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Homes for Sale Under 600K in Panama City Beach, FL

1,239 Homes for Sale

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Showing 169 - 210 of 1,239 homes for sale in Panama City Beach, FL

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Panama City Beach, FL Housing Market Overview

Panama City Beach is a buyer's market right now. Homes are sitting on the market for 90 days on average. With 13 months of supply, there's less pressure to rush and more room to negotiate on price and terms.

Status

Buyer's Market

Days on Market

90

Inventory

931

Oct 2021Jul 2024Oct 2026

Median Home Price

$365,000Up 2.82%

In Oct 2026 · YoY

Oct 2021Jul 2024Oct 2026

Mortgage Rates 30-Yr Fixed

7.24%Down 0.08%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
931 Up 31.87%
Newly Listed Homes
570 Up 9.40%
Months of Supply
13 Up 62.50%

Housing Demand

Homes Sold
215 Down 18.87%
Sale-to-List Ratio
95.6% Up 0.52%
Homes Sold Above List
5.6% Up 112.50%

30-yr fixed rate 7.24% · Data as of Oct 2026 · Source: Houzeo Research.

View Full Panama City Beach Market Report
  • mls-imgIDX Logo
    Based on information from Central Panhandle Association of REALTORS® MLS through Nov 4, 2026, 11:45 PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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Homes Available icon

1,239

Homes Available

Median List Price icon

$ 365,000

Median List Price

Avg on Market icon

90 Days

Avg on Market