$399,000
Views: 10
Bedrooms: 4Bds
Bathrooms: 2Ba
Area: 2,043sqft
Single family home for sale
Own It Real Estate Llc
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137 H L Sudduth Dr, Panama City, FL 32404 
3D Tour
9284 Cool Breeze Dr, Panama City Beach, FL 32413
6836 Forsythe Dr, Panama City, FL 32404
101 Villa Ct, Panama City Beach, FL 32413
312 N Cove Blvd, Panama City, FL 32401
Hot
16220 Sky Ave, Panama City Beach, FL 32413Hot
503 Anemone St, Panama City Beach, FL 32413 
204 Gulf Ln, Panama City Beach, FL 324133D Tour
204 San Vincente St, Panama City Beach, FL 32413 
Price Drop: $26K
8723 Conch Shell Ct, Panama City Beach, FL 32413
N Kelley St, Panama City Beach, FL 32413
8654 Coral Reef Way, Panama City Beach, FL 32413
New Construction
3D Tour
4591 Roundwood Way, Panama City, FL 32404New Construction
3769 Shoreline Cir, Panama City, FL 32405 3D Tour
HotNew Construction
New Construction
00 Hinson Ave, Panama City Beach, FL 32407Hot
3931 Deerpoint Lake Dr, Panama City, FL 32409 
5423 Frank Hough Rd, Panama City, FL 32404
1548 Salamander Trl, Panama City Beach, FL 32413
323 Prudence Ln, Panama City, FL 32408
1501 1st Street, Panama City, FL 32409New Construction
3903 Indian Springs Rd, Panama City, FL 32404 
6305 Turkey Cvs Ln, Panama City Beach, FL 32413Hot
520 N Richard Jackson Blvd520 N Richard Jackson Blvd #205, Panama City Beach, FL 32407
520 N Richard Jackson Blvd, Panama City Beach, FL 32407
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Homes for Sale Under 400K in Panama City, FL
2,030 Homes for Sale
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6505 Thomas Dr #804, Panama City, FL 32408
Counts Real Estate Group Inc
Building 16 Units Available
Unit #804
11347 Front Beach Rd #306, Panama City Beach, FL 32407
Foundation Real Estate Agency Llc
Building 13 Units Available
Unit #306
3D Tour$399,000
Views: 8
Bedrooms: 2Bds
Bathrooms: 2Ba
Area: 1,315sqft
Sale Pending
Coldwell Banker Realty
$399,000
Views: 10
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 2,400sqft
Single family home for sale
Savvy Avenue Llc
$399,000
Views: 7
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,484sqft
Single family home for sale
The Premier Property Group Wat
$399,000
Views: 12
Bedrooms: 4Bds
Bathrooms: 2Ba
Area: 1,834sqft
Single family home for sale
The Travare Brokerage Firm
4620 Bay Point Rd #1037, Panama City, FL 32408
Keller Williams Realty Southeast Alabama
Building 4 Units Available
Unit #1037
Hot17729 Front Beach Rd #403E, Panama City Beach, FL 32413
Superior Of Florida, Llc.
Building 6 Units Available
Unit #403E
$399,000
Views: 23
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,616sqft
Single family home for sale
La Florida Coastal Properties
Hot$399,000
Views: 11
Bedrooms: 2Bds
Bathrooms: 1Ba
Area: 840sqft
Sale Pending
Keller Williams Success Realty
$399,000
Views: 4
Bedrooms: --Bds
Bathrooms: --Ba
Area: 0.15acre lot
Land for sale
Think Real Estate
3D Tour$399,000
Views: 9
Bedrooms: 2Bds
Bathrooms: 2Ba
Area: 1,080sqft
Single family home for sale
Keller Williams Realty Fwb
Price Drop: $26K4620 Bay Point Rd #30, Panama City Beach, FL 32408
Counts Real Estate Group Inc
$399,000
Views: 14
Bedrooms: 2Bds
Bathrooms: 2Ba
Area: 1,210sqft
Multi family home for sale
Legacy Premier Agency
100 Cherry St #604, Panama City, FL 32401
Corcoran Reverie
Building 3 Units Available
Unit #604
11757 Front Beach Rd #L404, Panama City Beach, FL 32407
Keller Williams Success Realty
Building 6 Units Available
Unit #L404
10519 Front Beach Rd #2003C, Panama City Beach, FL 32407
Miller & Associates Realty
Building 4 Units Available
Unit #2003C
$399,000
Views: 14
Bedrooms: --Bds
Bathrooms: --Ba
Area: 2.99acres lot
Land for sale
Blackwater River Realty
$399,000
Views: 10
Bedrooms: 2Bds
Bathrooms: 2Ba
Area: 1,308sqft
Sale Pending
Coldwell Banker Realty
