How to Sell a House By Owner in Louisiana (2026 Update)

17% of FSBO sellers struggle with pricing, while 10% are stuck on paperwork. But the biggest roadblock for FSBO sellers isn’t pricing or paperwork; it’s invisibility.

Homes on the MLS sell for 17.5% more than those not on the MLS. But FSBO listings aren’t on the MLS. Without MLS exposure, a successful sale is almost impossible. No wonder FSBO listings dropped to an all-time low of just 5% in 2025.

Houzeo, Louisiana’s #1 FSBO website, solves all three issues without the 3% commission. With the Gold plan, you get maximum MLS exposure, pricing assistance, and contract review, all 100% online.

Points to Remember Before Selling a House in Louisiana

Median Home Price in Louisiana	$253,000 (Dec 2025)
Average Days on the Market	71 (Dec 2025)
Homes for Sale	15,697 Homes (Dec 2025)
Required Disclosures in Louisiana	Termites & WDI, roof leaks, methamphetamine labs, encroachments & easements, flood history, HOA & restrictive covenants, salt stock cavities, code violations, coastal erosion, etc.
Required Essential Documents in Louisiana	The Act of Sale, Residential Agreement to Buy or Sell, Closing Disclosure, Louisiana Property Disclosure Document, Mortgage Payoff Statement, WDI, HOA/Condo “Paid Assessment” Letter, 1099-S Tax Form, Bill of Sale, Elevation Certificate, etc.

What Does Selling a House By Owner in Louisiana Mean?

Selling a house by owner in Louisiana means you manage the entire sale without a real estate agent. This approach, known as For Sale By Owner (FSBO), gives you full control and allows you to eliminate the listing agent’s fee.

But increased control comes with trade-offs: less exposure and more work. When you sell FSBO, your home won’t be on the MLS. It will be invisible to the 88% of buyers who use an agent to find their dream homes. You’ll also have to handle marketing, negotiations, and contracts all by yourself.

How to Sell a House Without a Realtor in Louisiana?

In Louisiana, the process to sell your home without a Realtor is divided into two main phases:

• Listing Prep: You must price your home accurately, complete crucial repairs, and handle all required Louisiana disclosures.
• Marketing & Negotiations: After listing, your attention should be on execution. Market your property, manage showings, negotiate offers, and sell your home successfully.

Louisiana’s housing market never slows down, whether it’s sportsmen or retirees seeking Southern charm, all search for their perfect home. To successfully sell your home by owner in this dynamic environment, follow these 8 steps:

1: Price Your Home Competitively
2: Check Maintenance and Make Repairs
3: Fill the Disclosure Forms
4: Make Your Home Market-Ready
5: Increase Your Property’s Visibility
6: Organize Home Showings
7: Review, Compare, and Negotiate Offers
8: Finalize the Sale

Step 1: Price Your Home Competitively

Pricing your home correctly is the single most important decision you’ll make as a FSBO seller. There are 0.8% more homes for sale and 3.8% more homes sold in Louisiana than last year, giving buyers more power.

Your goal is to set a price that attracts them without leaving money on the table. A CMA report is your shortcut to accurate pricing, and you can get it for free with Houzeo’s Gold plan!

Compare Your Home to Recent Sales

The best way to start is with real estate comps, i.e., recently sold homes in your immediate area that are similar to yours. Don’t just look at list prices; focus on final sale prices. Here’s how you can compare your home:

• Get Your Facts in Order: Identify your property type (single-family, condo, townhouse, etc.), heated living area, bed/bath count, lot size, and school zone.
• Find Similar Properties: Look for 3 to 6 homes that have sold within the last 6 months. They should be as similar to your property as possible and located within a 0.25 to 1.0-mile radius. Only expand this radius if local inventory is extremely low.
• Account for Key Features: Adjust the value of your comps based on factors like:
  • Fortified Roof or Post-Ida Standards
  • Elevation Certificates & Low Flood Premiums
  • Whole-Home Generators
  • Outdoor Living & Shaded Porches
  • Updated kitchens and bathrooms

Understand Your Local Market

To price your home effectively, you must analyze your specific metro area and neighborhood. What works in Slidell may not necessarily work in Houma. Here’s a snapshot of the Louisiana housing market:

Location	Median Sale Price	Year-on-Year Change	Days on Market	Market Tempo
Baton Rouge	$225,000	-6.3%	63	Somewhat competitive.
Lafayette	$239,950	+2.1%	69	Somewhat competitive.
Lake Charles	$202,500	-2.6%	103	Not very competitive.
New Orleans	$320,000	+1.3%	85	Not very competitive.

