Price Drop: $15K
6500 Brg Water Way #702, Panama City Beach, FL 32407
Gillman Group Realty
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Price Drop: $15K 
3303 Terra Cotta Dr, Panama City, FL 32408
3D Tour
8485 Dreams Float Ct, Panama City Beach, FL 32413
New Construction
6490 Haskins Dr, Panama City, FL 32404
Hot
Hot
5541 Highway 2297, Panama City, FL 32404 
7504 Loons Call Ln, Panama City Beach, FL 32413
300 Hibiscus Ave, Panama City Beach, FL 324133D Tour
3791 Basal St, Panama City, FL 32404 New Construction
2301 Larkspur St #LOT 576 - THATCH PLAN, Panama City, FL 32405 New Construction
3762 Saltaire Ct, Panama City, FL 32405 
7105 Brandywine Dr, Panama City Beach, FL 32407
3D Tour
Price Drop: $10KNew Construction
1419 Destini Ln, Panama City, FL 32409 Hot
351 Robinson Blf Rd, Panama City Beach, FL 32407 
13825 Ashton Way, Panama City, FL 32409Price Drop: $10KNew Construction
1414 Destini Ln, Panama City, FL 32409 
606 Mallory Dr, Panama City, FL 32405
3D Tour
171 Grande Is Blvd, Panama City Beach, FL 32407 New Construction
5214 Hastings Dr, Panama City, FL 32404 New Construction
558 Hancock Wy, Panama City Beach, FL 32413 
102 Bid A Wee Ct, Panama City Beach, FL 32413New Construction
7183 Hatteras Blvd, Panama City, FL 32404 3D Tour
117 Merrion Rd, Panama City, FL 32409
138 Grande Is Blvd, Panama City Beach, FL 32407
113 Cape Cir, Panama City Beach, FL 32413
226 13th Street, Panama City Beach, FL 32413New Construction
927 Grace Ave, Panama City, FL 32401 
941 Agnes Scott Cir, Panama City, FL 32405
New Construction
925 Grace Ave, Panama City, FL 32401 3D Tour
8720 Sand Dollar Dr, Panama City Beach, FL 32413 
733 Shark Dr, Panama City Beach, FL 32408
689 Seashell Dr, Panama City, FL 32408
109 Merrion Rd, Panama City, FL 32409
3065 Rachel Pl, Panama City, FL 32409
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Homes for Sale Under 400K in Panama City, FL
2,035 Homes for Sale
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Price Drop: $15KBuilding 1 Unit Available
Unit #702
$395,000
Views: 6
Bedrooms: --Bds
Bathrooms: --Ba
Area: 0.4acre lot
Land for sale
Counts Real Estate Group
3D Tour$394,900
Views: 4
Bedrooms: 2Bds
Bathrooms: 2Ba
Area: 1,315sqft
Townhouse for sale
Bob Hodges And Sons Realty
New Construction$394,900
Views: 5
Bedrooms: 4Bds
Bathrooms: 3Ba
Area: 1,968sqft
Single family home for sale
Dr Horton Realty Of Emerald Coast, Llc
Hot15928 Front Beach Rd #3-803, Panama City Beach, FL 32413
Beachy Beach Real Estate
Building 24 Units Available
Unit #3-803
Hot$394,900
Views: 12
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,512sqft
Single family home for sale
Keller Williams Realty Emerald Coast
$394,000
Views: 16
Bedrooms: --Bds
Bathrooms: --Ba
Area: 0.74acre lot
Land for sale
The Premier Property Group
$394,000
Views: 13
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,168sqft
Single family home for sale
Homes To Harbors
3D Tour$393,900
Views: 6
Bedrooms: 4Bds
Bathrooms: 3Ba
Area: 1,934sqft
Single family home for sale
Keller Williams Success Realty
New Construction$392,611
Views: 13
Bedrooms: 2Bds
Bathrooms: 2Ba
Area: 1,167sqft
Single family home for sale
Sweetbay Realty
New Construction$391,832
Views: 17
Bedrooms: 3Bds
Bathrooms: 3Ba
Area: 1,582sqft
Sale Pending
Dsld Homes Florida Llc
9900 S Thomas Dr #1921, Panama City, FL 32408
Rc Real Estate Group
Building 60 Units Available
Unit #1921
$390,000
Views: 1
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,304sqft
Single family home for sale
Coldwell Banker Realty
4715 Thomas 309 B Dr #309B, Panama City, FL 32408
Sunshine Realty
Building 1 Unit Available
Unit #309B
3D Tour9860 S Thomas Dr #1612, Panama City, FL 32408
Coldwell Banker Realty
Building 51 Units Available
Unit #1612
Price Drop: $10KNew Construction$389,900
Views: 14
Bedrooms: 5Bds
Bathrooms: 3Ba
Area: 2,516sqft
Sale Pending
Dr Horton Realty Of Emerald Coast, Llc
Hot$389,900
Views: 19
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,466sqft
Single family home for sale
Dr Horton Realty Of Emerald Coast, Llc
$389,900
Views: 20
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,590sqft
