6 min read Feb 03, 2022

7 Best Flat Fee MLS Listing Companies in America

✍️ Editor’s Note: Houzeo.com is America’s most advanced Flat Fee MLS platform. Home owners listed $3.5 billion worth of properties on Houzeo.com in 2021. This blog summarizes our in-depth research and comprehensive report on Flat Fee MLS.


» In this guide, we’ll cover:

Rankings: America’s 7 Best Flat Fee MLS Listing Services

The table below lists and compares America’s best low cost MLS listing services on the most important considerations for a home seller.

Flat Fee MLS ServicePriceAdditional Fees5-Star Reviews100% OnlineOffers Directly to YouOffer ManagementMobile App
1. Houzeo
2. Congress Realty
3. FSBO.com
4. Fizber
5. Homecoin
6. Flat Fee Realty
🚩0.1%-0.25% + 0.5%-1%
7. Flat Fee Group

Flat Fee MLS: Read This Before You List

In 2022, Flat Fee MLS is the best option for home sellers looking to sell their homes.

The average sale price of a house has increased from $303,600 in 2021 to $350,300 in 2022. That’s a15.4% increase in just one year. Record home prices also mean record real estate agent commissions. With a Flat Rate listing, you save thousands in commission and pay just a small Fixed Fee to sell your home.

🗎 What is MLS?

The MLS or Multiple Listing Service is a local property listing database of available homes for sale. The MLS is a valuable tool that helps market your property in a faster and more efficient way. However, there are about 600 MLS’ in the US. In addition, an MLS can only be accessed by real estate agents. This makes it impossible for sellers who want to sell their house as an FSBO to list their property on the MLS without paying a listing agent commission.

📝 What is Flat Fee MLS Listing?

A flat rate listing is a service provided by fixed fee listing companies, where they list your house on the MLS for a fixed fee or a flat rate. Depending upon the flat fee listing package you choose, the listing companies also offer a range of other services that will help you when you need assistance.

💁‍♀️ Do I Need to List on the MLS?

Yes, an MLS listing is the best way to sell your house. Here’s why:

📣 Get Maximum ExposureMLS listings get syndicated to Zillow, Trulia, Realtor.com, Redfin, and hundreds of other websites. You get maximum exposure that ensures your listing doesn’t lose a pool of potential buyers.
💵 Save on CommissionsA flat fee MLS listing will help you save the listing agent commission which is usually around 2%-3% of the sale price.
🤵 Market to Buyer AgentsThe MLS provides a lot of exposure to your property as it can be viewed by buyer agents. According to reports, 75% of home sales involve buyer agents. MLS is the most efficient way to market to buyer agents.
🤝 Offer a Buyer Agent CommissionMLS’ allows you to incentivize buyer agents with a competitive commission. Given that buyer agents are involved in most transactions, this will allow you to attract top-dollar for your property.
💰 Get the Best PriceAccording to a study, listings on the MLS sold faster and for 17% more than those that were not on the MLS.
👍 Sell FasterAs of January 2022, 79% of houses were on the market for less than a month before they were sold. Houses listed on the MLS sell faster.
💸 Get Cash OffersAlmost all cash buyers scour the MLS for properties. This includes iBuyers, investors, and home flippers.

When compared to any other method, fixed fee MLS listings are typically the fastest way to get listed. They are also the fastest way to get changes done to your listing. The reason for this is that when you have an agent in between, you have to coordinate with that agent to get listed on the MLS. The agent has to create all the MLS documents and send them to you to fill and sign. Only when you revert back to them can they list you. This can typically take 3+ days. However, with a fixed rate MLS listing service, you do all that work right upfront. Flat rate MLS companies will assign you the right paperwork based on your property type, location, and your local MLS instantly when you sign up. Complete that, and you are typically listed within a day.

🚀 Speed to Market Matters – Houzeo is 100% online. Listings are fast and changes are faster!

👨‍⚖️ Do Real Estate Agents Avoid Flat Fee MLS Listings?

No, real estate agents don’t avoid fixed rate MLS listings. Their primary goal is to ensure that their clients find the perfect house. If your house meets their client’s requirements, then there is no reason for them to avoid recommending it, just because it’s a fixed rate MLS listing. Their code of ethics and the US antitrust laws require them to protect the interest of their consumers. Also, real estate agents will not risk tarnishing their image and lose out on clients as well as commissions by discriminating against a flat rate listing. However, the buyer agent can avoid showing your home to their clients if you do not offer a compelling buyer agent commission i.e. 2.5% to 3%.

👩‍💼 Is Flat Fee MLS Legal?