Your pricing strategy must reflect the trends in your specific housing market:

• In “somewhat competitive” cities like Baton Rouge and Lafayette, you can price near the middle of your CMA range to capture early buyer traffic.
• In “not very competitive” areas like Lake Charles and New Orleans, list slightly below your CMA midpoint to generate buyer activity.

Consider Unique Features and Upgrades

Adjust your price to reflect your home’s condition and appeal in the Louisiana market. A move-in-ready home with a certified fortified roof, a transferrable termite contract, and an updated HVAC system can justify a premium price.

On the other hand, homes with older uninsurable roofs, foundation settlement, mold, no termite contract, etc., or are located in high-cost Flood Zone AE should be priced lower.

Other Factors to Account For

• Flood Zones and Insurance: A buyer will check your flood zone, but their biggest fear is the cost of a new policy. If your home is in a high-risk area, the insurance will be expensive. Hence, a transferrable flood insurance policy can act as a very valuable asset for negotiation. Instead, if you are in a low risk area, market it aggressively. Check your property on the FEMA Flood Map Service Center and account for it in your asking price.
• Property Taxes: Unlike other states, your taxes do not automatically “uncap” in Louisiana. Instead, the properties are reassessed on a 4-year cycle. That said, you must inform buyers that they need to file their own Homestead Exemption. Doing so would exempt their first $75,000 of market value from parish property taxes. Be clear that your current low rate might include a “Senior Freeze” or “Disability Freeze” that will not transfer to them.
• Condo/HOA Disclosures: In Louisiana, if the Condo/HOA disclosure is not provided to the buyer before the contract is signed, the buyer has a statutory 72-hours withdrawal period to withdraw from the deal penalty-free. So, make sure to provide all the documents upfront.

👉 Tired of Reading? Watch how to sell your house by owner now

Step 2: Check Maintenance and Make Repairs

If you’re selling a home by owner, a pre-listing home inspection helps you catch issues early and keeps your sale on track. The goal is to identify and fix issues that could stop a buyer from getting an insurance policy or a loan.

Which Home Repairs Have the Highest ROI?

Repair	Average Cost	Average Resale Value	Costs Recouped
Garage Door Replacement	$4,409	$11,917	270%
Entry Door Replacement – Steel	$2,301	$5,380	234%
Manufactured Stone Veneer	$10,333	$25,061	243%
Siding Replacement – Fiber Cement	$19,671	$22,143	113%
Minor Kitchen Remodel – Midrange	$26,762	$31,385	117%
Backup Power Generator	$12,915	$13,473	104%

What Issues Should You Fix Before You Sell Your Home in Louisiana?

• Water, Moisture, and Mold: Louisiana’s extreme humidity makes moisture control your top priority. The state law requires you to disclose any history of mold or moisture intrusion on the Residential Property Disclosure Document. One must note that if the mold covers more than 10 square feet, you must use a Louisiana-licensed mold remediation contractor to ensure uncertified repairs don’t derail the sale.
• Septic and Private Sewerage: Since most rural and suburban Louisiana homes use mechanical treatment plants, you must provide a Wastewater Inspection Report from a licensed sanitarian. Having maintenance records and a “State Identification Tag” can be a major selling point.
• Condo-Specific Issues: Focus on unit-level problems that can stall a loan, such as corroded balcony railings, leaky AC drains, or old electrical panels. Be aware of any building-wide repairs as they will come up during the buyer’s underwriting process.

What are the Common Problems Found in Louisiana Homes?

