Flat Fee MLS Indiana | 8 Companies With No Red Flags 🚩

10 mins read Nov 21, 2024
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Edited By

Carol Coutinho

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Editor
Edited By

Carol Coutinho

Editor, Houzeo
About

Carol C. is a versatile editor, expertly refining real estate content with precision and creativity. When not exploring market trends, she is immersed in the enthralling world of the theatre.

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From Wayne to Evansville, Flat Fee MLS services have helped Indianians save thousands in 2024. Flat Fee MLS Indiana services will list your house on the MLS for a fraction of what you’d pay a 6% Realtor.

There’s more good news. You save the 3% listing agent commission with a Flat Fee MLS listing in Indiana. You will also save on the 2.5% to 3% buyer agent commission with the NAR Settlement. That’s a potential saving of $16,026 on an average $267,100 home in the Hoosier State!

Rankings: 8 Flat Fee MLS Indiana Companies in 2024

Flat Fee MLS ServicePrice100% OnlineOffer ManagementShowing Management5-star ReviewsMobile App
1. Houzeo$399
2. Mink Realty$299 - $499
3. List with Freedom$395
4. Mentor Listing Realty$299 - $499
5. Paradigm Realty$399
6. I Sold My House$399
7. Flat Fee Realty$199
8. FSBO.com$495

Reviews: 8 Best Flat Fee MLS Indiana Listing Services

1. Houzeo.com

Houzeo LogoLogo-Link

100% ONLINE PROCESS

Listing Fee: $399

4.9/5

11,098 reviews
💲 Pricing
Houzeo is a high-tech platform that streamlines listings, updates, and online showings/offers. Choose from 4 Flat Fee MLS packages to simplify your home sale.

  • Bronze Package – $399+$350 At Close: You can upload 24 photos and your listing term will be of 6 months.
  • Silver Package – $409+$0.5% At Close: You can post maximum number of photos and access seller disclosures.
  • Gold Package – $429+$0.5% At Close: You can avail the assistance of a licensed broker to guide you through the listing process.
  • Platinum Package – $449+1% At Close: Your home is on the MLS for 12-months. Plus, you get virtual support of a licensed broker.

👉 Our Take: We recommend Houzeo’s Gold plan for expert broker support, including contract review and pricing guidance. Plus, enjoy concierge services that ensure a smooth and successful sale.

» Houzeo Reviews: Find out why 11,098 Americans love Houzeo.

⚡ Highlights

Houzeo is America’s #1 Flat Fee MLS service because of these strong reasons:

  1. Max Exposure: Your home listing is syndicated to popular real estate websites like Zillow, Trulia, Realtor.com, giving it nationwide visibility.
  2. 100% Online: You can list your home, manage listings, get paperwork done and close the deal all through a single platform and a powerful mobile app.
  3. 5-star Customer Service: You have access to 24/7 listing support with chat and email services 6 days a week.
  4. No Hidden Fees: What you see is what you pay. Houzeo mentions all of its fees upfront on its website.
🚩 Deal Breakers

There are no dealbreakers with Houzeo.

» Is Houzeo Legit? Houzeo addresses home sellers concerns with efficiency.

⭐ Reviews

Houzeo is rated an impressive 4.9 out of 5 stars by thousands of home sellers on Google and Trustpilot.

» Houzeo Reviews: Rated Excellent by 11,098 happy home sellers.

Houzeo.com is Indiana’s #1 ranked Flat Fee MLS service. Houzeo provides an unbeatable combination of max savings, 5-star customer support, and cutting-edge technology.

In Indiana, the Bronze package costs $399. The Silver package costs $399 +0.5% at close and the Gold package costs $429 +0.5% at close. The Platinum package costs $449 +1% at close

2. Mink Realty

Mink-Realty-LogoLogo-Link

MID-RANGE OPTION

Listing Fee: $299 - $499

5/5

70+ reviews
💲 Pricing

Mink Realty offers three flat fee MLS listing packages.

  • Silver package – $299 + $500 at closing: Best for selling land or lots. Includes a listing term of 6 months with 6 photos. You get email support only.
  • Gold package – $499 + $500 at closing: Includes a listing term of 6 months with 50 photos. Additionally, you get a yard sign, a showing time app, and social media posts.
  • Platinum package – $499 + $2,500 at closing: You get all the services from the Gold plan with Realtor assistance offers, closing contract review, negotiations, repair requests assistance, etc.