New Construction107 Palm Reef Wy #14-603, Panama City Beach, FL 32407
Hms Real Estate
Building 1 Unit Available
Unit #14-603
4726 Bay Point Rd #4204, Panama City Beach, FL 32408
Emerald Coast Realty Group
Building 7 Units Available
Unit #4204
3D Tour$397,850
Views: 8
Bedrooms: 4Bds
Bathrooms: 3Ba
Area: 2,212sqft
Single family home for sale
Vcfl Realty Llc
New Construction$397,540
Views: 11
Bedrooms: 3Bds
Bathrooms: 3Ba
Area: 1,855sqft
Single family home for sale
Dsld Homes Florida Llc
3D Tour520 Richard Jackson Rd #2713, Panama City Beach, FL 32407
Counts Real Estate Group Inc
Building 1 Unit Available
Unit #2713
HotNew Construction109 Palm Reef Wy #14-602, Panama City Beach, FL 32407
Hms Real Estate
Building 1 Unit Available
Unit #14-602
New Construction103 Palm Reef Wy #14-605, Panama City Beach, FL 32407
Hms Real Estate
Building 1 Unit Available
Unit #14-605
6905 Thomas Dr #802, Panama City, FL 32408
Anchor Realty Florida
Building 1 Unit Available
Unit #802
$395,000
Views: 10
Bedrooms: --Bds
Bathrooms: --Ba
Area: 0.85acre lot
Land for sale
Coldwell Banker Realty
Hot$395,000
Views: 21
Bedrooms: 2Bds
Bathrooms: 2Ba
Area: 1,306sqft
Single family home for sale
Think Real Estate
$395,000
Views: 8
Bedrooms: 4Bds
Bathrooms: 3Ba
Area: 2,278sqft
Single family home for sale
Real Broker Llc
$395,000
Views: 7
Bedrooms: --Bds
Bathrooms: --Ba
Area: 0.16acre lot
Land for sale
Coldwell Banker Realty
9450 S Thomas Dr #1505D, Panama City, FL 32408
Miller & Associates Realty
Building 22 Units Available
Unit #1505D
11347 Front Beach Rd #1109, Panama City Beach, FL 32407
Own It Real Estate Llc
10901 Front Beach Rd #715, Panama City Beach, FL 32407
Keller Williams Success Realty
Building 13 Units Available
Unit #715
$395,000
Views: 12
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,332sqft
Single family home for sale
Exp Realty Llc
11800 Front Beach Rd #2-505, Panama City Beach, FL 32407
Better Homes And Gardens Coast Properties
Building 5 Units Available
Unit #2-505
$395,000
Views: 9
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,958sqft
Single family home for sale
Virga Realty Inc
New Construction$395,000
Views: 19
Bedrooms: 3Bds
Bathrooms: 3Ba
Area: 2,119sqft
Single family home for sale
Horsley Real Estate Group
$395,000
Views: 2
Bedrooms: --Bds
Bathrooms: --Ba
Area: 0.45acre lot
Land for sale
Think Real Estate
Hot17757 Front Beach Rd #1406D, Panama City Beach, FL 32413
Coldwell Banker Realty
Building 14 Units Available
Unit #1406D
$395,000
Views: 8
Bedrooms: 2Bds
Bathrooms: 3Ba
Area: 1,863sqft
Condo for sale
Keller Williams Success Realty
Building 26 Units Available
Unit #205
520 N Richard Jackson Blvd
$159,000 - $499,000
Showing 43 - 84 of 2,030 homes for sale in Panama City, FL
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Panama City, FL Housing Market Overview
Panama City is a balanced market, giving buyers and sellers room to negotiate. With 4.6 months of supply and homes averaging 85 days on the market, you can make decisions without the pressure of a highly competitive market.
Status
Balanced Market
Days on Market
85
Inventory
296
Sep 2021Mar 2024Mar 2026
Median Home Price
$292,900Down 0.12%
In Mar 2026 · YoY
Sep 2021Mar 2024Mar 2026
Mortgage Rates 30-Yr Fixed
6.23%Down 0.58%
Current rate · YoY
Loan Type
30-Year Fixed
Housing Supply
- Homes For Sale
- 296 Up 0.10%
- Newly Listed Homes
- 127 Up 0.63%
- Months of Supply
- 4.6 Up 0.20%
Housing Demand
- Homes Sold
- 65 Down 0.00%
- Sale-to-List Ratio
- 96.8% Down 0.50%
- Homes Sold Above List
- 10.8% Up 4.32%
30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.
View Full Panama City Market Report
Based on information from Central Panhandle Association of REALTORS® MLS through Oct 30, 2026, 6:15 AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
Click to see all homes
2,030
Homes Available
$ 292,900
Median List Price
85 Days
Avg on Market