In Louisiana, closings are most often blocked by these issues:

• Slope and Foundation Issues: Louisiana’s “shrink-well” clay soil expands when wet and contracts when dry. If the ground isn’t graded to slope away from the house, the cycle can cause the foundation to heave or settle unevenly, leading to cracked slabs, sticking doors, and sagging floors.
• Moisture and Termite Damage: If your home has poor drainage, it can cause the wood to get damp and attract subterranean and Formosan termites. These termites can establish massive colonies and hollow out your home’s structural framework long before they are detected.
• Worn Roof Materials: Louisiana’s intense sun and frequent heavy rainfall cause asphalt shingles to lose granules and curl prematurely. As insurers are hyper-sensitive to roof age, a roof older than 10-12 years can be a major deal killer.
• Old Plumbing and Electrical Systems: Older homes in Louisiana might have galvanized steel pipes that corrode from the inside out and outdated aluminum wiring. Since they don’t meet the safety codes, modern insurance carriers may refuse to write policies for those homes.
• Inadequate HVAC Systems: In Louisiana’s humid climate, AC unit works harder than anywhere else in the country. HVAC systems here typically last between 10 and 12 years due to the heavy workload. Buyers will scrutinize the unit’s age and maintenance records to ensure it can effectively dehumidify the home and maintain consistent temperatures.

Step 3: Fill the Disclosure Forms

In Louisiana, there is a mandatory, all-in-one document known as the Property Disclosure Document. Under State Code R.S. 9:3198, almost all residential sellers must provide this Louisiana seller disclosure form to a buyer before the contract is signed. It covers critical areas such as land and drainage, termites and wood-destroying insects, and structural or mechanical systems in one place.

Additionally, federal and Louisiana disclosure laws require you to provide buyers with several specific notices. If you fail to provide these disclosures, the buyer has a legal right to cancel the contract within 72 hours of receiving them. With Houzeo’s Gold plan, you get all disclosures automatically assigned based on your MLS.

• Property Tax Disclosure Summary: This warns the buyer not to rely on your current property tax bill due to the Homestead Exemption. In Louisiana, property is typically reassessed every four years, rather than immediately upon sale. However, the buyer must ensure that they personally apply for the policy to exempt the first $75,000 of their home’s market value.
• Radon Gas Warning: In Louisiana, the state-mandated Property Disclosure Document requires you to disclose any environmental hazards, including radon. This disclosure informs the buyer of any previous testing or mitigation and encourages them to perform the due diligence.
• HOA Disclosure: If the home is in a mandatory HOA, you must provide a summary notice on the Property Disclosure Document. Under R.S. 9:3198, you are required to notify the buyer of their obligatory membership and that the full governing documents and any restrictions.
• Condominium & Cooperative Resales: You must provide the condo’s “Public Offering Statement,” including the declaration, bylaws, and financial reports. Under the Louisiana Condominium Act, if the disclosure is delivered to the buyer after the offer is made, the buyer has a statutory 15-day right to cancel to review the documents.
• Flood History Disclosure: Louisiana law is exceptionally strict when it comes to flood history. You are required to disclose any history of flood, water intrusion, or accumulation on the land, as well as any history of flood insurance claims.

Step 4: Make Your Home Market-Ready

A well-staged home can help buyers see its full potential. In fact, 83% of buyers’ agents say home staging influences buyers’ decisions, so make your home pop before you list it.

Here’s what you can do to make your home market-ready:

• Declutter and Depersonalize: Clear out personal items and unnecessary furniture. A clean and neutral space helps buyers picture themselves living there.
• Improve Curb Appeal: Louisiana’s relentless humidity and heavy rainfall mean that buyers are going to notice the curb right away. Tidying up the yard, trimming overgrown greenery, and adding potted plants or hanging ferns should set a good tone for the rest of the home.
• Highlight Outdoor Living Spaces: Louisiana homebuyers love backyard patios and screened-in porches. Hence, setting up outdoor areas with cozy seating, potted plants, and ambient lighting can go a long way. Showing off these spaces can help buyers imagine relaxing evenings and get-togethers.
• Opt for a Professional Home Stager: Bring in home staging companies to give your place a polished look. They place your furniture and decor strategically to create a more spacious appeal. This can boost your value by up to 10%.

What Safety Aspects Should You Focus on When Staging Your Home?

