How to Sell a House By Owner in Minnesota (2025 Update)

10 mins readSep 24, 2025
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Edited By

Carol Coutinho

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Editor
Edited By

Carol Coutinho

Editor, Houzeo
About Carol Coutinho is a real estate technology expert. She is a senior content editor and helps Houzeo researchers refine their studies on home buying and selling trends. Carol also likes to explore U.S. real estate market trends and new PropTech disrupters in the residential space. Find Carol Here linkedin
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Want to sell your home fast and save thousands? FSBO is the way to go! 77% of FSBO homes sell in just two weeks, faster than the 27-day average in Minnesota. And that’s not all! You could also save over $20,000 by skipping that 3% Realtor fee!

Of course, selling on your own can be tricky. 17% of sellers struggle with pricing, and 10% get stuck on the paperwork. But not with Houzeo – Minnesota’s #1 FSBO website. You get pricing assistance and contract reviews, making your home sale a breeze.

Key Takeaways

  • The MLS is the most powerful tool to reach buyers and attract top-dollar offers.
  • Houzeo is the best way to give your home MLS exposure without agent fees. Your home will also be on top websites like Zillow and Trulia.
  • Professional photos, decluttering, and minor repairs create an excellent first impression for serious buyers.
  • An engaging property description that highlights your home’s unique features will help increase your listing’s visibility.
  • Stay clear of common FSBO mistakes like overpricing, skipping MLS listings, weak marketing, and poor negotiation.

How to Sell Your House Without a Realtor in Minnesota?

Minnesota’s market remains in constant motion, whether it’s lakefront vacationers in summer, outdoor enthusiasts in fall, and families looking for year-round homes. You can maximize your savings when selling a home by owner in Minnesota with these 6 simple steps:

Step 1: Price Your Home Competitively

In the current real estate market, the right asking price can make or break your sale. While Minnesota home prices increased by 5.7% at the start of 2025, the number of homes for sale has also surged by 5.6%. You need to stand out to attract more buyers.

💲Home Worth Calculator: Not sure what is your home’s fair market value? Check it for free here and set the right asking price.

Step 2: Make Your Home Market-Ready

When you list a home for sale by owner, a little prep goes a long way. A well-staged home can help buyers see its full potential. In fact, 83% of buyers’ agents say home staging influences buyers’ decisions, so make your home pop before you list it.

Here’s what you can do to make your home market-ready:

  • Declutter and Depersonalize: Clear out personal items and unnecessary furniture. A clean and neutral space helps buyers picture themselves living there without distractions.
  • Improve Curb Appeal: Minnesota’s got charm in every season – let your curb appeal be the star! From those green summers to white winters, keep that exterior looking inviting. A fresh, welcoming exterior will make buyers want to step right in!
  • Highlight Seasonal Comfort: Buyers in Minnesota appreciate gas fireplaces, heated garages, and energy-efficient windows. In warmer months, showcase decks or lake views. In colder months, create a warm, inviting feel with soft lighting and cozy touches.
  • Opt for a Professional Home Stager: Bring in professional home staging companies in Minnesota to give your place a fresh and polished look. They place your furniture and decor strategically to create a more spacious appeal.
💡Tip: Love your pets, but buyers don’t need to see the evidence. Hide the chew toys, swap out the scratched-up rug, and make sure pet hair isn’t taking over every surface.

Step 3: Increase Your Property’s Visibility

Selling a house in Minnesota without proper marketing is like trying to sell a lake cabin without mentioning the lake access. When you’re wondering how to sell your house fast without a realtor, showcase what makes your property stand out, or it’ll get lost in the crowd:

  • List on MLS: Get your property on the MLS for extra exposure. It will also be syndicated to major sites like Zillow, Trulia, Realtor.com, etc. You can list your home on the MLS in Minnesota to attract more local agents and buyers searching for that perfect home.
  • Hire a Pro Photographer: Whether it’s a cozy cabin near the North Shore or a family home in the Twin Cities, professional photography can elevate your home’s appeal. High-quality photos entice potential buyers as they browse online or in brochures.
  • Craft a Compelling Description: Highlight what makes your home unique, whether it’s a sun-drenched room, spacious layout, or access to trails. Emphasize how buyers can enjoy the Minnesota lifestyle through all four seasons.
  • Put a “For Sale” Yard Sign: Whether you’re in a lively Minneapolis neighborhood or a peaceful town up north, don’t underestimate the power of well-placed FSBO yard signs. It’s an easy way to catch the eye of potential buyers driving by your home.
FSBO websites in Minnesota
If you list with Houzeo, your listing will also be visible on popular sites like Zillow, Realtor.com, and local MLSs.

Step 4: Organize Home Showings

Listing your home on the MLS gets attention, but showings and open houses seal the deal. Buyers can’t picture life in the North Star State without walking through a cozy interior or admiring views of nearby woods or lakes. Here’s how to highlight your home’s best features:

  • Host Open Houses: Show off your property’s charm in person. Plan open houses on pleasant weekends to highlight spacious deck, backyard fire pit, or lake view. Create a relaxed atmosphere for buyers to explore, ask questions, and envision living there.
  • Schedule Showings Online: Many buyers browsing through Minnesota property listings prefer to schedule private showings online. Simplify this process with an online booking system like Houzeo Showings. Offer flexible times and virtual tours or live video showings for out-of-state buyers.

Step 5: Review, Compare, and Negotiate Offers

Minnesota’s competitive real estate market means buyers may come with different types of offers. Since you are selling a house without a Realtor, you must keep these questions in mind during negotiations:

  • Are cash offers worth it? Ensure the buyer is legitimate and verify their proof of funds. It’s also important to assess whether the offer reflects the fair market value of the property to avoid underselling.
  • Can the buyer finance the purchase? Verify the buyer’s pre-approval status with their lender to confirm they are fully qualified for financing. Also, ensure their loan type, whether it’s a VA or FHA loan, aligns with the conditions of the sale.
  • How will contingencies impact the sale? In Minnesota, lakefront properties might include additional contingencies, like a well and septic system inspection or radon testing. Assess how these affect your sale timeline and negotiate to streamline the process.
  • Who will cover closing costs? Sellers usually cover their own closing costs in Minnesota, like title fees, recording fees, etc. However, buyers may negotiate for them to contribute more. You must calculate your final proceeds and negotiate accordingly.

Closing Cost Calculator

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Select Your Role

Step 6: Finalize the Sale

You now need professional legal help for this crucial step:

A real estate attorney can help you with the paperwork for selling a house by owner in Minnesota and protect you legally. They handle things like title and closing documents. Typically, they charge $150 to $350 an hour.

📌 Free FSBO Checklist for Selling Your Minnesota Home

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Keep the Commission, Take the Checklist

Smart sellers use checklists. Savvy sellers use ours.

Download Your FSBO Checklist

How Much Do You Save by Selling Your Home By Owner?

Almost $20,000!

When you sell your house with a Realtor, you may have to pay as much as $22,116 on a median home of $368,600, in agent commissions.

However, with Houzeo, you can list your home for just $249—that’s less than a day at a theme park. You can save around $20,024 on the listing agent fee and invest in a new snowmobile or take a fantastic winter vacation up the North Shore!

Pros and Cons of Selling a House Without a Realtor

Steep agent commissions are prompting more owners to sell their homes by owner. However, before you sell your home without a Realtor, consider these pros and cons:

Pros

  • Save Thousands: You typically have to pay 2.5% to 3% to a listing agent as Minnesota real estate commissions. If you sell your home yourself, you get to keep a larger portion of the sale price.
  • Sell Faster: You can list your house yourself whenever you are ready, no need to search for a Realtor or wait for their availability. You market and sell on your own schedule. 
  • Retain Control: You have complete control to price, market, and negotiate the sale. You can work at your own pace and decide what offers to accept based on your needs.

