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10 min read Dec 20, 2022

Seller’s Disclosure Oregon: A Guide to Ace Your Disclosure Process

seller disclosure oregon

As a seller in Oregon, you may have several questions and doubts in your journey on how to sell a house in Oregon. There are many factors involved from the moment you engage with a buyer until the closing process. Questions such as how does for sale by owner work in Oregon or whether opting for a real estate agent would be better? creates distress and confusion among sellers.

Once these issues are tackled then you find yourself in a sea of legal paperwork. Seller Disclosure Oregon documents are one of the legal documents in your journey of selling. They are complex and may also seem daunting. Worry not, we are here to guide you through real estate disclosure laws in Oregon.

What are Seller Disclosures?

The Seller Disclosure form is a standard checklist form containing material defects and features of the property. It specifically provides information about the property that may negatively affect the value of the house. 

If there are material defects in a property that may impact the value of the property and the seller is aware of them, then the seller must disclose them. However, sellers should report these defects to the best of their knowledge and understanding. 

The aim of Seller Disclosure is to maintain transparency in the real – estate transaction to keep the buyer aware of any defects present in the house. 

Importance of Seller Disclosures 

Seller’s disclosures serve the following purpose in real estate transactions:

🔎Give Complete Information About The PropertyDisclosures help communicate the defects present on the property. They ensure that all the stakeholders involved in the transaction are well aware of the property's history.
⚖️Protects Sellers Against Legal LiabilitiesOnce you disclose all the known defects present in the house or which come to light during the inspection, you may be exempted from any future liability against those defects.
👍Develops CredibilityHonesty, accuracy and transparency are of utmost importance when selling your house. Disclosures are a way of achieving all of these and thereby enhancing your credibility.

Oregon Seller Disclosure Law

The sellers in Oregon are bound by specific federal and state laws in relation to the sale of their property. Set out below are a few pointers revolving around Oregon seller disclosure laws.

Statute on Seller Disclosure Oregon

Unlike caveat-emptor states, Oregon law mandates the sellers to fill out the Oregon Seller’s Property Disclosure Statement. Under ORS 105.464, the seller must list all the features and disclose the conditions of the property in the statutory form. The seller must make representations honestly and best known to him. The seller must note that the form is not subject to alterations or changes. Once the form is filled, the seller must deliver the disclosure form to the buyer.

Disclosure of Material Defects

Apart from stating various characteristics and important aspects of the property and structure, the real estate agent representing the seller must disclose material defects of the house to the prospective buyer.

    ✍️ Editor’s Note: Latent material defects are the ones which are not apparent or visibly recognizable defects, but they significantly affect the value of the property. Generally, these defects pose a threat to the safety or health of the occupants.

Also Read: Companies that buy houses for cash in Oregon– Find out the 9 Best Companies that Buy Houses for Cash in Oregon.

Lead-Based Paint Disclosure Oregon

Additionally, as mandated under Federal Law, the sellers must disclose if their property (if built prior to 1978) has been coated by lead-based paints. The Lead-based paint disclosure form for the seller should be filled out by the seller.

🤔 Too Many Disclosures Giving You A Headache?

Worry not! Houzeo’s cutting edge technology automatically provides you with the necessary disclosures, curated to match your property and location.


» Also Read: Best Real Estate Websites in Oregon– Find out the best real estate websites in Oregon.

Most Common Mistakes By FSBO Home Sellers in Disclosures 

The main object of disclosures in any area is to give clarity and perspective to a buyer. Buyers who are looking for a home usually have certain criteria in mind before searching for a home. A seller disclosure acts as a bridge to close these doubts, giving buyers a reason to have faith in you and your deal.