Along with the aesthetics of your home, you should also:

• Install Required Alarms: Louisiana law, R.S. 40:1581, requires that at the time of sale or lease, al or two family dwellings must contain at least one operable ten-year, sealed lithium battery smoke detector. Similarly, as per Act 458, it is mandatory for Louisiana homes to have at least one operable carbon monoxide alarm with a long-life sealed battery. While law requires minimum of only one, State Fire Marshal recommends placing them on every level and near all sleeping areas.
• Secure Your Pool: Louisiana enforces pool safety through the Louisiana Residential Pool Safety Act and the adopted International Swimming Pool & Spa Code (ISPSC). Residential pools must have a 4-foot high fence or barrier with self-closing, self-latching gates to prevent child drownings. If the home’s walls serve as part of the barrier, all doors leading to the pool must be equipped with an audible alarm that sounds immediately when the door is opened.
• Get a Flood Elevation Certificate: If your home is in a Special Flood Hazard Area (SFHA), providing an Elevation Certificate is a critical part of a Louisiana sale. While FEMA’s “Risk Rating 2.0” has changed how premiums are calculated, lenders still almost always require a certified EC to verify the home complies with local floodplain management ordinances. In South Louisiana specifically, an updated EC can be such a powerful tool that it could reduce a buyer’s potential insurance costs.

Step 5: Increase Your Property’s Visibility

Selling a house in Louisiana without proper marketing is like hosting a craw fish boil and forgetting the spices. In a competitive market, you’ve got to showcase what makes your property stand out, or it’ll just get lost in the crowd:

• List on MLS: Get your property on the MLS for extra exposure. It will also be syndicated to major sites like Zillow, Trulia, Realtor.com, etc. You can list your home on the MLS in Louisiana to attract more local agents and buyers searching for that perfect home.
• Hire a Pro Photographer: Listings with professional photos sell 50% faster on the MLS as they elevate the appeal of your property. 85% of buyers say that high-quality photos entice them as they browse properties online.
• Craft a Compelling Description: Highlight what makes your home unique, whether it’s a wide front porch, cypress wood accents, open floor plans, or proximity to French Market strolls. Focus on what makes the Louisiana lifestyle appealing and paint a picture of how buyers will enjoy living in your home.
• Put a “For Sale” Yard Sign: Whether you’re in the heart of Baton Rouge or a peaceful suburb on the Northshore, a well-placed FSBO yard sign can attract potential buyers. And Houzeo’s Gold plan gives you a customizable sign with a QR code. Just one scan will send buyers directly to your list.

Step 6: Organize Home Showings

Listing your home on the MLS gets attention, but showings and open houses seal the deal. Buyers can’t picture life in the Bayou State without seeing the cypress trees, the bayou, or backyard live oaks. Here’s how to highlight your home’s best features:

• Host Open Houses: Almost 50% of all buyers attend open houses. In fact, open houses can double your home’s visibility! Plan them on pleasant weekends to highlight shaded porches, backyard patios, or bayou views. Create a relaxed atmosphere for buyers to explore, ask questions, and envision living there.
• Set up a Showings Calendar: Many buyers browsing homes for sale in Louisiana prefer to schedule private showings online. Simplify this process with an online booking system like Houzeo Showings. Offer flexible times and virtual tours or live video showings for out-of-state buyers.

After a showing, reach out to the buyer within 24 to 48 hours. You can answer questions, gauge interest, and remind them about upcoming offer deadlines. You can also ask buyers for their honest opinions and make repairs or adjust the pricing as needed.

Step 7: Review, Compare, and Negotiate Offers

Louisiana’s competitive real estate market means buyers may come with different types of offers. Since you are selling a house without a Realtor, you must keep these questions in mind during negotiations:

• Are cash offers worth it? Ensure the buyer is legitimate and verify their proof of funds. It’s also important to assess whether the offer reflects the fair market value of the property to avoid underselling.
• Can the buyer finance the purchase? Verify the buyer’s pre-approval status with their lender. Also, ensure the buyer’s loan type, whether it’s a VA or FHA loan, aligns with the conditions of the sale. Confirm the buyer’s ability to deposit the earnest money, typically 1% to 3% of the sale price in Louisiana.
• How will contingencies impact the sale? In Louisiana, flood-prone areas might include contingencies, like elevation certificates or termite damage inspection. Assess how they affect your sale timeline and negotiate to streamline the process. Typically, offers with fewer or waived contingencies are stronger.
• Who will cover closing costs? Sellers usually cover their own closing costs in Louisiana, like escrow fees, title fees, etc. However, buyers may negotiate for them to contribute more. You must calculate your final proceeds and negotiate accordingly.