Listing Upgrades:

  • Realtor Assistance: $800
  • 6-month Listing Extension: $250
  • Upgrade from Silver to Gold: $200 and many more

👉 Our Take: The lowest package only allows land or lot listing. The $499 Gold package is a comprehensive one for seasoned sellers. 

⚡ Highlights
  • Market Exposure: Your property will get syndicated on many local and national websites like Remax, Zillow, Trulia, Realtor.com,
  • Buyer Lead Forwarding: All buyer leads are directly forwarded to you with no agent interference.
  • Customer Support: The Platinum package offers both email and phone support. All other packages provide only email support.
  • Coverage: Mink Realty offers Flat Fee MLS services across the state of Kentucky.
🚩 Deal Breakers

In our research, we found no red flags with Mink Realty. Donna Mink has a stellar reputation within the broker community. 

Mink Realty, however, has a significant number of upgrades. If you choose a basic plan, we advise you to set aside money for these costs because they can quickly mount up.

⭐ Reviews

Mink Realty has an “Excellent” 5 out of 5-star rating from 70+ total reviews on Houzeo.com.

» Mink Realty Reviews: Read what Houzeo home sellers have to say about working with Mink Realty.

Mink Realty is our #2 ranked Flat Fee MLS service in Indiana. What sets Mink Realty apart is its Managing Broker – Donna Mink.

Donna Mink is an experienced Flat Fee MLS broker representing thousands of home sellers. With Mink Realty, you can list and sell properties all over Kentucky and Indiana.

3. List With Freedom

List-with-freedomLogo-Link

COMPREHENSIVE PACKAGES

Listing Fee: $89 - $395

4.7/5

600+ reviews
💲Pricing

ListWithFreedom is a trusted and established MLS listing service that offers 3 Flat Fee packages:

  • Gold Package – $89: You can upload up to 25 home photos and get a 6 months listing term.
  • Platinum Package – $195: You can upload unlimited number of pictures of your home and can keep it on the MLS for 6 months.
  • Platinum+ Package – $395: You get a 12 months listing term along with online showing services, unlimited open houses, a personal transaction coordinator, and a yard sign.

👉 Our Take: List With Freedom is a good option for experienced sellers. However, they charge a compliance fee at closing, which adds to the total cost of their services.

⚡ Highlights

Here’s what makes ListWithFreedom stand out:

  • Affordable Pricing: You can avail basic listing services at a minimal price of just $89.
  • Unlimited Listing Changes: You can make as many updates to your MLS listing with no extra cost.
  • Market Exposure: Your home is syndicated to popular real estate websites like Realtor.com, Zillow and Trulia making it visible to potential buyers throughout America.
  • Direct Buyer Leads: All buyer inquiries are forwarded directly to you, with no agent involvement.
🚩 Deal Breakers

Here are some of the drawbacks of working with ListWithFreedom:

  • Additional Fee at Closing: You need to pay a compliance fee of 0.25%–0.50% at closing, which can add to the overall cost.
  • No Agent Support: You need to handle negotiations, do market analysis, and review contract, all on your own.
⭐ Reviews

List With Freedom has a 4.7 out of 5 starsrating from 600+ reviews on Google.

» List With Freedom Reviews:  Is List With Freedom a good choice? Find out the details in our review!

Ralph Harvey, headed List With Freedom, has affordable listing packages that are ideal for an experienced seller. The listing process is quick and simple.

But you can only get MLS listings with List with Freedom as they do not provide any pricing or negotiation assistance. If you are new to the real estate market, you will need guidance throughout the selling process!

🚩 Fees at Closing: List With Freedom charges a 0.25% fee at closing. They do not disclose this fee upfront on their “Pricing” page.

4. Mentor Listing Realty

Flat-Fee-MLS-Illinois-Mentor-Listing-Realty.Logo-Link

MID-RANGE PACKAGES

Listing Fee: $299 - $399
No credible reviews were found
💲 Pricing

Mentor Listing Realty Inc offers three Flat Fee MLS Packages.

