Homes for Sale Under 400K in Independence, KY

88 Homes for Sale

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Independence, KY Housing Market Overview

Independence is moving fast, and is a seller's market. Just 1.3 months of supply and 45 days on the market mean less competition for buyers and more leverage for you.

Status

Seller's Market

Days on Market

45

Inventory

33

Sep 2021Mar 2024Mar 2026

Median Home Price

$327,500Up 0.01%

In Mar 2026 · YoY

Sep 2021Mar 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
33 Up 0.10%
Newly Listed Homes
32 Down 0.03%
Months of Supply
1.3 Up 0.30%

Housing Demand

Homes Sold
26 Down 0.00%
Sale-to-List Ratio
100% Up 0.54%
Homes Sold Above List
23.1% Down 6.92%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

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  • mls-img

    Based on information from the Northern Kentucky Multiple Listing Service, Inc. through Oct 6, 2026, 12:00 PM. Information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties that consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2026 Northern Kentucky Multiple Listing Service, Inc. All Rights Reserved.

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Independence, KY Housing Marketlink qauare
Homes Available icon

88

Homes Available

Median List Price icon

$ 327,500

Median List Price

Avg on Market icon

45 Days

Avg on Market

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