Step 8: Finalize the Sale

You now need professional legal help for this crucial step:

1. Select Your Closing Agent

In Louisiana, a title company, closing attorney, or licensed escrow agent typically handles the closing. Most FSBO sellers opt for a title company to manage the paperwork, handle funds, and file documents with the relevant government agencies.

The title company will also perform a title search to ensure the house has a clear title. They will identify and work with you to clear any outstanding issues, such as open permits, contractor liens, HOA/condo association debts, etc.

2. Get All Documents Required for Selling a Home By Owner in Louisiana

Gather all necessary paperwork for selling a house by owner ahead of time to prevent delays. You will need:

• The fully executed 2026 Louisiana Residential Agreement to Buy or Sell
• Completed Seller’s Disclosure forms (2026 Property Disclosure Document as mandated by R.S. 9:3198).
• A valid photo ID (Driver’s License or Passport) for everyone on the title.
• A copy of the Property Deed and current Mortgage Payoff Statement
• The final Closing Disclosure or Settlement Statement
• Home inspection report
• Home appraisal report
• Receipts for any agreed-upon repairs and warranty documents for appliances.
• Keys, garage door openers, and any access codes for the property.
• The most recent Property Tax Bill and information regarding your Homestead Exemption status.
• Information to transfer or disconnect utilities after closing.

At the closing table, you will need to sign the following key documents:

• The Act of Sale
• The Closing Disclosure
• An Affidavit of Liens and Possession
• A Bill of Sale
• An HOA/Condo Resale Certificate (Estoppel)

🖊️ Remember to double-check all names, figures, and terms for accuracy before signing. It is customary to sign legal documents with a blue ink pen.

3. Transfer Possession and Hand Over the Keys

At closing, you will hand over all keys, remotes, and access codes to the new owner. The title company will record the new deed with the county clerk. It will then disburse the funds, pay off any liens, and provide you with your net proceeds via wire transfer or a check.

Congratulations, you’ve sold your home by owner and saved thousands in commissions 🎉!

📌 Free FSBO Checklist for Selling Your Louisiana Home

How Much Do You Save by Selling Your House By Owner?

Over $5,000!

When you sell your house with a Realtor, you may have to pay as much as $7,590 on a median home of $253,000, in agent commissions.

However, with Houzeo, you can list your home for just $249—that’s less than a day at a theme park. You can save around $5,340 on the listing agent fee and go for a weekend in the Bayou, buy a pirogue, or build a covered patio for gumbo nights and zydeco music.

👉 Ready to Sell Your Home By Owner in Louisiana? List on the MLS Now!

What Are the Legal Requirements for Selling Your Louisiana Home By Owner?

When selling your home by owner, disclose all known issues and use state-approved contracts that meet legal standards. A pre-listing inspection and a real estate attorney can help ensure transparency, proper documentation, and a smooth closing with a valid deed transfer.

• Complete Required Seller Disclosures: Louisiana law mandates sellers to disclose any known issues affecting the property. This includes past repairs, environmental hazards, structural problems, and lien information.
• Use State-Specific Contracts: Use Louisiana-specific real estate contracts, such as those provided by the Louisiana Realtors Association. The forms should comply with state law and outline essential terms and contingencies.
• Consider a Pre-Listing Home Inspection: Although optional, a pre-listing inspection reveals property conditions upfront, helping you disclose issues and negotiate with informed buyers.
• Engage a Real Estate Attorney: While not mandatory, a Louisiana real estate attorney can help you review contracts, prepare closing documents, and ensure legal compliance throughout the selling process.
• Understand Deed Requirements: Louisiana recognizes several deed types, including statutory warranty deeds and special warranty deeds, which transfer ownership. Deeds must be properly signed, notarized, and include a legal property description to be valid.

Effective Negotiation Strategies When Selling a Home By Owner

When reviewing and negotiating offers, verify buyers’ financial readiness through proof of funds or pre-approval letters. Evaluate contingencies, pricing flexibility, and closing terms carefully to choose the most reliable and favorable offer and not just the highest one.

