9 min read May 08, 2024

IPS Cash Reviews: Pros, Cons, and Alternatives (2024)

Edited By

Carol Coutinho

Edited By

Carol Coutinho

Editor, Houzeo

Carol C. is a versatile editor, expertly refining real estate content with precision and creativity. When not exploring market trends, she is immersed in the enthralling world of the theatre.

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IPS Cash is a Nashua, NH based cash home buyer. They deal with all types of properties. IPS Cash specializes in buying inherited and probate properties.

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  • With IPS Cash you can close on your home in 7 days
  • You save on repairs and closing costs with this cash buyer
  • IPS cash gives you quick cash offer
  • They give a no-obligation cash offer


  • You may get just 50% to 70% of your property's FMV
  • You may not be able to negotiate your cash offer
  • IPS Cash offers services in 4 states

IPS Cash is a cash home buying company. The ‘IPS’ stands for Inherited Property Solutions. They initially began as a business focused on dealing with inherited and probate properties. At present they purchase all types of properties in as-is condition.

If you choose to sell to IPS Cash, you can close on your home in 7 days. Alternatively, you are granted a 60-day period to decide if you want to go ahead with their deal. As per their website, IPS Cash also gives you the option to stay in the house after closing.

While their streamlined process makes selling your house stress-free. You may not get your home’s equity with IPS Cash. Cash buyers usually make offers between 50% – 70% of your home’s FMV. Expect your offer to be in similar range.

    ✍️ Editor’s Take: We recommend listing on a cash buyer marketplace like Houzeo. With Houzeo you can get cash offers from multiple national and local cash buyers. So, you do not have to settle for just one offer. Compare IPS Cash vs. Houzeo.

Is IPS Cash Legit?

Yes, IPS Cash is a legitimate company. They are headquartered in Nashua, New Hampshire. Joe Theriault, a real estate investor is the owner and CEO of IPS Cash. He established the company in 2016.

On their website, they have put a screenshot on the home page stating they are BBB accredited and have an A+ rating. However, during our research, we found that they are not BBB accredited.

IPS Cash Coverage

The company offers services in Massachusetts, New Hampshire, Maine, and Vermont.

Properties IPS Cash Purchases?

IPS Cash purchases all kinds of homes. Some of these houses include:

Inherited propertiesHouses facing foreclosureBehind on tax payments
Homes with structural damagesInvestment propertiesHouse in probate
Rentals with tiresome tenantsSenior’s home transitionHome sale during divorce

How Does IPS Cash Work?

The process of selling with IPS Cash is mentioned below:

  • Fill Out an Online Form: You can get in touch with IPS cash by filling out an online form or calling them directly.
  • Property Evaluation: After you fill out the form, IPS Cash’s team will set up an evaluation meeting.
  • Get a Cash Offer: IPS Cash gives an offer based on the evaluation of your property.
  • Close the Sale: If you accept the cash offer, the next step is the closing process. IPS cash can close on your timeline or within 7 days.

If you need more time after selling your house, IPS Cash provides flexible options with a customized occupancy agreement. This agreement outlines specific terms for you to stay in your home post-sale.

How Much Does IPS Cash Pay?

IPS Cash determines its fair cash offer based on the value of the home and market conditions. However, they do not mention how much they will pay. It actually varies on a case-by-case basis. Typically, companies like IPS Cash offers around 50% to 70% of your home’s equity. This is standard industry practice with cash buyers.

For example: If the fair market value of your property is $300,000. Your cash offer could range between:

  • Lowest Offer (50%): $300,000 * 0.50 = $150,000
  • Highest Offer (70%): $300,000 * 0.70 = $210,000

This cash offer from IPS is a great choice if you want to sell your property quickly. However, if you want a higher return exploring alternative companies might be a good idea.

IPS Cash Reviews

The company has a 4.7 out of 5-star rating on Google based on 52 reviews. On the other hand they have a 4.6 out of 5 star rating on Birdeye based on 69 customer reviews.

Many customer reviews highlight IPS Cash team’s professionalism and have lauded their customer support. While they do have negative reviews where people have felt scammed, the owner of the company has been very proactive in responding to the negative comments.

IPS Cash Reviews: Praises

✅ Teresa received the best offer from IPS. She appreciated the knowledge and honesty of a representative named John. She also mentioned that their team accommodated her need to find a new house.

