5115 Gulf Dr #507, Panama City, FL 32408
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Homes for Sale Under 400K in Panama City, FL
2,035 Homes for Sale
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Building 7 Units Available
Unit #507
14701 Front Beach Rd #1627, Panama City Beach, FL 32413
Keller Williams Success Realty
Building 17 Units Available
Unit #1627
Hot$386,196
Views: 17
Bedrooms: 4Bds
Bathrooms: 3Ba
Area: 1,866sqft
Single family home for sale
Vcfl Realty Llc
$386,000
Views: 8
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,685sqft
Single family home for sale
Lpt Realty Llc
5115 Gulf Dr #1403, Panama City, FL 32408
Keller Williams Realty Emerald
Hot6505 Thomas Dr #707, Panama City, FL 32408
Counts Real Estate Group Inc
Building 16 Units Available
Unit #707
3D Tour9900 S Thomas Dr #1104, Panama City Beach, FL 32408
Coldwell Banker Realty
Building 60 Units Available
Unit #1104
3D Tour$385,000
Views: 3
Bedrooms: 4Bds
Bathrooms: 2Ba
Area: 2,047sqft
Sale Pending
Beachy Beach Real Estate
$385,000
Views: 7
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,286sqft
Sale Pending
Think Real Estate
$385,000
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,374sqft
Single family home for sale
Real Broker Llc
$385,000
Views: 8
Bedrooms: 4Bds
Bathrooms: 3Ba
Area: 2,414sqft
Single family home for sale
Keller Williams Success Realty
Hot11800 Front Beach Rd #2-305, Panama City Beach, FL 32407
Anchor Realty Florida
Building 5 Units Available
Unit #2-305
$385,000
Views: 13
Bedrooms: 5Bds
Bathrooms: 3Ba
Area: 2,552sqft
Single family home for sale
Keller Williams Success Realty
3D Tour$385,000
Views: 9
Bedrooms: 4Bds
Bathrooms: 3Ba
Area: 2,748sqft
Single family home for sale
Coldwell Banker Realty
$385,000
Views: 10
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 2,497sqft
Sale Pending
Maphis Realty Group
$385,000
Views: 13
Bedrooms: 5Bds
Bathrooms: 3Ba
Area: 2,556sqft
Single family home for sale
Scenic Sotheby'S International Realty
Price Drop: $15KNew Construction$384,900
Views: 11
Bedrooms: 3Bds
Bathrooms: 3Ba
Area: 1,696sqft
Sale Pending
Century 21 Commander Realty
Price Drop: $10.1K$384,900
Views: 9
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,232sqft
Single family home for sale
850 Getaway Inc
3D TourNew Construction$384,900
Views: 12
Bedrooms: 2Bds
Bathrooms: 2Ba
Area: 1,315sqft
Sale Pending
Watersound Real Estate
$384,900
Views: 5
Bedrooms: 2Bds
Bathrooms: 2Ba
Area: 1,315sqft
Townhouse for sale
Re/Max Gold
$384,900
Views: 8
Bedrooms: 4Bds
Bathrooms: 3Ba
Area: 2,231sqft
Sale Pending
Century 21 Commander Realty
6505 Thomas Dr #403, Panama City, FL 32408
Counts Real Estate Group Inc
New Construction436 Harrison Ave #7, Panama City, FL 32401
Counts Real Estate Group Inc
Building 6 Units Available
Unit #7
$383,000
Views: 4
Bedrooms: 4Bds
Bathrooms: 2Ba
Area: 1,854sqft
Single family home for sale
Savvy Avenue Llc
HotNew Construction$382,892
Views: 17
Bedrooms: 3Bds
Bathrooms: 3Ba
Area: 1,582sqft
Single family home for sale
Dsld Homes Florida Llc
New Construction$380,188
Bedrooms: 2Bds
Bathrooms: 2Ba
Area: 1,375sqft
Sale Pending
Sweetbay Realty
$380,000
Views: 13
Bedrooms: 2Bds
Bathrooms: 2Ba
Area: 792sqft
Single family home for sale
Sims Resort Realty, Inc
$380,000
Views: 14
Bedrooms: 4Bds
Bathrooms: 3Ba
Area: 2,306sqft
Single family home for sale
Legacy Premier Agency
$379,995
Bedrooms: 4Bds
Bathrooms: 2Ba
Area: 2,043sqft
Single family home for sale
Lpt Realty Llc
$379,900
Views: 9
Bedrooms: 4Bds
Bathrooms: 2Ba
Area: 2,889sqft
Single family home for sale
Flatfee.Com
$379,900
Views: 5
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 2,053sqft
Sale Pending
Century 21 Commander Realty
New Construction$379,900
Views: 1
Bedrooms: 4Bds
Bathrooms: 3Ba
Area: 1,968sqft
Sale Pending
Dr Horton Realty Of Emerald Coast, Llc
$379,900
Views: 4
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 2,168sqft
Single family home for sale
Century 21 Commander Realty
9860 S Thomas Dr #301, Panama City, FL 32408
Real Broker Llc
Building 51 Units Available
Unit #301
$379,000
Views: 9
Bedrooms: 4Bds
Bathrooms: 3Ba
Area: 1,758sqft
Single family home for sale
Anchor Realty Florida
3D Tour$379,000
Views: 5
Bedrooms: 4Bds
Bathrooms: 3Ba
Area: 1,993sqft
Single family home for sale
Fulford Real Estate Inc.
14701 Front Beach Rd #2034, Panama City Beach, FL 32413
Think Real Estate
$379,000
Views: 9
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,296sqft
Single family home for sale
Dalton Wade Inc
New Construction436 Harrison Ave #13, Panama City, FL 32401
Counts Real Estate Group Inc
$379,000
Views: 5
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,730sqft
Sale Pending
Beachy Beach Real Estate
$379,000
Views: 7
Bedrooms: 4Bds
Bathrooms: 3Ba
Area: 2,359sqft
Sale Pending
Keller Williams Success Realty
Hot$379,000
Views: 36
Bedrooms: 6Bds
Bathrooms: 4Ba
Area: 2,634sqft
Multi family home for sale
Century 21 Commander Realty
Showing 127 - 168 of 2,035 homes for sale in Panama City, FL
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Panama City, FL Housing Market Overview
Panama City is a balanced market, giving buyers and sellers room to negotiate. With 4.6 months of supply and homes averaging 85 days on the market, you can make decisions without the pressure of a highly competitive market.
Status
Balanced Market
Days on Market
85
Inventory
296
Sep 2021Mar 2024Mar 2026
Median Home Price
$292,900Down 0.12%
In Mar 2026 · YoY
Sep 2021Mar 2024Mar 2026
Mortgage Rates 30-Yr Fixed
6.23%Down 0.58%
Current rate · YoY
Loan Type
30-Year Fixed
Housing Supply
- Homes For Sale
- 296 Up 0.10%
- Newly Listed Homes
- 127 Up 0.63%
- Months of Supply
- 4.6 Up 0.20%
Housing Demand
- Homes Sold
- 65 Down 0.00%
- Sale-to-List Ratio
- 96.8% Down 0.50%
- Homes Sold Above List
- 10.8% Up 4.32%
30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.
View Full Panama City Market Report
Based on information from Central Panhandle Association of REALTORS® MLS through Oct 30, 2026, 4:30 AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
Click to see all homes
2,035
Homes Available
$ 292,900
Median List Price
85 Days
Avg on Market