonal budget.
Food in Wisconsin is 5% higher than the national average. Grocery prices are nearly aligned with US norms. A gallon of milk costs $4.61,eggs average $4.14, and bread sits near $4.15. A single adult spends $300 to $550 monthly on groceries, while a family of four needs $1,000 to over $1,900. Regional produce and a strong farming culture help keep some food costs down, especially if you shop local at farmers' markets.
Transportation in Wisconsin is 2.05% higher than the national average. Gas in Wisconsin costs about $3.02 per gallon. Full coverage car insurance averages $139 to $188 monthly. Public transportation is limited mostly to larger cities like Madison and Milwaukee, so most residents rely on personal vehicles. Winter driving means investing in snow tires and possibly a 4WD vehicle; extra costs not found in sunnier states. Parking is reasonable in most areas.
Healthcare in Wisconsin is 9.57% higher than the national average. Healthcare is one of Wisconsin's costliest categories. A routine doctor's visit averages $216.39, and emergency room care ranges between $1,500 to $3,000 without insurance. Premiums and co-pays trend higher across the board. Milwaukee and Madison offer excellent hospital systems, but access in rural areas may be more limited and expensive when it comes to specialized care.
Miscellaneous costs in Wisconsin are 2.78% higher than the national average. Expect to pay $40-$70 per month for a gym membership and about $12.96 for a movie ticket. Dining out costs around $50 to $75 for two at amid-range restaurant. Childcare averages $490 to $1,000 monthly. Add in the cost of Packers tickets, state park fees, and weekend getaways to the Dells or Door County, and the extras can stack up.

Moving to Wisconsin? Get ready for colder winters and cheese-filled days. The price of living in Wisconsin is manageable, but your snow boots might need a bigger budget than your sunglasses! 👉 Next Step: Compare single‑family homes in Wisconsin.

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Is Living in Wisconsin Expensive?

No, Wisconsin is not expensive to live in. The average cost of living in Wisconsin is about 0.2% lower than the national average, making it a relatively affordable option for many households. Housing costs are a major factor, sitting roughly 3% higher than the US median, which helps keep monthly expenses manageable.

With a budget of $547,141.40, you can buy a comfortable single-family home with a yard in Wisconsin's suburbs or smaller cities. In contrast, that budget might only cover a small condo or townhouse in more expensive metro areas like Chicago or Minneapolis. Lower costs for food, utilities, and transportation further support affordability, making Wisconsin a solid choice for middle-class families seeking value without sacrificing quality of life.

Housing in Wisconsin

Housing in Wisconsin is 3% higher than the national average, with a median home price of $547,141.40. Monthly mortgage payments generally range from $1,600 to $2,200, depending on location, down payment, and interest rates. While cities like Madison and Milwaukee tend to be pricier, many suburbs and smaller towns offer more affordable options without sacrificing convenience.

Buying a House in Wisconsin

If you're a young adult or single individual, homes in Bay View in Milwaukee and Walker's Point provide trendy condos and townhomes near nightlife, cafes, and Lake Michigan. Prices range from $280,000 to $400,000, with monthly mortgage payments averaging $1,700 to $2,100. In Madison, areas such as Tenney-Lapham and East Isthmus attract buyers with proximity to tech jobs and the University of Wisconsin. Condos here typically fall between $250,000 and $450,000, and offer easy access to grocery stores, bike paths, and public transit.
If you're a married couple with young children (under 6), homes in Brookfield, Wauwatosa, and Fitchburg are popular for their family-friendly atmospheres and quality early education options. Homes usually cost between $450,000 and $650,000, with mortgages averaging $2,200 to $3,400 per month. Schools such as Brookfield Elementary and Stoner Prairie Elementary are highly regarded for strong academic programs and supportive communities. These neighborhoods also offer parks, daycare centers, and shopping nearby.
If you're a married couple with older children (ages 6 to 17), areas like Mequon, Verona, and Appleton are great options for family-friendly living. These neighborhoods feature four-bedroom homes in Wisconsin, priced between $550,000 and $850,000. Monthly mortgage payments generally range from $2,700 to $4,400, depending on the down payment and interest rate. With strong schools, safe streets, and plenty of activities, areas like Mequon-Thiensville and Verona are popular with families raising teens.