Yes, it is a completely legal practice in the real estate industry and is backed by the Department of Justice and the Federal Trade Commission.

💸 How Much Does it Cost To List Your Home On MLS For a Flat Fee?

On average, a Flat Rate MLS listing service can cost you anywhere between $199 to $499. Companies like Houzeo.com even offer features like a yard sign and social media sharing, which increase your chances of finding a buyer who is not represented by an agent.

💡 Explore More: How to List on MLS For Sale By Owner (with video guide)

Do you need MLS to List on Zillow?

No, Zillow is a real estate website that allows you to list your property as a For Sale By Owner. Such FSBO listings though are hidden in the “Other Listings” tab, and get much less exposure than the default “Agent Listings”. This will limit your chances to sell FSBO via Zillow.

When you list your house on the MLS, your listing gets populated to Zillow, Trulia, Redfin, Realtor.com, and hundreds of other websites. Your Zillow listing will also appear on the “Agent Listings” tab, significantly increasing visibility of your listing.

💡 Explore More: Check out America’s Best For Sale By Owner Websites

Reviews: 7 Best Flat Fee MLS Listing Companies in America

1. Houzeo

  • Listing Fee: $349
  • Available nationwide
  • 5stars 4.9/5 (3,196 reviews)

Houzeo, an online real estate tech company, provides an unbeatable combination of maximum savings, cutting-edge technology, and 5-star customer support.

💰 Save Thousands on Commission: Houzeo’s plans are typically a small flat fee. This will save you thousands. If your buyer is unrepresented, you save the buyer agent commission as well.

📣 Maximum Exposure: Listings get syndicated to the MLS, Zillow, Realtor.com, Redfin, Trulia, and hundreds of other websites. Houzeo also has nifty social media sharing tools. No other platform gives you this much exposure.

Fast Listing & Changes: Houzeo is 100% online. Listing is easy and changes are fast. So you can focus on what is most important – your sale.

⭐ 5-Star Customer Support: Home sellers across America have rated Houzeo 4.9 out of 5 stars on major review sites like Google and Trustpilot. There is comfort in the fact that when you call, there is a live person picking up the phone on the other line.

📱 Cutting-edge Technology: Houzeo is the most powerful real estate website. Its advanced features include:

  • IntelliList Listing Management System: Lets you manage your listing 100% online.
  • Houzeo Showings: Manage showing appointments online.
  • Houzeo Offers: All offers are summarized online. You can view and compare offers, or counter an offer. In a multiple-offer situation, you can also call for highest and best offers.
  • Buyer Search: Buyers can contact you directly on Houzeo.com instead of going through a real estate agent.
  • Houzeo Settlement Agent Platform: Guides you to your closing.

👉 Our Take: Houzeo.com is our top pick because it delivers an unbeatable combination of savings, tech features, and service of any flat fee MLS listing service website we’ve reviewed.

» SAVE on Houzeo.com: Start your free listing on Houzeo.com today!

  • Nationwide coverage
  • Listings get syndicated to Zillow, Realtor.com, Trulia, Redfin, and 100s of other sites
  • Quick listing (within a day with concierge)
  • Savings on commissions
  • 100% online – easy listing, fast changes, online showings, and online offers
  • Mobile app availability

Houzeo has a 4.9 out of 5 rating on Google & Trustpilot.

Houzeo is available nationwide.

2. Congress Realty

Copany LogoLogo image

Congress Realty

Company Link
  • Listing Fee: $299 Upfront
  • List within 48 hours
  • $50-$800 additional fees for optional services

💼 Packages: Congress Realty is a Flat Fee MLS listing service which offers basic packages at a flat fee of $299.

✄  Customization: Various services apart from Flat Fee MLS listing are available on a-la-carte basis. 

👉 Features: The basic listing package allows you to upload only 4 photos. Many other Flat Fee MLS companies allow more photos than that. You can make unlimited changes to your listing. Congress Realty also provides you with a comparative market analysis report upon request.

📞 Additional Support: They have a phone system which forwards all the offers that you receive on your home. However, they charge additional $150 for this service.

📝 Note: If you want a full-service MLS listing, then you have to pay $299+0.5% at the time of closing.

»SAVE: How to List on MLS For Sale By Owner


  • Single package with a la carte services
  • Listing syndicated to other websites like Zillow, Trulia, Realtor.com
  • Free Comparative Market Analysis report on request
  • Unlimited changes to your listing


  • Slightly expensive package
  • Additional costs for adding more photos and phone forwarding services
  • No features for buyers like direct online offer, buyer search features, etc.