  • One of the biggest mistakes a seller can make is not giving disclosures at all. The lack of trust between a buyer and seller can demotivate a buyer from considering your property altogether. Hence, it is suggested that sellers complete all disclosure formalities as soon as possible, even though it may not be legally required in your state.
  • Likewise, sellers also get an option to mark a point as ‘unknown’ in disclosures. This gives you ample opportunity to be honest in your disclosures. Also, marking a certain disclosure clause as ‘unknown’ shifts the burden on a buyer to inspect that particular problem. Hence, don’t make the mistake of lying on your disclosures, as that would count as fraudulent misrepresentation and attract a lawsuit.
  • Most state laws prescribe that the disclosures should be provided before closing. As an FSBO seller, it is your duty to provide disclosures as soon as possible, since you do not have a real estate agent to do these things for you.
    ✍️ Pro Tip: Sellers who are selling their house the FSBO way are advised to keep their Disclosure Statement ready before listing on the MLS. It increases your credibility and reliability from a buyer’s perspective, as they get an idea of the property’s condition early on.

» Also Read: Foreclosure in Oregon– Read our blog to know how to stop foreclosures in Oregon.

Tips to Minimize Issues in Oregon Disclosure Documents

Review And VerifyThere’s a time allowance (some permit 10 days) to review and verify everything about your Purchase and Sales Agreement—also the square footage, home usage, and marketing.
Ask QuestionsAsk questions when in doubt. This would help you in avoiding future troubles.
Hire A Professional InspectorA professional inspector can help you gather backup information about the property’s condition. You can also opt for a pre-inspection before listing.

» More: Oregon Home Inspections
– Read everything you need to know about home inspection in Oregon.
Disclose EverythingTo avoid problems in your home disclosure statement disclose everything you know honestly. Even though it’s a minor issue, you must disclose it.
Get A Licensed Agent InvolvedThe best way to avoid disclosure issues is to get a licensed real estate agent. Agents can help you manage and assist you in the process along the way. Read our blog on the List of real estate agents in Oregon.

» More: Best Realtor in Oregon– Read more to know more about best realtors in Oregon.

Also Read: Oregon Home Inspector – Find out the best home inspectors in Oregon.

    ✍️ Pro Tip: List Your Property With Houzeo

    One of the best ways to minimize problems in your seller’s disclosure is to Purchase the “Contract to Close Upgrade Package”. A Licensed broker will review your paperwork to make sure it is appropriate. In addition, you should also have the settlement agent review the paperwork so you cover all bases.

    » More: Start your FREE listing NOW!

Final Word: Complexity of Seller’s Disclosure in Oregon

Level of ComplexityAverage
Is Oregon a Caveat Emptor State? No
Is Oregon a Non-Disclosure State? No

Disclosure laws in Oregon do not follow the rule of ‘caveat emptor,’ i.e. let the buyer beware. Thus, it is the seller’s duty to disclose all material defects or additional disclosures that may affect the monetary value of the house to the prospective buyer.

Oregon Seller’s Disclosures Statements are a little complicated. Selling your house FSBO is usually good, but then you would have to deal with all the disclosures on your own. This demands that you be aware of all the disclosure requirements and that any mistake can cost you dearly. Houzeo can help you with this.

    ✍️ Editor’s Note: Though selling your home yourself on a For Sale By Owner website can save you thousands in commission, we highly recommend you add a Flat Fee MLS listing to your marketing strategy. Check out the best Oregon MLS Listing.

» More: Flat Fee Oregon

By listing your property with Houzeo, you get access to all forms in electronic format. And that too, for FREE! Houzeo has segregated all the disclosures state-wise so that you don’t have to hunt for Oregon seller disclosures separately.

Check out some of the Houzeo Offers and how it has helped customers around the US.

*Seller disclosures are primarily the responsibility of a home seller. Regardless of the service, you engage in, you are required to ensure seller disclosures provided by you are complete and accurate to your best knowledge. Houzeo is not a brokerage or a licensed agent. It is a tech platform, and the tips presented here should not be construed as advice for which a real estate or attorney license is required.

Also Read:

For TX Home Sellers:

For TX Home Buyers:

Frequently Asked Questions

Are seller's disclosures required in Oregon?

Yes, Oregon law mandates sellers to make disclosures of the conditions of the property to the buyer.

Which sellers are exempted from making disclosures? On what conditions?

If it is the first sale of a never occupied dwelling, a sale by a financial institution, a sale by court-appointed receivers, or a sale by any government agency.

What happens if the seller lies on the Disclosure Statement?

The buyer can rescind the contract or proceed to take legal action against such a seller.

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