Table of Contents

10 min read Feb 13, 2023

How Much is a Home Appraisal in New Hampshire

How much is home appraisal in New Hampshire

How much is home appraisal in New Hampshire? Well, that depends on several factors! The best way to know the costs is to contact an appraiser directly and get a quote from them. However, most homeowners and homebuyers want to have an idea before they contact an appraiser, just to ensure they can plan their budget accordingly.

We provide a detailed guideline to help you understand the approximate costs involved.

What is a Home Appraisal?

A home appraisal is a visual assessment of the property to determine its current value. A qualified appraiser will look at your home’s condition and consider factors like location, size, neighborhood, market conditions, and more before preparing a report.

A qualified appraiser is an unbiased party and will provide the most accurate appraisal based on a number of factors. The appraisal cost in New Hampshire depends on how many items are on the appraiser’s checklist. Different appraisers have different approaches to this assessment.

» Home Appraisal: What you need to know about home appraisal, including process, costs, and why you should get one.

Types of Home Appraisals

There are different types of appraisals available to homeowners and buyers today. In most cases, a mortgage lender will require a traditional comprehensive assessment but it is a good idea to be aware of the options.

1. Desktop Appraisal

This is a very basic type of appraisal that doesn’t even involve a visual inspection of your property. The appraiser will look at the data available publically about your property, its neighborhood, recent sales in the area, and other relevant factors to come up with an estimate. A desktop appraisal only costs around $75 to $200, which makes it a cheaper alternative to other options. Many mortgage lenders will not accept this evaluation but it is a good way to determine your home’s value in advance.

2. Drive-By Appraisal

A drive-by appraisal has become popular in recent years. It involves a visual assessment, even if the appraiser doesn’t actually step into your property. The appraiser will rely on the information they collect from available data and the visual inspection to come up with an estate value. This isn’t considered a comprehensive evaluation so mortgage lenders will not accept it. However, this type of appraisal can be used for refinancing, line of credit, or foreclosure. They cost around $100 to $150, which makes them very affordable.

3. Hybrid Home Appraisal

This model has become very popular in recent years because it is very efficient. It involves two people; one enters the property and does a full visual inspection. The other analyzes the data collected by the first appraiser and compares it to comp values before preparing a report. While most mortgage lenders don’t accept this form of appraisal, many have started to. It can cost anywhere between $250 and $375.

4. Traditional Appraisal

This is the most comprehensive assessment and it provides the most accurate estimate of the property value. The process involves a full visual inspection of the property. The appraiser will walk through the property and make note of all concerns. They will also collect the data available, including recent sales of similar properties in the area, to get an approximate value of your home. A full appraisal can cost anywhere between $375 to $1,200, depending on the type of loan and property you have.

How Much is a Home Appraisal in New Hampshire?

As we have mentioned before, the cost of an appraisal in New Hampshire can depend on several unique factors. Let’s look at some estimates so you have a clear idea:

1. Average Costs

The average cost of home appraisal in New Hampshire is around $325 – $425. This depends on your location in New Hampshire and on factors like property size, loan type, and appraisal checklist complexity.

» Buyers Closing Costs in New Hampshire: Want to understand the average closing costs for buyers? We recommend using our calculator to make things easier.

2. Conventional Loan

If you’re applying for a conventional loan from private mortgage lenders, you may need to pay around $325 – $425 for the appraisal. Private lenders require a basic checklist and the evaluation process is straightforward.

» Steps to Get Preapproved for a Mortgage: The amount you can borrow for your mortgage is determined by pre-approval. Read this blog to know more about the mortgage pre-approval process.

3. FHA Loan

FHA and government-backed loans have specific requirements, which is why the appraisal costs can be a bit higher. These loans are a good option with slowing New Hampshire real estate market trends. On average, you can expect to pay anywhere between $400 and $1,000 for a home appraisal in New Hampshire if you’re applying for an FHA or USDA loan.

4. VA Loan

The Department of Veteran Affairs also has some specific requirements. If you’re applying for a VA loan, you will need to hire a VA-approved appraiser and spend anywhere between $650 to $825 for a comprehensive assessment.

5. Single-Family and Condo

The cost of appraisal in New Hampshire will also depend on the size and type of property. You can expect to pay around $280 to $443 to get a single-family home or a condo appraised. Professionals usually charge an hourly rate for larger and more complex properties. For example, appraising a large ranch in New Hampshire may cost as much as $3,000.

» Home Appraisal Checklist: Get an idea about what’s included in a home appraisal checklist so you can be better prepared.

Home Appraisal Fees by Size

Size also plays a role when calculating the appraisal fee in New Hampshire. The bigger your house is, the higher the appraisal fee. We have some approximate estimates of how much you need to pay depending on the size of the property.

  • 1200 sq ft: $250-$350
  • 1400 sq ft: $325-$425
  • 1700 sq ft: $375-$500
  • 2000 sq ft: $425-$525
  • 2500 sq ft: $500-$600

» How to Prepare for Home Appraisal: If you have a big property, ensuring it is ready for an appraisal can be overwhelming. We have some tips for you.

Who Pays for Home Appraisal?

It depends on who is ordering the appraisal. If a mortgage lender is ordering it, the buyer will have to pay for the home appraisal in New Hampshire. If the seller wants to get their property appraised before a sale, they will have to pay for the process. Sometimes a buyer may negotiate with the seller to cover these expenses but that’s not always the case.

