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Homes for Sale Under 400K in Elkhart, IN

296 Homes for Sale

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Elkhart, IN Housing Market Overview

Elkhart is moving fast, and is a seller's market. Just 1.3 months of supply and 25 days on the market mean less competition for buyers and more leverage for you.

Status

Seller's Market

Days on Market

25

Inventory

296

Aug 2021Mar 2024Mar 2026

Median Home Price

$177,450Up 0.06%

In Mar 2026 · YoY

Aug 2021Mar 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
296 Down 0.02%
Newly Listed Homes
34 Down 0.28%
Months of Supply
1.3 Down 0.50%

Housing Demand

Homes Sold
48 Down 0.00%
Sale-to-List Ratio
98.2% Up 0.55%
Homes Sold Above List
25% Up 5.00%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

View Full Elkhart Market Report
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Elkhart, IN Housing Marketlink qauare
Homes Available icon

296

Homes Available

Median List Price icon

$ 177,450

Median List Price

Avg on Market icon

25 Days

Avg on Market

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