Renting a House in Wisconsin

Rent in Wisconsin runs 3.4% higher than the national average, offering renters more value for their money. Rental prices vary depending on the city and neighborhood but remain affordable compared to coastal markets.

If you're a young adult or single renter, homes in Third Ward in Milwaukee and East Side Madison are popular. Expect one-bedroom apartments to cost around $1,465, while two-bedrooms in Milwaukee's Third Ward are closer to $1,890 monthly. These areas offer vibrant nightlife, cafes, fitness centers, and walkability. Public transit options are available but limited, so many residents rely on bikes or cars.
For married couples with young children (under 6), homes in Sun Prairie and Greendale provide quiet, family-friendly environments. Two-bedroom homes in Sun Prairie typically rent for around $1,400 per month, while three-bedroom homes in Greendale average around $1,900 or more. These neighborhoods feature playgrounds, parks, and highly rated elementary schools such as Sun Prairie Elementary and Greendale Elementary. Shopping centers and pediatric clinics are also located nearby.
Families with older children (ages 6 to 17), often prefer renting large homes in Oconomowoc and Elm Grove. Three-bedroom homes in Elm Grove have an average rent of $2,058 per month, while three-bedroom homes in Oconomowoc average around $1,889 or more. These communities boast access to strong middle and high schools, such as Oconomowoc High School, and offer plenty of recreational options, including sports leagues and nature trails.
If you're a retiree or downsizer, consider renting condos in Shorewood or Whitefish Bay. Rentals here range from $1,200 to $1,600 monthly. These neighborhoods provide easy access to healthcare facilities, shopping districts, and calm, walkable streets perfect for an active, low-maintenance lifestyle.
International students typically find affordable options in Madison's student-centric neighborhoods near the University of Wisconsin. Renting a one-bedroom home can cost around $1,273 monthly. Shared apartments are common, lowering rent costs. Proximity to campus, libraries, and transit routes makes these areas ideal for student life.

Utilities in Wisconsin

Food and Groceries in Wisconsin

Transportation in Wisconsin

Healthcare in Wisconsin

Healthcare costs in Wisconsin are 9.57% higher than the national average, which can put extra pressure on your budget. While routine care is manageable, unexpected expenses-like emergency room visits or dental procedures-can escalate quickly. It's smart to plan ahead and understand the typical costs you might face.

Doctor Visit - $216.39+ per visit: Routine appointments with a general practitioner in Wisconsin typically cost between $150 to $300. These visits cover common reasons like annual check-ups, flu shots, or managing chronic conditions such as hypertension and diabetes. Specialist visits or follow-ups may push costs higher.
Dentist Visit - $118.40 per visit: Basic dental cleanings usually cost around $114 to $320 without X-rays, and between $100 to $400 with X-rays. Cavity fillings can cost between $100 and $400 or more for a single tooth. X-rays and fluoride treatments tend to fall in the $50 to $80 range.
Optometrist Visit - $123.99 per exam: Routine eye exams cost between $100 and $130, slightly below the national average. Additional services like contact lens fittings or treatment for eye conditions add $40 to $100 to your bill.
Prescription Drugs: For chronic medications, a month's supply of drugs like Lisinopril or Metformin typically costs between $13 and $22 without insurance. Common antibiotics such as Amoxicillin run around $3 to $30 per course.
Over-the-Counter Medications - $8 to $12 per package: Everyday meds like ibuprofen, allergy relief, and cold remedies cost roughly $8 to $12. Whether it's battling a springtime pollen overload or nursing a winter sniffle, having these basics handy can save you a trip to the doctor.