  • Basic Package – $299: It includes 1 photo and a listing term of 6 months. You get unlimited open house listings, state disclosure forms, and contracts. You also have Broker support and assistance.
  • Standard Package – $349: It includes everything from the Basic Package plus 6 photos.
  • Premium Package – $399: The number of photos is 25 and includes the same services as the other two packages.

Listing Upgrades:

  • Full Representation Service: $499
  • Premium Sign: $75
  • Mechanical Lock Box: $45
  • Electronic Lock Box: $100 one-time rental fee, plus a $150 refundable deposit
  • Market Survey Report: $175
  • Color Flyers: 100 for $65
  • Basic Sign: $45

👉 Our Take: Mentor Listing Realty serves as a seller’s agent only. Their agents are experts in the local market. However, you will end up paying an additional cost for listing upgrades.

⚡ Highlights

Mentor Listing Realty’s highlight services are:

  • Unlimited Open House Listings: You can have as many open houses as you want to help get your home sold.
  • Professional Broker Support: A professional broker will help you through the home selling process. This support is in all the packages but only via phone and email.
  • All Important Paperwork Provided: Mentor Listing Realty will provide you with all the state disclosure forms and contracts. They will also help you complete the necessary forms to sell your home.
🚩 Deal Breakers

In our research, we encountered some deal breakers with Mentor Listing Realty are:

  • Only 1 Photo for Basic Package: Although the services offered are similar to the other packages the basic flat fee MLS package includes only one photo. This does not help the buyer understand what your house looks like.
  • Limited Automation: Mentor Listing Realty has a limited tech stack. Many processes like form filling are done manually. Therefore, your listing process might get delayed.
  • Additional Cost: They charge additional costs for services like a lockbox, market survey reports, etc.
  • Limited Coverage: They only cover 2 states: Illinois and Indiana.
⭐ Reviews

Mentor Listing Realty has no credible ratings available.

Mentor Listing Realty offers unlimited open houses as part of all its packages. The company provides most of the services you may require to sell your home, but they can be expensive.

Moreover, Mentor Listing Realty has a limited tech stack. As a result, many procedures, including evaluating proposals and monitoring inspections, will be completed offline. Thus, your listing process might get delayed.

5. Paradigm Realty

Paradigm-Realty-LogoLogo-Link

UNLIMITED CHANGES

Listing Fee: $399 - $499

4.6/5

65+ reviews
💲 Pricing

Founded by Joshua Vida, Paradigm Realty offers Flat Fee MLS services:

  • $399 Package: The package comes with a 6-month listing term, max photos, unlimited free changes to your listing, and a free yard sign. Your listing also gets syndicated to popular websites like Zillow, Trulia, Realtor.com, and more.
  • Listing Upgrades: Various add-ons are available, such as max pictures in MLS, CMA report, and professional flyers at $50 each. You can also upgrade your listing up to 1 year for $99.

👉 Our Take: Paradigm Realty is a good option for experienced sellers. However, it might not be the most cost-effective choice as they charge additional fees for services often included in basic packages.

⚡ Highlights

Here are some highlights of listings with Paradigm Realty Solutions.

  • Unlimited Listing Changes: Paradigm Realty offers unlimited listing changes. This makes it easy for sellers to keep their listings updated.
  • Buyer Leads Forwarded to You: The company forwards the buyer leads directly to you in both packages.
  • Buyer Rebate Available: Paradigm Realty offers up to $2,000 as a Buyer Rebate Program to sellers who use their services to purchase a home as well. 
🚩 Deal Breakers

In our research we’ve identified some disadvantages of listing with Paradigm Realty Solutions:

  • Extra Charges for Listing Photos: Paradigm Realty allows max photo uploads on the MLS, but they charge an extra $50 for this service.
  • Expensive à La Carte Services: Services like MLS lockbox rental are priced at $99 + $50 deposit. These services are expensive compared to other Flat Fee MLS listing competitors.
⭐ Reviews

Paradigm Realty has 4.6 out of 5 stars from 65+ reviews on the popular review site Google.

Paradigm Realty is a licensed Indiana real estate brokerage providing Flat Fee MLS listings across 88 counties. They offer just one basic flat fee package, and their services are quite limited.

Additionally, their à la carte options are pricey, making them more expensive compared to other Flat Fee MLS companies.