» Who Pays Closing Cost in New Hampshire: Do you want to know who pays overall closing costs in New Hampshire? We have a post that can help you.

How to Find a Home Appraiser in New Hampshire?

Finding a reliable home appraiser in New Hampshire isn’t very difficult. You can simply search online and pick the highest-ranked appraiser available. You can look at our ‘home appraisers near me‘ page to find a few certified professionals in your area as well. There are a few things to keep in mind when picking an appraiser:

  • Make sure they are licensed or certified.
  • Look at reviews to ensure they are unbiased and won’t favor any party.
  • Check with the local BBB to determine how trustworthy the private appraiser is.
  • If you are applying for a VA loan, you will need a VA-approved home appraiser.

A good appraiser will provide a straightforward and accurate valuation of the property so you can make an informed decision.

» For Sale by Owner in New Hampshire: Still looking for a good home? Take a look at some of the beautiful For Sale By Owner homes in New Hampshire.


The average New Hampshire home appraisal cost is between $325 – $425 for traditional, full-scale appraisals. YYou can consult with your lender or real estate agent NH to determine which type of appraisal is a good choice for you. We recommend a traditional appraisal because it provides the most accurate valuation.

» New Hampshire Seller’s Disclosure: Along with an appraisal report, you also need a seller’s disclosure to make an informed decision regarding a property purchase.

Eager to Know How Houzeo Works?

We’ve got you covered. Check out the following video to understand how Houzeo works. Also, look at some of the For Sale by Owner websites reviews in the U.S to know more.

What is Houzeo?

An overview of what the platform is all about

Start Your MLS Listing NOW!

» NEED MORE CLARITY? Read these exclusive Houzeo reviews and learn why it is one of the best FSBO sites in America.

Frequently Asked Questions

1. When should I get my home appraised?

If you intend to sell your property, we recommend getting an appraisal before placing it on the market. That will ensure you can price your property accurately.

2. Why is my house appraisal so low?

Several factors can lead to a low appraisal like home condition, neighborhood, the state of the local real estate market, and more. We recommend doing your own research to determine whether the valuation is according to the market trends in your neighborhood. You can also get a second opinion.

3. Can I get a home appraisal for free?

You may be able to get a basic desktop appraisal for free. Some homeowners conduct their own research into market and comp data to determine their property's value. While this can help you save money, the estimate may not be very accurate.

4. How long is my appraisal valid for?

Your appraisal is valid for around 90 days. If the appraisal is too old, the lender will request a fresh one to ensure the valuation is up to current market standards.

Also Read

» New Hampshire Multiple Listing Service: Check out the rankings of the best listing companies in New Hamsphire.

» Flat Fee MLS Listing New Hampshire: Take a look at our flat fee MLS options.

» Top Real Estate Companies in NH: Discover top real estate companies in New Hampshire & get yourself a place in NH.

» How to Buy a House in New Hampshire with Bad Credit: Got a low credit score but want to buy a house? Check out this blog to understand how to buy a house even with bad credit in New Hampshire.

» How to Flip Houses in New Hampshire: House flipping is a profitable option for buyer investors. Read our comprehensive guide on how to flip a house successfully.

» NH State Inspection: Know everything you need to about home inspections in New Hampshire and how they can help you make an informed decision.

Resources for Buyers

» Best Mortgage Brokers in New Hampshire: Find the best mortgage brokers in New Hampshire to help you find the best loan deals.

» New Hampshire Closing Costs: How much are closing costs in New Hampshire? Read our blog to know more.

» Real Estate Agents Low Commission: Looking for a low-commission real estate commission to save yourself and the buyer some money? We have a few options for you.

» Buying a House New Hampshire: Learn how to buy a house in New Hampshire and prepare yourself for a smooth and successful real estate purchase.

Resources for Sellers

» Seller Closing Cost Calculator New Hampshire: Want to know the closing costs for sellers in New Hampshire? We have a handy calculator for you.

» Sell a Home New Hampshire: Selling a house in New Hampshire can be a bit complicated. Here is a guide to help you execute the home-selling process seamlessly.

» Selling House As Is in New Hampshire: Selling a home as is in New Hampshire means that the buyer would accept your home in its existing condition. Read To Know More.

» Sell My House As Is For Cash: Want to sell a house fast for cash? Read this blog to find out the best companies in 2023.

» Can I Sell My House By Myself New Hampshire: From pricing to listing to managing showings and to negotiating offers. Here’s our guide on how to sell a house by owner in New Hampshire.

» Home Staging Resource: Staged home sells $40,000 above the listing price. Maximize your profits with the best home staging companies in New Hampshire.

Related: how much is a home appraisal in new hampshire, how much does an appraisal cost in new hampshire, how much is an appraisal in new hampshire, cost of an appraisal in new hampshire, appraisal cost new hampshire, appraisal fee in new hampshire, how long is an appraisal good for in new hampshire, new hampshire appraisal requirements, new hampshire home appraisal, houzeo, housezo, houszeo, houzzeo, hozeo, home appraisal, home appraisal near me, home appraisal cost, cost of home appraisal, home appraisal cost near me, cost home appraisal, average cost of home appraisal, home appraiser cost, home appraisers cost, home appraiser near me cost, local home appraisers, how much does home appraiser cost, home appraisal estimate, va home appraisal, fha home appraisal, cost for home appraisal, homeward, houzeo lead management, flat fee real estate brokers.


Save $20

On Silver & up plans

Use Coupon Code:

Need help? Call us on
(844) 448-0110