Manufactured home for sale
Empire Real Estate Of Florida Llc
Price Drop: $10KNew Construction$389,900
Views: 17
Bedrooms: 5Bds
Bathrooms: 3Ba
Area: 2,516sqft
Sale Pending
Dr Horton Realty Of Emerald Coast, Llc
$389,900
Views: 3
Bedrooms: 4Bds
Bathrooms: 2Ba
Area: 1,948sqft
Sale Pending
Century 21 Commander Realty
15928 Front Beach Rd #3-409, Panama City Beach, FL 32413
Lowest Fee Realty Llc
3D Tour$389,900
Views: 7
Bedrooms: 2Bds
Bathrooms: 3Ba
Area: 1,636sqft
Townhouse for sale
Emerald Coast Realty Inc
New Construction$389,900
Views: 11
Bedrooms: 5Bds
Bathrooms: 3Ba
Area: 2,145sqft
Sale Pending
Dr Horton Realty Of Emerald Coast, Llc
New Construction$389,849
Views: 3
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,689sqft
Sale Pending
Dr Horton Realty Of Emerald Coast, Llc
9860 S Thomas Dr #1925, Panama City, FL 32408
Coastal Living Realty & Associates
$389,000
Views: 6
Bedrooms: 2Bds
Bathrooms: 2Ba
Area: 1,372sqft
Single family home for sale
Berkshire Hathaway Homeservices Beach Properties Of Florida
New Construction$389,000
Views: 3
Bedrooms: 5Bds
Bathrooms: 3Ba
Area: 2,788sqft
Single family home for sale
Realty One Group Emerald Coast
3D Tour11757 Front Beach Rd #W102, Panama City Beach, FL 32407
Coldwell Banker Realty
Building 6 Units Available
Unit #W102
$389,000
Views: 7
Bedrooms: 5Bds
Bathrooms: 3Ba
Area: 2,784sqft
Single family home for sale
Think Real Estate
$389,000
Views: 2
Bedrooms: 2Bds
Bathrooms: 2Ba
Area: 1,496sqft
Townhouse for sale
Beycome Of Florida Llc
$389,000
Views: 8
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,530sqft
Sale Pending
Coldwell Banker Realty
$389,000
Views: 5
Bedrooms: --Bds
Bathrooms: --Ba
Area: 0.25acre lot
Land for sale
Counts Real Estate Group Inc
New Construction$389,000
Views: 17
Bedrooms: 3Bds
Bathrooms: 3Ba
Area: 1,700sqft
Single family home for sale
Exp Realty Llc
$389,000
Views: 5
Bedrooms: 3Bds
Bathrooms: 3Ba
Area: 2,023sqft
Single family home for sale
Berkshire Hathaway Homeservices Beach Properties Of Florida
15100 Front Beach Rd #408, Panama City Beach, FL 32413
Lpt Realty Llc
Building 32 Units Available
Unit #408
New Construction$389,000
Views: 15
Bedrooms: 3Bds
Bathrooms: 3Ba
Area: 1,700sqft
Single family home for sale
Exp Realty Llc
3D Tour$389,000
Views: 7
Bedrooms: 2Bds
Bathrooms: 2Ba
Area: 1,315sqft
Townhouse for sale
Coldwell Banker Realty
$389,000
Views: 12
Bedrooms: 2Bds
Bathrooms: 2Ba
Area: 864sqft
Single family home for sale
Coastal Sun Realty Llc
$388,900
Views: 8
Bedrooms: 2Bds
Bathrooms: 2Ba
Area: 1,056sqft
Sale Pending
Sims Resort Realty, Inc
$388,900
Views: 11
Bedrooms: 5Bds
Bathrooms: 3Ba
Area: 2,640sqft
Single family home for sale
Realty One Group Emerald Coast
23223 Front Beach Rd #138, Panama City Beach, FL 32413
Gulf Realty 30A Llc
Building 21 Units Available
Unit #138
$388,000
Views: 2
Bedrooms: 4Bds
Bathrooms: 3Ba
Area: 2,301sqft
Single family home for sale
Compass Florida, Llc
Showing 85 - 126 of 2,035 homes for sale in Panama City, FL
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Panama City, FL Housing Market Overview
Panama City is a balanced market, giving buyers and sellers room to negotiate. With 4.6 months of supply and homes averaging 85 days on the market, you can make decisions without the pressure of a highly competitive market.
Status
Balanced Market
Days on Market
85
Inventory
296
Sep 2021Mar 2024Mar 2026
Median Home Price
$292,900Down 0.12%
In Mar 2026 · YoY
Sep 2021Mar 2024Mar 2026
Mortgage Rates 30-Yr Fixed
6.23%Down 0.58%
Current rate · YoY
Loan Type
30-Year Fixed
Housing Supply
- Homes For Sale
- 296 Up 0.10%
- Newly Listed Homes
- 127 Up 0.63%
- Months of Supply
- 4.6 Up 0.20%
Housing Demand
- Homes Sold
- 65 Down 0.00%
- Sale-to-List Ratio
- 96.8% Down 0.50%
- Homes Sold Above List
- 10.8% Up 4.32%
30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.
View Full Panama City Market Report
Based on information from Central Panhandle Association of REALTORS® MLS through Oct 30, 2026, 4:30 AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
Click to see all homes
2,035
Homes Available
$ 292,900
Median List Price
85 Days
Avg on Market