6. I Sold My House

I Sold My HouseLogo-Link

Low Tech, But Great Broker

Listing Fee: $299 - $399

4.7/5

15+ reviews
💲 Pricing

I Sold My House offers 2 flat fee packages:

  • Get Listed – $299: This package offers MLS listing with 6-10 photos. Your listing is syndicated to major sites like Zillow and Trulia. It is best suited for rental properties and small 1-2 bedroom homes.
  • Get Sold – $399: This package includes all the features of the Get Listed plan, plus you can upload up to 25 photos. It is best suited for larger homes.

👉 Our Take: ISoldMyHouse.com offers affordable MLS listings, but its services are relatively basic, even in premium packages. Unlike many other flat fee brokers, they do not offer agent support or guidance throughout the selling process.

⚡ Highlights

I Sold My House offers the following advantages:

  • Fast Listing: Your home is listed on the MLS within 24 hours from the time you submit your details.
  • Market Exposure: Your MLS listing gets syndicated to websites like Zillow, Trulia, Redfin, and Realtor.com.
  • Buyer Leads Forwarded: All buyer leads are directly forwarded to you with no agent involvement.
🚩 Deal Breakers

Here are some deal breakers associated with I Sold My House:

  • Limited Coverage: ISoldMyHouse.com is licensed to provide direct services in 8 states. In the rest of the region, it works as a referral service.
  • Limited Features: They don’t offer any additional services like professional photography, yard signs, or comparative market analysis.
  • Self-Managed Process: The entire selling process is DIY, meaning sellers have to manage pricing, marketing, and the closing process.
⭐ Reviews

I Sold My House has a rating of 4.73 out of 5 from 10+ reviews on Better Business Bureau.

» I Sold My House Reviews: Do consider reading these reviews before choosing I Sold My House.

iSoldMyHouse is a great choice in the 8 states it covers. Kris Lippi, the Broker Owner of iSoldMyHouse is an experienced Flat Fee broker with thousands of transactions under his belt.

In the remaining 42 states and Washington, D.C., iSoldMyHouse.com is only a referral service. They act as a middleman and will sell your information to a local broker who will help you list on the MLS.

7. Flat Fee Realty

Flat-Fee-Realty-logo.Logo-Link

UNLIMITED LISTING TERM

Listing Fee: $99 - $595

4.3/5

90+ reviews
💲 Pricing

FlatFeeMLSRealty offers three real estate listing packages to suit different needs and budgets:

  • Silver Package – $99: This package includes a 3-month listing term and up to 15 photos with 10 listing changes.
  • Gold Package – $249: This package comes with a 6-month listing term and enables you to include up to 50 photos with unlimited listing changes.
  • Platinum Package – $549: This package has unlimited listing terms and changes with 25+ HD photos.

👉 Our Take: Flat Fee Realty is an affordable option. However, they do charge additional fees for optional upgrades like additional photos and listing changes.

⚡ Highlights

These are some pros of Flat Fee Realty in the areas it operates:

  • Cost-Effective: Flat Fee Realty offers an affordable flat fee listing package.
  • Free listing Changes: You can make changes to your listing without paying any additional fees.
  • Easy Cancellation: You can cancel anytime and get a refund within 30 days of purchase. If you decide not to sell your home, some of your listing fees will be refunded.
🚩 Deal Breakers

In our research, we have found certain drawbacks of Flat Fee MLS Realty.

  • Not for First-Time Sellers: Flat Fee MLS Realty may not be ideal for you if you are a first-time seller. You’ll have to conduct tours and communicate with buyers on your own.
  • Expensive Add-ons: For services like professional photography, you have to pay an additional $460 with the Silver package and $300 with the Gold package.
⭐ Reviews

Flat Fee MLS Realty has 4.3 out of 5 stars from 90+ total reviews on Google.

» Flat Fee Realty Reviews: Read our in-depth review of Flat Fee Realty.

Flat Fee Realty offers a single Flat Fee MLS package that varies from state to state. With this package, you get free listing changes and related disclosures. ​

However, Flat Fee Realty requires you to pay a minimum 2% buyer agent commission, 0.25% of which goes as a kickback to your listing agent. This means you end up paying a small commission to the listing agent at closing.

In Indiana, Flat Fee Realty offers a $299 MLS listing package. The package includes 6 months of listing term with 6 photos to upload.