Congress Realty has a 4.9 out of 5 rating (47 total reviews) on popular review site Google Reviews.

Congress Realty covers most of the United States.

3. FSBO.com

  • Listing Fee: $99.95-$399.95
  • Limited à la carte items
  • Additional fees for FSBO supplies

💼 Packages:  FSBO.com is a Flat Fee MLS listing service that allows you to list on their website for $99.95. However, the listing package ONLY lists your home on their website as an FSBO, if you want to list on MLS TN and want more services then you have to go with their $399.95 package.

 Customization: They do not provide a lot of à la carte options, and they do not provide you with a real estate attorney or real estate photographer, not even on à la carte basis.

💰 Additional Costs: You have to pay separately for yard signs, open house postings, brochures, and other FSBO-related items as they are neither included in the package nor available on an à-la-carte basis.

»SAVE: Best Low Commission Real Estate Companies 


  • You can upload 1 video in the basic $99.95 package
  • No hidden fees


  • Limited a la carte items
  • Additional fees for FSBO supplies

No reviews found on enough credible websites to provide a positive or negative rating for this company.

Covers most of the United States 

4. Fizber

  • Listing Fee: $95, $295, and $395
  • Nationwide Coverage
  • No Mobile App

Fizber is the perfect option if you need a flat fee real estate MLS listing agent and are on a tight schedule. When compared with other Flat rate sites, Fizber fairs well. However, when you compare it with Houzeo, the technology is outdated and the customer service lags.

💼 Packages: Fizber.com offers cost-effective MLS packages – the most common one is priced at $295 which provides MLS listing with minimal options. $395 package provides a bit more than the $295 package but still lags on features.

💻 Low on tech: Fizber’s technology is outdated and most processes are manual. Additionally, there is no mobile app to help you on the go.

👩‍💻 No Agent control: You’ll be referred to a local broker who covers your area/state to get your property listed on the MLS. Because brokers are not onboarded on the platform (everything is offline), you won’t have control over your selling experience. There is no quality guarantee for the agent you’re matched with.

 🔍 Read more: Fizber Reviews: The Truth Behind its Free Listing!


  • Access to MLS
  • Local broker referral


  • No control over selling since it is an offline process
  • Slow listing process (2-4 days)
  • No mobile app or advanced features
  • Manual listing updates
  • Unpredictable broker quality

Fizber.com has a respectable 4.2 out of 5 (95 reviews) on popular review site Trustpilot.

Fizber gives you a nation-wide coverage.

5. Homecoin

  • Listing Fee: $95 Upfront
  • List within 24 hours
  • $450+ in Hidden Fees

💼 Packages: Homecoin’s biggest attraction is the $95 listing.

📱 Technology: When you sign up, you’re faced with a very clunky online dashboard which makes listing your home a chore that can take hours.

🚩 Hidden Fees: Homecoin charges a very significant amount ($450) for state-required seller disclosures. Since sellers are required to file these, this fee is unavoidable.

📃 Note: Additionally, to access basic disclosures or a yard sign, etc., you’ll be paying significant $$ raising your total cost to much above other options.

»SAVE: Best Low Commission Real Estate Companies


  • FSBO listing
  • 100% Online
  • Flat Fee MLS listing at $95


  • Extra charges for state disclosures
  • Hidden fees

Homecoin has a 4.7 out of 5 rating (39 total reviews) on popular review sites like Google.

Covers California, Florida, Georgia, Michigan, North Carolina, South Carolina, Tennessee and Virginia

6. Flat Fee Realty

Copany LogoLogo image

Flat Fee Realty

Company Link
  • Listing Fee: $199
  • 0.1% to 0.25% additional fees
  • Additional Fees of $50

If an affordable plan is your priority, then Flat Fee Realty is a good option but there are things that you should know before you choose to list with them.

💼 Packages: They offer only one Flat Fee MLS listing package that is priced at $199 and allows only 6 photos to be uploaded. If you want to upload more photos, you have to pay an additional $50.

Customization: They offer a single MLS Maine package, but their package does not have a la carte options to choose from.
You need to sell your home ONLY with their services, not with which you want.

🚩 Hidden Fees: They charge 0.1% to 0.25% of the buyer agent commission at closing as a compensation for keeping the listing fee low. Not just this, they even charge 0.5% commission at closing. This commission paid to the listing brokerage increases to 1%, in case there is no buyer agent involved.

»SAVE: How to Sell a House By Owner


  • Unlimited listing changes
  • Free cancellation anytime and refund available within 30 days of purchase
  • Free state disclosures for all the states



  • They are a licensed broker only in Connecticut, you will purchase a package from them but list with one of their partners
  • No services like pricing assistance or contract review

No reviews found on enough credible websites to provide a positive or negative rating for this company.