Cons

  • Limited Assistance: To sell a home by owner, you need to conduct showings, negotiate with buyers, and handle the legalities yourself. The time and effort required can often overwhelm first-time sellers.
  • Potential Hidden Costs: If you list with a low-cost FSBO service, you may incur high hidden fees at closing. Additionally, platforms like Craigslist attract fraudsters and scammers, which may bring unnecessary risks.

5 Mistakes to Avoid While Selling a House By Owner in Minnesota

When you sell your home by owner, you must avoid these common mistakes:

  • Forget the MLS: If you try selling your home without the MLS, it’s like heading out on a frozen lake without an ice auger. To get more visibility on 100+ major platforms like Zillow, Trulia, and Realtor.com, you must opt for a Flat Fee MLS listing in Minnesota with Houzeo.
  • Misprice Your Home: You need to know your property’s true value. Price it too high and buyers won’t bite. Price it low and you leave money on the table. Use a home worth calculator and a CMA report to find the right price.
  • Neglect Marketing: A home on sale without strong marketing is like a lake without fishing-disappointing! In Minnesota’s fiercely competitive market, high-quality photos and a well-written description are essential. You can add a free yard sign to reach the widest audience.
  • Ignore Seller Disclosures: Skip any of the legal forms and Minnesota seller disclosures, and you’ll be in a pickle soon. Ensure you complete all required disclosures and hire a Minnesota real estate attorney to help with the process.
  • Fail to Negotiate Smartly: When a buyer extends a low offer, don’t fold. Stand firm on your asking price and terms. Buyers will test you—respond with the resolve of a Timber wolves player in crunch time.

Alternatives to Selling Your Home By Owner in Minnesota

If selling your home on your own is too daunting, here are some alternatives you can consider:

  • Flat Fee MLS Services: You pay a fixed fee to list your home on the MLS and gain increased exposure. You stay in control of the sale and avoid high commissions.
  • Discount Real Estate Agents: They offer services such as contract review at a lower fee than traditional agents. Discount brokers in Minnesota charge between 0.5% and 2.5% as commission.
  • Full Service Agents: They provide various services from listing to closing but charge a hefty 5% to 6% commission.
  • Cash Buyers: Almost all cash buyers scour the MLS for homes for sale. This includes iBuyers, investors, and home flippers. They allow you to sell your house fast for cash in Minnesota without spending on repairs or staging.

Should I Sell a House By Owner in Minnesota?

Yes, selling your house by owner in Minnesota is a smart move if you want to save on commissions. The key is to choose the best FSBO website in Minnesota that lists your home on the MLS and gets you in front of serious buyers.

» Houzeo ReviewsFind out what customers have to say about Houzeo – Minnesota’s best home-selling website.

Frequently Asked Questions

How to list your home For Sale By Owner in Minnesota?

To list your home FSBO in Minnesota you must declutter your home, prepare it for showings, and market it. You can also choose the best Flat Fee MLS service in Minnesota to increase your property’s visibility.

How does For Sale By Owner work in Minnesota?

Selling a property For Sale By Owner (FSBO) means you have to handle the entire sale, from listing to closing, without a real estate agent. It requires more work than the traditional selling process, but you can save thousands in real estate commissions in Minnesota.

Do I need a Realtor to sell my house in Minnesota?

No, you can sell your Minnesota house without a Realtor through the For Sale By Owner process. You must use the best FSBO website that lists your home on the MLS. You will get exposure along with control of the sale. You also get to save on agent commissions.

What is the best way to sell your house by owner in Minnesota?

The best way to sell a home by owner in Minnesota is through top FSBO websites. They provide help with offers and paperwork while you save on commissions. However, you must stage your home for showings, price it competitively, and market it well.

How to sell your house without a real estate agent in Minnesota?

To sell your house without a real estate agent in Minnesota, you must follow all the steps of selling a home by owner carefully. From pricing your home right to handling paperwork, each step matters. You can follow our FSBO Checklist to ensure you don’t miss anything.