Teresa GendronUSASubmitted 2023

IPS gave us the best offer. John is very knowledgeable in the real estate field. He was honest and upfront. He understood that we needed to find a new house first. IPS worked with us to make this happen…

Source: Google

✅ Alan appreciated IPS Cash team for making his property sale convenient. He was satisfied with the process and the price he received for his property.

Alan BeaulieuUSASubmitted 2023

Rachelle and the team at IPS Cash made the sale an easy process with zero regrets. Quick, easy, pleasant and a good price. We could not be happier with the decision we made…

Source: Google

IPS Cash Reviews: Complaints

❌ Deb had a negative experience with IPS Cash. She expressed disappointment and frustration with the company’s actions and the discrepancy between the advertised claims and her actual experience.

Deb GUSASubmitted 2023

Absolutely would NOT recommend this company! Completely false advertising! They clam they will buy any house. Not true! Went under contract with them and then less than 3 months later they canceled our contract!!

Source: Birdeye

❌ Marie accused the company of being “total scam artists.” She alleges that their clean-up personnel stole $1,000 from her. She further mentioned that the company overcharged her children for the house.

Marie McAndrewUSASubmitted 2023

Total scam artists. Their clean up people stole 1k from us . Their realtor stole personal family item’s. Also overcharged our children for the house. So they could make bank. They never spoke to me so their reply is BS. I wasn’t hacked..

Source: Google

IPS Cash Reviews: Pros and Cons

Let’s evaluate the pros and cons of IPS Cash:

IPS Cash Pros

  • Buy As-is Houses: IPS Cash purchases homes as-is. So, even if your property is facing foreclosure or needs heavy repairs, you will get a cash offer.
  • Quick Closing: IPS Cash promises to close in as little as 7 days. However, their timeline is flexible and can close on a date suitable to you.
  • No Service Fees: They do not charge any service fee. Enjoy a quick sale through IPS Cash without any additional costs.
  • Buys All Types of Property: IPS cash does not have a strict eligibility criteria for the property they purchase. They will purchase all types of properties.

IPS Cash Cons

  • Lowball Cash Offers: With IPS Cash, you are likely to get an offer that would be below fair market value.
  • Little Scope for Negotiation: With cash home buyers like IPS Cash, you don’t have room to negotiate your cash offer.
  • Limited Coverage: The company offers services in Massachusetts, New Hampshire, Maine, and Vermont.

IPS Cash Competitors

» Jump to: IPS Cash vs. Houzeo | IPS Cash vs. Offerpad | IPS Cash vs. HomeVestors

1. IPS Cash vs. Houzeo

IPS Cash gives you a quick cash offer. The process of selling with them is hassle-free. But if you sell your home to them, your offer might not be in line with your home’s equity.

Instead, list your property on a cash buyer marketplace like Houzeo. With Houzeo, your property gets exposure to multiple cash buyers. Additionally, their tech centric platform allows you to manage offers efficiently.

IPS CashHouzeo
Sale Price50% to 70% of FMVUp to 100% of FMV
Customer Rating4.7 Stars (52 Reviews)4.9 Stars (7,000+ Reviews)
Closing Timeline7 to 60 Days2 to 60 Days
Scope for Negotiation
Multiple Offers
Compare Offers
Repair Costs

2. IPS Cash vs. Offerpad

Offerpad is an iBuyer. They charge a 6% service fee. Usually, iBuyers offer around 70% to 80% of your home’s equity. However, Offerpad has stringent criteria for the properties they buy. Before selling to an iBuyer, you will have to go through their eligibility criteria.

Therefore, IPS Cash is a better option as they buy your property in as-is condition. Additionally, they do not charge any fees.

3. IPS Cash vs. HomeVestors

HomeVestors also has a similar business model to IPS Cash. With both the companies you can expect a cash offers around 50% to 70% of your home’s value. However, they both vary on two conditions i.e. coverage and closing timeline.

IPS Cash is a company that is available in 4 states. Whereas, HomeVestors have near-nationwide coverage. HomeVestors closes the deal in 3 weeks. While IPS Cash promises to close in as little as 7 days.

“We Buy Houses for Cash” Companies Near Me

There are other “We Buy Houses As Is” companies in the market. You can request an offer from multiple cash companies and pick the one that suits you the best.