Wisconsin's colder climate may mean more seasonal colds and flu, but the overall healthcare expenses remain manageable compared to coastal metros like San Francisco or New York City. Access to strong healthcare networks in cities like Milwaukee and Madison also adds value.
Health insurance is essential here. Average monthly premiums range from $495* to $1,166*, helping you avoid sticker shock from unexpected medical bills.

*Disclaimer: These figures are averages and vary based on individual circumstances and insurance plans. Comparing options and consulting professionals is always wise for finding coverage that fits your needs.

Miscellaneous Costs in Wisconsin

Miscellaneous expenses in Wisconsin are 2.78% higher than the national average. Every day costs here are mixed. Some items are affordable, while winter gear and hearty meals can be more expensive.

Food and Drinks: Dining out in Wisconsin is a mixed bag of comfort and flavor. A classic burger will set you back around $6.13, while a sit-down meal with sides averages around $50 to $75 per person. Love your cheese? Wisconsin-style pizza slices typically cost $12.05, and sushi rolls at mid-range spots range from $12 to $18. Coffee lovers pay about $6.75 for a cup of brewed joe, and local craft beers at breweries or pubs run between $5 to $12 per pint.
Personal Care and Grooming: Keeping warm and well-groomed comes at a fair price. Haircuts average $27.63, with salon visits-including shampoo and styling-around $46.36. Skincare treatments typically range from $55 to $110 per session, manicures hover near $25, and massages start at $70. Wisconsin's climate means layering your self-care with good hydration, and maybe a little extra pampering during the dry winter months.
Clothing and Laundry: Wisconsin's four distinct seasons demand a versatile wardrobe. Expect to spend about $41.60 on a quality dress shirt and $27.79 on jeans. Dry cleaning services cost roughly $21.81 per visit, but many Wisconsinites opt for at-home laundry to keep costs down. Winter coats and boots are essential, so plan for a little extra there.
Fitness and Entertainment: Staying active is easy with Wisconsin's abundant parks and trails. Yoga classes typically cost $17.34 per session, while movie tickets average $12.96. Outdoor lovers can enjoy free or low-cost activities like hiking in Kettle Moraine State Forest or cycling along the Lake Michigan shoreline. Seasonal festivals and farmers markets add affordable entertainment year-round.
Pet-Related Expenses: Routine vet visits run around $76.04, but emergencies can push costs above $500. Wisconsin boasts numerous pet-friendly parks, like Milwaukee's Estabrook Park and Madison's Vilas Park, where your furry friends can roam leash-free and enjoy the outdoors regardless of the season.

What Salary Do You Need to Live in Wisconsin?

The average income in Wisconsin is 0.2% lower. To live comfortably in the state, your yearly expenses will depend heavily on whether you own a home, rent, or have children to support.

Homeowners spend $102,728.00 per year: This includes mortgage payments, property taxes, utilities, food, transportation, and healthcare. Seasonal expenses like heating costs and snow removal also factor in.

Renters spend $55,001.00 per year: month rent, groceries, utilities, and car-related costs make up the bulk of this total. Those living in urban areas like Madison or Milwaukee may also spend more on parking, transit, or higher rents.

Families with kids spend $105,930.00 per year: Childcare, education expenses, healthcare, a larger home, and increased grocery needs drive up the annual cost. Households with two working parents still need careful budgeting to stay on track.

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What is a Cost of Living Calculator?

A cost of living calculator helps you compare the expenses required to live in a different location. The calculator factors in various living expenses like housing, food, utilities, transportation, fitness, and entertainment, etc., and helps you estimate how much salary you need to live in that city. Since the cost of goods and services varies in different cities, a Wisconsin cost of living calculator can help you make the decision to move to this city or not.

About Cost of Living Data

The data used to determine Wisconsin's cost of living is sourced from the Council for Community and Economic Research (C2ER). Published since 1968, COLI data is recognized by the U.S. Census Bureau and the Bureau of Labor Statistics. This organization regularly updates its data to offer a detailed and well-researched view of living expenses in cities across the country. An independent Advisory Board reviews C2ER’s data collection methodologies and quarterly publications to ensure consistency and quality. For more information, visit www.coli.org. Data published as of Oct 2025.