8. FSBO.com

Logo - FSBO.comLogo-Link

NATIONAL REFERRAL COMPANY

Listing Fee: $99.95 - $399
No credible reviews were found.
💲Pricing
  • FSBO Package: $99.95
  • MLS Package: $399.95
⚡ Highlights
  • Multiple Categories of Listings
  • User-Friendly Interface
  • Nationwide Coverage
🚩 Deal Breakers
  • Limited Automation
  • Unpredictable Broker Quality
  • Extra Charges for Listing Photos
  • Expensive à la carte Services
⭐ Reviews

FSBO.com has no credible customer reviews on popular review sites like Google or Trustpilot.

» FSBO.com Reviews: Read why the oldest FSBO website isn’t the best anymore.

FSBO.com is available in all states with coverage in 50+ markets. FSBO allows sellers to list their property for sale while saving on the listing agent commission.

But you should know that additional services can add up to a total of $335 in costs! For example, If you wish to avail of CSS showing service, and e-lockbox rental, then you have to pay $75 and $150 over your flat fee package.

🚨 High Hidden Fees: Many IN Flat Fee services have charges that aren’t disclosed on their websites. These hidden fees can lower your net proceeds.

Local Flat Fee MLS Listing Services in Indiana

Flat fee real estate brokers in IN will list your home on the MLS, increasing its visibility to nearby buyers and agents. Here are some Indiana Flat Fee MLS listing services available near you:

1. Indianapolis, Indiana Flat Fee MLS Indianapolis

How Do Flat Fee Listing Services in Indiana Work?

Companies offering services for Flat Fee MLS listing Indiana get your home on the MLS for a fixed fee. However, only licensed agents can access the MLS. So, the top flat fee services in IN work with these agents to list and market your home.

All you have to do is choose a plan that best suits your home-selling needs. And voila! You save thousands.

Once the MLS listing is live, buyer agents can view your property on the MLS and subsequently recommend it to prospective buyers.

Flat Fee MLS IN Houzeo Exposure
If you list with Houzeo, your listing will also be visible on popular sites like Zillow, Realtor.com, and local MLSs.

How Much Can You Save With a Flat Fee MLS IN Listing?

It depends on who you work with. A traditional full-service agent charges a 2.5% to 3% commission. On the other hand, a Indiana flat rate MLS listing service like Houzeo costs $399, with a closing fee of just $350.

Imagine a $267,100 home in the Hoosier State; you would pay $8,013 to the listing agent. However, listing with Houzeo would save you $7,264.

Service ProviderFeeCommission DueSavings
Traditional Agent3%$8,013$0
Houzeo$399$749*$7,264
* Houzeo’s Bronze Plan costs $399 and has a $350 closing fee.

Lara Shane Saved $24,000 With Houzeo, You Can Too!

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NAR Settlement Saves Sellers Thousands in Commission

The NAR Settlement went into effect on August 17, 2024. Buyer agent commissions can no longer be offered on the MLS. This means sellers will save thousands! But it also means there’s a lot more compliance and litigation risks.

Here’s what this means for you:

  • Sellers Can Save Thousands in Commissions: You will likely be paying much less than the traditional 3% buyer agent commission. That’s because buyer agent commissions will be negotiated twice: Once when buyers engage Buyer Agents, and again when sellers review offer contracts.
  • Seller Priority #1 Will Be Paperwork (to Mitigate Compliance & Litigation Risks): Buyer agents mitigate all types of risks. From seller disclosures, offer contracts, contingencies, inspections, repair requests, appraisal, and closing – Buyer agents keep the paperwork tight. Their state licensing authorities, Realtor associations, and MLS’ audit paperwork compliance. Without buyer agents, sellers will have to learn and adapt. Or risk expensive litigation.
  • Negotiations Can Now Feel Like Haggling: Buyer agent commissions will now be part of offer contracts and buyer agency agreements. Buyers may ask sellers to include commissions in the form of seller concessions. That means home buyers and sellers alike will be negotiating commissions. Sellers will need expert licensed brokers to help them with these negotiations.
  • Buyer Agent Commissions Can Be Offered Offline: Buyer agent commissions can still be offered outside of the MLS. They just cannot be advertised on the MLS.

How to Choose the Best Flat Fee Listing Service in Indiana?