RegionCash Home Buyers
Nationwide Connect Home Buyers | ASAP Cash Offer | Expert Home Offers | House Buyer Network | Swift Homes | Fast Home Offer
Near-Nationwide Homevestors | We Buy Houses | Express Homebuyers| House Cashin | Highest Cash Offer
Northeast I Buy Li | IPS | ibuy585.com | Integrity First Home Buyers| Handsome Homebuyer | New England Home Buyers | Sell Fast Boston | Sell Now Homebuyers | First Choice Home Buyers | 1-800-cash Offer | Halo Homebuyers | Morgan Home Solutions | Sell to Jim | Snappy Home Buyers
MidwestDirect Home Buyers | I Buy SD | Ben Buys Indy Houses | Grandview Homes | Heartland Buys Houses | Christopher Ellyn Homes | Des Moines Home Buyers LLC | Professional Home Buyers | HouseMax | Jay Buys Detroit | Detroit Cash for Homes | Detroit Fair Offer | Minnesota Home Guys | Chris Buys Homes | Upward Home Solutions | Ohio Cash Buyers | All Ohio Home Buyers | Omaha Homes for Cash | Metro Milwaukee Home Buyer | Cream City Home Buyers
SouthCava Buys | Simply Sold | Homego | Irby Buys | Mark Spain Real Estate | 365 Property Buyers | Florida Cash Home Buyers | Quick Home Buyers | Freedom Cash Home Buyers | Sarasota Home Buyers | Maximum Cash Home Buyers | Cash Offer Kentucky | Geaux Home Buyers Llc | The Buy Guys | Maryland Cash House Buyers | Keen Home Buyers | Nc Cash Home Buyers | W Properties | Charleston House Buyers | New Horizon Home Buyers | Sell to Bobby | House Heroes | Traction Home Offer | Pps House Buyers | Investment Capital Home Buyers | MarketPro HomeBuyers | Texas All Cash Home Buyers | 4 Brothers Buy Houses | Advantage Homebuyers of America
WestTarek Buys | Osborne Homes | Property Max | Seller's Advantage | Sundae | Andrew The Home Buyer | Doug Hopkins Real Estate | John Buys Bay Area Houses | Laurel Buys Houses | John Medina Buys Houses | SoCal Home Buyers | Sell Quick California | Gordon Buys Homes | The Buy-Out Company | Oahu Home Buyers | Khd Real Estate LLC | Enlight Homebuyers | We Buy Any Vegas House | Boise House Buyers | Brothers buy homes | House Buyers of America | The Easy Home Buyer | I Will Buy House | Beachworks LLC

Other Options You Should Consider

  • Sell For Sale By Owner: For Sale By Owner websites help you list and sell a house yourself, saving thousands in agent commissions. Around one-third of home buyers pay in cash. Hence, selling FSBO helps you to get 100% FMV of your house in cash.
  • Sell Through a Realtor: Traditional Realtors list your property on the MLS and help you at every step of home selling. However, you have to pay them 3% of the home’s sale price for this convenience.
  • Sell Through Discount Realtors: Discount real estate brokers reduce their commissions to offer affordable services. Their commission varies between 0.5% and 2%.

Should You Sell Your House to IPS Cash?

IPS Cash is an apt choice for those in need of urgent cash. There are certain advantages to selling your house to them. You can sell your house in as-is condition. Additionally, you avoid the hassle of going through appraisals or inspections. You can instantly off-load your distressed property.

Alternatively, we feel listing your property on a cash buyer marketplace like Houzeo.com is beneficial. We provide wide exposure to your listing and help attract multiple cash offers. With Houzeo, you can get top dollar for your property.

» Houzeo ReviewsHere’s why 7,000+ home sellers have rated Houzeo 4.9 stars out of 5 on Google and Trustpilot.

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Frequently Asked Questions About IPS Cash

Is IPS Cash Legit?

Yes, IPS Cash is a legitimate cash home buying company. Joe Theriault is the owner and CEO of IPS Cash. He established the company in the year 2016. The company has positive reviews on websites like Google and Birdeye. To know more click here.

How much money will IPS Cash offer for my property?

They do not mention this on their website. Based on our research, IPS Cash's offer would probably be between 50% to 70% of your home's market value. This is standard industry practice with most cash buyer. To understand this click here.

What does 'IPS' mean in IPS Cash?

'IPS' stands for Inherited Property Solutions. The company initially focused on inherited properties. Over time, IPS Cash evolved its services to encompass a diverse range of property types while maintaining a robust specialization in inherited and probate properties.

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(1 Reviews)

  • milton b brown

    Verified Reviewer

    20th Dec 2023

    These folks are conmen at best they are liars. They do not follow through with their promises or their contracts. Avoid Them at all costs.


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