Frequently Asked Questions

How much is gas in Wisconsin?

The cost of gas in Wisconsin averages around $3.02 per gallon, slightly below the national average. Prices may spike during harsh winters or busy travel weekends. Long commutes in rural areas or frequent trips during snowy months can increase your fill-up frequency.

Is Wisconsin a good place to live?

Yes, Wisconsin is a great place to live if you appreciate four seasons, affordable housing, and a strong sense of community. The state offers top-ranked healthcare through systems like UW Health, and family-friendly suburbs around cities like Madison and Milwaukee. Outdoor lovers will also enjoy easy access to lakes, parks, and hiking trails.

What is the cost of living in Wisconsin?

The overall cost of living in Wisconsin is 0.2% lower than the national average. While healthcare costs are higher than average, housing, utilities, and rent remain affordable. Cities like Green Bay and Eau Claire are more budget-friendly, while Madison and the Milwaukee suburbs tend to cost more.

What is the average rent in Wisconsin?

A one-bedroom home in Wisconsin rents for $1,412.90 per month, depending on the city. Urban areas like Madison or downtown Milwaukee may cost more, while smaller towns offer more affordable options with similar amenities and lower commute times.

How much is a two-bedroom apartment in Wisconsin?

A two-bedroom homes in Wisconsin generally rent for $1,600 to $1,900 per month. Rent increases with proximity to universities, downtown business districts, or high-rated school zones.

What is the average price of utilities in Wisconsin?

Monthly utility costs in Wisconsin average between $200 and $480, depending on home size and season. Winters mean higher heating bills, while summers may bring modest AC usage. This estimate includes electricity, water, sewer, internet, and trash.

How much is childcare in Wisconsin?

If you're moving to Wisconsin, childcare costs typically start from $490 per month for toddlers. Expect to pay more in cities like Madison or Wauwatosa, especially for licensed daycare centers with structured programs. In-home care options or rural providers usually come at a lower cost, though availability may be limited.

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Cost of Living in
Wisconsin

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A Breakdown of the Cost of Living in Wisconsin

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dream home in Wisconsin

Is Living in Wisconsin Expensive?

Housing in Wisconsin

Buying a House in Wisconsin

Renting a House in Wisconsin

Utilities in Wisconsin

Food and Groceries in Wisconsin

Transportation in Wisconsin

Healthcare in Wisconsin

Miscellaneous Costs in Wisconsin

What Salary Do You Need to Live in Wisconsin?

Is Wisconsin Too Expensive? Find Homes in Wisconsin as Per Your Budget

Discover your place in Wisconsin

What is a Cost of Living Calculator?

About Cost of Living Data

Frequently Asked Questions

How much is gas in Wisconsin?

Is Wisconsin a good place to live?

What is the cost of living in Wisconsin?

What is the average rent in Wisconsin?

How much is a two-bedroom apartment in Wisconsin?

What is the average price of utilities in Wisconsin?

How much is childcare in Wisconsin?

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Cost of Living in Wisconsin

Enter the city you're moving from

A Breakdown of the Cost of Living in Wisconsin

Find your dream home in Wisconsin

Is Living in Wisconsin Expensive?

Housing in Wisconsin

Buying a House in Wisconsin

Renting a House in Wisconsin

Utilities in Wisconsin

Food and Groceries in Wisconsin

Transportation in Wisconsin

Healthcare in Wisconsin

Miscellaneous Costs in Wisconsin

What Salary Do You Need to Live in Wisconsin?

Is Wisconsin Too Expensive? Find Homes in Wisconsin as Per Your Budget

Discover your place in Wisconsin

What is a Cost of Living Calculator?

About Cost of Living Data

Frequently Asked Questions

How much is gas in Wisconsin?

Is Wisconsin a good place to live?

What is the cost of living in Wisconsin?

What is the average rent in Wisconsin?

How much is a two-bedroom apartment in Wisconsin?

What is the average price of utilities in Wisconsin?

How much is childcare in Wisconsin?

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