Here’s what you must consider when choosing IN Flat Fee MLS companies:

  1. Affordable Pricing: Select a Flat Fee MLS listing service that offers plans ranging from $300 to $800. Low listing costs may help you free up funds for other expenses like home staging or repairs.
  2. Maximum Exposure: Ensure that the IN Flat Fee MLS service provider gets your home on all the MLSs in your area. This will increase your home’s visibility.
  3. Maximum Photos: The MLS company must allow you to upload at least 22 pictures of your house. Professional photos taken from different angles help potential buyers visualize the property.
  4. Extended Listing Term: Choose a Flat Fee MLS Indiana company that keeps your listing live for at least 6 months. This way, you can wait for a better offer instead of feeling rushed to accept a less desirable one.
  5. Quick Listing: Select a local Flat Fee MLS Indiana listing service that gets your home on the MLS quickly. The faster your home is on the market, the less likely you will miss out on potential offers.

How to List on Indiana MLS via Houzeo

Follow these steps correctly to get an active MLS listing with Houzeo in 48 hours:

  1. Create Your Account: Download the Houzeo mobile app or go to Houzeo.com and click “Start Listing Now.” You’ll then have to provide basic information, like your name, contact details, etc., to set up your account.
  2. Enter Property Details: Go to the Houzeo dashboard and click “Sell a Property.” Submit details about your home, such as the number of rooms and baths, square footage, etc.
  3. Set Your Asking Price: Use online tools to check the value of your home and set the asking price accordingly.
  4. Choose Your MLS Plan: Houzeo offers 4 flat fee packages. Once you select a plan, the necessary documents will be automatically assigned to you. Completing the listing agreement will take just 20 to 30 minutes if done correctly.
  5. Add Property Description and Photos: Highlight your property’s key features to attract potential buyers. Upload high-quality photos showcasing major rooms and amenities such as a home gym or installed solar panels.

15,000 Americans Have Listed Their Homes via Houzeo!

What Are You Waiting For?

List Your Home NOW!

» Houzeo Reviews: Find out why Houzeo is one of Indiana’s best Flat Fee MLS listing services.

Alternatives to Indiana Flat Fee Listing Services

Indiana flat rate listing services are the best option for home sellers looking to retain most of their home equity.

However, if you don’t want to save your hard-earned equity, here are a few options for you:

  • Discount Real Estate Brokers: They are licensed real estate professionals who offer the same services as traditional agents but for a lower fee. Discount real estate brokers in Indiana charge between 0.5% to 2% commission.
  • Full-Service Realtors: They are real estate agents or brokerages that offer comprehensive services, including marketing, negotiation, paperwork, closing assistance, etc. However, they charge a 5% to 6% commission for their services.
  • iBuyers/Cash Home Buyers: iBuyers, such as Opendoor and Offerpad, purchase homes directly from sellers. They have strict home-buying criteria. Cash buyers in Indiana make offers for distressed houses within 24 to 48 hours.
  • For Sale By Owner Websites: For Sale By Owner websites in IN allow homeowners to list and sell their properties without the assistance of a real estate agent. However, your home won’t get the MLS exposure it deserves.

Final Word

You don’t need a full-service agent to sell your home in the Hoosier State.

With a flat fee listing on Houzeo, you can take control of your sale and save thousands. Get the same MLS exposure and expert tools at just $749 instead of a whopping 3% agent fee.

Frequently Asked Questions

Which is the best Flat Fee MLS listing service in Indiana?

Houzeo is one of the top flat fee services Indiana because of its advanced tech and stellar customer reviews. Mink Realty and List with Freedom are other great options.

Can I list on the MLS without a real estate agent?

Yes, you can list your home on the MLS with a IN Flat Fee MLS listing service, eliminating the listing agent's 3% commission right away!

Is Flat Fee MLS legal in Indiana?

Flat Fee MLS is legal all over the United States, including Indiana.

Is a seller’s disclosure required in Indiana?

Yes! The IN seller disclosure form reveals all material defects and the general state of your property to potential buyers.

Why should I list my property on the Indiana real estate Multiple Listing Service?

Listing your property on the MLS ensures maximum visibility to buyers and agents, giving your home more exposure. Using a Indiana flat rate MLS listing service can help you avoid paying full commission to a real estate agent.

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