Flat Fee Realty has a nation-wide coverage.

7. Flat Fee Group

Copany LogoLogo image

Flat Fee Group

Company Link
  • Listing Fee: $399
  • Low on Tech
  • Less savings

Flat Fee Group is a Flat rate real estate company that offers flat fee packages as well as a full-service packages.

💼 Packages: The packages are quite costly compared to other fixed rate MLS listing companies on the list. The basic package is priced at $299. 

💻 Low on Tech: They are low on tech and connect you to a local broker. However, most of their home selling process is manual, and thereby time-consuming. 

🚫 Limitations: Their basic package does not include CSS – showing service & feedback, realtor-sized sign with frame, and Market Analysis (CMA).

🔍 Read: Flat Fee Group Reviews: ONLY For the Experienced Sellers!


  • A Flat Fee option is available, and multiple services are available on à la carte basis
  • Full-Service options are available
  • Upload up to 25 photos even in the limited package


  • Technologically underdeveloped
  • Pricing assistance requires you to sign up first. This opens the doors to the listed agents calling you every now and then
  • No scope of substantial savings as compared to other flat fee MLS listing companies

No reviews found on enough credible websites to provide a positive or negative rating for this company.

Nationwide coverage


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Hidden Fees

You have to be cautious while choosing a fixed fee MLS listing service. Several companies will claim they are “Flat-Fee”, but will include a hidden charge. Our team has spent hundreds of hours researching such services, and here are some hidden fees charged by fixed rate MLS companies that we’d like to highlight.

👉 Try Houzeo for Free – Houzeo discloses all costs upfront, so there are no surprises!

Flat Fee MLS vs. Full Service Agents

My Responsibilities with a Flat Rate MLS Listing Service

With a flat rate MLS “entry-only” listing, you are essentially your own agent. You enjoy immense control of how you portray your house, how you deal with buyer’s agents, and which offers you accept. Great power comes with great responsibility, so all fixed fee MLS companies ask the home seller to take care of a few important things.

🧐 Learn More: Houzeo technology helps reduce chances of MLS fines and penalties

Flat Fee MLS Listing Services Near Me

We’ve compiled a list of the best Flat Rate MLS Listing Services in each state. Click on your state to check them out!

Frequently Asked Questions

What are the Top Flat Fee MLS Listing Services in the US?

The best Flat Fee MLS companies in the United States not only unbundle their services and allow you to choose which services you want to spend on but also help you save 50% in commissions that you’d pay to traditional agents.

As listed above, the best Flat Fee MLS companies in the United States are:

  1. Houzeo
  2. Congress Realty
  3. FSBO.com
  4. Fizber.com
  5. Homecoin

Do Flat Fee MLS Listings Work?

According to a study by NAR, FSBOs accounted for 7% of home sales in 2021. A typical FSBO home sold for $216,000. But that was only because 57% of the home sellers knew the buyer, which means that they did not have to market their property to get a competitive price.

Do I Need to Offer a 2.5% Buyer Agent Commission?

Technically, no. But I would. Almost 90% of homes in the U.S. sell with a buyer agent involved. To get top dollar for your property, you want to target these agents. So we suggest offering a competitive buyer agent commission. You're saving the 2.5% commission on the listing agent side going the Flat-Fee MLS route anyway. Chances are, offering a competitive buyer agent commission will get you strong offers.

How to list on MLS without a realtor?

You can get listed on the MLS through a flat fee MLS listing company instead in these four easy steps:
1. Choose the best Flat Fee MLS listing service. For example, Houzeo.
2. Pick a suitable plan—according to your needs or additional benefits.
3. Upload appealing property photos and provide information.
4. Complete the listing agreement properly.
5. Your property will get listed on the MLS in 1 business day.

Are Flat Fee Realtors Good?

Some home sellers are skeptical about flat-fee agents because they work for such a low price but a Flat Fee MLS listing service like Houzeo stands out with its excellent services, maximum savings, and praiseworthy customer support.

Can you list on MLS without a real estate agent?

No, only licensed real estate agents have access to the MLS, and that’s why you cannot get on the MLS without a licensed realtor.

Will Agents Contact Me with a Flat Fee MLS Listing?

Yes. Your contact information will be included in the “Showing Instructions” section of your MLS listing. Buyer’s agents will contact you directly if they want to show your home. They may also want you to sign a commission agreement before showing your home to their buyer.

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Flat Fee MLS For Sale By Owner How-to Listing & Marketing

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