• Verify Cash Offers: Always request recent proof of funds (bank or investment statements) to confirm that a cash buyer can actually finance the sale.
• Confirm Buyer Financing: Ask for pre-approval letters from lenders to ensure buyers are fully qualified. Understand how different loan types (conventional, VA, USDA, or FHA loan) may affect sale terms and closing timelines.
• Handle Contingencies Smartly: Buyers may request contingencies like home inspection or financing. Evaluate how these impact your timeline and negotiate which contingencies are reasonable versus those that could delay or derail the sale.
• Be Firm Yet Flexible: Stand your ground on pricing based on your market analysis but stay open to reasonable negotiation requests. Consider who will pay closing costs and the timing to make your offer more attractive.
• Look Beyond Price: Assess offers holistically, factoring in buyer qualifications, contingencies, and closing flexibility, not just the offer amount.

What Are Some Pros and Cons of Selling a House Without a Realtor?

The benefits of selling your home yourself include keeping the agent’s commission and controlling the whole process: pricing, showings, and negotiation. You move on your schedule, not an agent’s.

But you’re responsible for all marketing and legal work, and if you don’t use a trusted service for exposure, you risk attracting scammers or facing hidden fees.

✅ Pros

• Save Thousands in Agent Fees: You typically have to pay 2.5% to 3% to a listing agent. If you sell your home yourself, you get to keep a larger portion of the sale price.
• Sell Faster: You can list your house yourself whenever you are ready, no need to search for a Realtor or wait for their availability. You market and sell on your own schedule. 
• Retain Control: You have complete control to price, market, and negotiate the sale. You can work at your own pace and decide what offers to accept based on your needs.

❌ Cons

• Limited Assistance: To sell a home by owner, you need to conduct showings, negotiate with buyers, and handle the legalities yourself. The time and effort required can often overwhelm first-time sellers.
• Potential Hidden Costs: If you list with a low-cost FSBO service, you may incur high hidden fees at closing.
• Increased Risk of Scams: Platforms like Craigslist and Facebook Marketplace attract fraudsters and scammers, which may bring unnecessary risks.

What Are Some Common Mistakes to Avoid While Selling a House By Owner in Louisiana?

When you sell your home by owner, ensure that you don’t:

• Forget the MLS: If you try selling your home without the MLS, it’s like fishing in a lake without a rod. To get more visibility on 100+ major platforms like Zillow, Trulia, and Realtor.com, you must opt for a Flat Fee MLS listing in Louisiana with Houzeo.
• Misprice Your Home: You need to know your property’s true value. Price it too high and buyers won’t bite. Price it low and you leave money on the table. Use a home worth calculator and a CMA report to find the right price.
• Ignore Marketing: A home on sale without strong marketing is like playing jazz without a trumpet – boring! In Louisiana’s competitive market, high-quality photos and a well-written description are essential. You can add a free yard sign to reach drive-by traffic.
• Neglect Seller Disclosures: Skip any of the legal forms or the Louisiana seller disclosure form, and you’ll be in a pickle soon. Ensure you complete all required disclosures and hire a Louisiana real estate attorney to help with the process.
• Fail to Negotiate Smartly: When a buyer extends a low offer, don’t fold. Stand firm on your asking price and terms. Buyers will test you—respond with the grit of a Saints defense on 4th and goal.

How to Sell a House By Owner in Neighboring States

Mississippi	Sell a House By Owner in Mississippi
Arkansas	Sell a House By Owner in Arkansas
Texas	Sell a House By Owner in Texas

Are There Any Alternatives to Selling Your Home By Owner in Louisiana?

Yes. If selling your home on your own is too daunting, here are some alternatives:

• Flat Fee MLS Services: You pay a fixed fee to list your home on the MLS and gain increased exposure. You stay in control of the sale and avoid high commissions.
• Discount Real Estate Agents: They offer services such as contract review at a lower fee than traditional agents. Discount brokers in Louisiana charge between 0.5% and 2.5% as commission.
• Full Service Agents: They provide various services from listing to closing but charge a hefty 5% to 6% commission.
• Cash Buyers: You can sell your house fast for cash in Louisiana to cash buyers and iBuyers looking for homes to flip and sell for a profit.

Should I Sell My House By Owner in Louisiana?

Yes, selling your house by owner in Louisiana is a smart move if you want to save on commissions. The key is to choose the best FSBO website in Louisiana that lists your home on the MLS and gets you in front of serious buyers.

» Houzeo Reviews: Find out what customers have to say about Houzeo – Louisiana’s best home-selling website.